Last update: Oct 2026

Cost of Living Comparison Between Loznica and Belgrade

For one person, living is cheaper in Loznica: $770 a month against $1,541 in Belgrade, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

Loznica, Serbia
Belgrade, Serbia
Loznica
🇷🇸 Serbia
$770
/mo nomad
Belgrade
🇷🇸 Serbia
$1,541
/mo nomad
Monthly Cost of Living

How much you'll spend in Loznica and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Loznica and in Belgrade actually costs, broken down by who's living it.

A single person spends $770 per month in Loznica vs $1,541 in Belgrade, rent included.

  • Loznica $770
  • Belgrade $1,541

A couple spends around $1,177 per month in Loznica vs $2,351 in Belgrade, rent included.

  • Loznica $1,177
  • Belgrade $2,351

A family of three spends $1,584 per month in Loznica vs $3,161 in Belgrade, rent included.

  • Loznica $1,584
  • Belgrade $3,161

Loznica is about 50% cheaper than Belgrade, and outside of rent the biggest gap is in eating out.

Loznica sits 43% below the global median, while Belgrade is 14% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Loznica
Belgrade
Difference
Meal at Budget Restaurant
$3.58 RSD 373
$13.43 RSD 1,398
-73.34%
Three-Course Dinner for Two, Mid-Range
$33.18 RSD 3,454
$58.0 RSD 6,036
-42.78%
Fast Food Meal (McDonalds, etc)
$11.27 RSD 1,173
$13.30 RSD 1,384
-15.26%
Cappuccino
$1.53 RSD 159
$3.05 RSD 317
-49.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.81 RSD 188
$2.82 RSD 293
-35.82%
Water (0.33 liter bottle)
$1.75 RSD 183
$2.28 RSD 238
-23.25%
Local Beer (0.5 liter draught)
$2.42 RSD 252
$3.66 RSD 381
-33.88%
Imported Beer (0.33 liter bottle)
$2.93 RSD 305
$4.18 RSD 435
-29.90%
🛒 Groceries & Markets
Loznica
Belgrade
Difference
Milk (1 liter)
$1.08 RSD 112
$1.41 RSD 147
-23.40%
White Bread (500g)
$0.54 RSD 56.6
$1.16 RSD 121
-53.45%
Rice (white) (1kg)
$1.36 RSD 141
$2.53 RSD 263
-46.25%
Eggs
$1.88 RSD 196
$2.80 RSD 292
-32.86%
Local Cheese (1kg)
$7.86 RSD 818
$10.93 RSD 1,137
-28.09%
Chicken Fillets (1kg)
$5.93 RSD 617
$6.80 RSD 708
-12.79%
Beef Round Steak (1kg)
$9.41 RSD 980
$15.40 RSD 1,603
-38.90%
Apples (1kg)
$0.88 RSD 91.6
$1.63 RSD 170
-46.01%
Banana (1kg)
$1.62 RSD 169
$1.75 RSD 182
-7.43%
Oranges (1kg)
$1.12 RSD 117
$1.78 RSD 186
-37.08%
Tomato (1kg)
$1.19 RSD 124
$3.04 RSD 316
-60.86%
Potato (1kg)
$1.03 RSD 107
$0.97 RSD 101
6.19%
Onion (1kg)
$0.59 RSD 61.6
$0.65 RSD 67.7
-9.23%
Lettuce (1 head)
$0.61 RSD 63.7
$0.74 RSD 77.2
-17.57%
Water (1.5 liter bottle)
$0.50 RSD 52.3
$0.72 RSD 75.3
-30.56%
Cigarettes 20 Pack (Marlboro, Camel)
$3.97 RSD 413
$4.53 RSD 471
-12.36%
Wine (Bottle)
$4.48 RSD 467
$8.25 RSD 858
-45.70%
Local Beer (0.5 liter bottle)
$0.82 RSD 85.1
$0.86 RSD 89.8
-4.65%
Imported Beer (0.33 liter bottle)
$2.33 RSD 242
$1.43 RSD 148
62.94%
🚌 Getting Around
Loznica
Belgrade
Difference
One-way Ticket (Public Transport)
$0.96 RSD 99.5
-
-
Taxi Start (Normal Tariff)
$1.86 RSD 194
$3.10 RSD 323
-40.00%
Taxi (Normal Tariff) (1km)
$1.03 RSD 107
$0.98 RSD 102
5.10%
Taxi 1hour Waiting (Normal Tariff)
$6.72 RSD 700
$17.10 RSD 1,780
-60.70%
Gasoline (1 liter)
$1.85 RSD 192
$1.87 RSD 195
-1.07%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.5K RSD 3.2M
$30.9K RSD 3.2M
-1.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K RSD 2.7M
$24.1K RSD 2.5M
6.11%
🧾 Monthly Utilities & Internet
Loznica
Belgrade
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$112 RSD 11.6K
$215 RSD 22.4K
-47.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.23 RSD 1,585
$25.55 RSD 2,659
-40.39%
Internet (50+ Mbps, Unlimited Data)
$16.40 RSD 1,708
$35.40 RSD 3,685
-53.67%
🎉 Sport & Entertainment
Loznica
Belgrade
Difference
Gym Membership (Monthly)
$17.47 RSD 1,819
$40.62 RSD 4,228
-56.99%
Tennis Court (1 Hour on Weekend)
-
$22.74 RSD 2,367
-
Cinema Ticket
$4.88 RSD 508
$7.99 RSD 832
-38.92%
🧸 Childcare & Education
Loznica
Belgrade
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$173 RSD 18.0K
$453 RSD 47.2K
-61.88%
International Primary School, 1 Child (Yearly)
$8,808 RSD 916.8K
$12.4K RSD 1.3M
-28.78%
👕👟 Clothing & Footwear
Loznica
Belgrade
Difference
Jeans (Levis 501 Or Similar)
$42.05 RSD 4,378
$112 RSD 11.6K
-62.35%
Summer Dress (H&M, Zara, etc)
$22.19 RSD 2,309
$47.56 RSD 4,951
-53.34%
Sport Shoes (Adidas, Nike)
$93.5 RSD 9,731
$114 RSD 11.8K
-17.70%
Men's Leather Business Shoes
$51.0 RSD 5,306
$147 RSD 15.3K
-65.28%
🏠 Accommodation & Living
Loznica
Belgrade
Difference
1-bedroom Apartment, City Center (Monthly)
$289 RSD 30.0K
$829 RSD 86.3K
-65.20%
1-bedroom Apartment, Outside City Center (Monthly)
$216 RSD 22.5K
$540 RSD 56.2K
-60.08%
3-bedroom Apartment, City Center (Monthly)
$459 RSD 47.8K
$1,508 RSD 157.0K
-69.55%
3-bedroom Apartment, Outside City Center (Monthly)
$373 RSD 38.8K
$975 RSD 101.5K
-61.72%
Buy Apartment in City Center (m2)
$1,466 RSD 152.6K
$5,059 RSD 526.6K
-71.02%
Buy Apartment Outside City Center (m2)
$1,605 RSD 167.0K
$3,171 RSD 330.1K
-49.40%
💵 Salaries & Financials
Loznica
Belgrade
Difference
Average Monthly Net Salary (After Tax)
$537 RSD 55.9K
$1,276 RSD 132.8K
-57.92%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.79
4.5
6.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loznica: October 31, 2026

