Last update: Oct 2026

Cost of Living Comparison Between Bangalore and Ludhiana

For one person, living is cheaper in Ludhiana: $488 a month against $562 in Bangalore, rent and utilities included – about $890 less a year. Rent and utilities account for most of the difference.

27

Cost of Living Index in Bangalore
Learn more

Bangalore Living Index
24

Cost of Living Index in Ludhiana
Learn more

Ludhiana Living Index

Jump to prices

Bangalore

🇮🇳 India

$562

/mo nomad

Ludhiana

🇮🇳 India

$488

/mo nomad

Monthly Cost of Living

How much you'll spend in Bangalore and in Ludhiana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bangalore and in Ludhiana actually costs, broken down by who's living it.

Monthly costs for one person with rent: $562 in Bangalore versus $488 in Ludhiana.

Bangalore $562
Ludhiana $488

Estimated couple costs with rent: $949 in Bangalore versus $784 in Ludhiana.

Bangalore $949
Ludhiana $784

Monthly costs for a family of three with rent: $1,336 in Bangalore versus $1,080 in Ludhiana.

Bangalore $1,336
Ludhiana $1,080

Living in Bangalore is roughly 15% more expensive than in Ludhiana, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Bangalore 59% lower, Ludhiana 64% lower.

Meal at Budget Restaurant

$3.20 ₹304

$3.48 ₹332

-8.05%

Three-Course Dinner for Two, Mid-Range

$18.12 ₹1,725

$10.67 ₹1,016

69.82%

Fast Food Meal (McDonalds, etc)

$4.66 ₹443

$3.58 ₹341

30.17%

Cappuccino

$2.33 ₹222

$1.93 ₹184

20.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₹41.85

$0.40 ₹38.34

10.00%

Water (0.33 liter bottle)

$0.14 ₹13.32

$0.25 ₹23.90

-44.00%

Local Beer (0.5 liter draught)

$2.38 ₹226

$1.70 ₹162

40.00%

Imported Beer (0.33 liter bottle)

$3.63 ₹346

$3.52 ₹335

3.12%

Milk (1 liter)

$0.65 ₹62.2

$0.74 ₹70.7

-12.16%

White Bread (500g)

$0.58 ₹55.2

$0.51 ₹48.13

13.73%

Rice (white) (1kg)

$0.77 ₹73.4

$0.78 ₹73.9

-1.28%

Eggs

$1.09 ₹103

$0.86 ₹81.9

26.74%

Local Cheese (1kg)

$6.35 ₹605

$3.99 ₹379

59.15%

Chicken Fillets (1kg)

$3.81 ₹363

$3.09 ₹294

23.30%

Apples (1kg)

$2.80 ₹267

$2.10 ₹200

33.33%

Banana (1kg)

$0.76 ₹72.4

$0.58 ₹55.3

31.03%

Oranges (1kg)

$1.26 ₹120

$0.82 ₹77.6

53.66%

Tomato (1kg)

$0.42 ₹39.92

$0.38 ₹36.53

10.53%

Potato (1kg)

$0.36 ₹34.19

$0.26 ₹24.69

38.46%

Onion (1kg)

$0.40 ₹37.69

$0.32 ₹30.69

25.00%

Lettuce (1 head)

$0.39 ₹37.54

$0.43 ₹41.24

-9.30%

Water (1.5 liter bottle)

$0.30 ₹28.15

$0.32 ₹30.92

-6.25%

Cigarettes 20 Pack (Marlboro, Camel)

$4.65 ₹443

$3.48 ₹331

33.62%

Wine (Bottle)

$9.06 ₹863

$12.37 ₹1,178

-26.76%

Local Beer (0.5 liter bottle)

$1.89 ₹180

$1.83 ₹174

3.28%

Imported Beer (0.33 liter bottle)

$2.99 ₹284

$3.05 ₹291

-1.97%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.52 ₹620

$8.39 ₹798

-22.29%

One-way Ticket (Public Transport)

$0.54 ₹51.5

$0.55 ₹52.0

-1.82%

Public Transport Monthly Pass (Regular Price)

$12.52 ₹1,192

$15.78 ₹1,502

-20.66%

Taxi Start (Normal Tariff)

$1.07 ₹102

$1.55 ₹147

-30.97%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.66

$0.44 ₹41.72

-31.82%

Taxi 1hour Waiting (Normal Tariff)

$2.06 ₹196

$2.15 ₹204

-4.19%

Gasoline (1 liter)

