Last update: Nov 2026

Cost of Living Comparison Between Loei and Koh Phangan

For one person, living is cheaper in Loei: $1,005 a month against $1,113 in Koh Phangan, rent and utilities included – about $1,300 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Loei
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Loei Living Index
53

Cost of Living Index in Koh Phangan
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Koh Phangan Living Index

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Loei

🇹🇭 Thailand

$1,005

/mo nomad

Koh Phangan

🇹🇭 Thailand

$1,113

/mo nomad

Monthly Cost of Living

How much you'll spend in Loei and in Koh Phangan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Loei and in Koh Phangan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,005 in Loei versus $1,113 in Koh Phangan.

Loei $1,005
Koh Phangan $1,113

Estimated couple costs with rent: $1,612 in Loei versus $1,886 in Koh Phangan.

Loei $1,612
Koh Phangan $1,886

Monthly costs for a family of three with rent: $2,220 in Loei versus $2,659 in Koh Phangan.

Loei $2,220
Koh Phangan $2,659

Living in Loei costs roughly 10% less than in Koh Phangan, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Loei 26% lower, Koh Phangan 18% lower.

Meal at Budget Restaurant

$3.28 ฿111

$4.11 ฿139

-20.19%

Three-Course Dinner for Two, Mid-Range

$26.26 ฿886

$29.64 ฿1,000

-11.40%

Fast Food Meal (McDonalds, etc)

$8.02 ฿271

$7.86 ฿265

2.04%

Cappuccino

$2.15 ฿72.4

$2.46 ฿82.9

-12.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.72 ฿24.41

$0.79 ฿26.71

-8.86%

Water (0.33 liter bottle)

$0.32 ฿10.75

$0.45 ฿15.25

-28.89%

Local Beer (0.5 liter draught)

$2.11 ฿71.3

$2.32 ฿78.3

-9.05%

Imported Beer (0.33 liter bottle)

$2.91 ฿98.2

$3.25 ฿110

-10.46%

Milk (1 liter)

$1.93 ฿65.1

$1.64 ฿55.2

17.68%

White Bread (500g)

$1.61 ฿54.4

$1.33 ฿44.86

21.05%

Rice (white) (1kg)

$1.49 ฿50.4

$1.43 ฿48.22

4.20%

Eggs

$2.27 ฿76.7

$1.97 ฿66.3

15.23%

Local Cheese (1kg)

$18.80 ฿634

$18.20 ฿614

3.30%

Chicken Fillets (1kg)

$2.28 ฿76.9

$3.26 ฿110

-30.06%

Beef Round Steak (1kg)

$11.98 ฿404

$10.79 ฿364

11.03%

Apples (1kg)

$2.99 ฿101

$2.74 ฿92.5

9.12%

Banana (1kg)

$0.91 ฿30.83

$1.52 ฿51.5

-40.13%

Oranges (1kg)

$2.21 ฿74.5

$2.14 ฿72.3

3.27%

Tomato (1kg)

$1.98 ฿66.7

$2.02 ฿68.2

-1.98%

Potato (1kg)

$1.52 ฿51.2

$1.43 ฿48.11

6.29%

Onion (1kg)

$1.27 ฿42.91

$1.25 ฿42.04

1.60%

Lettuce (1 head)

$1.00 ฿33.84

$1.07 ฿36.08

-6.54%

Water (1.5 liter bottle)

$0.45 ฿15.32

$0.52 ฿17.55

-13.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.80 ฿128

$4.03 ฿136

-5.71%

Wine (Bottle)

$18.74 ฿632

$17.37 ฿586

7.89%

Local Beer (0.5 liter bottle)

$1.65 ฿55.7

$1.68 ฿56.9

-1.79%

Imported Beer (0.33 liter bottle)

$2.89 ฿97.5

$2.62 ฿88.6

10.31%

One-way Ticket (Public Transport)

$0.81 ฿27.48

$1.37 ฿46.11

-40.88%

Public Transport Monthly Pass (Regular Price)

$54.9 ฿1,850

Taxi Start (Normal Tariff)

$1.35 ฿45.51

$1.30 ฿43.88

3.85%

Taxi (Normal Tariff) (1km)

$1.18 ฿39.70

$0.64 ฿21.51

84.37%

Taxi 1hour Waiting (Normal Tariff)

