Last update: Oct 2026

Cost of Living Comparison Between La Massana and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,878 in La Massana, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in La Massana
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La Massana Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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La Massana

🇦🇩 Andorra

$1,878

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in La Massana and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in La Massana and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,878 in La Massana versus $934 in Cebu.

La Massana $1,878
Cebu $934

Estimated couple costs with rent: $2,858 in La Massana versus $1,415 in Cebu.

La Massana $2,858
Cebu $1,415

Monthly costs for a family of three with rent: $3,839 in La Massana versus $1,896 in Cebu.

La Massana $3,839
Cebu $1,896

Living in La Massana is roughly 101% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: La Massana is 40% above, Cebu is 30% below.

Meal at Budget Restaurant

$18.65 €16.64

$3.03 ₱190

515.51%

Three-Course Dinner for Two, Mid-Range

$67.1 €59.9

$23.48 ₱1,473

185.82%

Fast Food Meal (McDonalds, etc)

$16.78 €14.97

$4.09 ₱256

310.27%

Cappuccino

$3.28 €2.93

$2.52 ₱158

30.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 €1.81

$1.54 ₱96.9

31.82%

Water (0.33 liter bottle)

$1.72 €1.54

$0.49 ₱30.98

251.02%

Local Beer (0.5 liter draught)

$3.33 €2.98

$1.79 ₱112

86.03%

Imported Beer (0.33 liter bottle)

$4.51 €4.02

$2.26 ₱142

99.56%

Milk (1 liter)

$1.95 ₱122

White Bread (500g)

$1.43 ₱89.7

Rice (white) (1kg)

$1.02 ₱63.8

Eggs

$2.06 ₱129

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$4.61 ₱289

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

Banana (1kg)

$1.45 ₱90.9

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$1.54 ₱96.4

Potato (1kg)

$2.36 ₱148

Onion (1kg)

$1.99 ₱125

Lettuce (1 head)

$1.15 ₱72.1

Water (1.5 liter bottle)

$0.67 ₱42.15

Cigarettes 20 Pack (Marlboro, Camel)

$5.43 €4.85

$3.00 ₱188

81.00%

Wine (Bottle)

$6.35 ₱398

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.63 €1.45

$1.33 ₱83.5

22.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.7K €39.9K

$19.4K ₱1.2M

130.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$267 €238

$121 ₱7,563

121.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.72 €25.63

$14.45 ₱907

98.75%

Internet (50+ Mbps, Unlimited Data)

$58.4 €52.1

$28.29 ₱1,774

106.26%

Gym Membership (Monthly)

$115 €103

$32.68 ₱2,050

252.42%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$10.25 €9.15

$5.46 ₱342

87.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$596 €532

$273 ₱17.1K

118.11%

International Primary School, 1 Child (Yearly)

$14.8K €13.2K

$8,156 ₱511.5K

81.66%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$1,342 €1,197

$506 ₱31.7K

165.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,090 €973

$309 ₱19.4K

252.21%

3-bedroom Apartment, City Center (Monthly)

$2,760 €2,463

$1,052 ₱66.0K

162.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,231 €1,991

$619 ₱38.8K

260.40%

Buy Apartment in City Center (m2)

$5,460 €4,873

$2,915 ₱182.9K

87.28%

Buy Apartment Outside City Center (m2)

$4,754 €4,243

$1,867 ₱117.1K

154.63%

Average Monthly Net Salary (After Tax)

$2,882 €2,572

$341 ₱21.4K

744.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.2

7.2

-55.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for La Massana: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

La Massana

$1.1K 58.6%

Cebu

$309 33.5% 71.6% $780

Monthly Utilities & Internet

La Massana

$354 19%

Cebu

$163 17.7% 53.9% $191

Eating Out

La Massana

$280 15%

Cebu

$88 9.6% 68.4% $191

Sport & Entertainment

La Massana

$136 7.3%

Cebu

$44 4.7% 67.9% $92

Groceries & Markets

La Massana

- * 0%

Cebu

$210 22.7%

Getting Around

La Massana

- * 0%

Cebu

$15 1.7%

Clothing & Footwear

La Massana

- * 0%

Cebu

$95 10.2%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,342 in La Massana and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

La Massana pays 745% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out at a mid-range restaurant: $67.0 in La Massana vs $23.00 in Cebu for two.

Good to know

🇦🇩 La Massana

🇵🇭 Cebu

🕒 Local time

12:31 12:31 PM

18:31 6:31 PM

6 h ahead of La Massana

🌤 Weather

👥 Population

7,211

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

La Massana Cebu 11,730 km ≈ 15 h nonstop flight

From you

La Massana
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

La Massana vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, leisure, and utilities. The 101% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 745% higher in La Massana, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,342 in La Massana versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $23.00 versus $67.0 in La Massana. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $596 in La Massana versus $273 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $934 in Cebu versus $1,878 in La Massana, a $1,500 budget is realistic in Cebu but tight or insufficient in La Massana. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in La Massana, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, La Massana and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 101% less than in La Massana. Beyond cost, consider language, visa policies, and how big the international community is in each city.