Last update: Oct 2026

Cost of Living Comparison Between Liverpool and Montreal

For one person, living is cheaper in Montreal: $2,064 a month against $2,200 in Liverpool, rent and utilities included – about $1,600 less a year. Rent and utilities account for most of the difference.

106

Cost of Living Index in Liverpool
Learn more

Liverpool Living Index
99

Cost of Living Index in Montreal
Learn more

Montreal Living Index

Jump to prices

Liverpool

🇬🇧 United Kingdom

$2,200

/mo nomad

Montreal

🇨🇦 Canada

$2,064

/mo nomad

Monthly Cost of Living

How much you'll spend in Liverpool and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Liverpool and in Montreal actually costs, broken down by who's living it.

A single person spends $2,200 per month in Liverpool vs $2,064 in Montreal, rent included.

Liverpool $2,200
Montreal $2,064

A couple spends around $3,286 per month in Liverpool vs $3,156 in Montreal, rent included.

Liverpool $3,286
Montreal $3,156

A family of three spends $4,372 per month in Liverpool vs $4,247 in Montreal, rent included.

Liverpool $4,372
Montreal $4,247

Liverpool costs about 7% more than Montreal, and outside of rent the biggest gap is in eating out.

Both Liverpool and Montreal sit above the global median – Liverpool by 62%, Montreal by 52%.

Meal at Budget Restaurant

$25.19 £18.90

$18.98 CA$26.55

32.72%

Three-Course Dinner for Two, Mid-Range

$108 £81.4

$73.0 CA$102

48.59%

Fast Food Meal (McDonalds, etc)

$10.53 £7.90

$10.88 CA$15.22

-3.22%

Cappuccino

$4.93 £3.70

$3.81 CA$5.34

29.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 £1.82

$1.94 CA$2.71

25.26%

Water (0.33 liter bottle)

$1.88 £1.41

$1.58 CA$2.21

18.99%

Local Beer (0.5 liter draught)

$6.73 £5.05

$6.37 CA$8.91

5.65%

Imported Beer (0.33 liter bottle)

$6.60 £4.95

$7.26 CA$10.16

-9.09%

Milk (1 liter)

$1.73 £1.30

$2.23 CA$3.11

-22.42%

White Bread (500g)

$1.68 £1.26

$3.17 CA$4.44

-47.00%

Rice (white) (1kg)

$2.14 £1.61

$3.31 CA$4.63

-35.35%

Eggs

$3.86 £2.89

$3.63 CA$5.08

6.34%

Local Cheese (1kg)

$7.94 £5.96

$13.16 CA$18.40

-39.67%

Chicken Fillets (1kg)

$8.45 £6.34

$11.56 CA$16.17

-26.90%

Beef Round Steak (1kg)

$14.34 £10.76

$13.71 CA$19.18

4.60%

Apples (1kg)

$2.88 £2.16

$3.29 CA$4.60

-12.46%

Banana (1kg)

$1.63 £1.22

$1.46 CA$2.04

11.64%

Oranges (1kg)

$2.83 £2.13

$3.37 CA$4.71

-16.02%

Tomato (1kg)

$2.92 £2.19

$3.15 CA$4.40

-7.30%

Potato (1kg)

$2.03 £1.53

$1.89 CA$2.64

7.41%

Onion (1kg)

$1.48 £1.11

$1.79 CA$2.51

-17.32%

Lettuce (1 head)

$1.23 £0.92

$2.47 CA$3.46

-50.20%

Water (1.5 liter bottle)

$1.64 £1.23

$1.58 CA$2.21

3.80%

Cigarettes 20 Pack (Marlboro, Camel)

$23.82 £17.87

$11.28 CA$15.78

111.17%

Wine (Bottle)

$10.18 £7.64

$10.49 CA$14.68

-2.96%

Local Beer (0.5 liter bottle)

$3.03 £2.27

$2.34 CA$3.27

29.49%

Imported Beer (0.33 liter bottle)

$2.97 £2.23

$2.91 CA$4.07

2.06%

One-way Ticket (Public Transport)

$2.72 £2.04

$2.61 CA$3.65

4.21%

Public Transport Monthly Pass (Regular Price)

$105 £78.6

$79.1 CA$111

32.34%

Taxi Start (Normal Tariff)

$5.10 £3.83

$3.26 CA$4.56

56.44%

Taxi (Normal Tariff) (1km)

$2.65 £1.99

$1.44 CA$2.01

84.03%

Taxi 1hour Waiting (Normal Tariff)

$22.29 £16.73

$33.43 CA$46.76

-33.32%

Gasoline (1 liter)

