Last update: Oct 2026

Cost of Living Comparison Between Warsaw and Łomianki

For one person, living is cheaper in Łomianki: $1,555 a month against $2,051 in Warsaw, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Warsaw
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Warsaw Living Index
75

Cost of Living Index in Łomianki
Learn more

Łomianki Living Index

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Warsaw

🇵🇱 Poland

$2,051

/mo nomad

Łomianki

🇵🇱 Poland

$1,555

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Łomianki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Łomianki actually costs, broken down by who's living it.

A single person spends $2,051 per month in Warsaw vs $1,555 in Łomianki, rent included.

Warsaw $2,051
Łomianki $1,555

A couple spends around $2,950 per month in Warsaw vs $2,249 in Łomianki, rent included.

Warsaw $2,950
Łomianki $2,249

A family of three spends $3,850 per month in Warsaw vs $2,942 in Łomianki, rent included.

Warsaw $3,850
Łomianki $2,942

Warsaw costs about 32% more than Łomianki, and outside of rent the biggest gap is in eating out.

Both Warsaw and Łomianki sit above the global median – Warsaw by 51%, Łomianki by 15%.

Meal at Budget Restaurant

$11.43 zł 44.39

$11.64 zł 45.23

-1.80%

Three-Course Dinner for Two, Mid-Range

$62.0 zł 241

$48.79 zł 190

27.05%

Fast Food Meal (McDonalds, etc)

$10.30 zł 40.03

$9.04 zł 35.13

13.94%

Cappuccino

$4.22 zł 16.38

$3.40 zł 13.22

24.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 zł 8.59

$2.25 zł 8.76

-1.78%

Water (0.33 liter bottle)

$2.20 zł 8.54

$1.94 zł 7.54

13.40%

Local Beer (0.5 liter draught)

$4.59 zł 17.84

$3.00 zł 11.65

53.00%

Imported Beer (0.33 liter bottle)

$5.01 zł 19.46

$3.80 zł 14.76

31.84%

Milk (1 liter)

$1.10 zł 4.27

$1.06 zł 4.11

3.77%

White Bread (500g)

$1.47 zł 5.71

$1.25 zł 4.84

17.60%

Rice (white) (1kg)

$1.62 zł 6.29

$1.44 zł 5.60

12.50%

Eggs

$3.92 zł 15.22

$3.73 zł 14.49

5.09%

Local Cheese (1kg)

$9.08 zł 35.28

$9.00 zł 34.97

0.89%

Chicken Fillets (1kg)

$6.39 zł 24.82

$7.39 zł 28.71

-13.53%

Beef Round Steak (1kg)

$14.50 zł 56.3

$14.80 zł 57.5

-2.03%

Apples (1kg)

$1.17 zł 4.55

Banana (1kg)

$1.75 zł 6.81

$1.74 zł 6.74

0.57%

Oranges (1kg)

$1.76 zł 6.84

$1.67 zł 6.50

5.39%

Tomato (1kg)

$4.08 zł 15.87

$4.09 zł 15.88

-0.24%

Potato (1kg)

$0.90 zł 3.51

$0.87 zł 3.37

3.45%

Onion (1kg)

$0.94 zł 3.64

$0.88 zł 3.43

6.82%

Lettuce (1 head)

$1.41 zł 5.48

$1.36 zł 5.28

3.68%

Water (1.5 liter bottle)

$0.70 zł 2.74

$0.69 zł 2.69

1.45%

Cigarettes 20 Pack (Marlboro, Camel)

$6.37 zł 24.76

$5.62 zł 21.82

13.35%

Wine (Bottle)

$6.48 zł 25.16

$6.26 zł 24.34

3.51%

Local Beer (0.5 liter bottle)

$1.16 zł 4.51

$1.13 zł 4.37

2.65%

Imported Beer (0.33 liter bottle)

$1.73 zł 6.71

$1.56 zł 6.07

10.90%

One-way Ticket (Public Transport)

$1.16 zł 4.51

$1.04 zł 4.04

11.54%

Public Transport Monthly Pass (Regular Price)

$28.24 zł 110

$30.54 zł 119

-7.53%

Taxi Start (Normal Tariff)

