Last update: Oct 2026

Cost of Living Comparison Between Loznica and Novi Sad

For one person, living is cheaper in Loznica: $766 a month against $1,384 in Novi Sad, rent and utilities included – about $7,400 less a year. Rent and utilities account for about half of the difference.

37

Cost of Living Index in Loznica
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Loznica Living Index
67

Cost of Living Index in Novi Sad
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Novi Sad Living Index

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Loznica

🇷🇸 Serbia

$766

/mo nomad

Novi Sad

🇷🇸 Serbia

$1,384

/mo nomad

Monthly Cost of Living

How much you'll spend in Loznica and in Novi Sad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Loznica and in Novi Sad actually costs, broken down by who's living it.

A single person spends $766 per month in Loznica vs $1,384 in Novi Sad, rent included.

Loznica $766
Novi Sad $1,384

A couple spends around $1,170 per month in Loznica vs $2,109 in Novi Sad, rent included.

Loznica $1,170
Novi Sad $2,109

A family of three spends $1,574 per month in Loznica vs $2,835 in Novi Sad, rent included.

Loznica $1,574
Novi Sad $2,835

Loznica is about 45% cheaper than Novi Sad, and outside of rent the biggest gap is in clothing.

Loznica sits 43% below the global median, while Novi Sad is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.50 RSD 365

$9.93 RSD 1,036

-64.75%

Three-Course Dinner for Two, Mid-Range

$33.15 RSD 3,456

$49.93 RSD 5,205

-33.61%

Fast Food Meal (McDonalds, etc)

$11.01 RSD 1,148

$11.73 RSD 1,223

-6.14%

Cappuccino

$1.57 RSD 163

$2.75 RSD 287

-42.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.86 RSD 193

$2.42 RSD 253

-23.14%

Water (0.33 liter bottle)

$1.76 RSD 183

$1.83 RSD 191

-3.83%

Local Beer (0.5 liter draught)

$2.44 RSD 255

$2.93 RSD 306

-16.72%

Imported Beer (0.33 liter bottle)

$2.81 RSD 293

$3.79 RSD 395

-25.86%

Milk (1 liter)

$1.09 RSD 114

$1.43 RSD 149

-23.78%

White Bread (500g)

$0.53 RSD 55.7

$1.02 RSD 106

-48.04%

Rice (white) (1kg)

$1.35 RSD 141

$2.74 RSD 286

-50.73%

Eggs

$1.82 RSD 189

$2.58 RSD 269

-29.46%

Local Cheese (1kg)

$8.06 RSD 840

$13.18 RSD 1,374

-38.85%

Chicken Fillets (1kg)

$5.81 RSD 605

$7.15 RSD 745

-18.74%

Beef Round Steak (1kg)

$9.79 RSD 1,020

$14.05 RSD 1,464

-30.32%

Apples (1kg)

$0.88 RSD 91.2

$1.76 RSD 184

-50.00%

Banana (1kg)

$1.63 RSD 170

$1.97 RSD 205

-17.26%

Oranges (1kg)

$1.17 RSD 122

$1.62 RSD 169

-27.78%

Tomato (1kg)

$1.26 RSD 132

$2.47 RSD 258

-48.99%

Potato (1kg)

$1.01 RSD 105

$1.03 RSD 107

-1.94%

Onion (1kg)

$0.64 RSD 66.9

$0.63 RSD 65.4

1.59%

Lettuce (1 head)

$0.59 RSD 61.1

$0.94 RSD 97.8

-37.23%

Water (1.5 liter bottle)

$0.49 RSD 51.5

$0.68 RSD 71.2

-27.94%

Cigarettes 20 Pack (Marlboro, Camel)

$4.19 RSD 437

$4.63 RSD 483

-9.50%

Wine (Bottle)

$4.67 RSD 487

$7.70 RSD 803

-39.35%

Local Beer (0.5 liter bottle)

$0.82 RSD 85.7

$0.91 RSD 94.9

-9.89%

Imported Beer (0.33 liter bottle)

$2.30 RSD 240

One-way Ticket (Public Transport)

$1.05 RSD 109

$0.93 RSD 97.0

12.90%

Public Transport Monthly Pass (Regular Price)

$24.42 RSD 2,546

Taxi Start (Normal Tariff)

$1.94 RSD 203

$2.27 RSD 236

-14.54%

Taxi (Normal Tariff) (1km)

$1.08 RSD 112

$0.89 RSD 92.7

21.35%

Taxi 1hour Waiting (Normal Tariff)

