Cost of Living Comparison Between Koh Phan Ghan and Loei Cost of Living Comparison Between Koh Phan Ghan and Loei

Monthly Cost of Living

Monthly costs for one person with rent: $1,071 in Koh Phan Ghan versus $950 in Loei.

Estimated couple costs with rent: $1,770 in Koh Phan Ghan versus $1,536 in Loei.

Monthly costs for a family of three with rent: $2,469 in Koh Phan Ghan versus $2,122 in Loei.

Living in Koh Phan Ghan is roughly 13% more expensive than in Loei, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Koh Phan Ghan 22% lower, Loei 31% lower.

Meal at Budget Restaurant

$4.19 ฿138

$3.36 ฿111

24.70%

Three-Course Dinner for Two, Mid-Range

$29.63 ฿979

$25.27 ฿835

17.25%

Fast Food Meal (McDonalds, etc)

$7.81 ฿258

$8.37 ฿276

-6.69%

Cappuccino

$2.55 ฿84.3

$2.26 ฿74.7

12.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 ฿25.04

$0.64 ฿21.28

18.75%

Water (0.33 liter bottle)

$0.41 ฿13.49

$0.31 ฿10.14

32.26%

Local Beer (0.5 liter draught)

$2.13 ฿70.3

$2.05 ฿67.7

3.90%

Imported Beer (0.33 liter bottle)

$3.45 ฿114

$3.36 ฿111

2.68%

Milk (1 liter)

$1.76 ฿58.1

$2.10 ฿69.4

-16.19%

White Bread (500g)

$1.40 ฿46.29

$1.43 ฿47.19

-2.10%

Rice (white) (1kg)

$1.52 ฿50.4

$1.36 ฿44.92

11.76%

Eggs

$2.11 ฿69.9

$1.87 ฿61.7

12.83%

Local Cheese (1kg)

$18.82 ฿622

$15.30 ฿505

23.01%

Chicken Fillets (1kg)

$3.28 ฿108

$2.80 ฿92.6

17.14%

Beef Round Steak (1kg)

$10.77 ฿356

$10.74 ฿355

0.28%

Apples (1kg)

$2.87 ฿94.8

$2.95 ฿97.6

-2.71%

Banana (1kg)

$1.64 ฿54.1

$1.17 ฿38.57

40.17%

Oranges (1kg)

$2.16 ฿71.5

$2.11 ฿69.7

2.37%

Tomato (1kg)

$1.98 ฿65.5

$1.67 ฿55.1

18.56%

Potato (1kg)

$1.47 ฿48.64

$1.49 ฿49.10

-1.34%

Onion (1kg)

$1.29 ฿42.51

$1.24 ฿41.03

4.03%

Lettuce (1 head)

$1.09 ฿36.00

$1.27 ฿42.10

-14.17%

Water (1.5 liter bottle)

$0.56 ฿18.57

$0.57 ฿18.90

-1.75%

Cigarettes 20 Pack (Marlboro, Camel)

$4.15 ฿137

$3.85 ฿127

7.79%

Wine (Bottle)

$18.31 ฿605

$17.94 ฿593

2.06%

Local Beer (0.5 liter bottle)

$1.71 ฿56.6

$1.74 ฿57.4

-1.72%

Imported Beer (0.33 liter bottle)

$2.78 ฿91.8

$2.47 ฿81.8

12.55%

One-way Ticket (Public Transport)

$2.03 ฿67.2

$1.00 ฿33.18

103.00%

Taxi Start (Normal Tariff)

$2.78 ฿92.0

$1.49 ฿49.23

86.58%

Taxi (Normal Tariff) (1km)

$0.98 ฿32.25

$1.28 ฿42.39

-23.44%

Taxi 1hour Waiting (Normal Tariff)

$3.54 ฿117

$4.12 ฿136

-14.08%

Gasoline (1 liter)

$1.34 ฿44.30

$1.26 ฿41.71

6.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K ฿815.7K

$29.7K ฿982.4K

-16.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K ฿814.4K

$26.6K ฿879.7K

-7.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 ฿3,424

$82.6 ฿2,729

25.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.43 ฿378

$10.39 ฿343

10.01%

Internet (50+ Mbps, Unlimited Data)

$17.69 ฿585

$19.92 ฿658

-11.19%

Gym Membership (Monthly)

$53.0 ฿1,752

$41.11 ฿1,358

29.00%

Tennis Court (1 Hour on Weekend)

$11.02 ฿364

$13.25 ฿438

-16.83%

Cinema Ticket

$7.84 ฿259

$6.21 ฿205

26.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$571 ฿18.9K

$560 ฿18.5K

2.09%

International Primary School, 1 Child (Yearly)

$11.8K ฿390.4K

$11.1K ฿365.7K

6.77%

Jeans (Levis 501 Or Similar)

$65.4 ฿2,159

$50.5 ฿1,668

29.41%

Summer Dress (H&M, Zara, etc)

$29.41 ฿972

$26.58 ฿878

10.65%

Sport Shoes (Adidas, Nike)

$96.6 ฿3,191

$77.5 ฿2,559

24.69%

Men's Leather Business Shoes

$90.6 ฿2,992

$71.6 ฿2,364

26.58%

1-bedroom Apartment, City Center (Monthly)

$513 ฿17.0K

$478 ฿15.8K

7.48%

1-bedroom Apartment, Outside City Center (Monthly)

$342 ฿11.3K

$291 ฿9,605

17.66%

3-bedroom Apartment, City Center (Monthly)

$1,463 ฿48.3K

$1,408 ฿46.5K

3.89%

3-bedroom Apartment, Outside City Center (Monthly)

$846 ฿28.0K

$652 ฿21.5K

29.79%

Buy Apartment in City Center (m2)

$2,507 ฿82.8K

$2,181 ฿72.1K

14.94%

Buy Apartment Outside City Center (m2)

$1,812 ฿59.9K

$1,693 ฿55.9K

6.99%

Average Monthly Net Salary (After Tax)

$732 ฿24.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phan Ghan: September 7, 2026

Last update for Loei: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $513 in Koh Phan Ghan and $478 in Loei. Housing cost is often the main lever when comparing two cities.

Dining out: $30.00 in Koh Phan Ghan vs $25.00 in Loei for a mid-range dinner for two. Groceries echo the gap at $263 vs $247 per month, with Loei cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phan Ghan vs Loei: Cost of Living - Frequently Asked Questions

Koh Phan Ghan and Loei differ by about 13% in total monthly costs ($1,071 vs $950 including rent). Loei is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,607 in Koh Phan Ghan and $1,425 in Loei to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $513 in Koh Phan Ghan versus $478 in Loei. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Koh Phan Ghan. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,071 per month in Koh Phan Ghan versus $950 in Loei – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

At $950 in Loei versus $1,071 in Koh Phan Ghan, a $2,000 budget is realistic in Loei but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Loei the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koh Phan Ghan and Loei are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loei gentler on the wallet – expenses run 13% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.