Last update: Oct 2026

Cost of Living Comparison Between Ludhiana and Bangalore

For one person, living is cheaper in Ludhiana: $473 a month against $552 in Bangalore, rent and utilities included – about $950 less a year. Rent and utilities account for most of the difference.

23

Cost of Living Index in Ludhiana
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Ludhiana Living Index
27

Cost of Living Index in Bangalore
Learn more

Bangalore Living Index

Jump to prices

Ludhiana

🇮🇳 India

$473

/mo nomad

Bangalore

🇮🇳 India

$552

/mo nomad

Monthly Cost of Living

How much you'll spend in Ludhiana and in Bangalore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ludhiana and in Bangalore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $473 in Ludhiana versus $552 in Bangalore.

Ludhiana $473
Bangalore $552

Estimated couple costs with rent: $814 in Ludhiana versus $936 in Bangalore.

Ludhiana $814
Bangalore $936

Monthly costs for a family of three with rent: $1,156 in Ludhiana versus $1,320 in Bangalore.

Ludhiana $1,156
Bangalore $1,320

Living in Ludhiana costs roughly 14% less than in Bangalore, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ludhiana 65% lower, Bangalore 59% lower.

Meal at Budget Restaurant

$3.33 ₹316

$3.20 ₹304

4.06%

Three-Course Dinner for Two, Mid-Range

$10.62 ₹1,009

$17.72 ₹1,683

-40.07%

Fast Food Meal (McDonalds, etc)

$3.61 ₹343

$4.74 ₹451

-23.84%

Cappuccino

$1.99 ₹189

$2.24 ₹213

-11.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.42

$0.38 ₹36.16

5.26%

Water (0.33 liter bottle)

$0.23 ₹21.69

$0.13 ₹11.88

76.92%

Local Beer (0.5 liter draught)

$1.69 ₹161

$2.29 ₹217

-26.20%

Imported Beer (0.33 liter bottle)

$3.56 ₹338

$3.69 ₹351

-3.52%

Milk (1 liter)

$0.74 ₹69.8

$0.63 ₹60.1

17.46%

White Bread (500g)

$0.51 ₹48.89

$0.59 ₹55.6

-13.56%

Rice (white) (1kg)

$0.84 ₹79.5

$0.81 ₹77.2

3.70%

Eggs

$0.83 ₹78.4

$1.12 ₹106

-25.89%

Local Cheese (1kg)

$3.80 ₹361

$5.97 ₹567

-36.35%

Chicken Fillets (1kg)

$3.07 ₹291

$3.75 ₹356

-18.13%

Apples (1kg)

$2.02 ₹192

$2.80 ₹266

-27.86%

Banana (1kg)

$0.63 ₹59.4

$0.76 ₹72.6

-17.11%

Oranges (1kg)

$0.80 ₹75.8

$1.18 ₹112

-32.20%

Tomato (1kg)

$0.38 ₹36.45

$0.38 ₹36.11

Potato (1kg)

$0.28 ₹26.63

$0.38 ₹35.71

-26.32%

Onion (1kg)

$0.29 ₹27.14

$0.36 ₹34.08

-19.44%

Lettuce (1 head)

$0.43 ₹41.27

$0.42 ₹40.06

2.38%

Water (1.5 liter bottle)

$0.33 ₹31.15

$0.32 ₹30.82

3.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.48 ₹331

$4.80 ₹456

-27.50%

Wine (Bottle)

$12.47 ₹1,184

$9.31 ₹884

33.94%

Local Beer (0.5 liter bottle)

$1.78 ₹169

$1.95 ₹185

-8.72%

Imported Beer (0.33 liter bottle)

$3.10 ₹294

$3.00 ₹285

3.33%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.04 ₹764

$6.37 ₹605

26.22%

One-way Ticket (Public Transport)

$0.54 ₹51.3

$0.54 ₹50.9

Public Transport Monthly Pass (Regular Price)

$15.43 ₹1,466

$15.55 ₹1,477

-0.77%

Taxi Start (Normal Tariff)

$1.59 ₹151

$1.02 ₹97.2

55.88%

Taxi (Normal Tariff) (1km)

$0.41 ₹38.64

$0.30 ₹28.63

36.67%

Taxi 1hour Waiting (Normal Tariff)

$2.06 ₹196

$2.04 ₹194

0.98%

Gasoline (1 liter)

