Last update: Oct 2026

Cost of Living Comparison Between Montreal and Liverpool

For one person, living is cheaper in Montreal: $2,064 a month against $2,200 in Liverpool, rent and utilities included – about $1,600 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
106

Cost of Living Index in Liverpool
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Liverpool Living Index

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Montreal

🇨🇦 Canada

$2,064

/mo nomad

Liverpool

🇬🇧 United Kingdom

$2,200

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Liverpool

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Liverpool actually costs, broken down by who's living it.

A single person spends $2,064 per month in Montreal vs $2,200 in Liverpool, rent included.

Montreal $2,064
Liverpool $2,200

A couple spends around $3,156 per month in Montreal vs $3,286 in Liverpool, rent included.

Montreal $3,156
Liverpool $3,286

A family of three spends $4,247 per month in Montreal vs $4,372 in Liverpool, rent included.

Montreal $4,247
Liverpool $4,372

Montreal is about 6% cheaper than Liverpool, and outside of rent the biggest gap is in eating out.

Both Montreal and Liverpool sit above the global median – Montreal by 52%, Liverpool by 62%.

Meal at Budget Restaurant

$18.98 CA$26.55

$25.19 £18.90

-24.65%

Three-Course Dinner for Two, Mid-Range

$73.0 CA$102

$108 £81.4

-32.70%

Fast Food Meal (McDonalds, etc)

$10.88 CA$15.22

$10.53 £7.90

3.32%

Cappuccino

$3.81 CA$5.34

$4.93 £3.70

-22.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.71

$2.43 £1.82

-20.16%

Water (0.33 liter bottle)

$1.58 CA$2.21

$1.88 £1.41

-15.96%

Local Beer (0.5 liter draught)

$6.37 CA$8.91

$6.73 £5.05

-5.35%

Imported Beer (0.33 liter bottle)

$7.26 CA$10.16

$6.60 £4.95

10.00%

Milk (1 liter)

$2.23 CA$3.11

$1.73 £1.30

28.90%

White Bread (500g)

$3.17 CA$4.44

$1.68 £1.26

88.69%

Rice (white) (1kg)

$3.31 CA$4.63

$2.14 £1.61

54.67%

Eggs

$3.63 CA$5.08

$3.86 £2.89

-5.96%

Local Cheese (1kg)

$13.16 CA$18.40

$7.94 £5.96

65.74%

Chicken Fillets (1kg)

$11.56 CA$16.17

$8.45 £6.34

36.80%

Beef Round Steak (1kg)

$13.71 CA$19.18

$14.34 £10.76

-4.39%

Apples (1kg)

$3.29 CA$4.60

$2.88 £2.16

14.24%

Banana (1kg)

$1.46 CA$2.04

$1.63 £1.22

-10.43%

Oranges (1kg)

$3.37 CA$4.71

$2.83 £2.13

19.08%

Tomato (1kg)

$3.15 CA$4.40

$2.92 £2.19

7.88%

Potato (1kg)

$1.89 CA$2.64

$2.03 £1.53

-6.90%

Onion (1kg)

$1.79 CA$2.51

$1.48 £1.11

20.95%

Lettuce (1 head)

$2.47 CA$3.46

$1.23 £0.92

100.81%

Water (1.5 liter bottle)

$1.58 CA$2.21

$1.64 £1.23

-3.66%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CA$15.78

$23.82 £17.87

-52.64%

Wine (Bottle)

$10.49 CA$14.68

$10.18 £7.64

3.05%

Local Beer (0.5 liter bottle)

$2.34 CA$3.27

$3.03 £2.27

-22.77%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.07

$2.97 £2.23

-2.02%

One-way Ticket (Public Transport)

$2.61 CA$3.65

$2.72 £2.04

-4.04%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$111

$105 £78.6

-24.44%

Taxi Start (Normal Tariff)

$3.26 CA$4.56

$5.10 £3.83

-36.08%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.01

$2.65 £1.99

-45.66%

Taxi 1hour Waiting (Normal Tariff)

$33.43 CA$46.76

$22.29 £16.73

49.98%

Gasoline (1 liter)

