Cost of Living in Liverpool - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $2,104 per month with rent, or $951 for everyday expenses alone.

A couple spends around $3,208 per month with rent, or $1,635 for everyday expenses alone.

A family of three spends around $4,313 per month with rent, or $2,318 without housing.

Overall, Liverpool is 53–57% above the global median across household types. Within Europe, costs are 19% above average – pricier than most cities in the region.

Currency
Do you live in Liverpool? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$21.40 £15.90
$13.38 £9.94
$40.12 £29.82
Three-Course Dinner for Two, Mid-Range
$96.3 £71.6
$68.8 £51.1
$138 £102
Fast Food Meal (McDonalds, etc)
$9.38 £6.97
$8.71 £6.48
$10.73 £7.97
Cappuccino
$4.55 £3.38
$3.16 £2.35
$7.27 £5.40
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.19 £1.63
$1.37 £1.02
$3.15 £2.34
Water (0.33 liter bottle)
$1.44 £1.07
$1.06 £0.79
$2.45 £1.82
Local Beer (0.5 liter draught)
$6.91 £5.14
$4.15 £3.09
$8.85 £6.58
Imported Beer (0.33 liter bottle)
$5.95 £4.42
$4.23 £3.14
$7.28 £5.41
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.70 £1.27
$0.88 £0.65
$2.19 £1.63
White Bread (500g)
$1.61 £1.20
$0.84 £0.63
$2.45 £1.82
Rice (white) (1kg)
$2.24 £1.66
$1.38 £1.03
$4.15 £3.09
Eggs
$3.87 £2.88
$2.12 £1.57
$4.77 £3.54
Local Cheese (1kg)
$8.52 £6.33
$4.83 £3.59
$15.43 £11.47
Chicken Fillets (1kg)
$8.94 £6.64
$6.87 £5.11
$11.00 £8.18
Beef Round Steak (1kg)
$15.39 £11.44
$9.27 £6.89
$20.59 £15.31
Apples (1kg)
$2.91 £2.16
$1.90 £1.41
$3.42 £2.54
Banana (1kg)
$1.55 £1.15
$1.08 £0.80
$3.86 £2.87
Oranges (1kg)
$2.52 £1.87
$1.85 £1.38
$4.05 £3.01
Tomato (1kg)
$3.66 £2.72
$2.75 £2.05
$5.50 £4.09
Potato (1kg)
$1.83 £1.36
$0.92 £0.68
$2.75 £2.05
Onion (1kg)
$1.72 £1.28
$1.30 £0.97
$2.65 £1.97
Lettuce (1 head)
$1.22 £0.91
$1.00 £0.75
$1.74 £1.29
Water (1.5 liter bottle)
$1.33 £0.99
$0.44 £0.33
$1.74 £1.29
Cigarettes 20 Pack (Marlboro, Camel)
$20.27 £15.07
$17.57 £13.06
$21.62 £16.07
Wine (Bottle)
$10.06 £7.48
$6.71 £4.99
$13.42 £9.98
Local Beer (0.5 liter bottle)
$3.06 £2.27
$1.08 £0.80
$4.79 £3.56
Imported Beer (0.33 liter bottle)
$2.80 £2.08
$1.35 £1.00
$4.06 £3.01
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.69 £2.00
$2.69 £2.00
$2.82 £2.10
Public Transport Monthly Pass (Regular Price)
$95.1 £70.7
$88.2 £65.5
$110 £82.0
Taxi Start (Normal Tariff)
$4.20 £3.12
$4.20 £3.12
$5.03 £3.74
Taxi (Normal Tariff) (1km)
$1.34 £1.00
$1.34 £1.00
$1.91 £1.42
Taxi 1hour Waiting (Normal Tariff)
$16.57 £12.32
$16.57 £12.32
$16.57 £12.32
Gasoline (1 liter)
$1.92 £1.43
$1.80 £1.34
$1.98 £1.47
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.8K £28.1K
$36.1K £26.8K
$37.8K £28.1K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.6K £28.7K
$37.2K £27.6K
$42.0K £31.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$286 £212
$227 £168
$400 £297
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.10 £13.45
$10.76 £8.00
$40.60 £30.18
Internet (50+ Mbps, Unlimited Data)
$41.90 £31.15
$33.78 £25.11
$67.6 £50.3
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$37.49 £27.87
$27.21 £20.23
$47.63 £35.40
Tennis Court (1 Hour on Weekend)
$17.07 £12.69
$13.66 £10.15
$17.07 £12.69
Cinema Ticket
$17.86 £13.27
$9.62 £7.15
$20.61 £15.32
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,604 £1,192
$1,069 £795
$2,005 £1,490
International Primary School, 1 Child (Yearly)
$16.6K £12.3K
$16.6K £12.3K
$16.6K £12.3K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$87.9 £65.4
$40.58 £30.16
$122 £90.5
Summer Dress (H&M, Zara, etc)
$51.4 £38.21
$33.05 £24.57
$62.0 £46.06
Sport Shoes (Adidas, Nike)
$127 £94.4
$96.1 £71.4
$172 £128
Men's Leather Business Shoes
$130 £96.7
$33.88 £25.18
$339 £252
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,195 £888
$999 £743
$1,599 £1,188
1-bedroom Apartment, Outside City Center (Monthly)
$786 £584
$673 £500
$1,076 £800
3-bedroom Apartment, City Center (Monthly)
$2,421 £1,799
$1,644 £1,222
$3,014 £2,241
3-bedroom Apartment, Outside City Center (Monthly)
$1,296 £963
$958 £712
$1,916 £1,424
Buy Apartment in City Center (m2)
$3,847 £2,860
$3,510 £2,609
$4,269 £3,173
Buy Apartment Outside City Center (m2)
$2,592 £1,926
$2,561 £1,904
$2,630 £1,955
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,424 £2,545
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.76
5
6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,195, dropping to $786 outside central areas. Housing accounts for roughly 35% of the average salary ($3,424) – well above the 30% international benchmark.

