Cost of Living Comparison Between Łomianki and Warsaw Cost of Living Comparison Between Łomianki and Warsaw

Monthly Cost of Living

A single person spends $1,455 per month in Łomianki vs $2,040 in Warsaw, rent included.

A couple spends around $2,155 per month in Łomianki vs $2,889 in Warsaw, rent included.

A family of three spends $2,855 per month in Łomianki vs $3,737 in Warsaw, rent included.

Łomianki is about 29% cheaper than Warsaw, driven mainly by Eating Out.

Both Łomianki and Warsaw sit above the global median – Łomianki by 9%, Warsaw by 52%.

Meal at Budget Restaurant

$9.51 zł 34.69

$11.04 zł 40.27

-13.86%

Three-Course Dinner for Two, Mid-Range

$52.3 zł 191

$58.1 zł 212

-10.01%

Fast Food Meal (McDonalds, etc)

$7.85 zł 28.61

$9.74 zł 35.52

-19.40%

Cappuccino

$3.13 zł 11.42

$4.29 zł 15.64

-27.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 zł 7.84

$2.11 zł 7.70

1.90%

Water (0.33 liter bottle)

$1.83 zł 6.66

$1.81 zł 6.62

1.10%

Local Beer (0.5 liter draught)

$3.34 zł 12.19

$4.45 zł 16.23

-24.94%

Imported Beer (0.33 liter bottle)

$2.90 zł 10.59

$4.68 zł 17.08

-38.03%

Milk (1 liter)

$1.06 zł 3.87

$1.15 zł 4.20

-7.83%

White Bread (500g)

$1.21 zł 4.41

$1.36 zł 4.97

-11.03%

Rice (white) (1kg)

$1.82 zł 6.64

$1.84 zł 6.70

-1.09%

Eggs

$3.63 zł 13.25

$3.63 zł 13.24

Local Cheese (1kg)

$9.67 zł 35.27

$10.11 zł 36.87

-4.35%

Chicken Fillets (1kg)

$7.05 zł 25.70

$6.98 zł 25.45

1.00%

Beef Round Steak (1kg)

$14.45 zł 52.7

$14.55 zł 53.1

-0.69%

Apples (1kg)

$1.06 zł 3.86

$1.29 zł 4.71

-17.83%

Banana (1kg)

$1.95 zł 7.10

$1.79 zł 6.51

8.94%

Oranges (1kg)

$1.78 zł 6.51

$1.94 zł 7.06

-8.25%

Tomato (1kg)

$3.78 zł 13.78

$3.62 zł 13.21

4.42%

Potato (1kg)

$0.93 zł 3.38

$1.06 zł 3.86

-12.26%

Onion (1kg)

$1.07 zł 3.90

$1.18 zł 4.29

-9.32%

Lettuce (1 head)

$1.33 zł 4.85

$1.44 zł 5.25

-7.64%

Water (1.5 liter bottle)

$0.57 zł 2.08

$0.67 zł 2.43

-14.93%

Cigarettes 20 Pack (Marlboro, Camel)

$5.03 zł 18.34

$5.29 zł 19.30

-4.91%

Wine (Bottle)

$6.67 zł 24.32

$8.29 zł 30.24

-19.54%

Local Beer (0.5 liter bottle)

$1.37 zł 5.01

$1.43 zł 5.20

-4.20%

Imported Beer (0.33 liter bottle)

$1.60 zł 5.83

$1.88 zł 6.86

-14.89%

One-way Ticket (Public Transport)

$1.11 zł 4.03

$1.16 zł 4.23

-4.31%

Public Transport Monthly Pass (Regular Price)

$32.61 zł 119

$29.77 zł 109

9.54%

Taxi Start (Normal Tariff)

$2.19 zł 7.99

$2.63 zł 9.60

-16.73%

Taxi (Normal Tariff) (1km)

$0.73 zł 2.66

$0.98 zł 3.56

-25.51%

Taxi 1hour Waiting (Normal Tariff)

$11.98 zł 43.70

$13.42 zł 48.95

-10.73%

Gasoline (1 liter)

$1.78 zł 6.49

$1.71 zł 6.23

4.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K zł 122.4K

$33.4K zł 121.8K

0.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K zł 113.8K

$33.6K zł 122.5K

-7.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$310 zł 1,129

$357 zł 1,302

-13.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.51 zł 31.01

$10.03 zł 36.58

-15.15%

Internet (50+ Mbps, Unlimited Data)

$17.12 zł 62.4

$17.56 zł 64.0

-2.51%

Gym Membership (Monthly)

$36.49 zł 133

$44.87 zł 164

-18.68%

Tennis Court (1 Hour on Weekend)

$19.59 zł 71.4

$29.23 zł 107

-32.98%

Cinema Ticket

$6.87 zł 25.04

$9.70 zł 35.36

-29.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$369 zł 1,345

$580 zł 2,114

-36.39%

International Primary School, 1 Child (Yearly)

$15.6K zł 56.8K

$15.7K zł 57.1K

-0.63%

Jeans (Levis 501 Or Similar)

$90.0 zł 328

$99.2 zł 362

-9.28%

Summer Dress (H&M, Zara, etc)

$33.69 zł 123

$46.99 zł 171

-28.30%

Sport Shoes (Adidas, Nike)

$93.9 zł 342

$92.5 zł 337

1.50%

Men's Leather Business Shoes

$67.2 zł 245

$111 zł 404

-39.33%

1-bedroom Apartment, City Center (Monthly)

$648 zł 2,362

$1,161 zł 4,233

-44.21%

1-bedroom Apartment, Outside City Center (Monthly)

$492 zł 1,793

$890 zł 3,244

-44.72%

3-bedroom Apartment, City Center (Monthly)

$959 zł 3,497

$2,033 zł 7,414

-52.84%

3-bedroom Apartment, Outside City Center (Monthly)

$816 zł 2,976

$1,526 zł 5,566

-46.54%

Buy Apartment in City Center (m2)

$3,241 zł 11.8K

$6,283 zł 22.9K

-48.41%

Buy Apartment Outside City Center (m2)

$2,399 zł 8,749

$4,074 zł 14.9K

-41.10%

Average Monthly Net Salary (After Tax)

$2,228 zł 8,126

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

7.55

-14.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Łomianki: May 31, 2026

Last update for Warsaw: June 1, 2026

Cost Breakdown

A central one-bedroom costs $648 in Łomianki versus $1,161 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $52.0 in Łomianki versus $58.0 in Warsaw. Monthly groceries follow the same trend: $236 vs $246 – making Łomianki the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Łomianki vs Warsaw: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,455 in Łomianki, $2,040 in Warsaw – roughly 40% apart. Warsaw costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,183 per month in Łomianki and $3,059 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Łomianki, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $369 per month in Łomianki and $580 in Warsaw. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 4% more in Warsaw, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Łomianki, where all-in costs run around $1,455, than in Warsaw at $2,040. In Łomianki it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

It depends on your priorities. Warsaw has an edge in some lifestyle areas, with costs from $1,455 in Łomianki to $2,040 in Warsaw. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Łomianki. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.