Cost of Living Comparison Between Montreal and Liverpool Cost of Living Comparison Between Montreal and Liverpool

Monthly Cost of Living

A single person spends $2,073 per month in Montreal vs $2,093 in Liverpool, rent included.

A couple spends around $3,175 per month in Montreal vs $3,193 in Liverpool, rent included.

A family of three spends $4,277 per month in Montreal vs $4,292 in Liverpool, rent included.

Montreal is about 1% cheaper than Liverpool, driven mainly by Groceries & Markets.

Both Montreal and Liverpool sit above the global median – Montreal by 56%, Liverpool by 57%.

Meal at Budget Restaurant

$16.22 CA$22.77

$22.14 £16.56

-26.74%

Three-Course Dinner for Two, Mid-Range

$74.3 CA$104

$95.8 £71.7

-22.51%

Fast Food Meal (McDonalds, etc)

$11.14 CA$15.64

$9.34 £6.99

19.27%

Cappuccino

$3.83 CA$5.37

$4.57 £3.42

-16.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 CA$3.00

$2.11 £1.58

0.95%

Water (0.33 liter bottle)

$1.45 CA$2.03

$1.49 £1.12

-2.68%

Local Beer (0.5 liter draught)

$6.11 CA$8.58

$6.63 £4.96

-7.84%

Imported Beer (0.33 liter bottle)

$6.46 CA$9.07

$6.17 £4.61

4.70%

Milk (1 liter)

$2.24 CA$3.14

$1.65 £1.23

35.76%

White Bread (500g)

$3.22 CA$4.52

$1.59 £1.19

102.52%

Rice (white) (1kg)

$3.65 CA$5.13

$2.17 £1.63

68.20%

Eggs

$3.36 CA$4.72

$4.00 £2.99

-16.00%

Local Cheese (1kg)

$15.97 CA$22.41

$8.25 £6.17

93.58%

Chicken Fillets (1kg)

$11.84 CA$16.62

$8.92 £6.68

32.74%

Beef Round Steak (1kg)

$15.18 CA$21.31

$15.14 £11.33

0.26%

Apples (1kg)

$3.74 CA$5.25

$2.85 £2.13

31.23%

Banana (1kg)

$1.70 CA$2.38

$1.58 £1.18

7.59%

Oranges (1kg)

$3.98 CA$5.58

$2.57 £1.92

54.86%

Tomato (1kg)

$4.45 CA$6.25

$3.56 £2.66

25.00%

Potato (1kg)

$2.66 CA$3.73

$1.80 £1.34

47.78%

Onion (1kg)

$2.57 CA$3.61

$1.73 £1.29

48.55%

Lettuce (1 head)

$2.22 CA$3.12

$1.20 £0.90

85.00%

Water (1.5 liter bottle)

$1.71 CA$2.40

$1.27 £0.95

34.65%

Cigarettes 20 Pack (Marlboro, Camel)

$13.02 CA$18.27

$20.45 £15.30

-36.33%

Wine (Bottle)

$10.74 CA$15.08

$9.71 £7.27

10.61%

Local Beer (0.5 liter bottle)

$3.07 CA$4.30

$3.04 £2.27

0.99%

Imported Beer (0.33 liter bottle)

$3.55 CA$4.98

$2.86 £2.14

24.13%

One-way Ticket (Public Transport)

$2.69 CA$3.77

$2.69 £2.01

Public Transport Monthly Pass (Regular Price)

$74.0 CA$104

$96.4 £72.1

-23.22%

Taxi Start (Normal Tariff)

$3.64 CA$5.11

$4.00 £2.99

-9.00%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.02

$1.37 £1.02

5.11%

Taxi 1hour Waiting (Normal Tariff)

$34.18 CA$47.98

$16.14 £12.08

111.77%

Gasoline (1 liter)

$1.17 CA$1.64

$1.97 £1.47

-40.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K CA$34.9K

$38.6K £28.9K

-35.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K CA$30.9K

$38.0K £28.5K

-42.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.2 CA$106

$293 £219

-74.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.93 CA$51.8

$18.38 £13.75

100.92%

Internet (50+ Mbps, Unlimited Data)

$44.25 CA$62.1

$41.83 £31.29

5.79%

Gym Membership (Monthly)

$42.03 CA$59.0

$38.05 £28.47

10.46%

Tennis Court (1 Hour on Weekend)

$16.79 CA$23.56

$17.29 £12.93

-2.89%

Cinema Ticket

$10.87 CA$15.26

$17.60 £13.17

-38.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$624 CA$876

$1,656 £1,239

-62.31%

International Primary School, 1 Child (Yearly)

$5,856 CA$8,220

$16.3K £12.2K

-64.04%

Jeans (Levis 501 Or Similar)

$61.7 CA$86.6

$87.1 £65.1

-29.17%

Summer Dress (H&M, Zara, etc)

$44.74 CA$62.8

$51.0 £38.15

-12.26%

Sport Shoes (Adidas, Nike)

$102 CA$143

$126 £94.2

-19.30%

Men's Leather Business Shoes

$121 CA$169

$131 £98.1

-7.95%

1-bedroom Apartment, City Center (Monthly)

$1,220 CA$1,712

$1,235 £924

-1.17%

1-bedroom Apartment, Outside City Center (Monthly)

$956 CA$1,341

$793 £593

20.53%

3-bedroom Apartment, City Center (Monthly)

$2,044 CA$2,869

$2,420 £1,811

-15.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,584 CA$2,223

$1,306 £977

21.29%

Buy Apartment in City Center (m2)

$5,158 CA$7,239

$3,757 £2,811

37.29%

Buy Apartment Outside City Center (m2)

$3,803 CA$5,338

$2,651 £1,983

43.46%

Average Monthly Net Salary (After Tax)

$2,899 CA$4,069

$3,238 £2,423

-10.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

5.76

-13.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: July 26, 2026

Last update for Liverpool: July 27, 2026

Cost Breakdown

A central one-bedroom costs $1,220 in Montreal versus $1,235 in Liverpool. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Liverpool, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74.0 in Montreal versus $96.0 in Liverpool. Groceries tell a different story – $389 in Montreal vs $293 in Liverpool – so Liverpool wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Liverpool: Cost of Living - Frequently Asked Questions

Liverpool costs about 1% more than Montreal, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,110 per month in Montreal and $3,140 in Liverpool. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $624 per month in Montreal and $1,656 in Liverpool. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 33% cheaper in Liverpool – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,073, than in Liverpool at $2,093. In Montreal it covers expenses comfortably, while in Liverpool it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,073 versus $2,093 in Liverpool. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Liverpool makes more sense. Both are solid long-term options with distinct trade-offs.