$6.78 RSD 707

$10.41 RSD 1,085

-34.87%

Gasoline (1 liter)

$1.79 RSD 186

$1.88 RSD 196

-4.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K RSD 3.3M

$31.0K RSD 3.2M

0.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K RSD 2.6M

$23.6K RSD 2.5M

4.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 RSD 11.5K

$221 RSD 23.1K

-50.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.45 RSD 1,611

$20.70 RSD 2,158

-25.36%

Internet (50+ Mbps, Unlimited Data)

$16.38 RSD 1,708

$34.22 RSD 3,567

-52.13%

Gym Membership (Monthly)

$17.65 RSD 1,840

$36.77 RSD 3,834

-52.00%

Tennis Court (1 Hour on Weekend)

$11.08 RSD 1,155

Cinema Ticket

$4.73 RSD 494

$7.27 RSD 758

-34.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$173 RSD 18.0K

$376 RSD 39.2K

-54.10%

International Primary School, 1 Child (Yearly)

$6,980 RSD 727.6K

$7,613 RSD 793.6K

-8.32%

Jeans (Levis 501 Or Similar)

$43.68 RSD 4,554

$117 RSD 12.2K

-62.80%

Summer Dress (H&M, Zara, etc)

$21.85 RSD 2,278

$44.26 RSD 4,614

-50.63%

Sport Shoes (Adidas, Nike)

$90.5 RSD 9,438

$136 RSD 14.1K

-33.30%

Men's Leather Business Shoes

$51.9 RSD 5,405

$125 RSD 13.0K

-58.51%

1-bedroom Apartment, City Center (Monthly)

$290 RSD 30.2K

$485 RSD 50.5K

-40.22%

1-bedroom Apartment, Outside City Center (Monthly)

$213 RSD 22.2K

$401 RSD 41.8K

-47.00%

3-bedroom Apartment, City Center (Monthly)

$448 RSD 46.7K

$959 RSD 99.9K

-53.25%

3-bedroom Apartment, Outside City Center (Monthly)

$362 RSD 37.8K

$743 RSD 77.5K

-51.24%

Buy Apartment in City Center (m2)

$1,468 RSD 153.0K

$3,588 RSD 374.1K

-59.10%

Buy Apartment Outside City Center (m2)

$1,545 RSD 161.1K

$2,664 RSD 277.7K

-42.00%

Average Monthly Net Salary (After Tax)

$544 RSD 56.7K

$1,223 RSD 127.5K

-55.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

5.17

-7.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loznica: October 18, 2026

Last update for Novi Sad: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Loznica

$213 27.8%

Novi Sad

$401 29% 88.7% $189

Groceries & Markets

Loznica

$167 21.8%

Novi Sad

$244 17.6% 45.6% $76

Monthly Utilities & Internet

Loznica

$142 18.5%

Novi Sad

$276 20% 94.6% $134

Eating Out

Loznica

$112 14.6%

Novi Sad

$187 13.5% 66.7% $75

Clothing & Footwear

Loznica

$94 12.2%

Novi Sad

$190 13.7% 103% $97

Sport & Entertainment

Loznica

$27 3.5%

Novi Sad

$51 3.7% 89.2% $24

Getting Around

Loznica

$12 * 1.5%

Novi Sad

$35 2.5% 203% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $290 in Loznica versus $485 in Novi Sad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 125% higher in Novi Sad, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Loznica versus $50.0 in Novi Sad. Monthly groceries follow the same trend: $167 vs $244 – making Loznica the more affordable choice for daily food spending.

Good to know

🇷🇸 Loznica

🇷🇸 Novi Sad

🕒 Local time

12:52 12:52 PM

Same time as Loznica

🌤 Weather

👥 Population

19,515

260,438

💱 Currency

Serbian Dinar RSD din

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

On the map

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Loznica Novi Sad 94 km

From you

Loznica
Novi Sad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loznica vs Novi Sad: Cost of Living - Frequently Asked Questions

Novi Sad costs about 81% more than Loznica, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,149 per month in Loznica and $2,076 in Novi Sad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $766 in Loznica and $1,384 in Novi Sad. That's a gap of about 81%.

Kindergarten costs $173 per month in Loznica and $376 in Novi Sad. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $766, than in Novi Sad at $1,384. In Loznica it covers expenses comfortably, while in Novi Sad it requires careful planning or may not stretch far enough.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Novi Sad makes more sense. Both are solid long-term options with distinct trade-offs.