🙂Monthly costs for one person with rent: $790 in Loznica versus $1,217 in Kragujevac.
🙂Estimated couple costs with rent: $1,220 in Loznica versus $1,806 in Kragujevac.
🙂Monthly costs for a family of three with rent: $1,650 in Loznica versus $2,394 in Kragujevac.
🌍Living in Loznica costs roughly 35% less than in Kragujevac, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Loznica42% lower, Kragujevac11% lower.
Currency
🍽 Eating Out
Loznica
Kragujevac
Difference
Meal at Budget Restaurant
$3.57RSD 358
$10.74RSD 1,076
-66.76%
Three-Course Dinner for Two, Mid-Range
$34.71RSD 3,478
$44.96RSD 4,506
-22.80%
Fast Food Meal(McDonalds, etc)
$11.46RSD 1,148
$10.04RSD 1,006
14.14%
Cappuccino
$1.55RSD 155
$2.00RSD 201
-22.50%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.90RSD 190
$2.35RSD 236
-19.15%
Water(0.33 liter bottle)
$1.82RSD 182
$1.38RSD 138
31.88%
Local Beer(0.5 liter draught)
$2.47RSD 248
$2.74RSD 274
-9.85%
Imported Beer(0.33 liter bottle)
$3.02RSD 302
$3.43RSD 343
-11.95%
🛒 Groceries & Markets
Loznica
Kragujevac
Difference
Milk(1 liter)
$1.08RSD 108
$1.35RSD 135
-20.00%
White Bread(500g)
$0.56RSD 55.7
$0.65RSD 64.8
-13.85%
Rice(white)(1kg)
$1.34RSD 135
$1.93RSD 193
-30.57%
Eggs
$1.91RSD 192
$2.61RSD 261
-26.82%
Local Cheese(1kg)
$8.27RSD 828
$10.21RSD 1,023
-19.00%
Chicken Fillets(1kg)
$5.89RSD 591
$6.74RSD 676
-12.61%
Beef Round Steak(1kg)
$9.54RSD 957
$11.87RSD 1,189
-19.63%
Apples(1kg)
$0.91RSD 91.1
$1.22RSD 122
-25.41%
Banana(1kg)
$1.72RSD 173
$1.89RSD 190
-8.99%
Oranges(1kg)
$1.19RSD 119
$1.75RSD 175
-32.00%
Tomato(1kg)
$1.23RSD 124
$2.36RSD 237
-47.88%
Potato(1kg)
$1.03RSD 104
$1.15RSD 115
-10.43%
Onion(1kg)
$0.62RSD 61.7
$1.25RSD 125
-50.40%
Lettuce(1 head)
$0.58RSD 58.2
$1.08RSD 109
-46.30%
Water(1.5 liter bottle)
$0.48RSD 48.04
$0.63RSD 62.7
-23.81%
Cigarettes 20 Pack(Marlboro, Camel)
$4.20RSD 421
$4.33RSD 434
-3.00%
Wine(Bottle)
$4.56RSD 457
$7.70RSD 772
-40.78%
Local Beer(0.5 liter bottle)
$0.80RSD 80.1
$0.92RSD 92.6
-13.04%
Imported Beer(0.33 liter bottle)
$2.40RSD 240
$2.31RSD 231
3.90%
🚌 Getting Around
Loznica
Kragujevac
Difference
One-way Ticket(Public Transport)
-
$1.44RSD 144
-
Public Transport Monthly Pass(Regular Price)
-
$29.37RSD 2,943
-
Taxi Start(Normal Tariff)
$1.95RSD 195
$1.45RSD 145
34.48%
Taxi(Normal Tariff)(1km)
$1.06RSD 107
$1.02RSD 102
3.92%
Taxi 1hour Waiting(Normal Tariff)
$6.74RSD 676
$5.40RSD 541
24.81%
Gasoline(1 liter)
$1.78RSD 178
$1.78RSD 178
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8KRSD 3.2M
$31.0KRSD 3.1M
2.76%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0KRSD 2.6M
$26.5KRSD 2.7M
-1.94%
🧾 Monthly Utilities & Internet
Loznica
Kragujevac
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$115RSD 11.5K
$193RSD 19.4K
-40.70%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.81RSD 1,584
$28.35RSD 2,841
-44.23%
Internet(50+ Mbps, Unlimited Data)
$16.56RSD 1,660
$32.58RSD 3,265
-49.17%
🎉 Sport & Entertainment
Loznica
Kragujevac
Difference
Gym Membership(Monthly)
$18.36RSD 1,840
$30.26RSD 3,033
-39.33%
Tennis Court(1 Hour on Weekend)
$13.64RSD 1,367
$20.74RSD 2,079
-34.23%
Cinema Ticket
$4.89RSD 490
$5.63RSD 565
-13.14%
🧸 Childcare & Education
Loznica
Kragujevac
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$177RSD 17.7K
$179RSD 17.9K
