Last update: Oct 2026

Cost of Living Comparison Between Łomianki and Warsaw

For one person, living is cheaper in Łomianki: $1,555 a month against $2,051 in Warsaw, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

75

Cost of Living Index in Łomianki
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Łomianki Living Index
100

Cost of Living Index in Warsaw
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Warsaw Living Index

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Łomianki

🇵🇱 Poland

$1,555

/mo nomad

Warsaw

🇵🇱 Poland

$2,051

/mo nomad

Monthly Cost of Living

How much you'll spend in Łomianki and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Łomianki and in Warsaw actually costs, broken down by who's living it.

A single person spends $1,555 per month in Łomianki vs $2,051 in Warsaw, rent included.

Łomianki $1,555
Warsaw $2,051

A couple spends around $2,249 per month in Łomianki vs $2,950 in Warsaw, rent included.

Łomianki $2,249
Warsaw $2,950

A family of three spends $2,942 per month in Łomianki vs $3,850 in Warsaw, rent included.

Łomianki $2,942
Warsaw $3,850

Łomianki is about 24% cheaper than Warsaw, and outside of rent the biggest gap is in eating out.

Both Łomianki and Warsaw sit above the global median – Łomianki by 15%, Warsaw by 51%.

Meal at Budget Restaurant

$11.64 zł 45.23

$11.43 zł 44.39

1.84%

Three-Course Dinner for Two, Mid-Range

$48.79 zł 190

$62.0 zł 241

-21.29%

Fast Food Meal (McDonalds, etc)

$9.04 zł 35.13

$10.30 zł 40.03

-12.23%

Cappuccino

$3.40 zł 13.22

$4.22 zł 16.38

-19.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 zł 8.76

$2.21 zł 8.59

1.81%

Water (0.33 liter bottle)

$1.94 zł 7.54

$2.20 zł 8.54

-11.82%

Local Beer (0.5 liter draught)

$3.00 zł 11.65

$4.59 zł 17.84

-34.64%

Imported Beer (0.33 liter bottle)

$3.80 zł 14.76

$5.01 zł 19.46

-24.15%

Milk (1 liter)

$1.06 zł 4.11

$1.10 zł 4.27

-3.64%

White Bread (500g)

$1.25 zł 4.84

$1.47 zł 5.71

-14.97%

Rice (white) (1kg)

$1.44 zł 5.60

$1.62 zł 6.29

-11.11%

Eggs

$3.73 zł 14.49

$3.92 zł 15.22

-4.85%

Local Cheese (1kg)

$9.00 zł 34.97

$9.08 zł 35.28

-0.88%

Chicken Fillets (1kg)

$7.39 zł 28.71

$6.39 zł 24.82

15.65%

Beef Round Steak (1kg)

$14.80 zł 57.5

$14.50 zł 56.3

2.07%

Apples (1kg)

$1.17 zł 4.55

Banana (1kg)

$1.74 zł 6.74

$1.75 zł 6.81

-0.57%

Oranges (1kg)

$1.67 zł 6.50

$1.76 zł 6.84

-5.11%

Tomato (1kg)

$4.09 zł 15.88

$4.08 zł 15.87

0.25%

Potato (1kg)

$0.87 zł 3.37

$0.90 zł 3.51

-3.33%

Onion (1kg)

$0.88 zł 3.43

$0.94 zł 3.64

-6.38%

Lettuce (1 head)

$1.36 zł 5.28

$1.41 zł 5.48

-3.55%

Water (1.5 liter bottle)

$0.69 zł 2.69

$0.70 zł 2.74

-1.43%

Cigarettes 20 Pack (Marlboro, Camel)

$5.62 zł 21.82

$6.37 zł 24.76

-11.77%

Wine (Bottle)

$6.26 zł 24.34

$6.48 zł 25.16

-3.40%

Local Beer (0.5 liter bottle)

$1.13 zł 4.37

$1.16 zł 4.51

-2.59%

Imported Beer (0.33 liter bottle)

$1.56 zł 6.07

$1.73 zł 6.71

-9.83%

One-way Ticket (Public Transport)

$1.04 zł 4.04

$1.16 zł 4.51

-10.34%

Public Transport Monthly Pass (Regular Price)

$30.54 zł 119

$28.24 zł 110

8.14%

Taxi Start (Normal Tariff)

$2.05 zł 7.97

$2.55 zł 9.91

-19.61%

Taxi (Normal Tariff) (1km)

