😐Monthly costs for one person with rent: $1,154 in Kragujevac versus $775 in Loznica.
😐Estimated couple costs with rent: $1,777 in Kragujevac versus $1,166 in Loznica.
😐Monthly costs for a family of three with rent: $2,400 in Kragujevac versus $1,557 in Loznica.
🌍Living in Kragujevac is roughly 49% more expensive than in Loznica, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Kragujevac14% lower, Loznica42% lower.
Currency
🍽 Eating Out
Kragujevac
Loznica
Difference
Meal at Budget Restaurant
$10.37RSD 1,081
$3.60RSD 375
188.06%
Three-Course Dinner for Two, Mid-Range
$42.32RSD 4,409
$32.80RSD 3,418
29.02%
Fast Food Meal(McDonalds, etc)
$9.69RSD 1,009
$11.30RSD 1,178
-14.25%
Cappuccino
$1.98RSD 206
$1.55RSD 161
27.74%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.31RSD 241
$1.91RSD 199
20.94%
Water(0.33 liter bottle)
$1.36RSD 141
$1.69RSD 176
-19.53%
Local Beer(0.5 liter draught)
$2.66RSD 277
$2.34RSD 244
13.68%
Imported Beer(0.33 liter bottle)
$3.37RSD 351
$2.83RSD 294
19.08%
🛒 Groceries & Markets
Kragujevac
Loznica
Difference
Milk(1 liter)
$1.29RSD 135
$1.03RSD 107
25.24%
White Bread(500g)
$0.58RSD 60.1
$0.57RSD 59.5
1.75%
Rice(white)(1kg)
$1.87RSD 194
$1.35RSD 140
38.52%
Eggs
$2.46RSD 256
$1.82RSD 190
35.16%
Local Cheese(1kg)
$9.60RSD 1,000
$7.77RSD 809
23.55%
Chicken Fillets(1kg)
$6.39RSD 666
$5.91RSD 615
8.12%
Beef Round Steak(1kg)
$11.42RSD 1,190
$9.76RSD 1,017
17.01%
Apples(1kg)
$1.19RSD 124
$0.88RSD 91.7
35.23%
Banana(1kg)
$1.81RSD 188
$1.64RSD 171
10.37%
Oranges(1kg)
$1.63RSD 170
$1.18RSD 123
38.14%
Tomato(1kg)
$2.28RSD 237
$1.22RSD 127
86.89%
Potato(1kg)
$1.06RSD 111
$1.00RSD 105
6.00%
Onion(1kg)
$1.21RSD 127
$0.60RSD 62.1
101.67%
Lettuce(1 head)
$1.01RSD 105
$0.62RSD 65.1
62.90%
Water(1.5 liter bottle)
$0.63RSD 66.0
$0.47RSD 48.48
34.04%
Cigarettes 20 Pack(Marlboro, Camel)
$4.39RSD 457
$4.20RSD 438
4.52%
Wine(Bottle)
$7.68RSD 800
$4.52RSD 471
69.91%
Local Beer(0.5 liter bottle)
$0.92RSD 95.8
$0.78RSD 80.9
17.95%
Imported Beer(0.33 liter bottle)
$2.31RSD 241
$2.41RSD 251
-4.15%
🚌 Getting Around
Kragujevac
Loznica
Difference
One-way Ticket(Public Transport)
$1.46RSD 152
$1.03RSD 108
41.75%
Public Transport Monthly Pass(Regular Price)
$29.11RSD 3,034
-
-
Taxi Start(Normal Tariff)
$1.40RSD 146
$1.93RSD 201
-27.46%
Taxi(Normal Tariff)(1km)
$0.92RSD 95.9
$1.03RSD 107
-10.68%
Taxi 1hour Waiting(Normal Tariff)
$5.38RSD 560
$6.64RSD 692
-18.98%
Gasoline(1 liter)
$1.85RSD 193
$1.82RSD 190
1.65%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.7KRSD 3.2M
$30.1KRSD 3.1M
1.86%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0KRSD 2.7M
$25.5KRSD 2.7M
1.74%
🧾 Monthly Utilities & Internet
Kragujevac
Loznica
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$188RSD 19.6K
$111RSD 11.5K
69.97%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$27.49RSD 2,864
$15.74RSD 1,640
74.65%
Internet(50+ Mbps, Unlimited Data)
$31.86RSD 3,320
$16.07RSD 1,674
98.26%
🎉 Sport & Entertainment
Kragujevac
Loznica
Difference
Gym Membership(Monthly)
$30.23RSD 3,150
$17.76RSD 1,851
70.21%
Tennis Court(1 Hour on Weekend)
$20.20RSD 2,105
-
-
Cinema Ticket
$5.59RSD 583
$4.72RSD 492
18.43%
🧸 Childcare & Education
Kragujevac
Loznica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$173RSD 18.0K
$171RSD 17.8K
