Last update: Oct 2026

Cost of Living Comparison Between Loja and Tbilisi

For one person, living is cheaper in Loja: $676 a month against $1,266 in Tbilisi, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

Loja
🇪🇨 Ecuador
$676
/mo nomad
Tbilisi
🇬🇪 Georgia
$1,266
/mo nomad
Monthly Cost of Living

How much you'll spend in Loja and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Loja and in Tbilisi actually costs, broken down by who's living it.

A single person spends $676 per month in Loja vs $1,266 in Tbilisi, rent included.

  • Loja $676
  • Tbilisi $1,266

A couple spends around $1,067 per month in Loja vs $2,007 in Tbilisi, rent included.

  • Loja $1,067
  • Tbilisi $2,007

A family of three spends $1,459 per month in Loja vs $2,749 in Tbilisi, rent included.

  • Loja $1,459
  • Tbilisi $2,749

Loja is about 47% cheaper than Tbilisi, and outside of rent the biggest gap is in eating out.

Both Loja and Tbilisi are more affordable than the global median – Loja 50% lower, Tbilisi 6% lower.

Currency
🍽 Eating Out
Loja
Tbilisi
Difference
Meal at Budget Restaurant
$3.08 $3.08
$11.34 ₾29.35
-72.84%
Three-Course Dinner for Two, Mid-Range
$20.71 $20.71
$39.05 ₾101
-46.97%
Fast Food Meal (McDonalds, etc)
$5.44 $5.44
$9.63 ₾24.92
-43.51%
Cappuccino
$2.22 $2.22
$3.46 ₾8.95
-35.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.77 $0.77
$1.09 ₾2.82
-29.36%
Water (0.33 liter bottle)
$0.45 $0.45
$0.63 ₾1.62
-28.57%
Local Beer (0.5 liter draught)
$1.22 $1.22
$2.77 ₾7.17
-55.96%
Imported Beer (0.33 liter bottle)
$3.17 $3.17
$3.10 ₾8.04
2.26%
🛒 Groceries & Markets
Loja
Tbilisi
Difference
Milk (1 liter)
$0.99 $0.99
$2.25 ₾5.81
-56.00%
White Bread (500g)
$1.51 $1.51
$0.80 ₾2.07
88.75%
Rice (white) (1kg)
$1.32 $1.32
$1.76 ₾4.55
-25.00%
Eggs
$1.92 $1.92
$2.75 ₾7.11
-30.18%
Local Cheese (1kg)
$5.79 $5.79
$9.39 ₾24.32
-38.34%
Chicken Fillets (1kg)
$4.15 $4.15
$6.66 ₾17.23
-37.69%
Beef Round Steak (1kg)
$5.96 $5.96
$12.92 ₾33.45
-53.87%
Apples (1kg)
$1.69 $1.69
$1.67 ₾4.31
1.20%
Banana (1kg)
$1.05 $1.05
$1.80 ₾4.65
-41.67%
Oranges (1kg)
$1.18 $1.18
$1.92 ₾4.97
-38.54%
Tomato (1kg)
$1.07 $1.07
$2.41 ₾6.24
-55.60%
Potato (1kg)
$1.06 $1.06
$0.86 ₾2.23
23.26%
Onion (1kg)
$1.07 $1.07
$0.69 ₾1.80
55.07%
Lettuce (1 head)
$0.51 $0.51
$1.40 ₾3.62
-63.57%
Water (1.5 liter bottle)
$1.13 $1.13
$0.71 ₾1.85
59.15%
Cigarettes 20 Pack (Marlboro, Camel)
$5.23 $5.23
$3.51 ₾9.08
49.00%
Wine (Bottle)
$6.86 $6.86
$7.61 ₾19.69
-9.86%
Local Beer (0.5 liter bottle)
$1.52 $1.52
$1.63 ₾4.21
-6.75%
Imported Beer (0.33 liter bottle)
$3.05 $3.05
$2.31 ₾5.98
32.03%
🚌 Getting Around
Loja
Tbilisi
Difference
One-way Ticket (Public Transport)
$0.31 $0.31
$0.37 ₾0.96
-16.22%
Public Transport Monthly Pass (Regular Price)
$30.33 $30.33
$15.67 ₾40.57
93.55%
Taxi Start (Normal Tariff)
$1.27 $1.27
$1.14 ₾2.95
11.40%
Taxi (Normal Tariff) (1km)
$1.09 $1.09
$0.79 ₾2.05
37.97%
Taxi 1hour Waiting (Normal Tariff)
$9.88 $9.88
$11.86 ₾30.70
-16.69%
Gasoline (1 liter)
$0.78 $0.78
$1.40 ₾3.62
-44.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$14.8K $14.8K
$24.8K ₾64.2K
-40.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.7K $28.7K
$21.9K ₾56.6K
31.39%
🧾 Monthly Utilities & Internet
Loja
Tbilisi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$19.65 $19.65
$89.1 ₾231
-77.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.63 $11.63
$13.21 ₾34.19
-11.96%
Internet (50+ Mbps, Unlimited Data)
$26.57 $26.57
$19.76 ₾51.1
34.46%
🎉 Sport & Entertainment
Loja
Tbilisi
Difference
Gym Membership (Monthly)
$30.27 $30.27
$64.9 ₾168
-53.37%
Tennis Court (1 Hour on Weekend)
$14.88 $14.88
$19.02 ₾49.24
-21.77%
Cinema Ticket
$7.46 $7.46
$6.57 ₾17.02
13.55%
🧸 Childcare & Education
Loja
Tbilisi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$183 $183
$377 ₾975
-51.42%
International Primary School, 1 Child (Yearly)
$2,017 $2,017
$10.8K ₾27.9K
-81.32%
👕👟 Clothing & Footwear
Loja
Tbilisi
Difference
Jeans (Levis 501 Or Similar)
$52.8 $52.8
$102 ₾265
-48.34%
Summer Dress (H&M, Zara, etc)
$47.03 $47.03
$39.70 ₾103
18.46%
Sport Shoes (Adidas, Nike)
$79.1 $79.1
$118 ₾305
-32.83%
Men's Leather Business Shoes
$71.2 $71.2
$123 ₾320
-42.37%
🏠 Accommodation & Living
Loja
Tbilisi
Difference
1-bedroom Apartment, City Center (Monthly)
$237 $237
$666 ₾1,724
-64.41%
1-bedroom Apartment, Outside City Center (Monthly)
$170 $170
$449 ₾1,163
-62.13%
3-bedroom Apartment, City Center (Monthly)
$389 $389
$1,284 ₾3,324
-69.69%
3-bedroom Apartment, Outside City Center (Monthly)
$310 $310
$890 ₾2,303
-65.13%
Buy Apartment in City Center (m2)
$554 $554
$2,425 ₾6,276
-77.17%
Buy Apartment Outside City Center (m2)
$323 $323
$1,380 ₾3,573
-76.58%
💵 Salaries & Financials
Loja
Tbilisi
Difference
Average Monthly Net Salary (After Tax)
$496 $496
$680 ₾1,760
-26.97%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.5
12.62
-32.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loja: October 12, 2026

