Last update: Oct 2026

Cost of Living Comparison Between Koh Phangan and Loei

For one person, living is cheaper in Loei: $1,005 a month against $1,113 in Koh Phangan, rent and utilities included – about $1,300 less a year. Other living expenses account for most of the difference.

53

Cost of Living Index in Koh Phangan
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Koh Phangan Living Index
45

Cost of Living Index in Loei
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Loei Living Index

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Koh Phangan

🇹🇭 Thailand

$1,113

/mo nomad

Loei

🇹🇭 Thailand

$1,005

/mo nomad

Monthly Cost of Living

How much you'll spend in Koh Phangan and in Loei

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koh Phangan and in Loei actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,113 in Koh Phangan versus $1,005 in Loei.

Koh Phangan $1,113
Loei $1,005

Estimated couple costs with rent: $1,886 in Koh Phangan versus $1,612 in Loei.

Koh Phangan $1,886
Loei $1,612

Monthly costs for a family of three with rent: $2,659 in Koh Phangan versus $2,220 in Loei.

Koh Phangan $2,659
Loei $2,220

Living in Koh Phangan is roughly 11% more expensive than in Loei, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Koh Phangan 18% lower, Loei 26% lower.

Meal at Budget Restaurant

$4.11 ฿139

$3.28 ฿111

25.30%

Three-Course Dinner for Two, Mid-Range

$29.64 ฿1,000

$26.26 ฿886

12.87%

Fast Food Meal (McDonalds, etc)

$7.86 ฿265

$8.02 ฿271

-2.00%

Cappuccino

$2.46 ฿82.8

$2.15 ฿72.4

14.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 ฿26.70

$0.72 ฿24.40

9.72%

Water (0.33 liter bottle)

$0.45 ฿15.25

$0.32 ฿10.75

40.63%

Local Beer (0.5 liter draught)

$2.32 ฿78.2

$2.11 ฿71.3

9.95%

Imported Beer (0.33 liter bottle)

$3.25 ฿110

$2.91 ฿98.2

11.68%

Milk (1 liter)

$1.64 ฿55.2

$1.93 ฿65.1

-15.03%

White Bread (500g)

$1.33 ฿44.85

$1.61 ฿54.3

-17.39%

Rice (white) (1kg)

$1.43 ฿48.21

$1.49 ฿50.4

-4.03%

Eggs

$1.97 ฿66.3

$2.27 ฿76.6

-13.22%

Local Cheese (1kg)

$18.20 ฿614

$18.80 ฿634

-3.19%

Chicken Fillets (1kg)

$3.26 ฿110

$2.28 ฿76.9

42.98%

Beef Round Steak (1kg)

$10.79 ฿364

$11.98 ฿404

-9.93%

Apples (1kg)

$2.74 ฿92.5

$2.99 ฿101

-8.36%

Banana (1kg)

$1.52 ฿51.4

$0.91 ฿30.82

67.03%

Oranges (1kg)

$2.14 ฿72.3

$2.21 ฿74.5

-3.17%

Tomato (1kg)

$2.02 ฿68.2

$1.98 ฿66.7

2.02%

Potato (1kg)

$1.43 ฿48.10

$1.52 ฿51.1

-5.92%

Onion (1kg)

$1.25 ฿42.03

$1.27 ฿42.90

-1.57%

Lettuce (1 head)

$1.07 ฿36.07

$1.00 ฿33.83

7.00%

Water (1.5 liter bottle)

$0.52 ฿17.55

$0.45 ฿15.31

15.56%

Cigarettes 20 Pack (Marlboro, Camel)

$4.03 ฿136

$3.80 ฿128

6.05%

Wine (Bottle)

$17.37 ฿586

$18.74 ฿632

-7.31%

Local Beer (0.5 liter bottle)

$1.68 ฿56.8

$1.65 ฿55.7

1.82%

Imported Beer (0.33 liter bottle)

$2.62 ฿88.5

$2.89 ฿97.4

-9.34%

One-way Ticket (Public Transport)

$1.37 ฿46.10

$0.81 ฿27.47

69.14%

Public Transport Monthly Pass (Regular Price)

$54.9 ฿1,850

Taxi Start (Normal Tariff)

$1.30 ฿43.87

$1.35 ฿45.50

-3.70%

Taxi (Normal Tariff) (1km)

