Cost of Living Comparison Between Loznica and Ubud, Bali Cost of Living Comparison Between Loznica and Ubud, Bali

Monthly Cost of Living

A single person spends $775 per month in Loznica vs $1,348 in Ubud, Bali, rent included.

A couple spends around $1,166 per month in Loznica vs $2,312 in Ubud, Bali, rent included.

A family of three spends $1,557 per month in Loznica vs $3,276 in Ubud, Bali, rent included.

Loznica is about 43% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Loznica sits 42% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.60 RSD 375

$3.33 Rp 59.6K

8.11%

Three-Course Dinner for Two, Mid-Range

$32.80 RSD 3,418

$35.42 Rp 633.1K

-7.40%

Fast Food Meal (McDonalds, etc)

$11.30 RSD 1,178

$5.76 Rp 102.9K

96.18%

Cappuccino

$1.55 RSD 161

$2.63 Rp 47.0K

-41.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 RSD 199

$1.74 Rp 31.0K

9.77%

Water (0.33 liter bottle)

$1.69 RSD 176

$0.77 Rp 13.8K

119.48%

Local Beer (0.5 liter draught)

$2.34 RSD 244

$2.71 Rp 48.4K

-13.65%

Imported Beer (0.33 liter bottle)

$2.83 RSD 294

$4.52 Rp 80.8K

-37.39%

Milk (1 liter)

$1.03 RSD 107

$1.53 Rp 27.4K

-32.68%

White Bread (500g)

$0.57 RSD 59.5

$2.20 Rp 39.2K

-74.09%

Rice (white) (1kg)

$1.35 RSD 140

$1.22 Rp 21.8K

10.66%

Eggs

$1.82 RSD 190

$2.14 Rp 38.2K

-14.95%

Local Cheese (1kg)

$7.77 RSD 809

$17.73 Rp 316.9K

-56.18%

Chicken Fillets (1kg)

$5.91 RSD 615

$3.86 Rp 68.9K

53.11%

Beef Round Steak (1kg)

$9.76 RSD 1,017

$12.03 Rp 215.0K

-18.87%

Apples (1kg)

$0.88 RSD 91.7

$3.61 Rp 64.5K

-75.62%

Banana (1kg)

$1.64 RSD 171

$1.51 Rp 27.1K

8.61%

Oranges (1kg)

$1.18 RSD 123

$2.32 Rp 41.4K

-49.14%

Tomato (1kg)

$1.22 RSD 127

$2.00 Rp 35.8K

-39.00%

Potato (1kg)

$1.00 RSD 105

$1.81 Rp 32.4K

-44.75%

Onion (1kg)

$0.60 RSD 62.1

$2.39 Rp 42.7K

-74.90%

Lettuce (1 head)

$0.62 RSD 65.1

$0.99 Rp 17.8K

-37.37%

Water (1.5 liter bottle)

$0.47 RSD 48.48

$0.52 Rp 9,373

-9.62%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 RSD 438

$2.18 Rp 39.0K

92.66%

Wine (Bottle)

$4.52 RSD 471

$22.98 Rp 410.7K

-80.33%

Local Beer (0.5 liter bottle)

$0.78 RSD 80.9

$2.40 Rp 42.8K

-67.50%

Imported Beer (0.33 liter bottle)

$2.41 RSD 251

$3.00 Rp 53.6K

-19.67%

One-way Ticket (Public Transport)

$1.03 RSD 108

$0.24 Rp 4,255

329.17%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$1.93 RSD 201

$0.44 Rp 7,876

338.64%

Taxi (Normal Tariff) (1km)

$1.03 RSD 107

$0.42 Rp 7,582

145.24%

Taxi 1hour Waiting (Normal Tariff)

$6.64 RSD 692

$5.45 Rp 97.4K

21.83%

Gasoline (1 liter)

$1.82 RSD 190

$0.84 Rp 15.1K

116.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K RSD 3.1M

$24.3K Rp 434.8M

23.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K RSD 2.7M

$31.9K Rp 570.0M

-19.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 RSD 11.5K

$80.8 Rp 1.4M

36.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.74 RSD 1,640

$6.58 Rp 117.6K

139.21%

Internet (50+ Mbps, Unlimited Data)

$16.07 RSD 1,674

$18.24 Rp 326.1K

-11.90%

Gym Membership (Monthly)

$17.76 RSD 1,851

$55.1 Rp 985.4K

-67.79%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

Cinema Ticket

$4.72 RSD 492

$4.24 Rp 75.9K

11.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$171 RSD 17.8K

$486 Rp 8.7M

-64.77%

International Primary School, 1 Child (Yearly)

$8,053 RSD 839.1K

$5,676 Rp 101.5M

41.87%

Jeans (Levis 501 Or Similar)

$43.71 RSD 4,554

$45.18 Rp 807.6K

-3.25%

Summer Dress (H&M, Zara, etc)

$22.41 RSD 2,335

$34.57 Rp 617.9K

-35.18%

Sport Shoes (Adidas, Nike)

$93.2 RSD 9,715

$79.2 Rp 1.4M

17.80%

Men's Leather Business Shoes

$52.4 RSD 5,464

$77.6 Rp 1.4M

-32.44%

1-bedroom Apartment, City Center (Monthly)

$289 RSD 30.1K

$1,127 Rp 20.1M

-74.38%

1-bedroom Apartment, Outside City Center (Monthly)

$212 RSD 22.0K

$674 Rp 12.1M

-68.62%

3-bedroom Apartment, City Center (Monthly)

$454 RSD 47.3K

$3,618 Rp 64.7M

-87.45%

3-bedroom Apartment, Outside City Center (Monthly)

$365 RSD 38.0K

$1,735 Rp 31.0M

-78.96%

Buy Apartment in City Center (m2)

$1,419 RSD 147.9K

$2,829 Rp 50.6M

-49.83%

Buy Apartment Outside City Center (m2)

$1,550 RSD 161.5K

$2,307 Rp 41.2M

-32.82%

Average Monthly Net Salary (After Tax)

$525 RSD 54.7K

$166 Rp 3.0M

216.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

13.78

-65.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loznica: October 3, 2026

Last update for Ubud, Bali: October 5, 2026

Cost Breakdown

A central one-bedroom costs $289 in Loznica versus $1,127 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 217% higher in Loznica, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Loznica versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $166 vs $290 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loznica vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 74% more than Loznica, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,162 per month in Loznica and $2,022 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $775 in Loznica and $1,348 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $171 per month in Loznica and $486 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $775, than in Ubud, Bali at $1,348. In Loznica it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Loznica costs $775 versus $1,348 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.