Last update: Oct 2026

Cost of Living Comparison Between Athens and Loznica

For one person, living is cheaper in Loznica: $765 a month against $1,775 in Athens, rent and utilities included – about $12,100 less a year. Rent and utilities account for about half of the difference.

86

Cost of Living Index in Athens
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Athens Living Index
37

Cost of Living Index in Loznica
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Loznica Living Index

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Athens

🇬🇷 Greece

$1,775

/mo nomad

Loznica

🇷🇸 Serbia

$765

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in Loznica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Loznica actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Athens versus $765 in Loznica.

Athens $1,775
Loznica $765

Estimated couple costs with rent: $2,721 in Athens versus $1,168 in Loznica.

Athens $2,721
Loznica $1,168

Monthly costs for a family of three with rent: $3,666 in Athens versus $1,572 in Loznica.

Athens $3,666
Loznica $1,572

Living in Athens is roughly 132% more expensive than in Loznica, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Athens is 31% above, Loznica is 43% below.

Meal at Budget Restaurant

$16.69 €14.84

$3.57 RSD 372

367.51%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.3

$32.79 RSD 3,418

106.74%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$11.11 RSD 1,158

0.27%

Cappuccino

$4.03 €3.58

$1.55 RSD 162

160.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.46

$1.84 RSD 192

50.54%

Water (0.33 liter bottle)

$0.55 €0.49

$1.68 RSD 175

-67.26%

Local Beer (0.5 liter draught)

$5.74 €5.10

$2.36 RSD 246

143.22%

Imported Beer (0.33 liter bottle)

$5.45 €4.85

$2.83 RSD 295

92.58%

Milk (1 liter)

$1.82 €1.62

$1.04 RSD 108

75.00%

White Bread (500g)

$1.38 €1.23

$0.54 RSD 56.5

155.56%

Rice (white) (1kg)

$2.80 €2.49

$1.36 RSD 141

105.88%

Eggs

$4.83 €4.30

$1.89 RSD 197

155.56%

Local Cheese (1kg)

$15.05 €13.39

$7.95 RSD 829

89.31%

Chicken Fillets (1kg)

$10.63 €9.45

$5.83 RSD 608

82.33%

Beef Round Steak (1kg)

$18.43 €16.39

$9.34 RSD 973

97.32%

Apples (1kg)

$2.20 €1.96

$0.88 RSD 91.3

150.00%

Banana (1kg)

$1.90 €1.69

$1.62 RSD 169

17.28%

Oranges (1kg)

$1.37 €1.22

$1.17 RSD 122

17.09%

Tomato (1kg)

$2.10 €1.87

$1.20 RSD 125

75.00%

Potato (1kg)

$1.08 €0.96

$1.03 RSD 108

4.85%

Onion (1kg)

$1.12 €1.00

$0.61 RSD 63.4

83.61%

Lettuce (1 head)

$1.12 €1.00

$0.58 RSD 60.0

93.10%

Water (1.5 liter bottle)

$0.88 €0.79

$0.46 RSD 47.87

91.30%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.88

$4.03 RSD 420

35.98%

Wine (Bottle)

$10.13 €9.01

$4.57 RSD 477

121.66%

Local Beer (0.5 liter bottle)

$2.13 €1.89

$0.81 RSD 84.4

162.96%

Imported Beer (0.33 liter bottle)

$2.25 €2.00

$2.33 RSD 243

-3.43%

One-way Ticket (Public Transport)

$1.36 €1.21

$0.99 RSD 103

37.37%

Public Transport Monthly Pass (Regular Price)

$29.89 €26.59

Taxi Start (Normal Tariff)

$4.45 €3.96

$1.95 RSD 203

128.21%

Taxi (Normal Tariff) (1km)

$1.02 €0.90

$1.06 RSD 111

-3.77%

Taxi 1hour Waiting (Normal Tariff)

$16.92 €15.05

$6.55 RSD 682

158.32%

Gasoline (1 liter)