The average net salary is $3,424 – comfortably above monthly costs of $2,104. Most workers can save and live well. A comfortable lifestyle typically starts at $3,156.

Groceries cost around $297 per month for one person. A mid-range dinner for two is priced at $96.0 – above the European average of $75.0.

A monthly public transport pass costs about $95.1 – above the European average of $48.00.

Cost Highlights

Public transport monthly pass is more expensive than 91% of cities in Europe

Local beer is more expensive than 91% of cities in Europe

3-bedroom apartment, city center is more expensive than 91% of cities in Europe

Liverpool Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
City tags:
Cost of Living in Liverpool - Frequently Asked Questions
How does Liverpool stack up in terms of affordability for travelers, expats, and digital nomads, and who tends to get the best value?
Liverpool blends affordability with a strong cultural scene, making it appealing for travelers, expats, and digital nomads. For travelers, day-to-day costs – transit, casual meals, and sights – often stay reasonable when you explore beyond the obvious tourist zones. Expats can find rentals that offer good space relative to price, especially outside central pockets, while many neighborhoods balance pace with convenience. Digital nomads appreciate libraries, cafes, and growing coworking spaces with flexible terms. Cost of Living in Liverpool is influenced by location and seasonality, so plan around neighborhood choice. Tip: prioritize transit-friendly areas and test a few grocery shops to build a realistic budget.
What does daily life look like in practical terms for housing, food, transport, and coworking in Liverpool?
Housing search in Liverpool rewards flexibility: look beyond waterfront or central areas to find better-value apartments or rooms in shared flats, with convenient bus routes or a short walk to stations. For meals, combine occasional dine-out with affordable grocery runs and markets to stretch your budget. Transport is practical, with buses, trains, and cycling lanes; a transit pass or regular bike keeps costs predictable. Co-working spaces offer range – from quiet desks to day passes – so you can choose what fits your workflow. Liverpool living cost remains approachable for many, especially when you mix options and travel during off-peak periods. Tip: try coworking on trial days to compare value.
What factors contribute to overall quality of life and how can you budget effectively to fit different neighborhoods in Liverpool?
Quality of life in Liverpool blends access to culture, sport, and waterfront leisure with a practical pace. A simple budgeting framework helps: separate housing, daily living, and discretionary spend, then compare neighborhoods by transit times and local amenities. Save by shopping at markets, choosing a few regular eateries, and using a mix of public transport options. Seasonality matters: peak tourist months can raise prices on short-term rentals and services, while shoulder seasons feel smoother. To find your fit, stroll different quarters – from buzzing Baltic Triangle to leafy outer districts – and note what amenities matter most, from parks to cafe culture. Tip: set a monthly spending envelope and review it monthly.
Is Liverpool worth the cost of living?
Liverpool is mid-range – monthly costs with rent reach about $2,104. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.
Is Liverpool expensive to live in?
Liverpool sits squarely in the middle of the price spectrum – not cheap, not expensive. Monthly costs with rent tend to hover around $2,104, which most working professionals can handle without feeling financially squeezed.
What is the average salary in Liverpool?
After taxes, the average worker in Liverpool takes home about $3,424 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is rent high in Liverpool?
Rent in Liverpool is middle-of-the-road – 1-bedroom apartments fall between $786 and $1,195 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
Is food expensive in Liverpool?
Grocery spending in Liverpool lands around $297 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
How much is public transport in Liverpool?
Getting around Liverpool by public transport costs about $95.1 per month. A monthly pass generally covers buses, trams, and metro – much cheaper than owning a car for the daily commute.
Can a person live on $2,000 monthly in Liverpool?
$2,000 is below the $2,104 average in Liverpool, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Liverpool good for digital nomads?
Digital nomads flock to Liverpool for good reason: fast internet, vibrant nightlife, clean air. Monthly costs land around $2,104 depending on your setup – strong value for the connectivity and quality of life you get. Coworking spaces and nomad-friendly cafés round out the appeal.
How affordable is Liverpool?
Liverpool is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $2,104, a figure most working professionals can handle without major financial stress.
Is Liverpool good for backpackers?
Liverpool is doable for backpackers, though it takes more planning than cheaper destinations. Monthly costs average $2,104, so daily spending is moderate. Hostels, local food, and public transport keep things in check, but attractions and nightlife can push costs up.

Liverpool vs other spots: cost of living compared

Nearby cities

Similar cities