Cost of Living Comparison Between Koh Phan Ghan and Loei Cost of Living Comparison Between Koh Phan Ghan and Loei

Monthly Cost of Living

Monthly costs for one person with rent: $1,096 in Koh Phan Ghan versus $921 in Loei.

Estimated couple costs with rent: $1,945 in Koh Phan Ghan versus $1,503 in Loei.

Monthly costs for a family of three with rent: $2,794 in Koh Phan Ghan versus $2,085 in Loei.

Living in Koh Phan Ghan is roughly 19% more expensive than Loei, driven mainly by Groceries & Markets.

Both cities sit below the global median: Koh Phan Ghan 18% lower, Loei 31% lower.

Meal at Budget Restaurant

$4.22 ฿138

$3.10 ฿101

36.13%

Three-Course Dinner for Two, Mid-Range

$41.00 ฿1,339

$27.56 ฿900

48.77%

Fast Food Meal (McDonalds, etc)

$7.88 ฿257

$6.18 ฿202

27.51%

Cappuccino

$2.76 ฿90.3

$2.10 ฿68.7

31.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ฿19.95

$0.72 ฿23.55

-15.28%

Water (0.33 liter bottle)

$0.36 ฿11.63

$0.38 ฿12.34

-5.26%

Local Beer (0.5 liter draught)

$2.25 ฿73.4

$2.41 ฿78.8

-6.64%

Imported Beer (0.33 liter bottle)

$3.35 ฿109

$3.80 ฿124

-11.84%

Milk (1 liter)

$2.05 ฿67.0

$1.77 ฿57.7

15.82%

White Bread (500g)

$1.75 ฿57.0

$1.34 ฿43.91

30.60%

Rice (white) (1kg)

$2.08 ฿68.1

$1.26 ฿41.22

65.08%

Eggs

$2.12 ฿69.2

$2.13 ฿69.5

-0.47%

Local Cheese (1kg)

$18.91 ฿618

$18.74 ฿612

0.91%

Chicken Fillets (1kg)

$3.60 ฿118

$3.11 ฿102

15.76%

Beef Round Steak (1kg)

$12.82 ฿419

$10.61 ฿347

20.83%

Apples (1kg)

$3.16 ฿103

Banana (1kg)

$1.54 ฿50.4

$1.25 ฿40.78

23.20%

Oranges (1kg)

$2.29 ฿74.9

$1.95 ฿63.6

17.44%

Tomato (1kg)

$1.91 ฿62.4

$1.58 ฿51.5

20.89%

Potato (1kg)

$1.46 ฿47.61

$1.53 ฿50.0

-4.58%

Onion (1kg)

$1.43 ฿46.72

$1.27 ฿41.35

12.60%

Lettuce (1 head)

$0.92 ฿29.93

$1.03 ฿33.50

-10.68%

Water (1.5 liter bottle)

$0.49 ฿16.08

$0.49 ฿16.00

Cigarettes 20 Pack (Marlboro, Camel)

$4.24 ฿138

$4.48 ฿146

-5.36%

Wine (Bottle)

$18.11 ฿592

$13.16 ฿430

37.61%

Local Beer (0.5 liter bottle)

$1.73 ฿56.6

$1.74 ฿56.8

-0.57%

Imported Beer (0.33 liter bottle)

$2.56 ฿83.7

$2.68 ฿87.5

-4.48%

One-way Ticket (Public Transport)

$1.27 ฿41.41

$0.95 ฿30.98

33.68%

Taxi Start (Normal Tariff)

$2.69 ฿87.8

$1.10 ฿36.07

144.55%

Taxi (Normal Tariff) (1km)

$0.87 ฿28.57

$1.20 ฿39.19

-27.50%

Taxi 1hour Waiting (Normal Tariff)

$12.31 ฿402

$6.05 ฿198

103.47%

Gasoline (1 liter)

$1.17 ฿38.23

$1.23 ฿40.11

-4.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K ฿805.1K

$28.1K ฿918.4K

-12.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K ฿997.3K

$27.1K ฿884.6K

12.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿3,984

$76.9 ฿2,511

58.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.49 ฿441

$13.76 ฿449

-1.96%

Internet (50+ Mbps, Unlimited Data)

$18.78 ฿614

$18.77 ฿613

0.05%

Gym Membership (Monthly)

$60.1 ฿1,964

$48.79 ฿1,593

23.26%

Tennis Court (1 Hour on Weekend)

$16.94 ฿553

$12.05 ฿394

40.58%

Cinema Ticket

$9.15 ฿299

$7.23 ฿236

26.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$693 ฿22.6K

$293 ฿9,569

136.36%

International Primary School, 1 Child (Yearly)

$16.0K ฿522.2K

$9,473 ฿309.4K

68.80%

Jeans (Levis 501 Or Similar)

$57.9 ฿1,892

$33.64 ฿1,099

72.18%

Summer Dress (H&M, Zara, etc)

$34.07 ฿1,113

$34.15 ฿1,115

-0.23%

Sport Shoes (Adidas, Nike)

$116 ฿3,775

$97.5 ฿3,185

18.51%

Men's Leather Business Shoes

$83.4 ฿2,723

$71.3 ฿2,329

16.91%

1-bedroom Apartment, City Center (Monthly)

$425 ฿13.9K

$420 ฿13.7K

1.08%

1-bedroom Apartment, Outside City Center (Monthly)

$313 ฿10.2K

$288 ฿9,422

8.45%

3-bedroom Apartment, City Center (Monthly)

$1,432 ฿46.8K

$797 ฿26.0K

79.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,044 ฿34.1K

$660 ฿21.6K

58.17%

Buy Apartment in City Center (m2)

$2,558 ฿83.5K

$2,338 ฿76.3K

9.41%

Buy Apartment Outside City Center (m2)

$1,826 ฿59.6K

$1,613 ฿52.7K

13.18%

Average Monthly Net Salary (After Tax)

$744 ฿24.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

5.45

-2.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phan Ghan: May 31, 2026

Last update for Loei: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $425 in Koh Phan Ghan and $420 in Loei. Housing cost is often the main lever when comparing two cities.

Dining out: $41.00 in Koh Phan Ghan vs $28.00 in Loei for a mid-range dinner for two. Groceries echo the gap at $279 vs $245 per month, with Loei cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phan Ghan vs Loei: Cost of Living - Frequently Asked Questions

Koh Phan Ghan and Loei differ by about 19% in total monthly costs ($1,096 vs $921 including rent). Loei is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,644 in Koh Phan Ghan and $1,381 in Loei to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $425 in Koh Phan Ghan versus $420 in Loei. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 14% higher in Koh Phan Ghan. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,096 per month in Koh Phan Ghan versus $921 in Loei – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.

At $921 in Loei versus $1,096 in Koh Phan Ghan, a $2,000 budget is realistic in Loei but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Loei the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koh Phan Ghan and Loei are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loei gentler on the wallet – expenses run 19% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.