Last update: Oct 2026

Cost of Living Comparison Between Loznica and Athens

For one person, living is cheaper in Loznica: $765 a month against $1,775 in Athens, rent and utilities included – about $12,100 less a year. Rent and utilities account for about half of the difference.

37

Cost of Living Index in Loznica
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Loznica Living Index
86

Cost of Living Index in Athens
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Athens Living Index

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Loznica

🇷🇸 Serbia

$765

/mo nomad

Athens

🇬🇷 Greece

$1,775

/mo nomad

Monthly Cost of Living

How much you'll spend in Loznica and in Athens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Loznica and in Athens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $765 in Loznica versus $1,775 in Athens.

Loznica $765
Athens $1,775

Estimated couple costs with rent: $1,168 in Loznica versus $2,721 in Athens.

Loznica $1,168
Athens $2,721

Monthly costs for a family of three with rent: $1,572 in Loznica versus $3,666 in Athens.

Loznica $1,572
Athens $3,666

Living in Loznica costs roughly 57% less than in Athens, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Loznica is 43% below, Athens is 31% above.

Meal at Budget Restaurant

$3.57 RSD 372

$16.69 €14.84

-78.61%

Three-Course Dinner for Two, Mid-Range

$32.79 RSD 3,418

$67.8 €60.3

-51.63%

Fast Food Meal (McDonalds, etc)

$11.11 RSD 1,158

$11.14 €9.91

-0.27%

Cappuccino

$1.55 RSD 162

$4.03 €3.58

-61.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 RSD 192

$2.77 €2.46

-33.57%

Water (0.33 liter bottle)

$1.68 RSD 175

$0.55 €0.49

205.45%

Local Beer (0.5 liter draught)

$2.36 RSD 246

$5.74 €5.10

-58.89%

Imported Beer (0.33 liter bottle)

$2.83 RSD 295

$5.45 €4.85

-48.07%

Milk (1 liter)

$1.04 RSD 108

$1.82 €1.62

-42.86%

White Bread (500g)

$0.54 RSD 56.5

$1.38 €1.23

-60.87%

Rice (white) (1kg)

$1.36 RSD 141

$2.80 €2.49

-51.43%

Eggs

$1.89 RSD 197

$4.83 €4.30

-60.87%

Local Cheese (1kg)

$7.95 RSD 829

$15.05 €13.39

-47.18%

Chicken Fillets (1kg)

$5.83 RSD 608

$10.63 €9.45

-45.16%

Beef Round Steak (1kg)

$9.34 RSD 973

$18.43 €16.39

-49.32%

Apples (1kg)

$0.88 RSD 91.3

$2.20 €1.96

-60.00%

Banana (1kg)

$1.62 RSD 169

$1.90 €1.69

-14.74%

Oranges (1kg)

$1.17 RSD 122

$1.37 €1.22

-14.60%

Tomato (1kg)

$1.20 RSD 125

$2.10 €1.87

-42.86%

Potato (1kg)

$1.03 RSD 108

$1.08 €0.96

-4.63%

Onion (1kg)

$0.61 RSD 63.4

$1.12 €1.00

-45.54%

Lettuce (1 head)

$0.58 RSD 60.0

$1.12 €1.00

-48.21%

Water (1.5 liter bottle)

$0.46 RSD 47.87

$0.88 €0.79

-47.73%

Cigarettes 20 Pack (Marlboro, Camel)

$4.03 RSD 420

$5.48 €4.88

-26.46%

Wine (Bottle)

$4.57 RSD 477

$10.13 €9.01

-54.89%

Local Beer (0.5 liter bottle)

$0.81 RSD 84.4

$2.13 €1.89

-61.97%

Imported Beer (0.33 liter bottle)

$2.33 RSD 243

$2.25 €2.00

3.56%

One-way Ticket (Public Transport)

$0.99 RSD 103

$1.36 €1.21

-27.21%

Public Transport Monthly Pass (Regular Price)

$29.89 €26.59

Taxi Start (Normal Tariff)

$1.95 RSD 203

$4.45 €3.96

-56.18%

Taxi (Normal Tariff) (1km)

$1.06 RSD 111

$1.02 €0.90

3.92%

Taxi 1hour Waiting (Normal Tariff)

$6.55 RSD 682

$16.92 €15.05

-61.29%

Gasoline (1 liter)