Last update for Tbilisi: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Loja
$170
Tbilisi
$449 164% $279
Groceries & Markets
Loja
$167
Tbilisi
$234 39.7% $66
Clothing & Footwear
Loja
$113
Tbilisi
$172 53.2% $60
Eating Out
Loja
$85
Tbilisi
$188 121% $103
Monthly Utilities & Internet
Loja
$58
Tbilisi
$122 111% $64
Sport & Entertainment
Loja
$45
Tbilisi
$78 72.7% $33
Getting Around
Loja
$38
Tbilisi
$22 41.8% $16

Cost Breakdown

A central one-bedroom costs $237 in Loja versus $666 in Tbilisi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 37% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21.00 in Loja versus $39.00 in Tbilisi. Monthly groceries follow the same trend: $167 vs $234 – making Loja the more affordable choice for daily food spending.

Good to know
🇪🇨 Loja
🇬🇪 Tbilisi
🕒 Local time
17:23 5:23 PM
02:23 2:23 AM
9 h ahead of Loja
🌤 Weather
👥 Population
180,617
1,241,700 Capital
💱 Currency
Exchange rates and currency converter

GEL, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Georgian Lari exchange rates as of October 18, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

On the map
Between locations
  • Loja Tbilisi 13,070 km ≈ 17 h nonstop flight
From you
  • Loja
  • Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Loja vs Tbilisi: Cost of Living - Frequently Asked Questions
How do living costs in Loja and in Tbilisi compare overall?
Monthly costs with rent: $676 in Loja, $1,266 in Tbilisi – roughly 87% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Loja compared to Tbilisi?
For a comfortable life, plan on about $1,014 per month in Loja and $1,899 in Tbilisi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Loja and Tbilisi?
Rent is clearly cheaper in Loja, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Loja and in Tbilisi?
Public transport costs about 94% less in Loja. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Loja and Tbilisi?
Kindergarten costs $183 per month in Loja and $377 in Tbilisi. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Loja, where all-in costs run around $676, than in Tbilisi at $1,266. In Loja it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.
How does quality of life compare between Loja and Tbilisi?
It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $676 in Loja to $1,266 in Tbilisi. Climate, culture, job market, and personal taste all factor in.
Is Loja or Tbilisi safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Loja and Tbilisi?
If budget matters most, go with Loja. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.

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