🙂Monthly costs for one person with rent: $828 in Loznica versus $1,156 in Kragujevac.
🙂Estimated couple costs with rent: $1,230 in Loznica versus $1,738 in Kragujevac.
🙂Monthly costs for a family of three with rent: $1,632 in Loznica versus $2,319 in Kragujevac.
🙂Living in Loznica costs roughly 28% less than in Kragujevac, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Loznica38% lower, Kragujevac14% lower.
Currency
🍽 Eating Out
Loznica
Kragujevac
Difference
Meal at Budget Restaurant
$3.73RSD 374
$8.74RSD 876
-57.32%
Three-Course Dinner for Two, Mid-Range
$29.09RSD 2,919
$42.25RSD 4,239
-31.15%
Fast Food Meal(McDonalds, etc)
$8.70RSD 873
$10.00RSD 1,004
-13.00%
Cappuccino
$1.73RSD 173
$2.08RSD 208
-16.83%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.59RSD 160
$2.30RSD 230
-30.87%
Water(0.33 liter bottle)
$1.95RSD 196
$1.37RSD 138
42.34%
Local Beer(0.5 liter draught)
$1.91RSD 192
$2.44RSD 245
-21.72%
Imported Beer(0.33 liter bottle)
$2.20RSD 221
$3.53RSD 355
-37.68%
🛒 Groceries & Markets
Loznica
Kragujevac
Difference
Milk(1 liter)
$1.03RSD 104
$1.37RSD 138
-24.82%
White Bread(500g)
$0.68RSD 68.2
$0.66RSD 65.9
3.03%
Rice(white)(1kg)
$1.41RSD 142
$1.91RSD 191
-26.18%
Eggs
$1.95RSD 195
$2.57RSD 258
-24.12%
Local Cheese(1kg)
$7.86RSD 789
$9.54RSD 957
-17.61%
Chicken Fillets(1kg)
$5.67RSD 569
$6.65RSD 667
-14.74%
Beef Round Steak(1kg)
$10.06RSD 1,010
$11.98RSD 1,202
-16.03%
Apples(1kg)
$0.84RSD 83.8
$1.34RSD 134
-37.31%
Banana(1kg)
$1.67RSD 168
$1.88RSD 188
-11.17%
Oranges(1kg)
$1.15RSD 115
$1.78RSD 179
-35.39%
Tomato(1kg)
$1.14RSD 114
$2.23RSD 224
-48.88%
Potato(1kg)
$1.03RSD 103
$1.16RSD 116
-11.21%
Onion(1kg)
$1.10RSD 110
$1.19RSD 120
-7.56%
Lettuce(1 head)
$0.48RSD 47.96
$1.09RSD 109
-55.96%
Water(1.5 liter bottle)
$0.50RSD 50.6
$0.72RSD 72.2
-30.56%
Cigarettes 20 Pack(Marlboro, Camel)
$4.07RSD 408
$4.21RSD 423
-3.33%
Wine(Bottle)
$4.75RSD 477
$8.23RSD 826
-42.28%
Local Beer(0.5 liter bottle)
$0.73RSD 72.8
$0.92RSD 92.7
-20.65%
Imported Beer(0.33 liter bottle)
$3.13RSD 314
$2.10RSD 211
49.05%
🚌 Getting Around
Loznica
Kragujevac
Difference
One-way Ticket(Public Transport)
$0.98RSD 97.9
$0.87RSD 87.2
12.64%
Public Transport Monthly Pass(Regular Price)
-
$29.48RSD 2,958
-
Taxi Start(Normal Tariff)
$2.24RSD 224
$1.05RSD 105
113.33%
Taxi(Normal Tariff)(1km)
$0.87RSD 87.3
$0.63RSD 62.9
38.10%
Taxi 1hour Waiting(Normal Tariff)
$6.99RSD 702
$4.86RSD 488
43.83%
Gasoline(1 liter)
$1.74RSD 175
$1.81RSD 181
-3.87%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.6KRSD 3.1M
$31.2KRSD 3.1M
-1.97%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2KRSD 2.6M
$26.6KRSD 2.7M
-1.55%
🧾 Monthly Utilities & Internet
Loznica
Kragujevac
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$112RSD 11.2K
$174RSD 17.5K
-35.62%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.18RSD 1,323
$21.71RSD 2,178
-39.29%
Internet(50+ Mbps, Unlimited Data)
$16.96RSD 1,702
$32.43RSD 3,254
-47.70%
🎉 Sport & Entertainment
Loznica
Kragujevac
Difference
Gym Membership(Monthly)
$18.00RSD 1,806
$30.51RSD 3,061
-41.00%
Tennis Court(1 Hour on Weekend)
$16.21RSD 1,626
$20.87RSD 2,094
-22.33%
Cinema Ticket
$2.94RSD 295
$6.78RSD 680
-56.64%
🧸 Childcare & Education
Loznica
Kragujevac
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$165RSD 16.6K