$0.73 zł 2.84

$1.26 zł 4.90

-42.06%

Taxi 1hour Waiting (Normal Tariff)

$10.27 zł 39.90

$12.94 zł 50.3

-20.63%

Gasoline (1 liter)

$1.59 zł 6.19

$1.76 zł 6.86

-9.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K zł 119.6K

$30.6K zł 119.0K

0.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K zł 111.4K

$30.5K zł 118.4K

-5.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$329 zł 1,277

$340 zł 1,323

-3.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.22 zł 35.81

$9.07 zł 35.22

1.65%

Internet (50+ Mbps, Unlimited Data)

$15.72 zł 61.1

$16.28 zł 63.3

-3.44%

Gym Membership (Monthly)

$38.75 zł 151

$47.15 zł 183

-17.82%

Tennis Court (1 Hour on Weekend)

$21.51 zł 83.6

$28.50 zł 111

-24.53%

Cinema Ticket

$8.75 zł 33.98

$9.01 zł 35.02

-2.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$385 zł 1,494

$599 zł 2,327

-35.78%

International Primary School, 1 Child (Yearly)

$14.0K zł 54.3K

$14.3K zł 55.7K

-2.53%

Jeans (Levis 501 Or Similar)

$101 zł 390

$106 zł 414

-5.58%

Summer Dress (H&M, Zara, etc)

$39.06 zł 152

$39.28 zł 153

-0.56%

Sport Shoes (Adidas, Nike)

$101 zł 393

$107 zł 416

-5.49%

Men's Leather Business Shoes

$103 zł 401

$111 zł 433

-7.39%

1-bedroom Apartment, City Center (Monthly)

$603 zł 2,342

$1,173 zł 4,557

-48.59%

1-bedroom Apartment, Outside City Center (Monthly)

$514 zł 1,998

$956 zł 3,713

-46.18%

3-bedroom Apartment, City Center (Monthly)

$987 zł 3,836

$2,103 zł 8,170

-53.05%

3-bedroom Apartment, Outside City Center (Monthly)

$817 zł 3,176

$1,559 zł 6,056

-47.55%

Buy Apartment in City Center (m2)

$2,848 zł 11.1K

$6,040 zł 23.5K

-52.85%

Buy Apartment Outside City Center (m2)

$2,190 zł 8,510

$3,932 zł 15.3K

-44.29%

Average Monthly Net Salary (After Tax)

$2,093 zł 8,133

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Łomianki: October 18, 2026

Last update for Warsaw: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Łomianki

$514 33.1%

Warsaw

$956 46.6% 85.8% $441

Monthly Utilities & Internet

Łomianki

$354 22.7%

Warsaw

$366 17.8% 3.5% $12

Groceries & Markets

Łomianki

$235 15.1%

Warsaw

$235 11.5% 0.2% $0.4

Eating Out

Łomianki

$200 12.9%

Warsaw

$224 10.9% 11.5% $23

Clothing & Footwear

Łomianki

$155 10%

Warsaw

$164 8% 5.9% $9.1

Sport & Entertainment

Łomianki

$56 3.6%

Warsaw

$65 3.2% 15.9% $8.9

Getting Around

Łomianki

$40 2.6%

Warsaw

$42 2% 3.3% $1.3

Cost Breakdown

A central one-bedroom costs $603 in Łomianki versus $1,173 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $49.00 in Łomianki versus $62.0 in Warsaw. Monthly groceries follow the same trend: $235 vs $235 – making Łomianki the more affordable choice for daily food spending.

Good to know

🇵🇱 Łomianki

🇵🇱 Warsaw

🕒 Local time

00:09 12:09 AM

Same time as Łomianki

🌤 Weather

👥 Population

17,114

1,861,599 Capital

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

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Łomianki Warsaw 14 km

From you

Łomianki
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Łomianki vs Warsaw: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,555 in Łomianki, $2,051 in Warsaw – roughly 32% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,332 per month in Łomianki and $3,077 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Łomianki, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $385 per month in Łomianki and $599 in Warsaw. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 0% more in Warsaw, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Łomianki, where all-in costs run around $1,555, than in Warsaw at $2,051. In Łomianki it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

It depends on your priorities. Warsaw has an edge in some lifestyle areas, with costs from $1,555 in Łomianki to $2,051 in Warsaw. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Łomianki. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.