$4.14 ฿140

$3.38 ฿114

22.49%

Gasoline (1 liter)

$1.27 ฿42.74

$1.34 ฿45.21

-5.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K ฿991.5K

$23.8K ฿804.4K

23.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K ฿914.3K

$23.6K ฿797.8K

14.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.4 ฿3,118

$96.7 ฿3,262

-4.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.86 ฿333

$11.14 ฿376

-11.49%

Internet (50+ Mbps, Unlimited Data)

$17.50 ฿591

$17.06 ฿576

2.58%

Gym Membership (Monthly)

$49.98 ฿1,686

$68.5 ฿2,312

-27.05%

Tennis Court (1 Hour on Weekend)

$13.80 ฿466

$11.07 ฿373

24.66%

Cinema Ticket

$6.29 ฿212

$7.38 ฿249

-14.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$697 ฿23.5K

$534 ฿18.0K

30.50%

International Primary School, 1 Child (Yearly)

$17.3K ฿583.3K

$18.9K ฿636.7K

-8.38%

Jeans (Levis 501 Or Similar)

$56.3 ฿1,900

$62.5 ฿2,108

-9.88%

Summer Dress (H&M, Zara, etc)

$31.06 ฿1,048

$28.08 ฿947

10.61%

Sport Shoes (Adidas, Nike)

$77.2 ฿2,606

$96.1 ฿3,243

-19.63%

Men's Leather Business Shoes

$73.7 ฿2,485

$87.5 ฿2,951

-15.79%

1-bedroom Apartment, City Center (Monthly)

$441 ฿14.9K

$494 ฿16.7K

-10.87%

1-bedroom Apartment, Outside City Center (Monthly)

$347 ฿11.7K

$354 ฿11.9K

-2.12%

3-bedroom Apartment, City Center (Monthly)

$1,153 ฿38.9K

$1,367 ฿46.1K

-15.68%

3-bedroom Apartment, Outside City Center (Monthly)

$784 ฿26.4K

$1,006 ฿34.0K

-22.11%

Buy Apartment in City Center (m2)

$2,351 ฿79.3K

$2,938 ฿99.1K

-19.98%

Buy Apartment Outside City Center (m2)

$1,710 ฿57.7K

$2,353 ฿79.4K

-27.35%

Average Monthly Net Salary (After Tax)

$712 ฿24.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loei: November 1, 2026

Last update for Koh Phangan: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Loei

$347 34.5%

Koh Phangan

$354 31.8% 2.2% $7.5

Groceries & Markets

Loei

$261 26%

Koh Phangan

$254 22.8% 2.9% $7.7

Monthly Utilities & Internet

Loei

$120 11.9%

Koh Phangan

$125 11.2% 4.2% $5.1

Clothing & Footwear

Loei

$107 10.7%

Koh Phangan

$123 11.1% 15% $16

Eating Out

Loei

$97 9.6%

Koh Phangan

$109 9.8% 12.9% $12

Sport & Entertainment

Loei

$63 6.2%

Koh Phangan

$83 7.5% 33.1% $21

Getting Around

Loei

$10 * 1%

Koh Phangan

$65 5.8% 518% $54

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $441 in Loei and $494 in Koh Phangan. Housing cost is often the main lever when comparing two cities.

Dining out: $26 in Loei vs $30 in Koh Phangan. Groceries flip the comparison at $261 vs $254, with Koh Phangan cheaper for home cooking.

Good to know

🇹🇭 Loei

🇹🇭 Koh Phangan

🕒 Local time

19:58 7:58 PM

Same time as Loei

🌤 Weather

👥 Population

22,677

💱 Currency

Thai Baht THB ฿

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

On the map

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Between locations

Loei Koh Phangan 880 km ≈ 1 h 30 min nonstop flight

From you

Loei
Koh Phangan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loei vs Koh Phangan: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,005 in Loei and $1,113 in Koh Phangan, so Loei is about 10% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,507 in Loei and $1,670 in Koh Phangan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $441 in Loei versus $494 in Koh Phangan. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Koh Phangan pay roughly 3% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,005 per month in Loei versus $1,113 in Koh Phangan – Loei is about 10% cheaper, which adds up to real savings over time.

Either city works on $2,000 a month, though Loei gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Loei and Koh Phangan are both considered safe, so it’s unlikely to be the deciding factor between them.