Cost of Living Comparison Between Loznica and Ubud, Bali Cost of Living Comparison Between Loznica and Ubud, Bali

Monthly Cost of Living

A single person spends $790 per month in Loznica vs $1,379 in Ubud, Bali, rent included.

A couple spends around $1,220 per month in Loznica vs $2,363 in Ubud, Bali, rent included.

A family of three spends $1,650 per month in Loznica vs $3,347 in Ubud, Bali, rent included.

Loznica is about 43% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Loznica sits 42% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 RSD 358

$3.31 Rp 58.9K

7.85%

Three-Course Dinner for Two, Mid-Range

$34.71 RSD 3,478

$39.08 Rp 694.5K

-11.18%

Fast Food Meal (McDonalds, etc)

$11.46 RSD 1,148

$5.62 Rp 99.8K

103.91%

Cappuccino

$1.55 RSD 155

$2.64 Rp 46.9K

-41.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 RSD 190

$1.58 Rp 28.2K

20.25%

Water (0.33 liter bottle)

$1.82 RSD 182

$0.71 Rp 12.6K

156.34%

Local Beer (0.5 liter draught)

$2.47 RSD 248

$2.73 Rp 48.5K

-9.52%

Imported Beer (0.33 liter bottle)

$3.02 RSD 302

$4.32 Rp 76.8K

-30.09%

Milk (1 liter)

$1.08 RSD 108

$1.54 Rp 27.4K

-29.87%

White Bread (500g)

$0.56 RSD 55.7

$2.30 Rp 40.8K

-75.65%

Rice (white) (1kg)

$1.34 RSD 135

$1.03 Rp 18.3K

30.10%

Eggs

$1.91 RSD 192

$2.12 Rp 37.7K

-9.91%

Local Cheese (1kg)

$8.27 RSD 828

$17.30 Rp 307.5K

-52.20%

Chicken Fillets (1kg)

$5.89 RSD 591

$4.03 Rp 71.6K

46.15%

Beef Round Steak (1kg)

$9.54 RSD 957

$12.42 Rp 220.8K

-23.19%

Apples (1kg)

$0.91 RSD 91.1

$3.70 Rp 65.7K

-75.41%

Banana (1kg)

$1.72 RSD 173

$1.62 Rp 28.7K

6.17%

Oranges (1kg)

$1.19 RSD 119

$2.27 Rp 40.3K

-47.58%

Tomato (1kg)

$1.23 RSD 124

$1.99 Rp 35.4K

-38.19%

Potato (1kg)

$1.03 RSD 104

$1.83 Rp 32.5K

-43.72%

Onion (1kg)

$0.62 RSD 61.7

$2.25 Rp 40.1K

-72.44%

Lettuce (1 head)

$0.58 RSD 58.2

$1.04 Rp 18.6K

-44.23%

Water (1.5 liter bottle)

$0.48 RSD 48.04

$0.56 Rp 10.0K

-14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 RSD 421

$2.22 Rp 39.5K

89.19%

Wine (Bottle)

$4.56 RSD 457

$23.22 Rp 412.7K

-80.36%

Local Beer (0.5 liter bottle)

$0.80 RSD 80.1

$2.39 Rp 42.5K

-66.53%

Imported Beer (0.33 liter bottle)

$2.40 RSD 240

$2.87 Rp 51.1K

-16.38%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$1.95 RSD 195

$0.46 Rp 8,163

323.91%

Taxi (Normal Tariff) (1km)

$1.06 RSD 107

$0.46 Rp 8,235

130.43%

Taxi 1hour Waiting (Normal Tariff)

$6.74 RSD 676

$5.70 Rp 101.2K

18.25%

Gasoline (1 liter)

$1.78 RSD 178

$0.76 Rp 13.6K

134.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K RSD 3.2M

$24.6K Rp 436.7M

29.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K RSD 2.6M

$31.0K Rp 551.5M

-16.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 RSD 11.5K

$82.2 Rp 1.5M

39.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.81 RSD 1,584

$6.33 Rp 112.5K

149.76%

Internet (50+ Mbps, Unlimited Data)

$16.56 RSD 1,660

$18.54 Rp 329.6K

-10.68%

Gym Membership (Monthly)

$18.36 RSD 1,840

$56.1 Rp 996.2K

-67.24%

Tennis Court (1 Hour on Weekend)

$13.64 RSD 1,367

$18.41 Rp 327.2K

-25.91%

Cinema Ticket

$4.89 RSD 490

$4.26 Rp 75.8K

14.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$177 RSD 17.7K

$489 Rp 8.7M

-63.80%

International Primary School, 1 Child (Yearly)

$7,718 RSD 773.5K

$5,793 Rp 103.0M

33.24%

Jeans (Levis 501 Or Similar)

$43.45 RSD 4,355

$45.98 Rp 817.3K

-5.50%

Summer Dress (H&M, Zara, etc)

$22.82 RSD 2,287

$35.86 Rp 637.4K

-36.36%

Sport Shoes (Adidas, Nike)

$95.4 RSD 9,564

$79.5 Rp 1.4M

20.01%

Men's Leather Business Shoes

$54.0 RSD 5,413

$80.9 Rp 1.4M

-33.26%

1-bedroom Apartment, City Center (Monthly)

$297 RSD 29.8K

$1,144 Rp 20.3M

-74.02%

1-bedroom Apartment, Outside City Center (Monthly)

$219 RSD 21.9K

$692 Rp 12.3M

-68.40%

3-bedroom Apartment, City Center (Monthly)

$471 RSD 47.2K

$3,532 Rp 62.8M

-86.68%

3-bedroom Apartment, Outside City Center (Monthly)

$386 RSD 38.7K

$1,709 Rp 30.4M

-77.43%

Buy Apartment in City Center (m2)

$1,490 RSD 149.3K

$2,785 Rp 49.5M

-46.50%

Buy Apartment Outside City Center (m2)

$1,534 RSD 153.7K

$2,261 Rp 40.2M

-32.18%

Average Monthly Net Salary (After Tax)

$550 RSD 55.1K

$169 Rp 3.0M

224.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

13.78

-65.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loznica: August 18, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A central one-bedroom costs $297 in Loznica versus $1,144 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 225% higher in Loznica, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Loznica versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $168 vs $293 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loznica vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 75% more than Loznica, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,185 per month in Loznica and $2,069 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $790 in Loznica and $1,379 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $177 per month in Loznica and $489 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $790, than in Ubud, Bali at $1,379. In Loznica it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Loznica costs $790 versus $1,379 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.