Cost of Living Comparison Between Warsaw and Łomianki Cost of Living Comparison Between Warsaw and Łomianki

Monthly Cost of Living

A single person spends $2,184 per month in Warsaw vs $1,545 in Łomianki, rent included.

A couple spends around $3,125 per month in Warsaw vs $2,280 in Łomianki, rent included.

A family of three spends $4,066 per month in Warsaw vs $3,015 in Łomianki, rent included.

Warsaw costs about 41% more than Łomianki, driven mainly by Eating Out.

Both Warsaw and Łomianki sit above the global median – Warsaw by 59%, Łomianki by 12%.

Meal at Budget Restaurant

$12.19 zł 45.26

$12.12 zł 45.00

0.58%

Three-Course Dinner for Two, Mid-Range

$61.8 zł 229

$51.4 zł 191

20.11%

Fast Food Meal (McDonalds, etc)

$10.60 zł 39.37

$9.37 zł 34.82

13.13%

Cappuccino

$4.61 zł 17.14

$3.53 zł 13.11

30.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 zł 9.36

$2.50 zł 9.29

0.80%

Water (0.33 liter bottle)

$2.40 zł 8.92

$2.05 zł 7.60

17.07%

Local Beer (0.5 liter draught)

$4.86 zł 18.04

$3.24 zł 12.02

50.00%

Imported Beer (0.33 liter bottle)

$5.24 zł 19.47

$4.13 zł 15.33

26.88%

Milk (1 liter)

$1.15 zł 4.28

$1.07 zł 3.99

7.48%

White Bread (500g)

$1.58 zł 5.88

$1.32 zł 4.92

19.70%

Rice (white) (1kg)

$1.82 zł 6.74

$1.50 zł 5.56

21.33%

Eggs

$3.98 zł 14.77

$3.91 zł 14.52

1.79%

Local Cheese (1kg)

$9.70 zł 36.03

$9.61 zł 35.69

0.94%

Chicken Fillets (1kg)

$7.33 zł 27.21

$7.69 zł 28.56

-4.68%

Beef Round Steak (1kg)

$15.32 zł 56.9

$15.15 zł 56.3

1.12%

Apples (1kg)

$1.32 zł 4.91

$1.28 zł 4.75

3.13%

Banana (1kg)

$1.78 zł 6.62

$1.76 zł 6.53

1.14%

Oranges (1kg)

$1.84 zł 6.84

Tomato (1kg)

$4.06 zł 15.10

$4.15 zł 15.41

-2.17%

Potato (1kg)

$0.94 zł 3.47

$0.88 zł 3.25

6.82%

Onion (1kg)

$0.93 zł 3.44

$0.91 zł 3.39

2.20%

Lettuce (1 head)

$1.57 zł 5.81

$1.43 zł 5.30

9.79%

Water (1.5 liter bottle)

$0.72 zł 2.68

$0.71 zł 2.63

1.41%

Cigarettes 20 Pack (Marlboro, Camel)

$6.54 zł 24.27

$6.00 zł 22.27

9.00%

Wine (Bottle)

$6.63 zł 24.64

$6.86 zł 25.48

-3.35%

Local Beer (0.5 liter bottle)

$1.14 zł 4.24

$1.15 zł 4.27

-0.87%

Imported Beer (0.33 liter bottle)

$1.88 zł 6.98

$1.63 zł 6.06

15.34%

One-way Ticket (Public Transport)

$1.20 zł 4.47

$1.11 zł 4.11

8.11%

Public Transport Monthly Pass (Regular Price)

$29.66 zł 110

$34.54 zł 128

-14.13%

Taxi Start (Normal Tariff)

$2.63 zł 9.77

$2.20 zł 8.16

19.55%

Taxi (Normal Tariff) (1km)

$1.32 zł 4.89

$0.85 zł 3.16

55.29%

Taxi 1hour Waiting (Normal Tariff)

$13.55 zł 50.3

$10.72 zł 39.81

26.40%

Gasoline (1 liter)

$1.68 zł 6.24

$1.64 zł 6.08

2.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K zł 119.9K

$31.7K zł 117.9K

1.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.0K zł 118.9K

$30.2K zł 112.1K

6.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 zł 1,381

$312 zł 1,157

19.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.79 zł 32.63

$9.16 zł 34.02

-4.04%

Internet (50+ Mbps, Unlimited Data)

$17.37 zł 64.5

$17.95 zł 66.7

-3.23%

Gym Membership (Monthly)

$51.6 zł 192

$39.99 zł 149

28.98%

Tennis Court (1 Hour on Weekend)

$29.74 zł 110

$23.32 zł 86.6

27.53%

Cinema Ticket

$9.82 zł 36.48

$9.48 zł 35.22

3.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$608 zł 2,259

$400 zł 1,484

52.15%

International Primary School, 1 Child (Yearly)

$15.4K zł 57.2K

$14.6K zł 54.1K

5.77%

Jeans (Levis 501 Or Similar)

$115 zł 428

$107 zł 398

7.60%

Summer Dress (H&M, Zara, etc)

$42.18 zł 157

$43.29 zł 161

-2.56%

Sport Shoes (Adidas, Nike)

$116 zł 429

$106 zł 393

9.20%

Men's Leather Business Shoes

$125 zł 466

$110 zł 408

14.31%

1-bedroom Apartment, City Center (Monthly)

$1,250 zł 4,641

$680 zł 2,526

83.71%

1-bedroom Apartment, Outside City Center (Monthly)

$984 zł 3,654

$493 zł 1,833

99.36%

3-bedroom Apartment, City Center (Monthly)

$2,138 zł 7,941

$1,005 zł 3,732

112.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,550 zł 5,756

$765 zł 2,842

102.52%

Buy Apartment in City Center (m2)

$6,397 zł 23.8K

$2,768 zł 10.3K

131.05%

Buy Apartment Outside City Center (m2)

$4,118 zł 15.3K

$2,458 zł 9,130

67.53%

Average Monthly Net Salary (After Tax)

$2,103 zł 7,810

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: August 31, 2026

Last update for Łomianki: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,250 in Warsaw versus $680 in Łomianki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $62.0 in Warsaw versus $51.0 in Łomianki. Monthly groceries follow the same trend: $250 vs $245 – making Łomianki the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Łomianki: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,184 in Warsaw, $1,545 in Łomianki – roughly 41% apart. Warsaw costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,277 per month in Warsaw and $2,317 in Łomianki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Łomianki, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $608 per month in Warsaw and $400 in Łomianki. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 2% more in Warsaw, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Łomianki, where all-in costs run around $1,545, than in Warsaw at $2,184. In Łomianki it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

It depends on your priorities. Warsaw has an edge in some lifestyle areas, with costs from $1,545 in Łomianki to $2,184 in Warsaw. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Łomianki. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.