Cost of Living Comparison Between Bangalore and Ludhiana Cost of Living Comparison Between Bangalore and Ludhiana

Monthly Cost of Living

Monthly costs for one person with rent: $563 in Bangalore versus $516 in Ludhiana.

Estimated couple costs with rent: $963 in Bangalore versus $913 in Ludhiana.

Monthly costs for a family of three with rent: $1,362 in Bangalore versus $1,311 in Ludhiana.

Living in Bangalore is roughly 9% more expensive than Ludhiana, driven mainly by Eating Out.

Both cities sit below the global median: Bangalore 58% lower, Ludhiana 62% lower.

Meal at Budget Restaurant

$3.42 ₹327

$2.99 ₹286

14.38%

Three-Course Dinner for Two, Mid-Range

$17.49 ₹1,674

$11.70 ₹1,119

49.49%

Fast Food Meal (McDonalds, etc)

$4.09 ₹391

$4.06 ₹388

0.74%

Cappuccino

$2.27 ₹217

$1.93 ₹185

17.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ₹43.73

$0.43 ₹41.15

6.98%

Water (0.33 liter bottle)

$0.16 ₹15.37

$0.24 ₹22.77

-33.33%

Local Beer (0.5 liter draught)

$2.28 ₹218

$1.71 ₹164

33.33%

Imported Beer (0.33 liter bottle)

$4.14 ₹396

$3.40 ₹326

21.76%

Milk (1 liter)

$0.61 ₹57.9

$0.77 ₹73.5

-20.78%

White Bread (500g)

$0.58 ₹56.0

$0.57 ₹54.6

1.75%

Rice (white) (1kg)

$0.86 ₹82.4

$0.93 ₹89.4

-7.53%

Eggs

$1.02 ₹97.4

$0.96 ₹92.2

6.25%

Local Cheese (1kg)

$7.69 ₹736

$4.20 ₹402

83.10%

Chicken Fillets (1kg)

$3.70 ₹354

$3.36 ₹321

10.12%

Apples (1kg)

$2.64 ₹253

$2.23 ₹213

18.39%

Banana (1kg)

$0.81 ₹77.1

$0.70 ₹67.0

15.71%

Oranges (1kg)

$1.13 ₹108

$0.92 ₹87.8

22.83%

Tomato (1kg)

$0.44 ₹42.09

$0.42 ₹40.55

4.76%

Potato (1kg)

$0.51 ₹48.57

$0.29 ₹27.40

75.86%

Onion (1kg)

$0.55 ₹52.2

$0.32 ₹30.92

71.88%

Lettuce (1 head)

$0.48 ₹45.54

$0.49 ₹46.63

-2.04%

Water (1.5 liter bottle)

$0.35 ₹33.50

$0.35 ₹33.18

Cigarettes 20 Pack (Marlboro, Camel)

$3.98 ₹381

$3.70 ₹354

7.57%

Wine (Bottle)

$10.28 ₹984

$12.53 ₹1,200

-17.96%

Local Beer (0.5 liter bottle)

$2.15 ₹206

$2.04 ₹196

5.39%

Imported Beer (0.33 liter bottle)

$3.28 ₹314

$3.70 ₹354

-11.35%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.57 ₹724

$6.87 ₹658

10.19%

One-way Ticket (Public Transport)

$0.59 ₹56.5

$0.65 ₹62.6

-9.23%

Public Transport Monthly Pass (Regular Price)

$14.61 ₹1,398

$17.75 ₹1,698

-17.69%

Taxi Start (Normal Tariff)

$1.18 ₹113

$1.70 ₹163

-30.59%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.28

$0.35 ₹33.94

-5.71%

Taxi 1hour Waiting (Normal Tariff)

$2.36 ₹226

$2.34 ₹224

0.85%

Gasoline (1 liter)

$1.19 ₹114

$1.18 ₹113

0.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.0K ₹1.3M

$16.7K ₹1.6M

-16.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₹2.4M

$21.2K ₹2.0M

16.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.40 ₹3,292

$62.5 ₹5,976

-44.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.95 ₹474

$3.45 ₹330

43.48%

Internet (50+ Mbps, Unlimited Data)

$10.97 ₹1,050

$6.59 ₹631

66.46%

Gym Membership (Monthly)

$18.59 ₹1,779

$16.83 ₹1,611

10.46%

Tennis Court (1 Hour on Weekend)

$5.98 ₹573

$6.58 ₹630

-9.12%

Cinema Ticket

$4.66 ₹446

$3.96 ₹379

17.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$116 ₹11.1K

$78.9 ₹7,545

47.31%

International Primary School, 1 Child (Yearly)

$3,236 ₹309.7K

$1,580 ₹151.2K

104.78%

Jeans (Levis 501 Or Similar)

$27.98 ₹2,678

$24.65 ₹2,359

13.51%

Summer Dress (H&M, Zara, etc)

$29.75 ₹2,847

$36.23 ₹3,468

-17.89%

Sport Shoes (Adidas, Nike)

$54.6 ₹5,225

$64.1 ₹6,129

-14.75%

Men's Leather Business Shoes

$40.21 ₹3,848

$41.08 ₹3,931

-2.12%

1-bedroom Apartment, City Center (Monthly)

$306 ₹29.3K

$199 ₹19.1K

53.56%

1-bedroom Apartment, Outside City Center (Monthly)

$179 ₹17.2K

$119 ₹11.4K

50.76%

3-bedroom Apartment, City Center (Monthly)

$842 ₹80.6K

$509 ₹48.7K

65.45%

3-bedroom Apartment, Outside City Center (Monthly)

$486 ₹46.6K

$499 ₹47.8K

-2.60%

Buy Apartment in City Center (m2)

$1,812 ₹173.4K

$596 ₹57.1K

203.98%

Buy Apartment Outside City Center (m2)

$962 ₹92.1K

$497 ₹47.5K

93.80%

Average Monthly Net Salary (After Tax)

$876 ₹83.8K

$427 ₹40.9K

105.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.19

8.62

6.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangalore: May 30, 2026

Last update for Ludhiana: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $306 in Bangalore and $199 in Ludhiana. Housing cost is often the main lever when comparing two cities.

Bangalore pays 105% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $17.00 in Bangalore vs $12.00 in Ludhiana for a mid-range dinner for two. Groceries echo the gap at $132 vs $122 per month, with Ludhiana cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangalore vs Ludhiana: Cost of Living - Frequently Asked Questions

Ludhiana wins on cost – living expenses run 9% lower than in Bangalore. Housing and daily spending are where you'll feel the difference most, making Ludhiana the obvious pick if budget is a priority.

Bangalore pays 105% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $306 in Bangalore versus $199 in Ludhiana. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ludhiana runs roughly 21% less than in Bangalore. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $116 in Bangalore versus $78.9 in Ludhiana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,200 a month, though Ludhiana gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Ludhiana delivers better value – similar infrastructure at $516 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ludhiana hard to pass up.

Expats usually find Ludhiana gentler on the wallet – expenses run 9% less than in Bangalore. Beyond cost, consider language, visa policies, and how big the international community is in each city.