$2.55 zł 9.91

$2.05 zł 7.97

24.39%

Taxi (Normal Tariff) (1km)

$1.26 zł 4.90

$0.73 zł 2.84

72.60%

Taxi 1hour Waiting (Normal Tariff)

$12.94 zł 50.3

$10.27 zł 39.90

26.00%

Gasoline (1 liter)

$1.76 zł 6.86

$1.59 zł 6.19

10.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K zł 119.0K

$30.8K zł 119.6K

-0.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K zł 118.4K

$28.7K zł 111.4K

6.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$340 zł 1,323

$329 zł 1,277

3.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.07 zł 35.22

$9.22 zł 35.81

-1.63%

Internet (50+ Mbps, Unlimited Data)

$16.28 zł 63.3

$15.72 zł 61.1

3.56%

Gym Membership (Monthly)

$47.15 zł 183

$38.75 zł 151

21.68%

Tennis Court (1 Hour on Weekend)

$28.50 zł 111

$21.51 zł 83.6

32.50%

Cinema Ticket

$9.01 zł 35.02

$8.75 zł 33.98

2.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$599 zł 2,327

$385 zł 1,494

55.71%

International Primary School, 1 Child (Yearly)

$14.3K zł 55.7K

$14.0K zł 54.3K

2.60%

Jeans (Levis 501 Or Similar)

$106 zł 414

$101 zł 390

5.91%

Summer Dress (H&M, Zara, etc)

$39.28 zł 153

$39.06 zł 152

0.56%

Sport Shoes (Adidas, Nike)

$107 zł 416

$101 zł 393

5.81%

Men's Leather Business Shoes

$111 zł 433

$103 zł 401

7.97%

1-bedroom Apartment, City Center (Monthly)

$1,173 zł 4,557

$603 zł 2,342

94.52%

1-bedroom Apartment, Outside City Center (Monthly)

$956 zł 3,713

$514 zł 1,998

85.81%

3-bedroom Apartment, City Center (Monthly)

$2,103 zł 8,170

$987 zł 3,836

112.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,559 zł 6,056

$817 zł 3,176

90.67%

Buy Apartment in City Center (m2)

$6,040 zł 23.5K

$2,848 zł 11.1K

112.10%

Buy Apartment Outside City Center (m2)

$3,932 zł 15.3K

$2,190 zł 8,510

79.50%

Average Monthly Net Salary (After Tax)

$2,093 zł 8,133

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: October 20, 2026

Last update for Łomianki: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$956 46.6%

Łomianki

$514 33.1% 46.2% $441

Monthly Utilities & Internet

Warsaw

$366 17.8%

Łomianki

$354 22.7% 3.3% $12

Groceries & Markets

Warsaw

$235 11.5%

Łomianki

$235 15.1% 0.2% $0.4

Eating Out

Warsaw

$224 10.9%

Łomianki

$200 12.9% 10.3% $23

Clothing & Footwear

Warsaw

$164 8%

Łomianki

$155 10% 5.6% $9.1

Sport & Entertainment

Warsaw

$65 3.2%

Łomianki

$56 3.6% 13.7% $8.9

Getting Around

Warsaw

$42 2%

Łomianki

$40 2.6% 3.2% $1.3

Cost Breakdown

A central one-bedroom costs $1,173 in Warsaw versus $603 in Łomianki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $62.0 in Warsaw versus $49.00 in Łomianki. Groceries tell a different story – $235 in Warsaw vs $235 in Łomianki – so Warsaw wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Warsaw

🇵🇱 Łomianki

🕒 Local time

04:30 4:30 AM

Same time as Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

17,114

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

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Warsaw Łomianki 14 km

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Łomianki: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,051 in Warsaw, $1,555 in Łomianki – roughly 32% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,077 per month in Warsaw and $2,332 in Łomianki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Łomianki, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $599 per month in Warsaw and $385 in Łomianki. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 0% more in Warsaw, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Łomianki, where all-in costs run around $1,555, than in Warsaw at $2,051. In Łomianki it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

It depends on your priorities. Warsaw has an edge in some lifestyle areas, with costs from $1,555 in Łomianki to $2,051 in Warsaw. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Łomianki. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.