🙂Monthly costs for one person with rent: $775 in Loznica versus $1,154 in Kragujevac.
🙂Estimated couple costs with rent: $1,166 in Loznica versus $1,777 in Kragujevac.
🙂Monthly costs for a family of three with rent: $1,557 in Loznica versus $2,400 in Kragujevac.
🌍Living in Loznica costs roughly 33% less than in Kragujevac, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Loznica42% lower, Kragujevac14% lower.
Currency
🍽 Eating Out
Loznica
Kragujevac
Difference
Meal at Budget Restaurant
$3.60RSD 375
$10.37RSD 1,081
-65.28%
Three-Course Dinner for Two, Mid-Range
$32.80RSD 3,418
$42.32RSD 4,409
-22.50%
Fast Food Meal(McDonalds, etc)
$11.30RSD 1,178
$9.69RSD 1,009
16.62%
Cappuccino
$1.55RSD 161
$1.98RSD 206
-21.72%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.91RSD 199
$2.31RSD 241
-17.32%
Water(0.33 liter bottle)
$1.69RSD 176
$1.36RSD 141
24.26%
Local Beer(0.5 liter draught)
$2.34RSD 244
$2.66RSD 277
-12.03%
Imported Beer(0.33 liter bottle)
$2.83RSD 294
$3.37RSD 351
-16.02%
🛒 Groceries & Markets
Loznica
Kragujevac
Difference
Milk(1 liter)
$1.03RSD 107
$1.29RSD 135
-20.16%
White Bread(500g)
$0.57RSD 59.5
$0.58RSD 60.1
-1.72%
Rice(white)(1kg)
$1.35RSD 140
$1.87RSD 194
-27.81%
Eggs
$1.82RSD 190
$2.46RSD 256
-26.02%
Local Cheese(1kg)
$7.77RSD 809
$9.60RSD 1,000
-19.06%
Chicken Fillets(1kg)
$5.91RSD 615
$6.39RSD 666
-7.51%
Beef Round Steak(1kg)
$9.76RSD 1,017
$11.42RSD 1,190
-14.54%
Apples(1kg)
$0.88RSD 91.7
$1.19RSD 124
-26.05%
Banana(1kg)
$1.64RSD 171
$1.81RSD 188
-9.39%
Oranges(1kg)
$1.18RSD 123
$1.63RSD 170
-27.61%
Tomato(1kg)
$1.22RSD 127
$2.28RSD 237
-46.49%
Potato(1kg)
$1.00RSD 105
$1.06RSD 111
-5.66%
Onion(1kg)
$0.60RSD 62.1
$1.21RSD 127
-50.41%
Lettuce(1 head)
$0.62RSD 65.1
$1.01RSD 105
-38.61%
Water(1.5 liter bottle)
$0.47RSD 48.48
$0.63RSD 66.0
-25.40%
Cigarettes 20 Pack(Marlboro, Camel)
$4.20RSD 438
$4.39RSD 457
-4.33%
Wine(Bottle)
$4.52RSD 471
$7.68RSD 800
-41.15%
Local Beer(0.5 liter bottle)
$0.78RSD 80.9
$0.92RSD 95.8
-15.22%
Imported Beer(0.33 liter bottle)
$2.41RSD 251
$2.31RSD 241
4.33%
🚌 Getting Around
Loznica
Kragujevac
Difference
One-way Ticket(Public Transport)
$1.03RSD 108
$1.46RSD 152
-29.45%
Public Transport Monthly Pass(Regular Price)
-
$29.11RSD 3,034
-
Taxi Start(Normal Tariff)
$1.93RSD 201
$1.40RSD 146
37.86%
Taxi(Normal Tariff)(1km)
$1.03RSD 107
$0.92RSD 95.9
11.96%
Taxi 1hour Waiting(Normal Tariff)
$6.64RSD 692
$5.38RSD 560
23.42%
Gasoline(1 liter)
$1.82RSD 190
$1.85RSD 193
-1.62%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.1KRSD 3.1M
$30.7KRSD 3.2M
-1.82%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5KRSD 2.7M
$26.0KRSD 2.7M
-1.71%
🧾 Monthly Utilities & Internet
Loznica
Kragujevac
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$111RSD 11.5K
$188RSD 19.6K
-41.17%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.74RSD 1,640
$27.49RSD 2,864
-42.74%
Internet(50+ Mbps, Unlimited Data)
$16.07RSD 1,674
$31.86RSD 3,320
-49.56%
🎉 Sport & Entertainment
Loznica
Kragujevac
Difference
Gym Membership(Monthly)
$17.76RSD 1,851
$30.23RSD 3,150
-41.25%
Tennis Court(1 Hour on Weekend)
-
$20.20RSD 2,105
-
Cinema Ticket
$4.72RSD 492
$5.59RSD 583
-15.56%
🧸 Childcare & Education
Loznica
Kragujevac
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$171RSD 17.8K
$173RSD 18.0K
