Cost of Living Comparison Between Kragujevac and Loznica Cost of Living Comparison Between Kragujevac and Loznica

Monthly Cost of Living

Monthly costs for one person with rent: $1,217 in Kragujevac versus $790 in Loznica.

Estimated couple costs with rent: $1,806 in Kragujevac versus $1,220 in Loznica.

Monthly costs for a family of three with rent: $2,394 in Kragujevac versus $1,650 in Loznica.

Living in Kragujevac is roughly 54% more expensive than in Loznica, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Kragujevac 11% lower, Loznica 42% lower.

Meal at Budget Restaurant

$10.74 RSD 1,076

$3.57 RSD 358

200.84%

Three-Course Dinner for Two, Mid-Range

$44.96 RSD 4,506

$34.71 RSD 3,478

29.53%

Fast Food Meal (McDonalds, etc)

$10.04 RSD 1,006

$11.46 RSD 1,148

-12.39%

Cappuccino

$2.00 RSD 201

$1.55 RSD 155

29.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.35 RSD 236

$1.90 RSD 190

23.68%

Water (0.33 liter bottle)

$1.38 RSD 138

$1.82 RSD 182

-24.18%

Local Beer (0.5 liter draught)

$2.74 RSD 274

$2.47 RSD 248

10.93%

Imported Beer (0.33 liter bottle)

$3.43 RSD 343

$3.02 RSD 302

13.58%

Milk (1 liter)

$1.35 RSD 135

$1.08 RSD 108

25.00%

White Bread (500g)

$0.65 RSD 64.8

$0.56 RSD 55.7

16.07%

Rice (white) (1kg)

$1.93 RSD 193

$1.34 RSD 135

44.03%

Eggs

$2.61 RSD 261

$1.91 RSD 192

36.65%

Local Cheese (1kg)

$10.21 RSD 1,023

$8.27 RSD 828

23.46%

Chicken Fillets (1kg)

$6.74 RSD 676

$5.89 RSD 591

14.43%

Beef Round Steak (1kg)

$11.87 RSD 1,189

$9.54 RSD 957

24.42%

Apples (1kg)

$1.22 RSD 122

$0.91 RSD 91.1

34.07%

Banana (1kg)

$1.89 RSD 190

$1.72 RSD 173

9.88%

Oranges (1kg)

$1.75 RSD 175

$1.19 RSD 119

47.06%

Tomato (1kg)

$2.36 RSD 237

$1.23 RSD 124

91.87%

Potato (1kg)

$1.15 RSD 115

$1.03 RSD 104

11.65%

Onion (1kg)

$1.25 RSD 125

$0.62 RSD 61.7

101.61%

Lettuce (1 head)

$1.08 RSD 109

$0.58 RSD 58.2

86.21%

Water (1.5 liter bottle)

$0.63 RSD 62.7

$0.48 RSD 48.04

31.25%

Cigarettes 20 Pack (Marlboro, Camel)

$4.33 RSD 434

$4.20 RSD 421

3.10%

Wine (Bottle)

$7.70 RSD 772

$4.56 RSD 457

68.86%

Local Beer (0.5 liter bottle)

$0.92 RSD 92.6

$0.80 RSD 80.1

15.00%

Imported Beer (0.33 liter bottle)

$2.31 RSD 231

$2.40 RSD 240

-3.75%

One-way Ticket (Public Transport)

$1.44 RSD 144

Public Transport Monthly Pass (Regular Price)

$29.37 RSD 2,943

Taxi Start (Normal Tariff)

$1.45 RSD 145

$1.95 RSD 195

-25.64%

Taxi (Normal Tariff) (1km)

$1.02 RSD 102

$1.06 RSD 107

-3.77%

Taxi 1hour Waiting (Normal Tariff)

$5.40 RSD 541

$6.74 RSD 676

-19.88%

Gasoline (1 liter)

$1.78 RSD 178

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.1M

$31.8K RSD 3.2M

-2.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K RSD 2.7M

$26.0K RSD 2.6M

1.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 RSD 19.4K

$115 RSD 11.5K

68.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.35 RSD 2,841

$15.81 RSD 1,584

79.32%

Internet (50+ Mbps, Unlimited Data)

$32.58 RSD 3,265

$16.56 RSD 1,660

96.74%

Gym Membership (Monthly)

$30.26 RSD 3,033

$18.36 RSD 1,840

64.81%

Tennis Court (1 Hour on Weekend)

$20.74 RSD 2,079

$13.64 RSD 1,367

52.05%

Cinema Ticket

$5.63 RSD 565

$4.89 RSD 490

15.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$179 RSD 17.9K

$177 RSD 17.7K

0.89%

International Primary School, 1 Child (Yearly)

$3,914 RSD 392.3K

$7,718 RSD 773.5K

-49.28%

Jeans (Levis 501 Or Similar)

$63.8 RSD 6,394

$43.45 RSD 4,355

46.84%

Summer Dress (H&M, Zara, etc)

$68.0 RSD 6,816

$22.82 RSD 2,287

198.03%

Sport Shoes (Adidas, Nike)

$124 RSD 12.4K

$95.4 RSD 9,564

29.97%

Men's Leather Business Shoes

$120 RSD 12.0K

$54.0 RSD 5,413

122.07%

1-bedroom Apartment, City Center (Monthly)

$413 RSD 41.4K

$297 RSD 29.8K

38.94%

1-bedroom Apartment, Outside City Center (Monthly)

$316 RSD 31.6K

$219 RSD 21.9K

44.33%

3-bedroom Apartment, City Center (Monthly)

$655 RSD 65.7K

$471 RSD 47.2K

39.27%

3-bedroom Apartment, Outside City Center (Monthly)

$501 RSD 50.2K

$386 RSD 38.7K

29.91%

Buy Apartment in City Center (m2)

$2,227 RSD 223.2K

$1,490 RSD 149.3K

49.49%

Buy Apartment Outside City Center (m2)

$1,619 RSD 162.2K

$1,534 RSD 153.7K

5.55%

Average Monthly Net Salary (After Tax)

$986 RSD 98.8K

$550 RSD 55.1K

79.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.84

4.79

1.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kragujevac: August 15, 2026

Last update for Loznica: August 18, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $413 in Kragujevac and $297 in Loznica. Housing cost is often the main lever when comparing two cities.

Kragujevac pays 79% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Kragujevac vs $35.00 in Loznica for a mid-range dinner for two. Groceries echo the gap at $217 vs $168 per month, with Loznica cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kragujevac vs Loznica: Cost of Living - Frequently Asked Questions

Loznica wins on cost – living expenses run 54% lower than in Kragujevac. Housing and daily spending are where you'll feel the difference most, making Loznica the obvious pick if budget is a priority.

Average pay runs 79% higher in Kragujevac, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $413 in Kragujevac versus $297 in Loznica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $179 in Kragujevac versus $177 in Loznica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Loznica – a meal for two runs $35.00 versus $45.00 in Kragujevac. If you eat out regularly, this makes a real dent in your monthly spending.

At $790 in Loznica versus $1,217 in Kragujevac, a $1,000 budget is realistic in Loznica but tight or insufficient in Kragujevac. The gap between the two cities makes Loznica the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kragujevac and Loznica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loznica gentler on the wallet – expenses run 54% less than in Kragujevac. Beyond cost, consider language, visa policies, and how big the international community is in each city.