Cost of Living Comparison Between Kragujevac and Loznica Cost of Living Comparison Between Kragujevac and Loznica

Monthly Cost of Living

Monthly costs for one person with rent: $1,162 in Kragujevac versus $866 in Loznica.

Estimated couple costs with rent: $1,746 in Kragujevac versus $1,246 in Loznica.

Monthly costs for a family of three with rent: $2,330 in Kragujevac versus $1,626 in Loznica.

Living in Kragujevac is roughly 34% more expensive than Loznica, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Kragujevac 14% lower, Loznica 36% lower.

Meal at Budget Restaurant

$8.72 RSD 882

$3.73 RSD 377

133.78%

Three-Course Dinner for Two, Mid-Range

$42.69 RSD 4,317

$28.73 RSD 2,905

48.59%

Fast Food Meal (McDonalds, etc)

$9.97 RSD 1,008

$8.89 RSD 899

12.15%

Cappuccino

$1.99 RSD 201

$1.73 RSD 175

15.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 RSD 233

$1.68 RSD 170

36.90%

Water (0.33 liter bottle)

$1.30 RSD 132

$2.01 RSD 203

-35.32%

Local Beer (0.5 liter draught)

$2.45 RSD 248

$2.03 RSD 205

20.69%

Imported Beer (0.33 liter bottle)

$3.53 RSD 357

$2.16 RSD 218

63.43%

Milk (1 liter)

$1.38 RSD 139

$1.08 RSD 109

27.78%

White Bread (500g)

$0.61 RSD 61.9

$0.69 RSD 69.6

-11.59%

Rice (white) (1kg)

$1.90 RSD 193

$1.41 RSD 143

34.75%

Eggs

$2.60 RSD 263

$2.02 RSD 205

28.71%

Local Cheese (1kg)

$9.16 RSD 926

$7.83 RSD 792

16.99%

Chicken Fillets (1kg)

$6.83 RSD 690

$5.69 RSD 575

20.04%

Beef Round Steak (1kg)

$11.63 RSD 1,176

$9.98 RSD 1,009

16.53%

Apples (1kg)

$1.35 RSD 137

$0.85 RSD 85.7

58.82%

Banana (1kg)

$1.91 RSD 193

$1.68 RSD 169

13.69%

Oranges (1kg)

$1.76 RSD 178

$1.21 RSD 122

45.45%

Tomato (1kg)

$2.24 RSD 227

$1.13 RSD 115

98.23%

Potato (1kg)

$1.12 RSD 113

$1.07 RSD 108

4.67%

Onion (1kg)

$1.21 RSD 122

$1.13 RSD 115

7.08%

Lettuce (1 head)

$1.04 RSD 106

$0.50 RSD 50.8

108.00%

Water (1.5 liter bottle)

$0.71 RSD 72.1

$0.47 RSD 47.89

51.06%

Cigarettes 20 Pack (Marlboro, Camel)

$4.18 RSD 423

$4.04 RSD 409

3.47%

Wine (Bottle)

$7.63 RSD 772

$4.64 RSD 469

64.44%

Local Beer (0.5 liter bottle)

$0.96 RSD 96.7

$0.76 RSD 77.3

26.32%

Imported Beer (0.33 liter bottle)

$2.14 RSD 217

$3.17 RSD 321

-32.49%

One-way Ticket (Public Transport)

$0.95 RSD 96.3

$0.92 RSD 93.2

3.26%

Public Transport Monthly Pass (Regular Price)

$29.27 RSD 2,960

$26.45 RSD 2,675

10.66%

Taxi Start (Normal Tariff)

$1.05 RSD 106

$2.19 RSD 222

-52.05%

Taxi (Normal Tariff) (1km)

$0.63 RSD 63.6

$0.92 RSD 93.1

-31.52%

Taxi 1hour Waiting (Normal Tariff)

$5.02 RSD 508

$7.08 RSD 716

-29.10%

Gasoline (1 liter)

$1.81 RSD 183

$1.83 RSD 185

-1.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K RSD 3.1M

$31.1K RSD 3.1M

-1.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K RSD 2.7M

$27.1K RSD 2.7M

-1.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$177 RSD 17.9K

$112 RSD 11.3K

57.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.65 RSD 2,190

$13.14 RSD 1,329

64.76%

Internet (50+ Mbps, Unlimited Data)

$33.19 RSD 3,356

$16.77 RSD 1,696

97.91%

Gym Membership (Monthly)

$30.81 RSD 3,116

$18.07 RSD 1,827

70.50%

Tennis Court (1 Hour on Weekend)

$20.71 RSD 2,095

$16.75 RSD 1,694

23.64%

Cinema Ticket

$6.73 RSD 680

$2.91 RSD 295

131.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$179 RSD 18.1K

$171 RSD 17.3K

4.89%

International Primary School, 1 Child (Yearly)

$3,907 RSD 395.1K

$5,174 RSD 523.2K

-24.48%

Jeans (Levis 501 Or Similar)

$63.7 RSD 6,437

$34.46 RSD 3,485

84.71%

Summer Dress (H&M, Zara, etc)

$56.4 RSD 5,707

$26.63 RSD 2,693

111.94%

Sport Shoes (Adidas, Nike)

$116 RSD 11.7K

$87.7 RSD 8,867

32.33%

Men's Leather Business Shoes

$119 RSD 12.0K

$52.9 RSD 5,344

124.88%

1-bedroom Apartment, City Center (Monthly)

$422 RSD 42.7K

$322 RSD 32.6K

30.98%

1-bedroom Apartment, Outside City Center (Monthly)

$318 RSD 32.2K

$291 RSD 29.4K

9.54%

3-bedroom Apartment, City Center (Monthly)

$684 RSD 69.2K

$480 RSD 48.5K

42.51%

3-bedroom Apartment, Outside City Center (Monthly)

$499 RSD 50.5K

$420 RSD 42.4K

18.88%

Buy Apartment in City Center (m2)

$2,238 RSD 226.3K

$1,468 RSD 148.5K

52.42%

Buy Apartment Outside City Center (m2)

$1,663 RSD 168.2K

$1,456 RSD 147.2K

14.21%

Average Monthly Net Salary (After Tax)

$963 RSD 97.3K

$551 RSD 55.8K

74.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kragujevac: June 8, 2026

Last update for Loznica: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $422 in Kragujevac and $322 in Loznica. Housing cost is often the main lever when comparing two cities.

Kragujevac pays 75% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $43.00 in Kragujevac vs $29.00 in Loznica for a mid-range dinner for two. Groceries echo the gap at $214 vs $171 per month, with Loznica cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kragujevac vs Loznica: Cost of Living - Frequently Asked Questions

Loznica wins on cost – living expenses run 34% lower than in Kragujevac. Housing and daily spending are where you'll feel the difference most, making Loznica the obvious pick if budget is a priority.

Kragujevac pays 75% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $422 in Kragujevac versus $322 in Loznica. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,162 per month in Kragujevac versus $866 in Loznica – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Loznica runs roughly 11% less than in Kragujevac. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $866 in Loznica versus $1,162 in Kragujevac, a $1,000 budget is realistic in Loznica but tight or insufficient in Kragujevac. The gap between the two cities makes Loznica the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kragujevac and Loznica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loznica gentler on the wallet – expenses run 34% less than in Kragujevac. Beyond cost, consider language, visa policies, and how big the international community is in each city.