Cost of Living Comparison Between Loznica and Novi Sad Cost of Living Comparison Between Loznica and Novi Sad

Monthly Cost of Living

A single person spends $863 per month in Loznica vs $1,395 in Novi Sad, rent included.

A couple spends around $1,270 per month in Loznica vs $2,120 in Novi Sad, rent included.

A family of three spends $1,677 per month in Loznica vs $2,845 in Novi Sad, rent included.

Loznica is about 38% cheaper than Novi Sad, driven mainly by Clothing & Footwear.

Loznica sits 35% below the global median, while Novi Sad is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.73 RSD 382

$10.10 RSD 1,034

-63.07%

Three-Course Dinner for Two, Mid-Range

$29.67 RSD 3,035

$49.11 RSD 5,024

-39.58%

Fast Food Meal (McDonalds, etc)

$8.49 RSD 868

$10.69 RSD 1,094

-20.58%

Cappuccino

$1.69 RSD 173

$2.26 RSD 231

-25.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 RSD 168

$2.10 RSD 214

-21.90%

Water (0.33 liter bottle)

$1.99 RSD 204

$1.70 RSD 174

17.06%

Local Beer (0.5 liter draught)

$1.96 RSD 200

$3.03 RSD 310

-35.31%

Imported Beer (0.33 liter bottle)

$2.12 RSD 217

$3.74 RSD 383

-43.32%

Milk (1 liter)

$1.04 RSD 106

$1.60 RSD 164

-35.00%

White Bread (500g)

$0.63 RSD 64.4

$1.02 RSD 105

-38.24%

Rice (white) (1kg)

$1.39 RSD 143

$2.81 RSD 287

-50.53%

Eggs

$1.92 RSD 196

$2.65 RSD 271

-27.55%

Local Cheese (1kg)

$7.68 RSD 786

$12.03 RSD 1,231

-36.16%

Chicken Fillets (1kg)

$5.48 RSD 560

$6.77 RSD 693

-19.05%

Beef Round Steak (1kg)

$9.69 RSD 992

$12.77 RSD 1,306

-24.12%

Apples (1kg)

$0.88 RSD 89.7

$1.25 RSD 128

-29.60%

Banana (1kg)

$1.65 RSD 168

$1.85 RSD 190

-10.81%

Oranges (1kg)

$1.17 RSD 119

$1.58 RSD 161

-25.95%

Tomato (1kg)

$1.10 RSD 113

$2.51 RSD 257

-56.18%

Potato (1kg)

$1.04 RSD 106

$0.94 RSD 95.9

10.64%

Onion (1kg)

$1.11 RSD 114

$0.94 RSD 96.0

18.09%

Lettuce (1 head)

$0.51 RSD 51.8

$0.81 RSD 82.8

-37.04%

Water (1.5 liter bottle)

$0.47 RSD 48.39

$0.65 RSD 66.6

-27.69%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 RSD 422

$4.55 RSD 466

-9.45%

Wine (Bottle)

$4.70 RSD 481

$7.93 RSD 812

-40.73%

Local Beer (0.5 liter bottle)

$0.76 RSD 77.5

$0.86 RSD 87.7

-11.63%

Imported Beer (0.33 liter bottle)

$3.21 RSD 329

$2.24 RSD 229

43.30%

One-way Ticket (Public Transport)

$0.91 RSD 93.4

$0.95 RSD 96.8

-4.21%

Public Transport Monthly Pass (Regular Price)

$25.98 RSD 2,658

$24.56 RSD 2,513

5.78%

Taxi Start (Normal Tariff)

$2.19 RSD 224

$1.90 RSD 194

15.26%

Taxi (Normal Tariff) (1km)

$0.86 RSD 88.1

$0.63 RSD 64.6

36.51%

Taxi 1hour Waiting (Normal Tariff)

$7.08 RSD 724

$9.31 RSD 953

-23.95%

Gasoline (1 liter)

$1.77 RSD 182

$1.82 RSD 186

-2.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K RSD 3.2M

$30.6K RSD 3.1M

0.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K RSD 2.7M

$28.7K RSD 2.9M

-8.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 RSD 11.8K

$203 RSD 20.7K

-42.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.08 RSD 1,338

$19.90 RSD 2,035

-34.27%

Internet (50+ Mbps, Unlimited Data)

$16.70 RSD 1,708

$36.34 RSD 3,718

-54.05%

Gym Membership (Monthly)

$18.14 RSD 1,856

$35.51 RSD 3,632

-48.92%

Tennis Court (1 Hour on Weekend)

$16.22 RSD 1,659

$13.88 RSD 1,419

16.86%

Cinema Ticket

$3.02 RSD 309

$6.28 RSD 642

-51.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$170 RSD 17.3K

$340 RSD 34.8K

-50.09%

International Primary School, 1 Child (Yearly)

$5,001 RSD 511.7K

$7,127 RSD 729.2K

-29.83%

Jeans (Levis 501 Or Similar)

$34.42 RSD 3,522

$109 RSD 11.2K

-68.51%

Summer Dress (H&M, Zara, etc)

$26.11 RSD 2,671

$44.99 RSD 4,603

-41.96%

Sport Shoes (Adidas, Nike)

$88.4 RSD 9,041

$122 RSD 12.5K

-27.65%

Men's Leather Business Shoes

$53.0 RSD 5,417

$138 RSD 14.1K

-61.68%

1-bedroom Apartment, City Center (Monthly)

$317 RSD 32.4K

$548 RSD 56.1K

-42.27%

1-bedroom Apartment, Outside City Center (Monthly)

$295 RSD 30.2K

$471 RSD 48.2K

-37.28%

3-bedroom Apartment, City Center (Monthly)

$488 RSD 49.9K

$1,102 RSD 112.8K

-55.72%

3-bedroom Apartment, Outside City Center (Monthly)

$410 RSD 41.9K

$795 RSD 81.4K

-48.47%

Buy Apartment in City Center (m2)

$1,454 RSD 148.8K

$3,644 RSD 372.8K

-60.09%

Buy Apartment Outside City Center (m2)

$1,557 RSD 159.3K

$2,646 RSD 270.7K

-41.16%

Average Monthly Net Salary (After Tax)

$549 RSD 56.2K

$1,064 RSD 108.8K

-48.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

9.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loznica: July 13, 2026

Last update for Novi Sad: July 13, 2026

Cost Breakdown

A central one-bedroom costs $317 in Loznica versus $548 in Novi Sad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 94% higher in Novi Sad, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Loznica versus $49.00 in Novi Sad. Monthly groceries follow the same trend: $166 vs $233 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loznica vs Novi Sad: Cost of Living - Frequently Asked Questions

Novi Sad costs about 62% more than Loznica, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,294 per month in Loznica and $2,092 in Novi Sad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $170 per month in Loznica and $340 in Novi Sad. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 40% more in Novi Sad, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $863, than in Novi Sad at $1,395. In Loznica it covers expenses comfortably, while in Novi Sad it requires careful planning or may not stretch far enough.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Novi Sad makes more sense. Both are solid long-term options with distinct trade-offs.