$1.86 RSD 194

$2.25 €2.00

-17.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K RSD 3.2M

$28.0K €24.9K

9.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K RSD 2.7M

$28.2K €25.1K

-9.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 RSD 11.3K

$205 €182

-46.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 RSD 1,643

$26.65 €23.71

-40.86%

Internet (50+ Mbps, Unlimited Data)

$16.35 RSD 1,705

$30.38 €27.02

-46.18%

Gym Membership (Monthly)

$17.61 RSD 1,836

$54.5 €48.47

-67.68%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

Cinema Ticket

$4.80 RSD 500

$10.42 €9.27

-53.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$170 RSD 17.7K

$569 €506

-70.19%

International Primary School, 1 Child (Yearly)

$7,534 RSD 785.4K

$12.6K €11.2K

-40.13%

Jeans (Levis 501 Or Similar)

$43.43 RSD 4,528

$88.7 €78.9

-51.02%

Summer Dress (H&M, Zara, etc)

$22.37 RSD 2,332

$40.46 €35.99

-44.71%

Sport Shoes (Adidas, Nike)

$92.0 RSD 9,594

$105 €93.3

-12.28%

Men's Leather Business Shoes

$52.4 RSD 5,461

$121 €108

-56.81%

1-bedroom Apartment, City Center (Monthly)

$290 RSD 30.2K

$741 €659

-60.85%

1-bedroom Apartment, Outside City Center (Monthly)

$214 RSD 22.3K

$655 €582

-67.26%

3-bedroom Apartment, City Center (Monthly)

$462 RSD 48.2K

$1,300 €1,156

-64.45%

3-bedroom Apartment, Outside City Center (Monthly)

$367 RSD 38.3K

$1,148 €1,021

-68.02%

Buy Apartment in City Center (m2)

$1,463 RSD 152.6K

$4,014 €3,570

-63.54%

Buy Apartment Outside City Center (m2)

$1,571 RSD 163.8K

$3,460 €3,078

-54.59%

Average Monthly Net Salary (After Tax)

$527 RSD 54.9K

$1,242 €1,105

-57.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

4.48

6.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loznica: October 13, 2026

Last update for Athens: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Loznica

$214 28%

Athens

$655 36.9% 205% $440

Groceries & Markets

Loznica

$165 21.5%

Athens

$310 17.5% 88.7% $146

Monthly Utilities & Internet

Loznica

$141 18.4%

Athens

$262 14.7% 85.8% $121

Eating Out

Loznica

$112 14.7%

Athens

$268 15.1% 139% $156

Clothing & Footwear

Loznica

$95 12.4%

Athens

$160 9% 69% $65

Sport & Entertainment

Loznica

$27 3.6%

Athens

$75 4.2% 177% $48

Getting Around

Loznica

$11 * 1.5%

Athens

$45 2.5% 301% $34

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $290 in Loznica and $741 in Athens. Housing cost is often the main lever when comparing two cities.

Athens pays 136% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Loznica vs $68.0 in Athens for a mid-range dinner for two. Groceries echo the gap at $165 vs $310 per month, with Loznica cheaper across the board.

Good to know

🇷🇸 Loznica

🇬🇷 Athens

🕒 Local time

22:54 10:54 PM

23:54 11:54 PM

1 h ahead of Loznica

🌤 Weather

👥 Population

19,515

3,090,508 Capital

💱 Currency

Serbian Dinar RSD din

Euro EUR €

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to RSD in detail →

On the map

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Between locations

Loznica Athens 820 km ≈ 1 h 30 min nonstop flight

From you

Loznica
Athens

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loznica vs Athens: Cost of Living - Frequently Asked Questions

Loznica wins on cost – living expenses run 132% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Loznica the obvious pick if budget is a priority.

On paper, salaries run 136% lower in Athens. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $290 in Loznica versus $741 in Athens. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $170 in Loznica versus $569 in Athens. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Loznica – a meal for two runs $33.00 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

At $765 in Loznica versus $1,775 in Athens, a $1,000 budget is realistic in Loznica but tight or insufficient in Athens. The gap between the two cities makes Loznica the clear choice for anyone on this budget.

Both work as nomad bases, but Loznica delivers better value – similar infrastructure at $765 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Loznica hard to pass up.

Safety-wise, Loznica and Athens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loznica gentler on the wallet – expenses run 132% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.