Cost of Living Comparison Between Bangalore and Ludhiana Cost of Living Comparison Between Bangalore and Ludhiana

Monthly Cost of Living

Monthly costs for one person with rent: $560 in Bangalore versus $521 in Ludhiana.

Estimated couple costs with rent: $952 in Bangalore versus $909 in Ludhiana.

Monthly costs for a family of three with rent: $1,344 in Bangalore versus $1,296 in Ludhiana.

Living in Bangalore is roughly 7% more expensive than in Ludhiana, driven mainly by Eating Out.

Both cities sit below the global median: Bangalore 58% lower, Ludhiana 61% lower.

Meal at Budget Restaurant

$3.56 ₹343

$2.94 ₹283

21.09%

Three-Course Dinner for Two, Mid-Range

$17.57 ₹1,691

$11.80 ₹1,136

48.90%

Fast Food Meal (McDonalds, etc)

$4.05 ₹389

$4.19 ₹403

-3.34%

Cappuccino

$2.40 ₹231

$1.97 ₹190

21.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ₹43.94

$0.40 ₹38.28

15.00%

Water (0.33 liter bottle)

$0.16 ₹15.23

$0.26 ₹25.14

-38.46%

Local Beer (0.5 liter draught)

$2.38 ₹229

$1.72 ₹166

38.37%

Imported Beer (0.33 liter bottle)

$3.96 ₹381

$3.45 ₹332

14.78%

Milk (1 liter)

$0.65 ₹62.4

$0.75 ₹72.5

-13.33%

White Bread (500g)

$0.62 ₹59.8

$0.57 ₹54.9

8.77%

Rice (white) (1kg)

$0.86 ₹82.6

$0.91 ₹87.2

-5.49%

Eggs

$1.04 ₹100

$0.96 ₹92.6

8.33%

Local Cheese (1kg)

$7.80 ₹751

$4.42 ₹426

76.47%

Chicken Fillets (1kg)

$3.85 ₹370

$3.48 ₹335

10.63%

Apples (1kg)

$2.65 ₹255

$2.32 ₹224

14.22%

Banana (1kg)

$0.74 ₹71.5

$0.65 ₹63.0

13.85%

Oranges (1kg)

$1.13 ₹109

$0.95 ₹91.0

18.95%

Tomato (1kg)

$0.43 ₹41.82

$0.39 ₹37.56

10.26%

Potato (1kg)

$0.47 ₹45.35

$0.29 ₹27.47

62.07%

Onion (1kg)

$0.51 ₹49.04

$0.35 ₹34.15

45.71%

Lettuce (1 head)

$0.44 ₹42.30

$0.45 ₹43.24

-2.22%

Water (1.5 liter bottle)

$0.35 ₹33.90

$0.37 ₹35.96

-5.41%

Cigarettes 20 Pack (Marlboro, Camel)

$4.10 ₹395

$3.62 ₹349

13.26%

Wine (Bottle)

$10.25 ₹986

$12.66 ₹1,219

-19.04%

Local Beer (0.5 liter bottle)

$2.11 ₹204

$1.98 ₹190

6.57%

Imported Beer (0.33 liter bottle)

$3.31 ₹319

$3.68 ₹354

-10.05%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.46 ₹718

$7.23 ₹696

3.18%

One-way Ticket (Public Transport)

$0.57 ₹54.7

$0.65 ₹62.9

-12.31%

Public Transport Monthly Pass (Regular Price)

$14.55 ₹1,401

$17.72 ₹1,706

-17.89%

Taxi Start (Normal Tariff)

$1.18 ₹113

$1.75 ₹169

-32.57%

Taxi (Normal Tariff) (1km)

$0.35 ₹33.81

$0.36 ₹34.21

-2.78%

Taxi 1hour Waiting (Normal Tariff)

$2.36 ₹227

$2.31 ₹222

2.16%

Gasoline (1 liter)

$1.22 ₹117

$1.22 ₹118

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.8K ₹1.3M

$16.9K ₹1.6M

-18.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₹2.4M

$21.5K ₹2.1M

15.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.61 ₹3,333

$64.1 ₹6,173

-46.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.99 ₹480

$3.46 ₹333

44.22%

Internet (50+ Mbps, Unlimited Data)

$10.67 ₹1,027

$6.55 ₹631

62.90%

Gym Membership (Monthly)

$18.61 ₹1,792

$16.79 ₹1,617

10.84%

Tennis Court (1 Hour on Weekend)

$5.99 ₹576

$6.23 ₹600

-3.85%

Cinema Ticket

$4.60 ₹443

$4.02 ₹387

14.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$117 ₹11.2K

$79.1 ₹7,617

47.52%

International Primary School, 1 Child (Yearly)

$3,283 ₹316.1K

$1,604 ₹154.4K

104.71%

Jeans (Levis 501 Or Similar)

$27.50 ₹2,648

$24.35 ₹2,344

12.94%

Summer Dress (H&M, Zara, etc)

$29.18 ₹2,809

$35.78 ₹3,445

-18.45%

Sport Shoes (Adidas, Nike)

$55.0 ₹5,291

$63.4 ₹6,107

-13.37%

Men's Leather Business Shoes

$40.64 ₹3,913

$40.36 ₹3,886

0.69%

1-bedroom Apartment, City Center (Monthly)

$308 ₹29.7K

$206 ₹19.8K

49.77%

1-bedroom Apartment, Outside City Center (Monthly)

$178 ₹17.1K

$123 ₹11.9K

44.58%

3-bedroom Apartment, City Center (Monthly)

$818 ₹78.8K

$508 ₹48.9K

61.04%

3-bedroom Apartment, Outside City Center (Monthly)

$485 ₹46.7K

$487 ₹46.8K

-0.36%

Buy Apartment in City Center (m2)

$1,824 ₹175.6K

$593 ₹57.1K

207.48%

Buy Apartment Outside City Center (m2)

$988 ₹95.1K

$486 ₹46.8K

103.17%

Average Monthly Net Salary (After Tax)

$787 ₹75.7K

$421 ₹40.5K

86.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.19

8.62

6.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangalore: July 12, 2026

Last update for Ludhiana: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $308 in Bangalore and $206 in Ludhiana. Housing cost is often the main lever when comparing two cities.

Bangalore pays 87% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $18.00 in Bangalore vs $12.00 in Ludhiana for a mid-range dinner for two. Groceries echo the gap at $133 vs $123 per month, with Ludhiana cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangalore vs Ludhiana: Cost of Living - Frequently Asked Questions

Ludhiana wins on cost – living expenses run 7% lower than in Bangalore. Housing and daily spending are where you'll feel the difference most, making Ludhiana the obvious pick if budget is a priority.

Average pay runs 87% higher in Bangalore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $308 in Bangalore versus $206 in Ludhiana. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ludhiana runs roughly 22% less than in Bangalore. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $117 in Bangalore versus $79.1 in Ludhiana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,200 a month, though Ludhiana gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Ludhiana delivers better value – similar infrastructure at $521 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ludhiana hard to pass up.

Expats usually find Ludhiana gentler on the wallet – expenses run 7% less than in Bangalore. Beyond cost, consider language, visa policies, and how big the international community is in each city.