-0.88%
International Primary School, 1 Child(Yearly)
$7,718RSD 773.5K
$3,914RSD 392.3K
97.17%
👕👟 Clothing & Footwear
Loznica
Kragujevac
Difference
Jeans(Levis 501 Or Similar)
$43.45RSD 4,355
$63.8RSD 6,394
-31.90%
Summer Dress(H&M, Zara, etc)
$22.82RSD 2,287
$68.0RSD 6,816
-66.45%
Sport Shoes(Adidas, Nike)
$95.4RSD 9,564
$124RSD 12.4K
-23.06%
Men's Leather Business Shoes
$54.0RSD 5,413
$120RSD 12.0K
-54.97%
🏠 Accommodation & Living
Loznica
Kragujevac
Difference
1-bedroom Apartment, City Center(Monthly)
$297RSD 29.8K
$413RSD 41.4K
-28.03%
1-bedroom Apartment, Outside City Center(Monthly)
$219RSD 21.9K
$316RSD 31.6K
-30.71%
3-bedroom Apartment, City Center(Monthly)
$471RSD 47.2K
$655RSD 65.7K
-28.20%
3-bedroom Apartment, Outside City Center(Monthly)
$386RSD 38.7K
$501RSD 50.2K
-23.02%
Buy Apartment in City Center(m2)
$1,490RSD 149.3K
$2,227RSD 223.2K
-33.10%
Buy Apartment Outside City Center(m2)
$1,534RSD 153.7K
$1,619RSD 162.2K
-5.26%
💵 Salaries & Financials
Loznica
Kragujevac
Difference
Average Monthly Net Salary(After Tax)
$550RSD 55.1K
$986RSD 98.8K
-44.22%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.79
4.84
-1.03%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Loznica: August 18, 2026
Last update for Kragujevac: August 15, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $297 in Loznica and $413 in Kragujevac. Housing cost is often the main lever when comparing two cities.
💰Kragujevac pays 79% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $35.00 in Loznica vs $45.00 in Kragujevac for a mid-range dinner for two. Groceries echo the gap at $168 vs $217 per month, with Loznica cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Loznica vs Kragujevac: Cost of Living - Frequently Asked Questions
Which city is more expensive, Loznica or Kragujevac?
Loznica wins on cost – living expenses run 54% lower than in Kragujevac. Housing and daily spending are where you'll feel the difference most, making Loznica the obvious pick if budget is a priority.
Are salaries higher in Loznica or in Kragujevac?
On paper, salaries run 79% lower in Kragujevac. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Loznica compared to Kragujevac?
Rent for a central apartment: $297 in Loznica versus $413 in Kragujevac. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Loznica and in Kragujevac?
Childcare runs $177 in Loznica versus $179 in Kragujevac. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Loznica and in Kragujevac?
Dining out is cheaper in Loznica – a meal for two runs $35.00 versus $45.00 in Kragujevac. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Loznica or in Kragujevac?
At $790 in Loznica versus $1,217 in Kragujevac, a $1,000 budget is realistic in Loznica but tight or insufficient in Kragujevac. The gap between the two cities makes Loznica the clear choice for anyone on this budget.
Which city offers a better quality of life: Loznica or Kragujevac?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Loznica compared to Kragujevac?
Safety-wise, Loznica and Kragujevac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Loznica gentler on the wallet – expenses run 54% less than in Kragujevac. Beyond cost, consider language, visa policies, and how big the international community is in each city.