$2.25 €2.00

$1.86 RSD 194

20.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €24.9K

$30.6K RSD 3.2M

-8.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K €25.1K

$25.5K RSD 2.7M

10.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €182

$109 RSD 11.3K

88.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 €23.71

$15.76 RSD 1,643

69.10%

Internet (50+ Mbps, Unlimited Data)

$30.38 €27.02

$16.35 RSD 1,705

85.81%

Gym Membership (Monthly)

$54.5 €48.47

$17.61 RSD 1,836

209.43%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

Cinema Ticket

$10.42 €9.27

$4.80 RSD 500

117.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$569 €506

$170 RSD 17.7K

235.44%

International Primary School, 1 Child (Yearly)

$12.6K €11.2K

$7,534 RSD 785.4K

67.04%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$43.43 RSD 4,528

104.14%

Summer Dress (H&M, Zara, etc)

$40.46 €35.99

$22.37 RSD 2,332

80.87%

Sport Shoes (Adidas, Nike)

$105 €93.3

$92.0 RSD 9,594

14.00%

Men's Leather Business Shoes

$121 €108

$52.4 RSD 5,461

131.55%

1-bedroom Apartment, City Center (Monthly)

$741 €659

$290 RSD 30.2K

155.41%

1-bedroom Apartment, Outside City Center (Monthly)

$655 €582

$214 RSD 22.3K

205.40%

3-bedroom Apartment, City Center (Monthly)

$1,300 €1,156

$462 RSD 48.2K

181.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,148 €1,021

$367 RSD 38.3K

212.74%

Buy Apartment in City Center (m2)

$4,014 €3,570

$1,463 RSD 152.6K

174.26%

Buy Apartment Outside City Center (m2)

$3,460 €3,078

$1,571 RSD 163.8K

120.23%

Average Monthly Net Salary (After Tax)

$1,242 €1,105

$527 RSD 54.9K

135.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

4.79

-6.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 10, 2026

Last update for Loznica: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$655 36.9%

Loznica

$214 28% 67.3% $440

Groceries & Markets

Athens

$310 17.5%

Loznica

$165 21.5% 47% $146

Eating Out

Athens

$268 15.1%

Loznica

$112 14.7% 58.2% $156

Monthly Utilities & Internet

Athens

$262 14.7%

Loznica

$141 18.4% 46.2% $121

Clothing & Footwear

Athens

$160 9%

Loznica

$95 12.4% 40.8% $65

Sport & Entertainment

Athens

$75 4.2%

Loznica

$27 3.6% 63.9% $48

Getting Around

Athens

$45 2.5%

Loznica

$11 * 1.5% 75% $34

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $741 in Athens and $290 in Loznica. Housing cost is often the main lever when comparing two cities.

Athens pays 136% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Athens vs $33.00 in Loznica for a mid-range dinner for two. Groceries echo the gap at $310 vs $165 per month, with Loznica cheaper across the board.

Good to know

🇬🇷 Athens

🇷🇸 Loznica

🕒 Local time

03:52 3:52 AM

02:52 2:52 AM

1 h behind Athens

🌤 Weather

👥 Population

3,090,508 Capital

19,515

💱 Currency

Euro EUR €

Serbian Dinar RSD din

📈 Exchange rate

1 EUR = 1.12 USD

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to EUR in detail →

On the map

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Between locations

Athens Loznica 820 km ≈ 1 h 30 min nonstop flight

From you

Athens
Loznica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Athens vs Loznica: Cost of Living - Frequently Asked Questions

Loznica wins on cost – living expenses run 132% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Loznica the obvious pick if budget is a priority.

Average pay runs 136% higher in Athens, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $741 in Athens versus $290 in Loznica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $569 in Athens versus $170 in Loznica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Loznica – a meal for two runs $33.00 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

At $765 in Loznica versus $1,775 in Athens, a $1,000 budget is realistic in Loznica but tight or insufficient in Athens. The gap between the two cities makes Loznica the clear choice for anyone on this budget.

Both work as nomad bases, but Loznica delivers better value – similar infrastructure at $765 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Loznica hard to pass up.

Safety-wise, Athens and Loznica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loznica gentler on the wallet – expenses run 132% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.