$1.10 ₹104

$1.10 ₹105

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.9K ₹1.6M

$12.5K ₹1.2M

34.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₹2.1M

$18.7K ₹1.8M

18.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$53.1 ₹5,040

$30.94 ₹2,938

71.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.05 ₹290

$4.10 ₹389

-25.61%

Internet (50+ Mbps, Unlimited Data)

$5.73 ₹545

$10.39 ₹987

-44.85%

Gym Membership (Monthly)

$15.19 ₹1,442

$18.87 ₹1,792

-19.50%

Tennis Court (1 Hour on Weekend)

$4.66 ₹443

$5.79 ₹550

-19.52%

Cinema Ticket

$3.69 ₹351

$4.82 ₹457

-23.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.8 ₹6,814

$102 ₹9,658

-29.45%

International Primary School, 1 Child (Yearly)

$1,428 ₹135.6K

$3,257 ₹309.3K

-56.15%

Jeans (Levis 501 Or Similar)

$21.52 ₹2,044

$33.54 ₹3,185

-35.84%

Summer Dress (H&M, Zara, etc)

$39.84 ₹3,783

$30.76 ₹2,921

29.52%

Sport Shoes (Adidas, Nike)

$69.1 ₹6,566

$52.7 ₹5,002

31.25%

Men's Leather Business Shoes

$36.19 ₹3,437

$40.37 ₹3,834

-10.35%

1-bedroom Apartment, City Center (Monthly)

$172 ₹16.4K

$307 ₹29.1K

-43.83%

1-bedroom Apartment, Outside City Center (Monthly)

$101 ₹9,603

$176 ₹16.7K

-42.51%

3-bedroom Apartment, City Center (Monthly)

$419 ₹39.8K

$782 ₹74.2K

-46.42%

3-bedroom Apartment, Outside City Center (Monthly)

$388 ₹36.8K

$482 ₹45.8K

-19.53%

Buy Apartment in City Center (m2)

$599 ₹56.9K

$1,857 ₹176.3K

-67.73%

Buy Apartment Outside City Center (m2)

$489 ₹46.4K

$1,074 ₹102.0K

-54.49%

Average Monthly Net Salary (After Tax)

$424 ₹40.3K

$940 ₹89.2K

-54.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

8.46

8.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ludhiana: October 11, 2026

Last update for Bangalore: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ludhiana

$112 23.7%

Bangalore

$124 22.4% 10.4% $12

Accommodation & Living

Ludhiana

$101 21.4%

Bangalore

$176 31.9% 74% $75

Eating Out

Ludhiana

$79 16.8%

Bangalore

$88 15.9% 10.3% $8.2

Clothing & Footwear

Ludhiana

$75 15.9%

Bangalore

$71 12.8% 5.6% $4.2

Monthly Utilities & Internet

Ludhiana

$62 13.1%

Bangalore

$45 8.2% 26.6% $16

Sport & Entertainment

Ludhiana

$23 4.8%

Bangalore

$29 5.2% 26.2% $5.9

Getting Around

Ludhiana

$21 4.5%

Bangalore

$20 3.7% 4.7% $1

Cost Breakdown

A one-bedroom apartment in the center runs $172 in Ludhiana and $307 in Bangalore. Housing cost is often the main lever when comparing two cities.

Bangalore pays 122% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $11.00 in Ludhiana vs $18.00 in Bangalore for a mid-range dinner for two. Groceries echo the gap at $112 vs $124 per month, with Ludhiana cheaper across the board.

Good to know

🇮🇳 Ludhiana

🇮🇳 Bangalore

🕒 Local time

05:16 5:16 AM

Same time as Ludhiana

🌤 Weather

👥 Population

2,232,000

8,495,492

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Ludhiana Bangalore 2,000 km ≈ 3 h nonstop flight

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Ludhiana
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ludhiana vs Bangalore: Cost of Living - Frequently Asked Questions

Ludhiana wins on cost – living expenses run 17% lower than in Bangalore. Housing and daily spending are where you'll feel the difference most, making Ludhiana the obvious pick if budget is a priority.

On paper, salaries run 122% lower in Bangalore. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $172 in Ludhiana versus $307 in Bangalore. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ludhiana runs roughly 1% less than in Bangalore. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $71.8 in Ludhiana versus $102 in Bangalore. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,200 a month, though Ludhiana gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Ludhiana delivers better value – similar infrastructure at $473 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ludhiana hard to pass up.

Expats usually find Ludhiana gentler on the wallet – expenses run 17% less than in Bangalore. Beyond cost, consider language, visa policies, and how big the international community is in each city.