Cost of Living Comparison Between Łomianki and Warsaw Cost of Living Comparison Between Łomianki and Warsaw

Monthly Cost of Living

A single person spends $1,476 per month in Łomianki vs $2,025 in Warsaw, rent included.

A couple spends around $2,158 per month in Łomianki vs $2,904 in Warsaw, rent included.

A family of three spends $2,840 per month in Łomianki vs $3,783 in Warsaw, rent included.

Łomianki is about 27% cheaper than Warsaw, driven mainly by Eating Out.

Both Łomianki and Warsaw sit above the global median – Łomianki by 11%, Warsaw by 52%.

Currency
🍽 Eating Out
Łomianki
Warsaw
Difference
Meal at Budget Restaurant
$9.31 zł 35.31
$10.75 zł 40.77
-13.40%
Three-Course Dinner for Two, Mid-Range
$52.5 zł 199
$56.6 zł 215
-7.36%
Fast Food Meal (McDonalds, etc)
$7.82 zł 29.66
$9.45 zł 35.86
-17.25%
Cappuccino
$3.15 zł 11.95
$4.17 zł 15.81
-24.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.14 zł 8.13
$2.10 zł 7.98
1.90%
Water (0.33 liter bottle)
$1.92 zł 7.28
$1.83 zł 6.93
4.92%
Local Beer (0.5 liter draught)
$3.28 zł 12.44
$4.47 zł 16.95
-26.62%
Imported Beer (0.33 liter bottle)
$2.90 zł 11.02
$4.54 zł 17.23
-36.12%
🛒 Groceries & Markets
Łomianki
Warsaw
Difference
Milk (1 liter)
$1.10 zł 4.16
$1.19 zł 4.51
-7.56%
White Bread (500g)
$1.25 zł 4.74
$1.42 zł 5.40
-11.97%
Rice (white) (1kg)
$1.79 zł 6.80
$1.79 zł 6.79
-
Eggs
$3.62 zł 13.75
$3.57 zł 13.56
1.40%
Local Cheese (1kg)
$10.02 zł 38.04
$9.98 zł 37.88
0.40%
Chicken Fillets (1kg)
$7.14 zł 27.07
$6.92 zł 26.27
3.18%
Beef Round Steak (1kg)
$14.14 zł 53.7
$14.53 zł 55.1
-2.68%
Apples (1kg)
$1.11 zł 4.20
$1.30 zł 4.93
-14.62%
Banana (1kg)
$1.88 zł 7.15
$1.86 zł 7.06
1.08%
Oranges (1kg)
$1.71 zł 6.50
$1.93 zł 7.34
-11.40%
Tomato (1kg)
$3.68 zł 13.95
$3.77 zł 14.29
-2.39%
Potato (1kg)
$0.87 zł 3.32
$1.06 zł 4.00
-17.92%
Onion (1kg)
$1.07 zł 4.05
$1.24 zł 4.70
-13.71%
Lettuce (1 head)
$1.39 zł 5.29
$1.44 zł 5.47
-3.47%
Water (1.5 liter bottle)
$0.57 zł 2.18
$0.72 zł 2.73
-20.83%
Cigarettes 20 Pack (Marlboro, Camel)
$5.04 zł 19.14
$5.55 zł 21.05
-9.19%
Wine (Bottle)
$7.91 zł 30.03
$7.75 zł 29.40
2.06%
Local Beer (0.5 liter bottle)
$1.37 zł 5.20
$1.37 zł 5.21
-
Imported Beer (0.33 liter bottle)
$1.67 zł 6.33
$1.87 zł 7.08
-10.70%
🚌 Getting Around
Łomianki
Warsaw
Difference
One-way Ticket (Public Transport)
$1.06 zł 4.02
$1.17 zł 4.43
-9.40%
Public Transport Monthly Pass (Regular Price)
$32.25 zł 122
$29.63 zł 112
8.84%
Taxi Start (Normal Tariff)
$2.19 zł 8.29
$2.66 zł 10.11
-17.67%
Taxi (Normal Tariff) (1km)
$0.76 zł 2.87
$1.02 zł 3.86
-25.49%
Taxi 1hour Waiting (Normal Tariff)
$12.27 zł 46.57
$13.35 zł 50.6
-8.09%
Gasoline (1 liter)
$1.70 zł 6.43
$1.79 zł 6.78
-5.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.4K zł 126.7K
$32.8K zł 124.3K
1.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.7K zł 116.5K
$32.6K zł 123.6K
-5.73%
🧾 Monthly Utilities & Internet
Łomianki
Warsaw
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$302 zł 1,148
$357 zł 1,353
-15.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.45 zł 32.06
$10.23 zł 38.80
-17.40%
Internet (50+ Mbps, Unlimited Data)
$17.28 zł 65.6
$17.49 zł 66.4
-1.20%
🎉 Sport & Entertainment
Łomianki
Warsaw
Difference
Gym Membership (Monthly)
$36.00 zł 137
$44.37 zł 168
-18.86%
Tennis Court (1 Hour on Weekend)
$19.47 zł 73.9
$29.18 zł 111
-33.28%
Cinema Ticket
$6.92 zł 26.24
$9.39 zł 35.63
-26.30%
🧸 Childcare & Education
Łomianki
Warsaw
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$381 zł 1,447
$571 zł 2,168
-33.24%
International Primary School, 1 Child (Yearly)
$15.5K zł 58.7K
$15.3K zł 58.1K
1.00%
👕👟 Clothing & Footwear
Łomianki
Warsaw
Difference
Jeans (Levis 501 Or Similar)
$90.1 zł 342
$98.7 zł 375
-8.69%
Summer Dress (H&M, Zara, etc)
$34.84 zł 132
$46.99 zł 178
-25.86%
Sport Shoes (Adidas, Nike)
$93.0 zł 353
$94.7 zł 359
-1.76%
Men's Leather Business Shoes
$67.2 zł 255
$109 zł 415
-38.53%
🏠 Accommodation & Living
Łomianki
Warsaw
Difference
1-bedroom Apartment, City Center (Monthly)
$648 zł 2,458
$1,135 zł 4,305
-42.91%
1-bedroom Apartment, Outside City Center (Monthly)
$502 zł 1,904
$922 zł 3,497
-45.57%
3-bedroom Apartment, City Center (Monthly)
$994 zł 3,770
$2,090 zł 7,931
-52.47%
3-bedroom Apartment, Outside City Center (Monthly)
$806 zł 3,057
$1,526 zł 5,790
-47.20%
Buy Apartment in City Center (m2)
$3,111 zł 11.8K
$6,322 zł 24.0K
-50.79%
Buy Apartment Outside City Center (m2)
$2,373 zł 9,002
$3,919 zł 14.9K
-39.46%
💵 Salaries & Financials
Łomianki
Warsaw
Difference
Average Monthly Net Salary (After Tax)
-
$2,150 zł 8,157
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.47
7.55
-14.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Łomianki: July 14, 2026