Last update for Belgrade: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Loznica
$216
Belgrade
$540 151% $325
Groceries & Markets
Loznica
$166
Belgrade
$241 45.2% $75
Monthly Utilities & Internet
Loznica
$143
Belgrade
$276 92.2% $132
Eating Out
Loznica
$113
Belgrade
$231 104% $118
Clothing & Footwear
Loznica
$94
Belgrade
$189 101% $95
Sport & Entertainment
Loznica
$27
Belgrade
$57 108% $29
Getting Around
Loznica
$11 *
Belgrade
$8 * 26.2% $2.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $289 in Loznica versus $829 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Belgrade are about 2.4 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33 in Loznica versus $58 in Belgrade. Monthly groceries follow the same trend: $166 vs $241 – making Loznica the more affordable choice for daily food spending.

Good to know
🇷🇸 Loznica
🇷🇸 Belgrade
🕒 Local time
07:10 7:10 AM
07:10 7:10 AM
Same time as Loznica
🌤 Weather
👥 Population
19,515
1,197,714 Capital
💱 Currency
Exchange rates and currency converter

USD, EUR to RSD – Serbian Dinar Converter

Serbian Dinar exchange rates as of November 6, 2026: 1 USD = 104 RSD (1,000 RSD = 9.61 USD). 1 EUR = 117 RSD (1,000 RSD = 8.56 EUR).

On the map
Between locations
  • Loznica Belgrade 100 km
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  • Loznica
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Loznica vs Belgrade: Cost of Living - Frequently Asked Questions
How do living costs in Loznica and in Belgrade compare overall?
Monthly costs with rent: $770 in Loznica, $1,541 in Belgrade – Loznica comes out roughly 50% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Loznica compared to Belgrade?
For a comfortable life, plan on about $1,155 per month in Loznica and $2,312 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Loznica and Belgrade?
Rent is clearly cheaper in Loznica, especially for central apartments: a one-bedroom in the center costs $289 there versus $829 in Belgrade.
Which city has cheaper restaurants?
A mid-range dinner for two costs $33 in Loznica and $58 in Belgrade. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 45% more in Belgrade, though the gap depends on what you buy.
Where should families live: Loznica or Belgrade?
Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Loznica or Belgrade safer for residents?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
How do I decide between Loznica and Belgrade?
If budget matters most, go with Loznica. If higher salaries or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.

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