$0.64 ฿21.50

$1.18 ฿39.69

-45.76%

Taxi 1hour Waiting (Normal Tariff)

$3.38 ฿114

$4.14 ฿140

-18.36%

Gasoline (1 liter)

$1.34 ฿45.20

$1.27 ฿42.73

5.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K ฿804.2K

$29.4K ฿991.2K

-18.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K ฿797.6K

$27.1K ฿914.0K

-12.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.7 ฿3,261

$92.4 ฿3,117

4.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.14 ฿376

$9.86 ฿333

12.98%

Internet (50+ Mbps, Unlimited Data)

$17.06 ฿575

$17.50 ฿590

-2.51%

Gym Membership (Monthly)

$68.5 ฿2,311

$49.98 ฿1,686

37.07%

Tennis Court (1 Hour on Weekend)

$11.07 ฿373

$13.80 ฿465

-19.78%

Cinema Ticket

$7.38 ฿249

$6.29 ฿212

17.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$534 ฿18.0K

$697 ฿23.5K

-23.37%

International Primary School, 1 Child (Yearly)

$18.9K ฿636.5K

$17.3K ฿583.2K

9.15%

Jeans (Levis 501 Or Similar)

$62.5 ฿2,107

$56.3 ฿1,899

10.96%

Summer Dress (H&M, Zara, etc)

$28.08 ฿947

$31.06 ฿1,048

-9.59%

Sport Shoes (Adidas, Nike)

$96.1 ฿3,242

$77.2 ฿2,605

24.42%

Men's Leather Business Shoes

$87.5 ฿2,950

$73.7 ฿2,485

18.75%

1-bedroom Apartment, City Center (Monthly)

$494 ฿16.7K

$441 ฿14.9K

12.20%

1-bedroom Apartment, Outside City Center (Monthly)

$354 ฿11.9K

$347 ฿11.7K

2.17%

3-bedroom Apartment, City Center (Monthly)

$1,367 ฿46.1K

$1,153 ฿38.9K

18.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,006 ฿33.9K

$784 ฿26.4K

28.39%

Buy Apartment in City Center (m2)

$2,938 ฿99.1K

$2,351 ฿79.3K

24.97%

Buy Apartment Outside City Center (m2)

$2,353 ฿79.4K

$1,710 ฿57.7K

37.64%

Average Monthly Net Salary (After Tax)

$712 ฿24.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phangan: October 31, 2026

Last update for Loei: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koh Phangan

$354 31.8%

Loei

$347 34.5% 2.1% $7.5

Groceries & Markets

Koh Phangan

$254 22.8%

Loei

$261 26% 3% $7.7

Monthly Utilities & Internet

Koh Phangan

$125 11.2%

Loei

$120 11.9% 4.1% $5.1

Clothing & Footwear

Koh Phangan

$123 11.1%

Loei

$107 10.7% 13.1% $16

Eating Out

Koh Phangan

$109 9.8%

Loei

$97 9.6% 11.4% $12

Sport & Entertainment

Koh Phangan

$83 7.5%

Loei

$63 6.2% 24.9% $21

Getting Around

Koh Phangan

$65 5.8%

Loei

$10 * 1% 83.8% $54

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $494 in Koh Phangan and $441 in Loei. Housing cost is often the main lever when comparing two cities.

Dining out: $30 in Koh Phangan vs $26 in Loei. Groceries flip the comparison at $254 vs $261, with Koh Phangan cheaper for home cooking.

Good to know

🇹🇭 Koh Phangan

🇹🇭 Loei

🕒 Local time

09:28 9:28 AM

Same time as Koh Phangan

🌤 Weather

👥 Population

22,677

💱 Currency

Thai Baht THB ฿

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Koh Phangan Loei 880 km ≈ 1 h 30 min nonstop flight

From you

Koh Phangan
Loei

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phangan vs Loei: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,113 in Koh Phangan and $1,005 in Loei, so Loei is about 10% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,670 in Koh Phangan and $1,507 in Loei to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $494 in Koh Phangan versus $441 in Loei. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Koh Phangan pay roughly 3% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,113 per month in Koh Phangan versus $1,005 in Loei – Loei is about 10% cheaper, which adds up to real savings over time.

Either city works on $2,000 a month, though Loei gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koh Phangan and Loei are both considered safe, so it’s unlikely to be the deciding factor between them.