Cost of Living Comparison Between Ubud, Bali and Loznica Cost of Living Comparison Between Ubud, Bali and Loznica

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $828 in Loznica, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,230 in Loznica, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $1,632 in Loznica, rent included.

Ubud, Bali costs about 74% more than Loznica, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Loznica is 38% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.73 RSD 374

-4.29%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$29.09 RSD 2,919

12.00%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.70 RSD 873

-41.72%

Cappuccino

$2.83 Rp 49.0K

$1.73 RSD 173

63.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.59 RSD 160

-15.72%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.95 RSD 196

-64.62%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.91 RSD 192

56.54%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.20 RSD 221

75.00%

Milk (1 liter)

$1.74 Rp 30.2K

$1.03 RSD 104

68.93%

White Bread (500g)

$2.54 Rp 44.0K

$0.68 RSD 68.2

273.53%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.41 RSD 142

-15.60%

Eggs

$2.43 Rp 42.0K

$1.95 RSD 195

24.62%

Local Cheese (1kg)

$14.66 Rp 254.1K

$7.86 RSD 789

86.51%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$5.67 RSD 569

-26.28%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$10.06 RSD 1,010

18.69%

Apples (1kg)

$3.69 Rp 63.9K

$0.84 RSD 83.8

339.29%

Banana (1kg)

$1.61 Rp 27.8K

$1.67 RSD 168

-3.59%

Oranges (1kg)

$2.69 Rp 46.5K

$1.15 RSD 115

133.91%

Tomato (1kg)

$2.33 Rp 40.4K

$1.14 RSD 114

104.39%

Potato (1kg)

$1.91 Rp 33.0K

$1.03 RSD 103

85.44%

Onion (1kg)

$2.19 Rp 37.9K

$1.10 RSD 110

99.09%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.48 RSD 47.96

120.83%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.50 RSD 50.6

44.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$4.07 RSD 408

-23.10%

Wine (Bottle)

$23.49 Rp 407.1K

$4.75 RSD 477

394.53%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.73 RSD 72.8

275.34%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$3.13 RSD 314

-7.99%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.98 RSD 97.9

-70.41%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$2.24 RSD 224

-79.91%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.87 RSD 87.3

-51.72%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$6.99 RSD 702

-11.87%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.74 RSD 175

-51.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$30.6K RSD 3.1M

-14.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$26.2K RSD 2.6M

23.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$112 RSD 11.2K

-30.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$13.18 RSD 1,323

-70.03%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$16.96 RSD 1,702

43.87%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$18.00 RSD 1,806

436.33%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$16.21 RSD 1,626

-60.83%

Cinema Ticket

$4.04 Rp 70.0K

$2.94 RSD 295

37.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$165 RSD 16.6K

82.91%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$5,116 RSD 513.3K

27.49%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$33.88 RSD 3,400

58.91%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$26.49 RSD 2,657

43.37%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$88.2 RSD 8,846

-1.60%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$52.4 RSD 5,253

50.61%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$317 RSD 31.8K

219.09%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$290 RSD 29.1K

132.22%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$488 RSD 49.0K

594.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$412 RSD 41.3K

409.86%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,490 RSD 149.4K

100.38%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,266 RSD 127.0K

84.75%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$559 RSD 56.1K

-69.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Loznica: April 25, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $317 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 223% higher in Loznica, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $29.00 in Loznica. Monthly groceries follow the same trend: $298 vs $170 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Loznica: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 74% more than Loznica, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,242 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $828 in Loznica. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $303 per month in Ubud, Bali and $165 in Loznica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $828, than in Ubud, Bali at $1,438. In Loznica it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Loznica costs $828 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.