Last update: Oct 2026

Cost of Living Comparison Between Loja and Lisbon

For one person, living is cheaper in Loja: $676 a month against $2,223 in Lisbon, rent and utilities included – about $18,600 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Loja
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Loja Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Loja

🇪🇨 Ecuador

$676

/mo nomad

Lisbon

🇵🇹 Portugal

$2,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Loja and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Loja and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $676 in Loja versus $2,223 in Lisbon.

Loja $676
Lisbon $2,223

Estimated couple costs with rent: $1,067 in Loja versus $3,271 in Lisbon.

Loja $1,067
Lisbon $3,271

Monthly costs for a family of three with rent: $1,459 in Loja versus $4,319 in Lisbon.

Loja $1,459
Lisbon $4,319

Living in Loja costs roughly 70% less than in Lisbon, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Loja is 50% below, Lisbon is 65% above.

Meal at Budget Restaurant

$3.08 $3.08

$16.50 €14.67

-81.33%

Three-Course Dinner for Two, Mid-Range

$20.71 $20.71

$61.3 €54.5

-66.19%

Fast Food Meal (McDonalds, etc)

$5.44 $5.44

$11.27 €10.03

-51.73%

Cappuccino

$2.22 $2.22

$3.06 €2.72

-27.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 $0.77

$2.26 €2.01

-65.93%

Water (0.33 liter bottle)

$0.45 $0.45

$1.73 €1.54

-73.99%

Local Beer (0.5 liter draught)

$1.22 $1.22

$3.39 €3.02

-64.01%

Imported Beer (0.33 liter bottle)

$3.17 $3.17

$3.40 €3.02

-6.76%

Milk (1 liter)

$0.99 $0.99

$1.12 €1.00

-11.61%

White Bread (500g)

$1.51 $1.51

$1.86 €1.65

-18.82%

Rice (white) (1kg)

$1.32 $1.32

$1.53 €1.36

-13.73%

Eggs

$1.92 $1.92

$3.96 €3.53

-51.52%

Local Cheese (1kg)

$5.79 $5.79

$12.76 €11.35

-54.62%

Chicken Fillets (1kg)

$4.15 $4.15

$7.90 €7.02

-47.47%

Beef Round Steak (1kg)

$5.96 $5.96

$16.97 €15.09

-64.88%

Apples (1kg)

$1.69 $1.69

$2.27 €2.02

-25.55%

Banana (1kg)

$1.05 $1.05

$1.75 €1.55

-40.00%

Oranges (1kg)

$1.18 $1.18

$1.85 €1.64

-36.22%

Tomato (1kg)

$1.07 $1.07

$2.57 €2.28

-58.37%

Potato (1kg)

$1.06 $1.06

$1.86 €1.65

-43.01%

Onion (1kg)

$1.07 $1.07

$2.02 €1.80

-47.03%

Lettuce (1 head)

$0.51 $0.51

$1.44 €1.28

-64.58%

Water (1.5 liter bottle)

$1.13 $1.13

$0.82 €0.73

37.80%

Cigarettes 20 Pack (Marlboro, Camel)

$5.23 $5.23

$6.56 €5.83

-20.27%

Wine (Bottle)

$6.86 $6.86

$5.62 €5.00

22.06%

Local Beer (0.5 liter bottle)

$1.52 $1.52

$1.28 €1.14

18.75%

Imported Beer (0.33 liter bottle)

$3.05 $3.05

$2.07 €1.84

47.34%

One-way Ticket (Public Transport)

$0.31 $0.31

$2.35 €2.09

-86.81%

Public Transport Monthly Pass (Regular Price)

$30.33 $30.33

$44.18 €39.30

-31.35%

Taxi Start (Normal Tariff)

$1.27 $1.27

$3.99 €3.55

-68.17%

Taxi (Normal Tariff) (1km)

$1.09 $1.09

$1.09 €0.97

Taxi 1hour Waiting (Normal Tariff)