Last update for Warsaw: July 13, 2026

Cost Breakdown

A central one-bedroom costs $648 in Łomianki versus $1,135 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $52.0 in Łomianki versus $57.0 in Warsaw. Monthly groceries follow the same trend: $239 vs $246 – making Łomianki the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Łomianki vs Warsaw: Cost of Living - Frequently Asked Questions
How do living costs in Łomianki and in Warsaw compare overall?
Monthly costs with rent: $1,476 in Łomianki, $2,025 in Warsaw – roughly 37% apart. Warsaw costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Łomianki compared to Warsaw?
For a comfortable life, plan on about $2,214 per month in Łomianki and $3,038 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Łomianki and Warsaw?
Rent is clearly cheaper in Łomianki, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What is the difference in childcare costs between Łomianki and Warsaw?
Kindergarten costs $381 per month in Łomianki and $571 in Warsaw. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 3% more in Warsaw, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Łomianki, where all-in costs run around $1,476, than in Warsaw at $2,025. In Łomianki it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.
How does quality of life compare between Łomianki and Warsaw?
It depends on your priorities. Warsaw has an edge in some lifestyle areas, with costs from $1,476 in Łomianki to $2,025 in Warsaw. Climate, culture, job market, and personal taste all factor in.
Is Łomianki or Warsaw safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Łomianki and Warsaw?
If budget matters most, go with Łomianki. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.

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