1.02%
International Primary School, 1 Child(Yearly)
$3,866RSD 402.8K
$8,053RSD 839.1K
-52.00%
👕👟 Clothing & Footwear
Kragujevac
Loznica
Difference
Jeans(Levis 501 Or Similar)
$60.2RSD 6,273
$43.71RSD 4,554
37.73%
Summer Dress(H&M, Zara, etc)
$66.1RSD 6,882
$22.41RSD 2,335
194.73%
Sport Shoes(Adidas, Nike)
$124RSD 12.9K
$93.2RSD 9,715
32.54%
Men's Leather Business Shoes
$119RSD 12.4K
$52.4RSD 5,464
126.53%
🏠 Accommodation & Living
Kragujevac
Loznica
Difference
1-bedroom Apartment, City Center(Monthly)
$392RSD 40.9K
$289RSD 30.1K
35.87%
1-bedroom Apartment, Outside City Center(Monthly)
$306RSD 31.9K
$212RSD 22.0K
44.62%
3-bedroom Apartment, City Center(Monthly)
$630RSD 65.7K
$454RSD 47.3K
38.73%
3-bedroom Apartment, Outside City Center(Monthly)
$498RSD 51.9K
$365RSD 38.0K
36.47%
Buy Apartment in City Center(m2)
$2,215RSD 230.8K
$1,419RSD 147.9K
56.08%
Buy Apartment Outside City Center(m2)
$1,597RSD 166.4K
$1,550RSD 161.5K
3.05%
💵 Salaries & Financials
Kragujevac
Loznica
Difference
Average Monthly Net Salary(After Tax)
$928RSD 96.7K
$525RSD 54.7K
76.83%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.84
4.79
1.04%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kragujevac: October 6, 2026
Last update for Loznica: October 3, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $392 in Kragujevac and $289 in Loznica. Housing cost is often the main lever when comparing two cities.
💰Kragujevac pays 77% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $42.00 in Kragujevac vs $33.00 in Loznica for a mid-range dinner for two. Groceries echo the gap at $208 vs $166 per month, with Loznica cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kragujevac vs Loznica: Cost of Living - Frequently Asked Questions
Which city is more expensive, Kragujevac or Loznica?
Loznica wins on cost – living expenses run 49% lower than in Kragujevac. Housing and daily spending are where you'll feel the difference most, making Loznica the obvious pick if budget is a priority.
Are salaries higher in Kragujevac or in Loznica?
Average pay runs 77% higher in Kragujevac, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Kragujevac compared to Loznica?
Rent for a central apartment: $392 in Kragujevac versus $289 in Loznica. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Kragujevac and in Loznica?
Childcare runs $173 in Kragujevac versus $171 in Loznica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Kragujevac and in Loznica?
Dining out is cheaper in Loznica – a meal for two runs $33.00 versus $42.00 in Kragujevac. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Kragujevac or in Loznica?
At $775 in Loznica versus $1,154 in Kragujevac, a $1,000 budget is realistic in Loznica but tight or insufficient in Kragujevac. The gap between the two cities makes Loznica the clear choice for anyone on this budget.
Which city offers a better quality of life: Kragujevac or Loznica?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Kragujevac compared to Loznica?
Safety-wise, Kragujevac and Loznica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Loznica gentler on the wallet – expenses run 49% less than in Kragujevac. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Kragujevac vs other spots: cost of living compared