$1.33 CA$1.86

$2.10 £1.58

-36.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.0K

$37.9K £28.5K

-24.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.5K

$40.7K £30.6K

-48.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 CA$112

$296 £222

-72.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.30 CA$47.98

$21.47 £16.11

59.76%

Internet (50+ Mbps, Unlimited Data)

$42.85 CA$59.9

$41.49 £31.13

3.28%

Gym Membership (Monthly)

$31.14 CA$43.56

$32.18 £24.15

-3.23%

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.14

$17.14 £12.86

13.24%

Cinema Ticket

$11.23 CA$15.71

$19.32 £14.50

-41.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 CA$734

$1,752 £1,315

-70.03%

International Primary School, 1 Child (Yearly)

$16.3K CA$22.8K

$15.8K £11.8K

3.46%

Jeans (Levis 501 Or Similar)

$58.0 CA$81.1

$93.5 £70.1

-37.94%

Summer Dress (H&M, Zara, etc)

$38.11 CA$53.3

$42.78 £32.10

-10.92%

Sport Shoes (Adidas, Nike)

$93.4 CA$131

$102 £76.2

-8.03%

Men's Leather Business Shoes

$110 CA$154

$100 £75.1

10.06%

1-bedroom Apartment, City Center (Monthly)

$1,285 CA$1,797

$1,159 £870

10.85%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,366

$835 £627

16.91%

3-bedroom Apartment, City Center (Monthly)

$2,271 CA$3,176

$2,131 £1,599

6.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,665 CA$2,329

$1,279 £960

30.13%

Buy Apartment in City Center (m2)

$5,139 CA$7,188

$3,581 £2,687

43.50%

Buy Apartment Outside City Center (m2)

$3,834 CA$5,363

$2,490 £1,869

53.97%

Average Monthly Net Salary (After Tax)

$3,002 CA$4,199

$3,319 £2,490

-9.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

5.15

-13.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for Liverpool: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.3%

Liverpool

$835 38% 14.5% $141

Groceries & Markets

Montreal

$351 17%

Liverpool

$292 13.3% 16.8% $59

Eating Out

Montreal

$291 14.1%

Liverpool

$356 16.2% 22.6% $66

Monthly Utilities & Internet

Montreal

$157 7.6%

Liverpool

$359 16.3% 128% $201

Clothing & Footwear

Montreal

$135 6.5%

Liverpool

$152 6.9% 12.8% $17

Getting Around

Montreal

$100 4.9%

Liverpool

$134 6.1% 33.9% $34

Sport & Entertainment

Montreal

$54 2.6%

Liverpool

$71 3.2% 32.1% $17

Cost Breakdown

A central one-bedroom costs $1,285 in Montreal versus $1,159 in Liverpool. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Liverpool. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73 in Montreal versus $108 in Liverpool. Groceries tell a different story – $351 in Montreal vs $292 in Liverpool – so Liverpool wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇬🇧 Liverpool

🕒 Local time

00:27 12:27 AM

04:27 4:27 AM

4 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

434,900

💱 Currency

Canadian Dollar CAD $

British Pound GBP £

📈 Exchange rate

1 CAD = 0.715 USD

1 CAD = 0.642 EUR

1 GBP = 1.33 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 29, 2026: 1 USD = 1.4 CAD (1 CAD = 0.715 USD). 1 EUR = 1.56 CAD (1 CAD = 0.642 EUR).

British Pound exchange rates as of October 29, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.835 GBP (1 GBP = 1.2 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Montreal Liverpool 4,960 km ≈ 7 h nonstop flight

From you

Montreal
Liverpool

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Liverpool: Cost of Living - Frequently Asked Questions

Liverpool costs about 7% more than Montreal, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,096 per month in Montreal and $3,299 in Liverpool. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Liverpool, especially for central apartments: a one-bedroom in the center costs $1,159 there versus $1,285 in Montreal.

Kindergarten costs $525 per month in Montreal and $1,752 in Liverpool. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 17% cheaper in Liverpool – one category where the pricier city actually offers better value.

$2,000 is a stretch for both – monthly costs hit $2,064 in Montreal and $2,200 in Liverpool. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,064 in Montreal to $2,200 in Liverpool. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Montreal. If higher salaries or specific career opportunities are the priority, Liverpool makes more sense. Both are solid long-term options with distinct trade-offs.