$179RSD 18.0K
-7.75%
International Primary School, 1 Child(Yearly)
$5,116RSD 513.3K
$3,907RSD 392.0K
30.96%
👕👟 Clothing & Footwear
Loznica
Kragujevac
Difference
Jeans(Levis 501 Or Similar)
$33.88RSD 3,400
$61.9RSD 6,210
-45.26%
Summer Dress(H&M, Zara, etc)
$26.49RSD 2,657
$54.5RSD 5,469
-51.40%
Sport Shoes(Adidas, Nike)
$88.2RSD 8,846
$118RSD 11.8K
-25.32%
Men's Leather Business Shoes
$52.4RSD 5,253
$123RSD 12.4K
-57.48%
🏠 Accommodation & Living
Loznica
Kragujevac
Difference
1-bedroom Apartment, City Center(Monthly)
$317RSD 31.8K
$409RSD 41.1K
-22.52%
1-bedroom Apartment, Outside City Center(Monthly)
$290RSD 29.1K
$314RSD 31.5K
-7.36%
3-bedroom Apartment, City Center(Monthly)
$488RSD 49.0K
$666RSD 66.9K
-26.75%
3-bedroom Apartment, Outside City Center(Monthly)
$412RSD 41.3K
$503RSD 50.5K
-18.22%
Buy Apartment in City Center(m2)
$1,490RSD 149.4K
$2,257RSD 226.4K
-34.00%
Buy Apartment Outside City Center(m2)
$1,266RSD 127.0K
$1,691RSD 169.7K
-25.12%
💵 Salaries & Financials
Loznica
Kragujevac
Difference
Average Monthly Net Salary(After Tax)
$559RSD 56.1K
$912RSD 91.5K
-38.73%
20-Year Fixed Mortgage Interest Rate(Annual %)
8
8
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Loznica: April 25, 2026
Last update for Kragujevac: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $317 in Loznica and $409 in Kragujevac. Housing cost is often the main lever when comparing two cities.
💰Kragujevac pays 63% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $29.00 in Loznica vs $42.00 in Kragujevac for a mid-range dinner for two. Groceries echo the gap at $170 vs $216 per month, with Loznica cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Loznica vs Kragujevac: Cost of Living - Frequently Asked Questions
Which city is more expensive, Loznica or Kragujevac?
Loznica wins on cost – living expenses run 40% lower than in Kragujevac. Housing and daily spending are where you'll feel the difference most, making Loznica the obvious pick if budget is a priority.
Are salaries higher in Loznica or Kragujevac?
On paper, Kragujevac earns 63% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Loznica vs Kragujevac?
Rent for a central apartment: $317 in Loznica versus $409 in Kragujevac. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Loznica and Kragujevac?
Childcare runs $165 in Loznica versus $179 in Kragujevac. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Loznica vs Kragujevac?
Dining out is cheaper in Loznica – a meal for two runs $29.00 versus $42.00 in Kragujevac. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Loznica or Kragujevac?
At $828 in Loznica versus $1,156 in Kragujevac, a $1,000 budget is realistic in Loznica but tight or insufficient in Kragujevac. The gap between the two cities makes Loznica the clear choice for anyone on this budget.
Which city offers a better quality of life: Loznica or Kragujevac?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Loznica compared to Kragujevac?
Safety-wise, Loznica and Kragujevac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Loznica gentler on the wallet – expenses run 40% less than in Kragujevac. Beyond cost, consider language, visa policies, and how big the international community is in each city.