Cost of Living Comparison Between Loznica and Novi Sad Cost of Living Comparison Between Loznica and Novi Sad

Monthly Cost of Living

A single person spends $871 per month in Loznica vs $1,384 in Novi Sad, rent included.

A couple spends around $1,256 per month in Loznica vs $2,085 in Novi Sad, rent included.

A family of three spends $1,642 per month in Loznica vs $2,786 in Novi Sad, rent included.

Loznica is about 37% cheaper than Novi Sad, driven mainly by Clothing & Footwear.

Loznica sits 35% below the global median, while Novi Sad is 3% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.70 RSD 372

$9.61 RSD 966

-61.50%

Three-Course Dinner for Two, Mid-Range

$28.81 RSD 2,897

$50.2 RSD 5,044

-42.56%

Fast Food Meal (McDonalds, etc)

$8.70 RSD 875

$10.68 RSD 1,074

-18.54%

Cappuccino

$1.63 RSD 164

$2.29 RSD 231

-28.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.61 RSD 162

$2.13 RSD 214

-24.41%

Water (0.33 liter bottle)

$1.93 RSD 194

$1.64 RSD 165

17.68%

Local Beer (0.5 liter draught)

$2.01 RSD 202

$2.94 RSD 296

-31.63%

Imported Beer (0.33 liter bottle)

$2.18 RSD 219

$3.72 RSD 374

-41.40%

Milk (1 liter)

$1.04 RSD 105

$1.53 RSD 154

-32.03%

White Bread (500g)

$0.69 RSD 69.1

$1.04 RSD 104

-33.65%

Rice (white) (1kg)

$1.41 RSD 142

$2.74 RSD 276

-48.54%

Eggs

$2.01 RSD 202

$2.55 RSD 257

-21.18%

Local Cheese (1kg)

$7.88 RSD 792

$12.18 RSD 1,225

-35.30%

Chicken Fillets (1kg)

$5.49 RSD 552

$6.76 RSD 680

-18.79%

Beef Round Steak (1kg)

$9.69 RSD 975

$12.46 RSD 1,253

-22.23%

Apples (1kg)

$0.90 RSD 90.2

$1.29 RSD 129

-30.23%

Banana (1kg)

$1.67 RSD 168

$1.85 RSD 186

-9.73%

Oranges (1kg)

$1.15 RSD 116

$1.64 RSD 165

-29.88%

Tomato (1kg)

$1.13 RSD 114

$2.42 RSD 243

-53.31%

Potato (1kg)

$1.08 RSD 108

$1.00 RSD 100

8.00%

Onion (1kg)

$1.13 RSD 114

$0.95 RSD 95.6

18.95%

Lettuce (1 head)

$0.47 RSD 47.45

$0.80 RSD 80.1

-41.25%

Water (1.5 liter bottle)

$0.47 RSD 46.89

$0.70 RSD 70.4

-32.86%

Cigarettes 20 Pack (Marlboro, Camel)

$4.13 RSD 416

$4.42 RSD 445

-6.56%

Wine (Bottle)

$4.81 RSD 484

$8.12 RSD 817

-40.76%

Local Beer (0.5 liter bottle)

$0.72 RSD 72.8

$0.92 RSD 92.8

-21.74%

Imported Beer (0.33 liter bottle)

$3.22 RSD 324

$2.23 RSD 224

44.39%

One-way Ticket (Public Transport)

$0.93 RSD 93.7

$0.95 RSD 95.1

-2.11%

Public Transport Monthly Pass (Regular Price)

$26.15 RSD 2,630

$24.77 RSD 2,491

5.57%

Taxi Start (Normal Tariff)

$2.17 RSD 218

$1.94 RSD 196

11.86%

Taxi (Normal Tariff) (1km)

$0.93 RSD 93.4

$0.69 RSD 69.3

34.78%

Taxi 1hour Waiting (Normal Tariff)

$6.95 RSD 699

$9.67 RSD 972

-28.13%

Gasoline (1 liter)

$1.76 RSD 177

$1.92 RSD 194

-8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K RSD 3.1M

$30.5K RSD 3.1M

2.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K RSD 2.7M

$28.3K RSD 2.8M

-5.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 RSD 11.5K

$208 RSD 21.0K

-44.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.11 RSD 1,318

$20.00 RSD 2,011

-34.45%

Internet (50+ Mbps, Unlimited Data)

$16.77 RSD 1,686

$35.49 RSD 3,569

-52.75%

Gym Membership (Monthly)

$18.31 RSD 1,841

$36.28 RSD 3,649

-49.53%

Tennis Court (1 Hour on Weekend)

$16.45 RSD 1,655

$14.17 RSD 1,425

16.09%

Cinema Ticket

$2.92 RSD 294

$6.20 RSD 623

-52.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$168 RSD 16.9K

$335 RSD 33.7K

-50.01%

International Primary School, 1 Child (Yearly)

$5,153 RSD 518.3K

$7,325 RSD 736.7K

-29.65%

Jeans (Levis 501 Or Similar)

$34.68 RSD 3,488

$109 RSD 10.9K

-68.12%

Summer Dress (H&M, Zara, etc)

$26.81 RSD 2,696

$45.57 RSD 4,583

-41.17%

Sport Shoes (Adidas, Nike)

$87.4 RSD 8,785

$124 RSD 12.4K

-29.33%

Men's Leather Business Shoes

$53.8 RSD 5,405

$138 RSD 13.9K

-61.06%

1-bedroom Apartment, City Center (Monthly)

$321 RSD 32.2K

$563 RSD 56.7K

-43.11%

1-bedroom Apartment, Outside City Center (Monthly)

$300 RSD 30.2K

$471 RSD 47.3K

-36.25%

3-bedroom Apartment, City Center (Monthly)

$471 RSD 47.3K

$1,075 RSD 108.1K

-56.21%

3-bedroom Apartment, Outside City Center (Monthly)

$420 RSD 42.3K

$777 RSD 78.1K

-45.90%

Buy Apartment in City Center (m2)

$1,472 RSD 148.0K

$3,778 RSD 380.0K

-61.05%

Buy Apartment Outside City Center (m2)

$1,559 RSD 156.8K

$2,758 RSD 277.4K

-43.48%

Average Monthly Net Salary (After Tax)

$556 RSD 55.9K

$1,069 RSD 107.5K

-48.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

9.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loznica: May 30, 2026

Last update for Novi Sad: June 1, 2026

Cost Breakdown

A central one-bedroom costs $321 in Loznica versus $563 in Novi Sad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 92% higher in Novi Sad, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $29.00 in Loznica versus $50.0 in Novi Sad. Monthly groceries follow the same trend: $169 vs $233 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loznica vs Novi Sad: Cost of Living - Frequently Asked Questions

Novi Sad costs about 59% more than Loznica, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,307 per month in Loznica and $2,076 in Novi Sad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $168 per month in Loznica and $335 in Novi Sad. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 38% more in Novi Sad, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $871, than in Novi Sad at $1,384. In Loznica it covers expenses comfortably, while in Novi Sad it requires careful planning or may not stretch far enough.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Novi Sad makes more sense. Both are solid long-term options with distinct trade-offs.