Cost of Living Comparison Between Loznica and Novi Sad Cost of Living Comparison Between Loznica and Novi Sad

Monthly Cost of Living

A single person spends $786 per month in Loznica vs $1,468 in Novi Sad, rent included.

A couple spends around $1,201 per month in Loznica vs $2,245 in Novi Sad, rent included.

A family of three spends $1,617 per month in Loznica vs $3,021 in Novi Sad, rent included.

Loznica is about 46% cheaper than Novi Sad, driven mainly by Clothing & Footwear.

Loznica sits 43% below the global median, while Novi Sad is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.60 RSD 363

$10.43 RSD 1,053

-65.48%

Three-Course Dinner for Two, Mid-Range

$35.06 RSD 3,537

$52.1 RSD 5,258

-32.72%

Fast Food Meal (McDonalds, etc)

$11.80 RSD 1,190

$12.85 RSD 1,297

-8.17%

Cappuccino

$1.61 RSD 163

$2.71 RSD 274

-40.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 RSD 194

$2.47 RSD 250

-22.27%

Water (0.33 liter bottle)

$1.81 RSD 183

$1.90 RSD 192

-4.74%

Local Beer (0.5 liter draught)

$2.42 RSD 245

$2.99 RSD 302

-19.06%

Imported Beer (0.33 liter bottle)

$2.97 RSD 300

$4.04 RSD 408

-26.49%

Milk (1 liter)

$1.13 RSD 114

$1.45 RSD 147

-22.07%

White Bread (500g)

$0.57 RSD 57.4

$1.03 RSD 104

-44.66%

Rice (white) (1kg)

$1.37 RSD 138

$2.84 RSD 287

-51.76%

Eggs

$1.90 RSD 192

$2.71 RSD 274

-29.89%

Local Cheese (1kg)

$8.26 RSD 834

$14.12 RSD 1,424

-41.50%

Chicken Fillets (1kg)

$6.00 RSD 606

$7.54 RSD 761

-20.42%

Beef Round Steak (1kg)

$9.87 RSD 996

$14.42 RSD 1,455

-31.55%

Apples (1kg)

$0.84 RSD 84.6

$1.83 RSD 185

-54.10%

Banana (1kg)

$1.70 RSD 171

$2.02 RSD 203

-15.84%

Oranges (1kg)

$1.21 RSD 122

$1.69 RSD 170

-28.40%

Tomato (1kg)

$1.25 RSD 126

$2.75 RSD 277

-54.55%

Potato (1kg)

$1.04 RSD 105

Onion (1kg)

$0.64 RSD 64.1

$0.71 RSD 71.6

-9.86%

Lettuce (1 head)

$0.63 RSD 63.9

$0.99 RSD 100

-36.36%

Water (1.5 liter bottle)

$0.52 RSD 53.0

$0.72 RSD 72.8

-27.78%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 RSD 445

$4.83 RSD 487

-8.70%

Wine (Bottle)

$4.82 RSD 486

$8.08 RSD 815

-40.35%

Local Beer (0.5 liter bottle)

$0.79 RSD 79.5

$0.97 RSD 97.6

-18.56%

Imported Beer (0.33 liter bottle)

$2.39 RSD 241

$2.36 RSD 238

1.27%

One-way Ticket (Public Transport)

$1.01 RSD 102

Public Transport Monthly Pass (Regular Price)

$25.60 RSD 2,583

Taxi Start (Normal Tariff)

$1.95 RSD 196

$2.42 RSD 244

-19.42%

Taxi (Normal Tariff) (1km)

$1.06 RSD 107

$0.96 RSD 96.7

10.42%

Taxi 1hour Waiting (Normal Tariff)

$6.80 RSD 686

$10.92 RSD 1,102

-37.73%

Gasoline (1 liter)

$1.81 RSD 183

$1.85 RSD 187

-2.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K RSD 3.2M

$31.1K RSD 3.1M

1.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K RSD 2.7M

$26.8K RSD 2.7M

-1.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 RSD 11.6K

$240 RSD 24.2K

-51.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.29 RSD 1,644

$20.60 RSD 2,079

-20.92%

Internet (50+ Mbps, Unlimited Data)

$17.11 RSD 1,726

$35.23 RSD 3,554

-51.43%

Gym Membership (Monthly)

$18.37 RSD 1,853

$38.86 RSD 3,920

-52.73%

Tennis Court (1 Hour on Weekend)

$14.20 RSD 1,432

$11.59 RSD 1,169

22.52%

Cinema Ticket

$4.85 RSD 489

$7.51 RSD 757

-35.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$178 RSD 18.0K

$376 RSD 37.9K

-52.53%

International Primary School, 1 Child (Yearly)

$7,951 RSD 802.1K

$7,932 RSD 800.2K

0.24%

Jeans (Levis 501 Or Similar)

$44.63 RSD 4,502

$126 RSD 12.7K

-64.45%

Summer Dress (H&M, Zara, etc)

$23.23 RSD 2,343

$45.45 RSD 4,585

-48.89%

Sport Shoes (Adidas, Nike)

$96.0 RSD 9,686

$144 RSD 14.5K

-33.27%

Men's Leather Business Shoes

$52.7 RSD 5,313

$143 RSD 14.4K

-63.17%

1-bedroom Apartment, City Center (Monthly)

$305 RSD 30.8K

$513 RSD 51.7K

-40.49%

1-bedroom Apartment, Outside City Center (Monthly)

$221 RSD 22.3K

$425 RSD 42.8K

-47.83%

3-bedroom Apartment, City Center (Monthly)

$483 RSD 48.7K

$1,010 RSD 101.9K

-52.20%

3-bedroom Apartment, Outside City Center (Monthly)

$382 RSD 38.5K

$810 RSD 81.7K

-52.81%

Buy Apartment in City Center (m2)

$1,528 RSD 154.1K

$3,740 RSD 377.4K

-59.15%

Buy Apartment Outside City Center (m2)

$1,554 RSD 156.8K

$2,733 RSD 275.7K

-43.13%

Average Monthly Net Salary (After Tax)

$560 RSD 56.5K

$1,246 RSD 125.7K

-55.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

5.23

-8.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loznica: August 29, 2026

Last update for Novi Sad: September 1, 2026

Cost Breakdown

A central one-bedroom costs $305 in Loznica versus $513 in Novi Sad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 123% higher in Novi Sad, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Loznica versus $52.0 in Novi Sad. Monthly groceries follow the same trend: $171 vs $255 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loznica vs Novi Sad: Cost of Living - Frequently Asked Questions

Novi Sad costs about 87% more than Loznica, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,178 per month in Loznica and $2,202 in Novi Sad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $786 in Loznica and $1,468 in Novi Sad. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $178 per month in Loznica and $376 in Novi Sad. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $786, than in Novi Sad at $1,468. In Loznica it covers expenses comfortably, while in Novi Sad it requires careful planning or may not stretch far enough.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Novi Sad makes more sense. Both are solid long-term options with distinct trade-offs.