$1.10 ₹105

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.1K ₹1.1M

$13.4K ₹1.3M

-16.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₹1.8M

$22.0K ₹2.1M

-12.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.15 ₹2,966

$52.5 ₹4,995

-40.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.11 ₹392

$3.10 ₹295

32.58%

Internet (50+ Mbps, Unlimited Data)

$10.56 ₹1,005

$5.81 ₹554

81.76%

Gym Membership (Monthly)

$21.90 ₹2,085

$15.33 ₹1,460

42.86%

Tennis Court (1 Hour on Weekend)

$5.86 ₹558

$4.48 ₹427

30.80%

Cinema Ticket

$4.64 ₹442

$3.61 ₹344

28.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$103 ₹9,760

$72.3 ₹6,882

41.82%

International Primary School, 1 Child (Yearly)

$2,902 ₹276.3K

$1,443 ₹137.4K

101.14%

Jeans (Levis 501 Or Similar)

$32.91 ₹3,133

$21.69 ₹2,065

51.73%

Summer Dress (H&M, Zara, etc)

$30.69 ₹2,922

$40.15 ₹3,823

-23.56%

Sport Shoes (Adidas, Nike)

$56.0 ₹5,334

$70.1 ₹6,671

-20.04%

Men's Leather Business Shoes

$40.75 ₹3,880

$36.40 ₹3,465

11.95%

1-bedroom Apartment, City Center (Monthly)

$312 ₹29.7K

$171 ₹16.3K

82.35%

1-bedroom Apartment, Outside City Center (Monthly)

$182 ₹17.3K

$114 ₹10.8K

60.01%

3-bedroom Apartment, City Center (Monthly)

$842 ₹80.2K

$433 ₹41.2K

94.53%

3-bedroom Apartment, Outside City Center (Monthly)

$488 ₹46.5K

$307 ₹29.2K

59.07%

Buy Apartment in City Center (m2)

$1,878 ₹178.8K

$880 ₹83.8K

113.47%

Buy Apartment Outside City Center (m2)

$1,045 ₹99.5K

$679 ₹64.6K

53.92%

Average Monthly Net Salary (After Tax)

$928 ₹88.3K

$423 ₹40.3K

119.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.47

9.17

-7.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangalore: October 25, 2026

Last update for Ludhiana: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bangalore

$182 32.4%

Ludhiana

$114 23.3% 37.5% $68

Groceries & Markets

Bangalore

$124 22.1%

Ludhiana

$113 23.1% 9.2% $11

Eating Out

Bangalore

$89 15.8%

Ludhiana

$80 16.4% 10.2% $9.1

Clothing & Footwear

Bangalore

$72 12.9%

Ludhiana

$76 15.5% 4.9% $3.6

Monthly Utilities & Internet

Bangalore

$46 8.2%

Ludhiana

$61 12.6% 34% $16

Sport & Entertainment

Bangalore

$31 5.6%

Ludhiana

$23 4.6% 27.6% $8.6

Getting Around

Bangalore

$17 3.1%

Ludhiana

$22 4.5% 25.7% $4.4

Cost Breakdown

A one-bedroom apartment in the center runs $312 in Bangalore and $171 in Ludhiana. Housing cost is often the main lever when comparing two cities.

Bangalore pays about 2.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $18 in Bangalore vs $11 in Ludhiana for a mid-range dinner for two. Groceries echo the gap at $124 vs $113 per month, with Ludhiana cheaper across the board.

Good to know

🇮🇳 Bangalore

🇮🇳 Ludhiana

🕒 Local time

07:28 7:28 AM

Same time as Bangalore

🌤 Weather

👥 Population

8,495,492

2,232,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Bangalore Ludhiana 2,000 km ≈ 3 h nonstop flight

From you

Bangalore
Ludhiana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangalore vs Ludhiana: Cost of Living - Frequently Asked Questions

Ludhiana wins on cost – living expenses run 13% lower than in Bangalore. Housing and daily spending are where you’ll feel the difference most, making Ludhiana the obvious pick if budget is a priority.

Average pay in Bangalore is about 2.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $312 in Bangalore versus $171 in Ludhiana. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bangalore runs roughly 21% less than in Ludhiana. The price difference matters if you commute daily and watch your budget.

Childcare runs $103 in Bangalore versus $72 in Ludhiana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,200 a month, though Ludhiana gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ludhiana wins on affordability, Bangalore on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.