Cost of Living Comparison Between Loznica and Ubud, Bali Cost of Living Comparison Between Loznica and Ubud, Bali

Monthly Cost of Living

A single person spends $866 per month in Loznica vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,246 per month in Loznica vs $2,549 in Ubud, Bali, rent included.

A family of three spends $1,626 per month in Loznica vs $3,694 in Ubud, Bali, rent included.

Loznica is about 38% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Loznica sits 36% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.73 RSD 377

$3.57 Rp 64.0K

4.48%

Three-Course Dinner for Two, Mid-Range

$28.73 RSD 2,905

$32.50 Rp 582.3K

-11.60%

Fast Food Meal (McDonalds, etc)

$8.89 RSD 899

$4.86 Rp 87.1K

82.92%

Cappuccino

$1.73 RSD 175

$2.75 Rp 49.2K

-37.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 RSD 170

$1.32 Rp 23.7K

27.27%

Water (0.33 liter bottle)

$2.01 RSD 203

$0.70 Rp 12.6K

187.14%

Local Beer (0.5 liter draught)

$2.03 RSD 205

$2.91 Rp 52.2K

-30.24%

Imported Beer (0.33 liter bottle)

$2.16 RSD 218

$3.79 Rp 68.0K

-43.01%

Milk (1 liter)

$1.08 RSD 109

$1.71 Rp 30.6K

-36.84%

White Bread (500g)

$0.69 RSD 69.6

$2.47 Rp 44.3K

-72.06%

Rice (white) (1kg)

$1.41 RSD 143

$1.20 Rp 21.5K

17.50%

Eggs

$2.02 RSD 205

$2.44 Rp 43.8K

-17.21%

Local Cheese (1kg)

$7.83 RSD 792

$14.38 Rp 257.7K

-45.55%

Chicken Fillets (1kg)

$5.69 RSD 575

$4.31 Rp 77.1K

32.02%

Beef Round Steak (1kg)

$9.98 RSD 1,009

$12.21 Rp 218.7K

-18.26%

Apples (1kg)

$0.85 RSD 85.7

$3.68 Rp 66.0K

-76.90%

Banana (1kg)

$1.68 RSD 169

$1.55 Rp 27.8K

8.39%

Oranges (1kg)

$1.21 RSD 122

$2.79 Rp 49.9K

-56.63%

Tomato (1kg)

$1.13 RSD 115

$2.33 Rp 41.8K

-51.50%

Potato (1kg)

$1.07 RSD 108

$1.97 Rp 35.3K

-45.69%

Onion (1kg)

$1.13 RSD 115

$2.31 Rp 41.4K

-51.08%

Lettuce (1 head)

$0.50 RSD 50.8

$1.06 Rp 19.1K

-52.83%

Water (1.5 liter bottle)

$0.47 RSD 47.89

$0.73 Rp 13.1K

-35.62%

Cigarettes 20 Pack (Marlboro, Camel)

$4.04 RSD 409

$3.28 Rp 58.8K

23.17%

Wine (Bottle)

$4.64 RSD 469

$22.79 Rp 408.4K

-79.64%

Local Beer (0.5 liter bottle)

$0.76 RSD 77.3

$2.81 Rp 50.3K

-72.95%

Imported Beer (0.33 liter bottle)

$3.17 RSD 321

$2.78 Rp 49.9K

14.03%

One-way Ticket (Public Transport)

$0.92 RSD 93.2

$0.29 Rp 5,217

217.24%

Public Transport Monthly Pass (Regular Price)

$26.45 RSD 2,675

$8.06 Rp 144.4K

228.16%

Taxi Start (Normal Tariff)

$2.19 RSD 222

$0.45 Rp 8,047

386.67%

Taxi (Normal Tariff) (1km)

$0.92 RSD 93.1

$0.45 Rp 8,094

104.44%

Taxi 1hour Waiting (Normal Tariff)

$7.08 RSD 716

$6.24 Rp 111.7K

13.46%

Gasoline (1 liter)

$1.83 RSD 185

$0.85 Rp 15.2K

115.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K RSD 3.1M

$26.0K Rp 465.4M

19.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K RSD 2.7M

$31.7K Rp 567.2M

-14.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 RSD 11.3K

$80.8 Rp 1.4M

38.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.14 RSD 1,329

$4.06 Rp 72.7K

223.65%

Internet (50+ Mbps, Unlimited Data)

$16.77 RSD 1,696

$24.42 Rp 437.6K

-31.33%

Gym Membership (Monthly)

$18.07 RSD 1,827

$97.7 Rp 1.7M

-81.50%

Tennis Court (1 Hour on Weekend)

$16.75 RSD 1,694

$6.45 Rp 115.5K

159.69%

Cinema Ticket

$2.91 RSD 295

$4.04 Rp 72.4K

-27.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$171 RSD 17.3K

$304 Rp 5.4M

-43.80%

International Primary School, 1 Child (Yearly)

$5,174 RSD 523.2K

$6,621 Rp 118.6M

-21.86%

Jeans (Levis 501 Or Similar)

$34.46 RSD 3,485

$54.2 Rp 971.7K

-36.46%

Summer Dress (H&M, Zara, etc)

$26.63 RSD 2,693

$38.78 Rp 694.7K

-31.33%

Sport Shoes (Adidas, Nike)

$87.7 RSD 8,867

$86.1 Rp 1.5M

1.79%

Men's Leather Business Shoes

$52.9 RSD 5,344

$76.7 Rp 1.4M

-31.07%

1-bedroom Apartment, City Center (Monthly)

$322 RSD 32.6K

$986 Rp 17.7M

-67.32%

1-bedroom Apartment, Outside City Center (Monthly)

$291 RSD 29.4K

$658 Rp 11.8M

-55.84%

3-bedroom Apartment, City Center (Monthly)

$480 RSD 48.5K

$3,369 Rp 60.4M

-85.76%

3-bedroom Apartment, Outside City Center (Monthly)

$420 RSD 42.4K

$2,066 Rp 37.0M

-79.68%

Buy Apartment in City Center (m2)

$1,468 RSD 148.5K

$2,741 Rp 49.1M

-46.44%

Buy Apartment Outside City Center (m2)

$1,456 RSD 147.2K

$2,228 Rp 39.9M

-34.65%

Average Monthly Net Salary (After Tax)

$551 RSD 55.8K

$163 Rp 2.9M

237.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-39.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loznica: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $322 in Loznica versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 237% higher in Loznica, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29.00 in Loznica versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $171 vs $297 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loznica vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 62% more than Loznica, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,299 per month in Loznica and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $171 per month in Loznica and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 74% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $866, than in Ubud, Bali at $1,404. In Loznica it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Loznica costs $866 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.