Cost of Living Comparison Between Liverpool and Montreal Cost of Living Comparison Between Liverpool and Montreal

Monthly Cost of Living

A single person spends $2,213 per month in Liverpool vs $2,108 in Montreal, rent included.

A couple spends around $3,357 per month in Liverpool vs $3,226 in Montreal, rent included.

A family of three spends $4,501 per month in Liverpool vs $4,344 in Montreal, rent included.

Liverpool costs about 5% more than Montreal, driven mainly by Eating Out.

Both Liverpool and Montreal sit above the global median – Liverpool by 60%, Montreal by 53%.

Meal at Budget Restaurant

$25.43 £18.80

$17.83 CA$24.73

42.62%

Three-Course Dinner for Two, Mid-Range

$110 £81.0

$73.6 CA$102

48.99%

Fast Food Meal (McDonalds, etc)

$10.52 £7.78

$10.81 CA$15.00

-2.68%

Cappuccino

$5.20 £3.85

$3.92 CA$5.44

32.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.53 £1.87

$2.04 CA$2.84

24.02%

Water (0.33 liter bottle)

$1.91 £1.41

$1.52 CA$2.11

25.66%

Local Beer (0.5 liter draught)

$6.95 £5.14

$6.59 CA$9.14

5.46%

Imported Beer (0.33 liter bottle)

$6.74 £4.98

$7.14 CA$9.90

-5.60%

Milk (1 liter)

$1.81 £1.34

$2.37 CA$3.28

-23.63%

White Bread (500g)

$1.74 £1.28

$3.23 CA$4.48

-46.13%

Rice (white) (1kg)

$2.14 £1.58

$2.95 CA$4.10

-27.46%

Eggs

$3.80 £2.81

$3.69 CA$5.12

2.98%

Local Cheese (1kg)

$8.29 £6.13

$13.65 CA$18.93

-39.27%

Chicken Fillets (1kg)

$8.56 £6.33

$11.94 CA$16.56

-28.31%

Beef Round Steak (1kg)

$14.22 £10.51

$14.07 CA$19.52

1.07%

Apples (1kg)

$2.83 £2.09

$3.61 CA$5.01

-21.61%

Banana (1kg)

$1.68 £1.24

$1.55 CA$2.15

8.39%

Oranges (1kg)

$2.88 £2.13

$3.29 CA$4.56

-12.46%

Tomato (1kg)

$3.04 £2.25

$3.07 CA$4.26

-0.98%

Potato (1kg)

$1.99 £1.47

$2.00 CA$2.78

-0.50%

Onion (1kg)

$1.50 £1.11

$1.90 CA$2.64

-21.05%

Lettuce (1 head)

$1.25 £0.92

$2.64 CA$3.66

-52.65%

Water (1.5 liter bottle)

$1.60 £1.18

$1.39 CA$1.93

15.11%

Cigarettes 20 Pack (Marlboro, Camel)

$23.67 £17.49

$11.80 CA$16.36

100.59%

Wine (Bottle)

$10.23 £7.56

$10.80 CA$14.98

-5.28%

Local Beer (0.5 liter bottle)

$2.91 £2.15

$2.37 CA$3.29

22.78%

Imported Beer (0.33 liter bottle)

$3.02 £2.23

$2.90 CA$4.02

4.14%

One-way Ticket (Public Transport)

$2.78 £2.06

$2.74 CA$3.79

1.46%

Public Transport Monthly Pass (Regular Price)

$107 £78.8

$77.1 CA$107

38.37%

Taxi Start (Normal Tariff)

$5.09 £3.76

$3.31 CA$4.59

53.78%

Taxi (Normal Tariff) (1km)

$2.76 £2.04

$1.46 CA$2.02

89.04%

Taxi 1hour Waiting (Normal Tariff)

$22.58 £16.69

$32.98 CA$45.74

-31.53%

Gasoline (1 liter)

$1.99 £1.47

$1.31 CA$1.82

51.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.4K £29.2K

$28.7K CA$39.8K

37.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.3K £30.5K

$20.4K CA$28.4K

101.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$310 £229

$79.9 CA$111

288.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.74 £16.06

$34.79 CA$48.25

-37.51%

Internet (50+ Mbps, Unlimited Data)

$42.40 £31.34

$42.55 CA$59.0

-0.35%

Gym Membership (Monthly)

$33.52 £24.78

$29.20 CA$40.50

14.79%

Tennis Court (1 Hour on Weekend)

$17.43 £12.88

$20.33 CA$28.20

-14.26%

Cinema Ticket

$18.76 £13.87

$11.48 CA$15.93

63.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,854 £1,370

$565 CA$784

227.87%

International Primary School, 1 Child (Yearly)

$16.4K £12.1K

$16.6K CA$23.0K

-0.90%

Jeans (Levis 501 Or Similar)

$92.5 £68.3

$60.2 CA$83.5

53.60%

Summer Dress (H&M, Zara, etc)

$43.43 £32.10

$41.87 CA$58.1

3.73%

Sport Shoes (Adidas, Nike)

$104 £76.7

$104 CA$144

-0.24%

Men's Leather Business Shoes

$103 £76.3

$113 CA$156

-8.31%

1-bedroom Apartment, City Center (Monthly)

$1,193 £881

$1,294 CA$1,795

-7.87%

1-bedroom Apartment, Outside City Center (Monthly)

$862 £637

$1,014 CA$1,407

-15.05%

3-bedroom Apartment, City Center (Monthly)

$2,123 £1,569

$2,271 CA$3,149

-6.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,294 £957

$1,683 CA$2,334

-23.09%

Buy Apartment in City Center (m2)

$3,874 £2,863

$5,156 CA$7,151

-24.86%

Buy Apartment Outside City Center (m2)

$2,681 £1,982

$3,842 CA$5,328

-30.21%

Average Monthly Net Salary (After Tax)

$3,339 £2,468

$3,032 CA$4,205

10.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.15

4.44

15.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Liverpool: September 5, 2026

Last update for Montreal: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,193 in Liverpool versus $1,294 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Liverpool, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $110 in Liverpool versus $74.0 in Montreal. Groceries tell a different story – $295 in Liverpool vs $358 in Montreal – so Liverpool wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Liverpool vs Montreal: Cost of Living - Frequently Asked Questions

Liverpool costs about 5% more than Montreal, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,319 per month in Liverpool and $3,163 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,854 per month in Liverpool and $565 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 21% cheaper in Liverpool – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,108, than in Liverpool at $2,213. In Montreal it covers expenses comfortably, while in Liverpool it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,108 versus $2,213 in Liverpool. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Liverpool makes more sense. Both are solid long-term options with distinct trade-offs.