Cost of Living Comparison Between Ludhiana and Bangalore Cost of Living Comparison Between Ludhiana and Bangalore

Monthly Cost of Living

Monthly costs for one person with rent: $521 in Ludhiana versus $560 in Bangalore.

Estimated couple costs with rent: $909 in Ludhiana versus $952 in Bangalore.

Monthly costs for a family of three with rent: $1,296 in Ludhiana versus $1,344 in Bangalore.

Living in Ludhiana costs roughly 7% less than in Bangalore, driven mainly by Eating Out.

Both cities sit below the global median: Ludhiana 61% lower, Bangalore 58% lower.

Meal at Budget Restaurant

$2.94 ₹283

$3.56 ₹343

-17.42%

Three-Course Dinner for Two, Mid-Range

$11.80 ₹1,136

$17.57 ₹1,691

-32.84%

Fast Food Meal (McDonalds, etc)

$4.19 ₹403

$4.05 ₹389

3.46%

Cappuccino

$1.97 ₹190

$2.40 ₹231

-17.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.28

$0.46 ₹43.94

-13.04%

Water (0.33 liter bottle)

$0.26 ₹25.14

$0.16 ₹15.23

62.50%

Local Beer (0.5 liter draught)

$1.72 ₹166

$2.38 ₹229

-27.73%

Imported Beer (0.33 liter bottle)

$3.45 ₹332

$3.96 ₹381

-12.88%

Milk (1 liter)

$0.75 ₹72.5

$0.65 ₹62.4

15.38%

White Bread (500g)

$0.57 ₹54.9

$0.62 ₹59.8

-8.06%

Rice (white) (1kg)

$0.91 ₹87.2

$0.86 ₹82.6

5.81%

Eggs

$0.96 ₹92.6

$1.04 ₹100

-7.69%

Local Cheese (1kg)

$4.42 ₹426

$7.80 ₹751

-43.33%

Chicken Fillets (1kg)

$3.48 ₹335

$3.85 ₹370

-9.61%

Apples (1kg)

$2.32 ₹224

$2.65 ₹255

-12.45%

Banana (1kg)

$0.65 ₹63.0

$0.74 ₹71.5

-12.16%

Oranges (1kg)

$0.95 ₹91.0

$1.13 ₹109

-15.93%

Tomato (1kg)

$0.39 ₹37.56

$0.43 ₹41.82

-9.30%

Potato (1kg)

$0.29 ₹27.47

$0.47 ₹45.35

-38.30%

Onion (1kg)

$0.35 ₹34.15

$0.51 ₹49.04

-31.37%

Lettuce (1 head)

$0.45 ₹43.24

$0.44 ₹42.30

2.27%

Water (1.5 liter bottle)

$0.37 ₹35.96

$0.35 ₹33.90

5.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.62 ₹349

$4.10 ₹395

-11.71%

Wine (Bottle)

$12.66 ₹1,219

$10.25 ₹986

23.51%

Local Beer (0.5 liter bottle)

$1.98 ₹190

$2.11 ₹204

-6.16%

Imported Beer (0.33 liter bottle)

$3.68 ₹354

$3.31 ₹319

11.18%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.23 ₹696

$7.46 ₹718

-3.08%

One-way Ticket (Public Transport)

$0.65 ₹62.9

$0.57 ₹54.7

14.04%

Public Transport Monthly Pass (Regular Price)

$17.72 ₹1,706

$14.55 ₹1,401

21.79%

Taxi Start (Normal Tariff)

$1.75 ₹169

$1.18 ₹113

48.31%

Taxi (Normal Tariff) (1km)

$0.36 ₹34.21

$0.35 ₹33.81

2.86%

Taxi 1hour Waiting (Normal Tariff)

$2.31 ₹222

$2.36 ₹227

-2.12%

Gasoline (1 liter)

$1.22 ₹118

$1.22 ₹117

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.9K ₹1.6M

$13.8K ₹1.3M

22.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K ₹2.1M

$24.7K ₹2.4M

-13.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.1 ₹6,173

$34.61 ₹3,333

85.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.46 ₹333

$4.99 ₹480

-30.66%

Internet (50+ Mbps, Unlimited Data)

$6.55 ₹631

$10.67 ₹1,027

-38.61%

Gym Membership (Monthly)

$16.79 ₹1,617

$18.61 ₹1,792

-9.78%

Tennis Court (1 Hour on Weekend)

$6.23 ₹600

$5.99 ₹576

4.01%

Cinema Ticket

$4.02 ₹387

$4.60 ₹443

-12.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$79.1 ₹7,617

$117 ₹11.2K

-32.21%

International Primary School, 1 Child (Yearly)

$1,604 ₹154.4K

$3,283 ₹316.1K

-51.15%

Jeans (Levis 501 Or Similar)

$24.35 ₹2,344

$27.50 ₹2,648

-11.45%

Summer Dress (H&M, Zara, etc)

$35.78 ₹3,445

$29.18 ₹2,809

22.62%

Sport Shoes (Adidas, Nike)

$63.4 ₹6,107

$55.0 ₹5,291

15.43%

Men's Leather Business Shoes

$40.36 ₹3,886

$40.64 ₹3,913

-0.69%

1-bedroom Apartment, City Center (Monthly)

$206 ₹19.8K

$308 ₹29.7K

-33.23%

1-bedroom Apartment, Outside City Center (Monthly)

$123 ₹11.9K

$178 ₹17.1K

-30.83%

3-bedroom Apartment, City Center (Monthly)

$508 ₹48.9K

$818 ₹78.8K

-37.90%

3-bedroom Apartment, Outside City Center (Monthly)

$487 ₹46.8K

$485 ₹46.7K

0.36%

Buy Apartment in City Center (m2)

$593 ₹57.1K

$1,824 ₹175.6K

-67.48%

Buy Apartment Outside City Center (m2)

$486 ₹46.8K

$988 ₹95.1K

-50.78%

Average Monthly Net Salary (After Tax)

$421 ₹40.5K

$787 ₹75.7K

-46.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

9.19

-6.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ludhiana: July 12, 2026

Last update for Bangalore: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $206 in Ludhiana and $308 in Bangalore. Housing cost is often the main lever when comparing two cities.

Bangalore pays 87% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $12.00 in Ludhiana vs $18.00 in Bangalore for a mid-range dinner for two. Groceries echo the gap at $123 vs $133 per month, with Ludhiana cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ludhiana vs Bangalore: Cost of Living - Frequently Asked Questions

Ludhiana wins on cost – living expenses run 7% lower than in Bangalore. Housing and daily spending are where you'll feel the difference most, making Ludhiana the obvious pick if budget is a priority.

On paper, salaries run 87% lower in Bangalore. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $206 in Ludhiana versus $308 in Bangalore. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ludhiana runs roughly 22% less than in Bangalore. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $79.1 in Ludhiana versus $117 in Bangalore. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,200 a month, though Ludhiana gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Ludhiana delivers better value – similar infrastructure at $521 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ludhiana hard to pass up.

Expats usually find Ludhiana gentler on the wallet – expenses run 7% less than in Bangalore. Beyond cost, consider language, visa policies, and how big the international community is in each city.