Cost of Living Comparison Between Warsaw and Łomianki Cost of Living Comparison Between Warsaw and Łomianki

Monthly Cost of Living

A single person spends $2,025 per month in Warsaw vs $1,476 in Łomianki, rent included.

A couple spends around $2,904 per month in Warsaw vs $2,158 in Łomianki, rent included.

A family of three spends $3,783 per month in Warsaw vs $2,840 in Łomianki, rent included.

Warsaw costs about 37% more than Łomianki, driven mainly by Eating Out.

Both Warsaw and Łomianki sit above the global median – Warsaw by 52%, Łomianki by 11%.

Meal at Budget Restaurant

$10.75 zł 40.77

$9.31 zł 35.31

15.47%

Three-Course Dinner for Two, Mid-Range

$56.6 zł 215

$52.5 zł 199

7.95%

Fast Food Meal (McDonalds, etc)

$9.45 zł 35.86

$7.82 zł 29.66

20.84%

Cappuccino

$4.17 zł 15.81

$3.15 zł 11.95

32.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 zł 7.98

$2.14 zł 8.13

-1.87%

Water (0.33 liter bottle)

$1.83 zł 6.93

$1.92 zł 7.28

-4.69%

Local Beer (0.5 liter draught)

$4.47 zł 16.95

$3.28 zł 12.44

36.28%

Imported Beer (0.33 liter bottle)

$4.54 zł 17.23

$2.90 zł 11.02

56.55%

Milk (1 liter)

$1.19 zł 4.51

$1.10 zł 4.16

8.18%

White Bread (500g)

$1.42 zł 5.40

$1.25 zł 4.74

13.60%

Rice (white) (1kg)

$1.79 zł 6.79

$1.79 zł 6.80

Eggs

$3.57 zł 13.56

$3.62 zł 13.75

-1.38%

Local Cheese (1kg)

$9.98 zł 37.88

$10.02 zł 38.04

-0.40%

Chicken Fillets (1kg)

$6.92 zł 26.27

$7.14 zł 27.07

-3.08%

Beef Round Steak (1kg)

$14.53 zł 55.1

$14.14 zł 53.7

2.76%

Apples (1kg)

$1.30 zł 4.93

$1.11 zł 4.20

17.12%

Banana (1kg)

$1.86 zł 7.06

$1.88 zł 7.15

-1.06%

Oranges (1kg)

$1.93 zł 7.34

$1.71 zł 6.50

12.87%

Tomato (1kg)

$3.77 zł 14.29

$3.68 zł 13.95

2.45%

Potato (1kg)

$1.06 zł 4.00

$0.87 zł 3.32

21.84%

Onion (1kg)

$1.24 zł 4.70

$1.07 zł 4.05

15.89%

Lettuce (1 head)

$1.44 zł 5.47

$1.39 zł 5.29

3.60%

Water (1.5 liter bottle)

$0.72 zł 2.73

$0.57 zł 2.18

26.32%

Cigarettes 20 Pack (Marlboro, Camel)

$5.55 zł 21.05

$5.04 zł 19.14

10.12%

Wine (Bottle)

$7.75 zł 29.40

$7.91 zł 30.03

-2.02%

Local Beer (0.5 liter bottle)

$1.37 zł 5.21

$1.37 zł 5.20

Imported Beer (0.33 liter bottle)

$1.87 zł 7.08

$1.67 zł 6.33

11.98%

One-way Ticket (Public Transport)

$1.17 zł 4.43

$1.06 zł 4.02

10.38%

Public Transport Monthly Pass (Regular Price)

$29.63 zł 112

$32.25 zł 122

-8.12%

Taxi Start (Normal Tariff)

$2.66 zł 10.11

$2.19 zł 8.29

21.46%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.86

$0.76 zł 2.87

34.21%

Taxi 1hour Waiting (Normal Tariff)

$13.35 zł 50.6

$12.27 zł 46.57

8.80%

Gasoline (1 liter)

$1.79 zł 6.78

$1.70 zł 6.43

5.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K zł 124.3K

$33.4K zł 126.7K

-1.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K zł 123.6K

$30.7K zł 116.5K

6.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,353

$302 zł 1,148

17.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.23 zł 38.80

$8.45 zł 32.06

21.07%

Internet (50+ Mbps, Unlimited Data)

$17.49 zł 66.4

$17.28 zł 65.6

1.22%

Gym Membership (Monthly)

$44.37 zł 168

$36.00 zł 137

23.25%

Tennis Court (1 Hour on Weekend)

$29.18 zł 111

$19.47 zł 73.9

49.87%

Cinema Ticket

$9.39 zł 35.63

$6.92 zł 26.24

35.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$571 zł 2,168

$381 zł 1,447

49.78%

International Primary School, 1 Child (Yearly)

$15.3K zł 58.1K

$15.5K zł 58.7K

-0.99%

Jeans (Levis 501 Or Similar)

$98.7 zł 375

$90.1 zł 342

9.52%

Summer Dress (H&M, Zara, etc)

$46.99 zł 178

$34.84 zł 132

34.87%

Sport Shoes (Adidas, Nike)

$94.7 zł 359

$93.0 zł 353

1.80%

Men's Leather Business Shoes

$109 zł 415

$67.2 zł 255

62.67%

1-bedroom Apartment, City Center (Monthly)

$1,135 zł 4,305

$648 zł 2,458

75.15%

1-bedroom Apartment, Outside City Center (Monthly)

$922 zł 3,497

$502 zł 1,904

83.73%

3-bedroom Apartment, City Center (Monthly)

$2,090 zł 7,931

$994 zł 3,770

110.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,790

$806 zł 3,057

89.40%

Buy Apartment in City Center (m2)

$6,322 zł 24.0K

$3,111 zł 11.8K

103.23%

Buy Apartment Outside City Center (m2)

$3,919 zł 14.9K

$2,373 zł 9,002

65.17%

Average Monthly Net Salary (After Tax)

$2,150 zł 8,157

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.47

16.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: July 13, 2026

Last update for Łomianki: July 14, 2026

Cost Breakdown

A central one-bedroom costs $1,135 in Warsaw versus $648 in Łomianki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $57.0 in Warsaw versus $52.0 in Łomianki. Monthly groceries follow the same trend: $246 vs $239 – making Łomianki the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Łomianki: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,025 in Warsaw, $1,476 in Łomianki – roughly 37% apart. Warsaw costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,038 per month in Warsaw and $2,214 in Łomianki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Łomianki, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $571 per month in Warsaw and $381 in Łomianki. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 3% more in Warsaw, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Łomianki, where all-in costs run around $1,476, than in Warsaw at $2,025. In Łomianki it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

It depends on your priorities. Warsaw has an edge in some lifestyle areas, with costs from $1,476 in Łomianki to $2,025 in Warsaw. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Łomianki. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.