Cost of Living Comparison Between Loznica and Ubud, Bali Cost of Living Comparison Between Loznica and Ubud, Bali

Monthly Cost of Living

A single person spends $828 per month in Loznica vs $1,438 in Ubud, Bali, rent included.

A couple spends around $1,230 per month in Loznica vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,632 per month in Loznica vs $3,732 in Ubud, Bali, rent included.

Loznica is about 42% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Loznica sits 38% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.73 RSD 374

$3.57 Rp 61.9K

4.48%

Three-Course Dinner for Two, Mid-Range

$29.09 RSD 2,919

$32.58 Rp 564.7K

-10.71%

Fast Food Meal (McDonalds, etc)

$8.70 RSD 873

$5.07 Rp 87.8K

71.60%

Cappuccino

$1.73 RSD 173

$2.83 Rp 49.0K

-38.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 RSD 160

$1.34 Rp 23.2K

18.66%

Water (0.33 liter bottle)

$1.95 RSD 196

$0.69 Rp 12.0K

182.61%

Local Beer (0.5 liter draught)

$1.91 RSD 192

$2.99 Rp 51.8K

-36.12%

Imported Beer (0.33 liter bottle)

$2.20 RSD 221

$3.85 Rp 66.7K

-42.86%

Milk (1 liter)

$1.03 RSD 104

$1.74 Rp 30.2K

-40.80%

White Bread (500g)

$0.68 RSD 68.2

$2.54 Rp 44.0K

-73.23%

Rice (white) (1kg)

$1.41 RSD 142

$1.19 Rp 20.6K

18.49%

Eggs

$1.95 RSD 195

$2.43 Rp 42.0K

-19.75%

Local Cheese (1kg)

$7.86 RSD 789

$14.66 Rp 254.1K

-46.38%

Chicken Fillets (1kg)

$5.67 RSD 569

$4.18 Rp 72.4K

35.65%

Beef Round Steak (1kg)

$10.06 RSD 1,010

$11.94 Rp 206.9K

-15.75%

Apples (1kg)

$0.84 RSD 83.8

$3.69 Rp 63.9K

-77.24%

Banana (1kg)

$1.67 RSD 168

$1.61 Rp 27.8K

3.73%

Oranges (1kg)

$1.15 RSD 115

$2.69 Rp 46.5K

-57.25%

Tomato (1kg)

$1.14 RSD 114

$2.33 Rp 40.4K

-51.07%

Potato (1kg)

$1.03 RSD 103

$1.91 Rp 33.0K

-46.07%

Onion (1kg)

$1.10 RSD 110

$2.19 Rp 37.9K

-49.77%

Lettuce (1 head)

$0.48 RSD 47.96

$1.06 Rp 18.3K

-54.72%

Water (1.5 liter bottle)

$0.50 RSD 50.6

$0.72 Rp 12.5K

-30.56%

Cigarettes 20 Pack (Marlboro, Camel)

$4.07 RSD 408

$3.13 Rp 54.3K

30.03%

Wine (Bottle)

$4.75 RSD 477

$23.49 Rp 407.1K

-79.78%

Local Beer (0.5 liter bottle)

$0.73 RSD 72.8

$2.74 Rp 47.5K

-73.36%

Imported Beer (0.33 liter bottle)

$3.13 RSD 314

$2.88 Rp 49.9K

8.68%

One-way Ticket (Public Transport)

$0.98 RSD 97.9

$0.29 Rp 5,029

237.93%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$2.24 RSD 224

$0.45 Rp 7,863

397.78%

Taxi (Normal Tariff) (1km)

$0.87 RSD 87.3

$0.42 Rp 7,305

107.14%

Taxi 1hour Waiting (Normal Tariff)

$6.99 RSD 702

$6.16 Rp 106.7K

13.47%

Gasoline (1 liter)

$1.74 RSD 175

$0.84 Rp 14.6K

107.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K RSD 3.1M

$26.2K Rp 454.9M

16.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K RSD 2.6M

$32.5K Rp 562.9M

-19.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 RSD 11.2K

$78.4 Rp 1.4M

42.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.18 RSD 1,323

$3.95 Rp 68.5K

233.67%

Internet (50+ Mbps, Unlimited Data)

$16.96 RSD 1,702

$24.40 Rp 423.0K

-30.49%

Gym Membership (Monthly)

$18.00 RSD 1,806

$96.5 Rp 1.7M

-81.35%

Tennis Court (1 Hour on Weekend)

$16.21 RSD 1,626

$6.35 Rp 110.0K

155.28%

Cinema Ticket

$2.94 RSD 295

$4.04 Rp 70.0K

-27.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$165 RSD 16.6K

$303 Rp 5.2M

-45.33%

International Primary School, 1 Child (Yearly)

$5,116 RSD 513.3K

$6,523 Rp 113.1M

-21.56%

Jeans (Levis 501 Or Similar)

$33.88 RSD 3,400

$53.8 Rp 933.1K

-37.07%

Summer Dress (H&M, Zara, etc)

$26.49 RSD 2,657

$37.98 Rp 658.3K

-30.25%

Sport Shoes (Adidas, Nike)

$88.2 RSD 8,846

$86.8 Rp 1.5M

1.63%

Men's Leather Business Shoes

$52.4 RSD 5,253

$78.9 Rp 1.4M

-33.60%

1-bedroom Apartment, City Center (Monthly)

$317 RSD 31.8K

$1,012 Rp 17.5M

-68.66%

1-bedroom Apartment, Outside City Center (Monthly)

$290 RSD 29.1K

$674 Rp 11.7M

-56.94%

3-bedroom Apartment, City Center (Monthly)

$488 RSD 49.0K

$3,390 Rp 58.8M

-85.60%

3-bedroom Apartment, Outside City Center (Monthly)

$412 RSD 41.3K

$2,098 Rp 36.4M

-80.39%

Buy Apartment in City Center (m2)

$1,490 RSD 149.4K

$2,985 Rp 51.7M

-50.09%

Buy Apartment Outside City Center (m2)

$1,266 RSD 127.0K

$2,339 Rp 40.5M

-45.87%

Average Monthly Net Salary (After Tax)

$559 RSD 56.1K

$173 Rp 3.0M

222.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-39.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loznica: April 25, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $317 in Loznica versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 223% higher in Loznica, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29.00 in Loznica versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $170 vs $298 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loznica vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 74% more than Loznica, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,242 per month in Loznica and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $828 in Loznica and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $165 per month in Loznica and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $828, than in Ubud, Bali at $1,438. In Loznica it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Loznica costs $828 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.