$9.88 $9.88

$16.64 €14.81

-40.63%

Gasoline (1 liter)

$0.78 $0.78

$2.28 €2.03

-65.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.8K $14.8K

$33.7K €30.0K

-55.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K $28.7K

$39.3K €35.0K

-26.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$19.65 $19.65

$167 €149

-88.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.63 $11.63

$18.80 €16.72

-38.14%

Internet (50+ Mbps, Unlimited Data)

$26.57 $26.57

$33.09 €29.43

-19.70%

Gym Membership (Monthly)

$30.27 $30.27

$46.01 €40.93

-34.21%

Tennis Court (1 Hour on Weekend)

$14.88 $14.88

$19.19 €17.07

-22.46%

Cinema Ticket

$7.46 $7.46

$9.84 €8.75

-24.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$183 $183

$677 €602

-72.97%

International Primary School, 1 Child (Yearly)

$2,017 $2,017

$16.9K €15.1K

-88.08%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$101 €90.1

-47.86%

Summer Dress (H&M, Zara, etc)

$47.03 $47.03

$45.76 €40.70

2.78%

Sport Shoes (Adidas, Nike)

$79.1 $79.1

$100.0 €88.9

-20.85%

Men's Leather Business Shoes

$71.2 $71.2

$123 €109

-42.05%

1-bedroom Apartment, City Center (Monthly)

$237 $237

$1,614 €1,436

-85.31%

1-bedroom Apartment, Outside City Center (Monthly)

$170 $170

$1,197 €1,065

-85.79%

3-bedroom Apartment, City Center (Monthly)

$389 $389

$2,862 €2,545

-86.40%

3-bedroom Apartment, Outside City Center (Monthly)

$310 $310

$1,990 €1,770

-84.41%

Buy Apartment in City Center (m2)

$554 $554

$7,577 €6,740

-92.69%

Buy Apartment Outside City Center (m2)

$323 $323

$4,307 €3,831

-92.49%

Average Monthly Net Salary (After Tax)

$496 $496

$1,588 €1,412

-68.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.5

3.85

120.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loja: October 12, 2026

Last update for Lisbon: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Loja

$170 25.2%

Lisbon

$1.2K 53.9% 604% $1K

Groceries & Markets

Loja

$167 24.7%

Lisbon

$269 12.1% 61.1% $102

Clothing & Footwear

Loja

$113 16.7%

Lisbon

$166 7.5% 47.8% $54

Eating Out

Loja

$85 12.6%

Lisbon

$242 10.9% 185% $157

Monthly Utilities & Internet

Loja

$58 8.6%

Lisbon

$219 9.9% 279% $162

Sport & Entertainment

Loja

$45 6.7%

Lisbon

$66 3% 45.4% $21

Getting Around

Loja

$38 5.7%

Lisbon

$63 2.8% 64.7% $25

Cost Breakdown

A one-bedroom apartment in the center runs $237 in Loja and $1,614 in Lisbon. Housing cost is often the main lever when comparing two cities.

Lisbon pays 220% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Loja vs $61.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $167 vs $269 per month, with Loja cheaper across the board.

Good to know

🇪🇨 Loja

🇵🇹 Lisbon

🕒 Local time

21:39 9:39 PM

03:39 3:39 AM

6 h ahead of Loja

🌤 Weather

👥 Population

180,617

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Loja Lisbon 8,580 km ≈ 11 h nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loja vs Lisbon: Cost of Living - Frequently Asked Questions

Loja and Lisbon differ by about 229% in total monthly costs ($676 vs $2,223 including rent). Loja is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 220% lower in Lisbon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $237 in Loja versus $1,614 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $183 in Loja versus $677 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 61% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $676 in Loja versus $2,223 in Lisbon, a $2,000 budget is realistic in Loja but tight or insufficient in Lisbon. The gap between the two cities makes Loja the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Loja and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loja gentler on the wallet – expenses run 229% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.