Cost of Living Comparison Between Bangalore and Ludhiana Cost of Living Comparison Between Bangalore and Ludhiana

Monthly Cost of Living

Monthly costs for one person with rent: $551 in Bangalore versus $487 in Ludhiana.

Estimated couple costs with rent: $941 in Bangalore versus $829 in Ludhiana.

Monthly costs for a family of three with rent: $1,332 in Bangalore versus $1,171 in Ludhiana.

Living in Bangalore is roughly 13% more expensive than in Ludhiana, driven mainly by Groceries & Markets.

Both cities sit below the global median: Bangalore 60% lower, Ludhiana 65% lower.

Meal at Budget Restaurant

$3.08 ₹294

$3.47 ₹331

-11.24%

Three-Course Dinner for Two, Mid-Range

$18.67 ₹1,783

$10.47 ₹1,001

78.32%

Fast Food Meal (McDonalds, etc)

$4.84 ₹462

$3.80 ₹363

27.37%

Cappuccino

$2.33 ₹222

$1.99 ₹190

17.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₹40.40

$0.37 ₹35.52

13.51%

Water (0.33 liter bottle)

$0.15 ₹14.18

$0.25 ₹23.90

-40.00%

Local Beer (0.5 liter draught)

$2.30 ₹219

$1.78 ₹170

29.21%

Imported Beer (0.33 liter bottle)

$4.00 ₹383

$3.71 ₹355

7.82%

Milk (1 liter)

$0.61 ₹58.3

$0.74 ₹70.7

-17.57%

White Bread (500g)

$0.54 ₹51.1

$0.55 ₹53.0

-1.82%

Rice (white) (1kg)

$0.77 ₹73.4

$0.85 ₹81.2

-9.41%

Eggs

$1.06 ₹101

$0.83 ₹79.2

27.71%

Local Cheese (1kg)

$6.42 ₹614

$3.90 ₹373

64.62%

Chicken Fillets (1kg)

$3.83 ₹366

$3.03 ₹290

26.40%

Apples (1kg)

$2.75 ₹263

$2.09 ₹200

31.58%

Banana (1kg)

$0.71 ₹67.4

$0.59 ₹56.8

20.34%

Oranges (1kg)

$1.18 ₹112

$0.83 ₹79.8

42.17%

Tomato (1kg)

$0.42 ₹40.59

$0.36 ₹34.02

16.67%

Potato (1kg)

$0.36 ₹34.34

$0.27 ₹25.72

33.33%

Onion (1kg)

$0.37 ₹35.33

$0.32 ₹30.68

15.62%

Lettuce (1 head)

$0.43 ₹41.00

$0.44 ₹42.13

-2.27%

Water (1.5 liter bottle)

$0.33 ₹31.93

$0.36 ₹33.93

-8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.75 ₹454

$3.62 ₹346

31.22%

Wine (Bottle)

$9.17 ₹876

$12.65 ₹1,209

-27.51%

Local Beer (0.5 liter bottle)

$1.96 ₹187

$1.85 ₹176

5.95%

Imported Beer (0.33 liter bottle)

$2.98 ₹285

$3.03 ₹290

-1.65%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.40 ₹611

$6.80 ₹650

-5.88%

One-way Ticket (Public Transport)

$0.51 ₹48.55

$0.52 ₹49.51

-1.92%

Public Transport Monthly Pass (Regular Price)

$15.65 ₹1,496

$15.56 ₹1,487

0.58%

Taxi Start (Normal Tariff)

$1.08 ₹103

$1.58 ₹151

-31.65%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.52

$0.43 ₹41.29

-27.91%

Taxi 1hour Waiting (Normal Tariff)

$2.17 ₹207

$2.07 ₹198

4.83%

Gasoline (1 liter)

$1.09 ₹104

$1.06 ₹101

2.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.2K ₹1.2M

$17.1K ₹1.6M

-28.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.8K ₹1.8M

$22.3K ₹2.1M

-15.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.07 ₹2,873

$52.7 ₹5,039

-42.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.20 ₹401

$3.24 ₹309

29.63%

Internet (50+ Mbps, Unlimited Data)

$10.17 ₹971

$5.80 ₹554

75.34%

Gym Membership (Monthly)

$18.23 ₹1,742

$15.34 ₹1,466

18.84%

Tennis Court (1 Hour on Weekend)

$6.00 ₹574

$10.67 ₹1,020

-43.77%

Cinema Ticket

$4.70 ₹449

$3.69 ₹352

27.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$108 ₹10.3K

$72.2 ₹6,901

49.43%

International Primary School, 1 Child (Yearly)

$3,128 ₹298.8K

$1,478 ₹141.2K

111.66%

Jeans (Levis 501 Or Similar)

$32.74 ₹3,128

$22.37 ₹2,137

46.36%

Summer Dress (H&M, Zara, etc)

$29.62 ₹2,830

$32.98 ₹3,151

-10.19%

Sport Shoes (Adidas, Nike)

$51.9 ₹4,955

$70.1 ₹6,695

-26.00%

Men's Leather Business Shoes

$39.59 ₹3,782

$36.31 ₹3,469

9.03%

1-bedroom Apartment, City Center (Monthly)

$317 ₹30.3K

$175 ₹16.7K

81.37%

1-bedroom Apartment, Outside City Center (Monthly)

$185 ₹17.6K

$103 ₹9,823

79.54%

3-bedroom Apartment, City Center (Monthly)

$825 ₹78.9K

$423 ₹40.4K

95.20%

3-bedroom Apartment, Outside City Center (Monthly)

$499 ₹47.7K

$384 ₹36.7K

29.91%

Buy Apartment in City Center (m2)

$1,872 ₹178.8K

$597 ₹57.0K

213.58%

Buy Apartment Outside City Center (m2)

$1,076 ₹102.8K

$510 ₹48.8K

110.94%

Average Monthly Net Salary (After Tax)

$857 ₹81.9K

$424 ₹40.5K

102.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.52

9.17

-7.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangalore: September 7, 2026

Last update for Ludhiana: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $317 in Bangalore and $175 in Ludhiana. Housing cost is often the main lever when comparing two cities.

Bangalore pays 102% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $19.00 in Bangalore vs $10.00 in Ludhiana for a mid-range dinner for two. Groceries echo the gap at $124 vs $114 per month, with Ludhiana cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangalore vs Ludhiana: Cost of Living - Frequently Asked Questions

Ludhiana wins on cost – living expenses run 13% lower than in Bangalore. Housing and daily spending are where you'll feel the difference most, making Ludhiana the obvious pick if budget is a priority.

Average pay runs 102% higher in Bangalore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $317 in Bangalore versus $175 in Ludhiana. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ludhiana runs roughly 1% less than in Bangalore. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $108 in Bangalore versus $72.2 in Ludhiana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,200 a month, though Ludhiana gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Ludhiana delivers better value – similar infrastructure at $487 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ludhiana hard to pass up.

Expats usually find Ludhiana gentler on the wallet – expenses run 13% less than in Bangalore. Beyond cost, consider language, visa policies, and how big the international community is in each city.