-1.01%
International Primary School, 1 Child(Yearly)
$8,053RSD 839.1K
$3,866RSD 402.8K
108.32%
👕👟 Clothing & Footwear
Loznica
Kragujevac
Difference
Jeans(Levis 501 Or Similar)
$43.71RSD 4,554
$60.2RSD 6,273
-27.39%
Summer Dress(H&M, Zara, etc)
$22.41RSD 2,335
$66.1RSD 6,882
-66.07%
Sport Shoes(Adidas, Nike)
$93.2RSD 9,715
$124RSD 12.9K
-24.55%
Men's Leather Business Shoes
$52.4RSD 5,464
$119RSD 12.4K
-55.85%
🏠 Accommodation & Living
Loznica
Kragujevac
Difference
1-bedroom Apartment, City Center(Monthly)
$289RSD 30.1K
$392RSD 40.9K
-26.40%
1-bedroom Apartment, Outside City Center(Monthly)
$212RSD 22.0K
$306RSD 31.9K
-30.85%
3-bedroom Apartment, City Center(Monthly)
$454RSD 47.3K
$630RSD 65.7K
-27.92%
3-bedroom Apartment, Outside City Center(Monthly)
$365RSD 38.0K
$498RSD 51.9K
-26.73%
Buy Apartment in City Center(m2)
$1,419RSD 147.9K
$2,215RSD 230.8K
-35.93%
Buy Apartment Outside City Center(m2)
$1,550RSD 161.5K
$1,597RSD 166.4K
-2.96%
💵 Salaries & Financials
Loznica
Kragujevac
Difference
Average Monthly Net Salary(After Tax)
$525RSD 54.7K
$928RSD 96.7K
-43.45%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.79
4.84
-1.03%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Loznica: October 3, 2026
Last update for Kragujevac: October 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $289 in Loznica and $392 in Kragujevac. Housing cost is often the main lever when comparing two cities.
💰Kragujevac pays 77% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $33.00 in Loznica vs $42.00 in Kragujevac for a mid-range dinner for two. Groceries echo the gap at $166 vs $208 per month, with Loznica cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Loznica vs Kragujevac: Cost of Living - Frequently Asked Questions
Which city is more expensive, Loznica or Kragujevac?
Loznica wins on cost – living expenses run 49% lower than in Kragujevac. Housing and daily spending are where you'll feel the difference most, making Loznica the obvious pick if budget is a priority.
Are salaries higher in Loznica or in Kragujevac?
On paper, salaries run 77% lower in Kragujevac. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Loznica compared to Kragujevac?
Rent for a central apartment: $289 in Loznica versus $392 in Kragujevac. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Loznica and in Kragujevac?
Childcare runs $171 in Loznica versus $173 in Kragujevac. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Loznica and in Kragujevac?
Dining out is cheaper in Loznica – a meal for two runs $33.00 versus $42.00 in Kragujevac. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Loznica or in Kragujevac?
At $775 in Loznica versus $1,154 in Kragujevac, a $1,000 budget is realistic in Loznica but tight or insufficient in Kragujevac. The gap between the two cities makes Loznica the clear choice for anyone on this budget.
Which city offers a better quality of life: Loznica or Kragujevac?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Loznica compared to Kragujevac?
Safety-wise, Loznica and Kragujevac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Loznica gentler on the wallet – expenses run 49% less than in Kragujevac. Beyond cost, consider language, visa policies, and how big the international community is in each city.