$2.10 £1.58

$1.33 CA$1.86

57.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.9K £28.5K

$28.6K CA$40.0K

32.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.7K £30.6K

$21.1K CA$29.5K

93.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$296 £222

$80.1 CA$112

269.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.47 £16.11

$34.30 CA$47.98

-37.41%

Internet (50+ Mbps, Unlimited Data)

$41.49 £31.13

$42.85 CA$59.9

-3.17%

Gym Membership (Monthly)

$32.18 £24.15

$31.14 CA$43.56

3.34%

Tennis Court (1 Hour on Weekend)

$17.14 £12.86

$19.41 CA$27.14

-11.70%

Cinema Ticket

$19.32 £14.50

$11.23 CA$15.71

72.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,752 £1,315

$525 CA$734

233.65%

International Primary School, 1 Child (Yearly)

$15.8K £11.8K

$16.3K CA$22.8K

-3.35%

Jeans (Levis 501 Or Similar)

$93.5 £70.1

$58.0 CA$81.1

61.14%

Summer Dress (H&M, Zara, etc)

$42.78 £32.10

$38.11 CA$53.3

12.25%

Sport Shoes (Adidas, Nike)

$102 £76.2

$93.4 CA$131

8.74%

Men's Leather Business Shoes

$100 £75.1

$110 CA$154

-9.14%

1-bedroom Apartment, City Center (Monthly)

$1,159 £870

$1,285 CA$1,797

-9.79%

1-bedroom Apartment, Outside City Center (Monthly)

$835 £627

$977 CA$1,366

-14.47%

3-bedroom Apartment, City Center (Monthly)

$2,131 £1,599

$2,271 CA$3,176

-6.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,279 £960

$1,665 CA$2,329

-23.15%

Buy Apartment in City Center (m2)

$3,581 £2,687

$5,139 CA$7,188

-30.32%

Buy Apartment Outside City Center (m2)

$2,490 £1,869

$3,834 CA$5,363

-35.05%

Average Monthly Net Salary (After Tax)

$3,319 £2,490

$3,002 CA$4,199

10.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.15

4.48

14.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Liverpool: October 25, 2026

Last update for Montreal: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Liverpool

$835 38%

Montreal

$977 47.3% 16.9% $141

Monthly Utilities & Internet

Liverpool

$359 16.3%

Montreal

$157 7.6% 56.2% $201

Eating Out

Liverpool

$356 16.2%

Montreal

$291 14.1% 18.4% $66

Groceries & Markets

Liverpool

$292 13.3%

Montreal

$351 17% 20.1% $59

Clothing & Footwear

Liverpool

$152 6.9%

Montreal

$135 6.5% 11.3% $17

Getting Around

Liverpool

$134 6.1%

Montreal

$100 4.9% 25.3% $34

Sport & Entertainment

Liverpool

$71 3.2%

Montreal

$54 2.6% 24.3% $17

Cost Breakdown

A central one-bedroom costs $1,159 in Liverpool versus $1,285 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Liverpool. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $108 in Liverpool versus $73 in Montreal. Groceries tell a different story – $292 in Liverpool vs $351 in Montreal – so Liverpool wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 Liverpool

🇨🇦 Montreal

🕒 Local time

01:23 1:23 AM

21:23 9:23 PM

4 h behind Liverpool

🌤 Weather

👥 Population

434,900

1,762,949

💱 Currency

British Pound GBP £

Canadian Dollar CAD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.2 EUR

1 CAD = 0.715 USD

1 CAD = 0.642 EUR

Exchange rates and currency converter

CAD, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 29, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.835 GBP (1 GBP = 1.2 EUR).

Canadian Dollar exchange rates as of October 29, 2026: 1 USD = 1.4 CAD (1 CAD = 0.715 USD). 1 EUR = 1.56 CAD (1 CAD = 0.642 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Liverpool Montreal 4,960 km ≈ 7 h nonstop flight

From you

Liverpool
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Liverpool vs Montreal: Cost of Living - Frequently Asked Questions

Liverpool costs about 7% more than Montreal, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,299 per month in Liverpool and $3,096 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Liverpool, especially for central apartments: a one-bedroom in the center costs $1,159 there versus $1,285 in Montreal.

Kindergarten costs $1,752 per month in Liverpool and $525 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 17% cheaper in Liverpool – one category where the pricier city actually offers better value.

$2,000 is a stretch for both – monthly costs hit $2,200 in Liverpool and $2,064 in Montreal. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,064 in Montreal to $2,200 in Liverpool. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Montreal. If higher salaries or specific career opportunities are the priority, Liverpool makes more sense. Both are solid long-term options with distinct trade-offs.