Cost of Living Comparison Between Kragujevac and Loznica Cost of Living Comparison Between Kragujevac and Loznica

Monthly Cost of Living

Monthly costs for one person with rent: $1,156 in Kragujevac versus $828 in Loznica.

Estimated couple costs with rent: $1,738 in Kragujevac versus $1,230 in Loznica.

Monthly costs for a family of three with rent: $2,319 in Kragujevac versus $1,632 in Loznica.

Living in Kragujevac is roughly 40% more expensive than Loznica, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Kragujevac 14% lower, Loznica 38% lower.

Meal at Budget Restaurant

$8.74 RSD 876

$3.73 RSD 374

134.32%

Three-Course Dinner for Two, Mid-Range

$42.25 RSD 4,239

$29.09 RSD 2,919

45.24%

Fast Food Meal (McDonalds, etc)

$10.00 RSD 1,004

$8.70 RSD 873

14.94%

Cappuccino

$2.08 RSD 208

$1.73 RSD 173

20.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 RSD 230

$1.59 RSD 160

44.65%

Water (0.33 liter bottle)

$1.37 RSD 138

$1.95 RSD 196

-29.74%

Local Beer (0.5 liter draught)

$2.44 RSD 245

$1.91 RSD 192

27.75%

Imported Beer (0.33 liter bottle)

$3.53 RSD 355

$2.20 RSD 221

60.45%

Milk (1 liter)

$1.37 RSD 138

$1.03 RSD 104

33.01%

White Bread (500g)

$0.66 RSD 65.9

$0.68 RSD 68.2

-2.94%

Rice (white) (1kg)

$1.91 RSD 191

$1.41 RSD 142

35.46%

Eggs

$2.57 RSD 258

$1.95 RSD 195

31.79%

Local Cheese (1kg)

$9.54 RSD 957

$7.86 RSD 789

21.37%

Chicken Fillets (1kg)

$6.65 RSD 667

$5.67 RSD 569

17.28%

Beef Round Steak (1kg)

$11.98 RSD 1,202

$10.06 RSD 1,010

19.09%

Apples (1kg)

$1.34 RSD 134

$0.84 RSD 83.8

59.52%

Banana (1kg)

$1.88 RSD 188

$1.67 RSD 168

12.57%

Oranges (1kg)

$1.78 RSD 179

$1.15 RSD 115

54.78%

Tomato (1kg)

$2.23 RSD 224

$1.14 RSD 114

95.61%

Potato (1kg)

$1.16 RSD 116

$1.03 RSD 103

12.62%

Onion (1kg)

$1.19 RSD 120

$1.10 RSD 110

8.18%

Lettuce (1 head)

$1.09 RSD 109

$0.48 RSD 47.96

127.08%

Water (1.5 liter bottle)

$0.72 RSD 72.2

$0.50 RSD 50.6

44.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 RSD 423

$4.07 RSD 408

3.44%

Wine (Bottle)

$8.23 RSD 826

$4.75 RSD 477

73.26%

Local Beer (0.5 liter bottle)

$0.92 RSD 92.7

$0.73 RSD 72.8

26.03%

Imported Beer (0.33 liter bottle)

$2.10 RSD 211

$3.13 RSD 314

-32.91%

One-way Ticket (Public Transport)

$0.87 RSD 87.2

$0.98 RSD 97.9

-11.22%

Public Transport Monthly Pass (Regular Price)

$29.48 RSD 2,958

Taxi Start (Normal Tariff)

$1.05 RSD 105

$2.24 RSD 224

-53.13%

Taxi (Normal Tariff) (1km)

$0.63 RSD 62.9

$0.87 RSD 87.3

-27.59%

Taxi 1hour Waiting (Normal Tariff)

$4.86 RSD 488

$6.99 RSD 702

-30.47%

Gasoline (1 liter)

$1.81 RSD 181

$1.74 RSD 175

4.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K RSD 3.1M

$30.6K RSD 3.1M

2.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K RSD 2.7M

$26.2K RSD 2.6M

1.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 RSD 17.5K

$112 RSD 11.2K

55.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.71 RSD 2,178

$13.18 RSD 1,323

64.72%

Internet (50+ Mbps, Unlimited Data)

$32.43 RSD 3,254

$16.96 RSD 1,702

91.21%

Gym Membership (Monthly)

$30.51 RSD 3,061

$18.00 RSD 1,806

69.50%

Tennis Court (1 Hour on Weekend)

$20.87 RSD 2,094

$16.21 RSD 1,626

28.75%

Cinema Ticket

$6.78 RSD 680

$2.94 RSD 295

130.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$179 RSD 18.0K

$165 RSD 16.6K

8.40%

International Primary School, 1 Child (Yearly)

$3,907 RSD 392.0K

$5,116 RSD 513.3K

-23.64%

Jeans (Levis 501 Or Similar)

$61.9 RSD 6,210

$33.88 RSD 3,400

82.67%

Summer Dress (H&M, Zara, etc)

$54.5 RSD 5,469

$26.49 RSD 2,657

105.78%

Sport Shoes (Adidas, Nike)

$118 RSD 11.8K

$88.2 RSD 8,846

33.91%

Men's Leather Business Shoes

$123 RSD 12.4K

$52.4 RSD 5,253

135.16%

1-bedroom Apartment, City Center (Monthly)

$409 RSD 41.1K

$317 RSD 31.8K

29.07%

1-bedroom Apartment, Outside City Center (Monthly)

$314 RSD 31.5K

$290 RSD 29.1K

7.95%

3-bedroom Apartment, City Center (Monthly)

$666 RSD 66.9K

$488 RSD 49.0K

36.52%

3-bedroom Apartment, Outside City Center (Monthly)

$503 RSD 50.5K

$412 RSD 41.3K

22.29%

Buy Apartment in City Center (m2)

$2,257 RSD 226.4K

$1,490 RSD 149.4K

51.51%

Buy Apartment Outside City Center (m2)

$1,691 RSD 169.7K

$1,266 RSD 127.0K

33.55%

Average Monthly Net Salary (After Tax)

$912 RSD 91.5K

$559 RSD 56.1K

63.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kragujevac: April 28, 2026

Last update for Loznica: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $409 in Kragujevac and $317 in Loznica. Housing cost is often the main lever when comparing two cities.

Kragujevac pays 63% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $42.00 in Kragujevac vs $29.00 in Loznica for a mid-range dinner for two. Groceries echo the gap at $216 vs $170 per month, with Loznica cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kragujevac vs Loznica: Cost of Living - Frequently Asked Questions

Loznica wins on cost – living expenses run 40% lower than in Kragujevac. Housing and daily spending are where you'll feel the difference most, making Loznica the obvious pick if budget is a priority.

Kragujevac pays 63% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $409 in Kragujevac versus $317 in Loznica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $179 in Kragujevac versus $165 in Loznica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Loznica – a meal for two runs $29.00 versus $42.00 in Kragujevac. If you eat out regularly, this makes a real dent in your monthly spending.

At $828 in Loznica versus $1,156 in Kragujevac, a $1,000 budget is realistic in Loznica but tight or insufficient in Kragujevac. The gap between the two cities makes Loznica the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kragujevac and Loznica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loznica gentler on the wallet – expenses run 40% less than in Kragujevac. Beyond cost, consider language, visa policies, and how big the international community is in each city.