Cost of Living Comparison Between Lisbon and Loja Cost of Living Comparison Between Lisbon and Loja

Monthly Cost of Living

Monthly costs for one person with rent: $2,296 in Lisbon versus $675 in Loja.

Estimated couple costs with rent: $3,376 in Lisbon versus $1,061 in Loja.

Monthly costs for a family of three with rent: $4,457 in Lisbon versus $1,448 in Loja.

Living in Lisbon is roughly 240% more expensive than in Loja, driven mainly by Eating Out.

The two cities straddle the global median: Lisbon is 68% above, Loja is 51% below.

Meal at Budget Restaurant

$17.59 €15.33

$2.93 $2.93

500.34%

Three-Course Dinner for Two, Mid-Range

$62.9 €54.8

$20.58 $20.58

205.44%

Fast Food Meal (McDonalds, etc)

$11.58 €10.10

$5.62 $5.62

106.05%

Cappuccino

$3.10 €2.70

$2.24 $2.24

38.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 €2.17

$0.77 $0.77

223.38%

Water (0.33 liter bottle)

$1.74 €1.52

$0.46 $0.46

278.26%

Local Beer (0.5 liter draught)

$3.48 €3.03

$1.22 $1.22

185.25%

Imported Beer (0.33 liter bottle)

$3.44 €3.00

$3.05 $3.05

12.79%

Milk (1 liter)

$1.15 €1.00

$1.01 $1.01

13.86%

White Bread (500g)

$1.91 €1.66

$1.53 $1.53

24.84%

Rice (white) (1kg)

$1.50 €1.31

$1.26 $1.26

19.05%

Eggs

$3.98 €3.47

$1.93 $1.93

106.22%

Local Cheese (1kg)

$13.29 €11.59

$5.90 $5.90

125.25%

Chicken Fillets (1kg)

$8.01 €6.98

$4.20 $4.20

90.71%

Beef Round Steak (1kg)

$18.04 €15.73

$5.83 $5.83

209.43%

Apples (1kg)

$2.35 €2.05

$1.71 $1.71

37.43%

Banana (1kg)

$1.75 €1.53

$1.10 $1.10

59.09%

Oranges (1kg)

$1.85 €1.62

$1.19 $1.19

55.46%

Tomato (1kg)

$2.55 €2.22

$1.08 $1.08

136.11%

Potato (1kg)

$1.84 €1.61

$1.06 $1.06

73.58%

Onion (1kg)

$2.10 €1.83

$1.05 $1.05

100.00%

Lettuce (1 head)

$1.49 €1.30

$0.52 $0.52

186.54%

Water (1.5 liter bottle)

$0.82 €0.71

$1.16 $1.16

-29.31%

Cigarettes 20 Pack (Marlboro, Camel)

$7.10 €6.19

$5.30 $5.30

33.96%

Wine (Bottle)

$5.91 €5.15

$7.21 $7.21

-18.03%

Local Beer (0.5 liter bottle)

$1.31 €1.15

$1.51 $1.51

-13.25%

Imported Beer (0.33 liter bottle)

$2.13 €1.86

$3.17 $3.17

-32.81%

One-way Ticket (Public Transport)

$2.36 €2.05

$0.31 $0.31

661.29%

Public Transport Monthly Pass (Regular Price)

$46.62 €40.63

$29.55 $29.55

57.77%

Taxi Start (Normal Tariff)

$4.08 €3.55

$1.22 $1.22

234.43%

Taxi (Normal Tariff) (1km)

$1.14 €0.99

$1.08 $1.08

5.56%

Taxi 1hour Waiting (Normal Tariff)

$17.09 €14.90

$9.88 $9.88

72.98%

Gasoline (1 liter)

$2.31 €2.01

$0.68 $0.68

239.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €29.7K

$14.9K $14.9K

128.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.4K €36.1K

$28.9K $28.9K

43.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 €147

$20.20 $20.20

734.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.33 €16.85

$11.71 $11.71

65.07%

Internet (50+ Mbps, Unlimited Data)

$33.51 €29.21

$25.47 $25.47

31.57%

Gym Membership (Monthly)

$48.84 €42.57

$29.67 $29.67

64.61%

Tennis Court (1 Hour on Weekend)

$19.43 €16.94

$14.57 $14.57

33.36%

Cinema Ticket

$9.57 €8.34

$7.54 $7.54

26.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$696 €607

$180 $180

285.70%

International Primary School, 1 Child (Yearly)

$17.4K €15.1K

$2,033 $2,033

753.42%

Jeans (Levis 501 Or Similar)

$105 €91.8

$52.7 $52.7

99.83%

Summer Dress (H&M, Zara, etc)

$47.75 €41.62

$47.83 $47.83

-0.17%

Sport Shoes (Adidas, Nike)

$101 €87.6

$79.6 $79.6

26.23%

Men's Leather Business Shoes

$124 €108

$71.5 $71.5

74.06%

1-bedroom Apartment, City Center (Monthly)

$1,662 €1,449

$241 $241

589.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,246 €1,086

$175 $175

611.89%

3-bedroom Apartment, City Center (Monthly)

$2,965 €2,584

$378 $378

683.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,049 €1,786

$309 $309

562.74%

Buy Apartment in City Center (m2)

$7,834 €6,829

$554 $554

1314.77%

Buy Apartment Outside City Center (m2)

$4,464 €3,892

$330 $330

1254.24%

Average Monthly Net Salary (After Tax)

$1,632 €1,422

$500 $500

226.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.78

8.5

-55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: September 12, 2026

Last update for Loja: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,662 in Lisbon and $241 in Loja. Housing cost is often the main lever when comparing two cities.

Lisbon pays 227% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Lisbon vs $21.00 in Loja for a mid-range dinner for two. Groceries echo the gap at $277 vs $169 per month, with Loja cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Loja: Cost of Living - Frequently Asked Questions

Lisbon and Loja differ by about 240% in total monthly costs ($2,296 vs $675 including rent). Loja is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 227% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,662 in Lisbon versus $241 in Loja. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $696 in Lisbon versus $180 in Loja. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 64% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $675 in Loja versus $2,296 in Lisbon, a $2,000 budget is realistic in Loja but tight or insufficient in Lisbon. The gap between the two cities makes Loja the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Loja are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loja gentler on the wallet – expenses run 240% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.