Last update: Oct 2026

Cost of Living Comparison Between Cebu and La Massana

For one person, living is cheaper in Cebu: $934 a month against $1,878 in La Massana, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
113

Cost of Living Index in La Massana
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La Massana Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

La Massana

🇦🇩 Andorra

$1,878

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in La Massana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in La Massana actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,878 in La Massana.

Cebu $934
La Massana $1,878

Estimated couple costs with rent: $1,415 in Cebu versus $2,858 in La Massana.

Cebu $1,415
La Massana $2,858

Monthly costs for a family of three with rent: $1,896 in Cebu versus $3,839 in La Massana.

Cebu $1,896
La Massana $3,839

Living in Cebu costs roughly 50% less than in La Massana, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cebu is 30% below, La Massana is 40% above.

Meal at Budget Restaurant

$3.03 ₱190

$18.65 €16.64

-83.75%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$67.1 €59.9

-65.01%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$16.78 €14.97

-75.63%

Cappuccino

$2.52 ₱158

$3.28 €2.93

-23.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$2.03 €1.81

-24.14%

Water (0.33 liter bottle)

$0.49 ₱30.98

$1.72 €1.54

-71.51%

Local Beer (0.5 liter draught)

$1.79 ₱112

$3.33 €2.98

-46.25%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$4.51 €4.02

-49.89%

Milk (1 liter)

$1.95 ₱122

White Bread (500g)

$1.43 ₱89.7

Rice (white) (1kg)

$1.02 ₱63.8

Eggs

$2.06 ₱129

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$4.61 ₱289

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

Banana (1kg)

$1.45 ₱90.9

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$1.54 ₱96.4

Potato (1kg)

$2.36 ₱148

Onion (1kg)

$1.99 ₱125

Lettuce (1 head)

$1.15 ₱72.1

Water (1.5 liter bottle)

$0.67 ₱42.15

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$5.43 €4.85

-44.75%

Wine (Bottle)

$6.35 ₱398

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.33 ₱83.5

$1.63 €1.45

-18.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$44.7K €39.9K

-56.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$267 €238

-54.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$28.72 €25.63

-49.69%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$58.4 €52.1

-51.52%

Gym Membership (Monthly)

$32.68 ₱2,050

$115 €103

-71.62%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

$10.25 €9.15

-46.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$596 €532

-54.15%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$14.8K €13.2K

-44.95%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$1,342 €1,197

-62.31%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,090 €973

-71.61%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$2,760 €2,463

-61.89%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$2,231 €1,991

-72.25%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$5,460 €4,873

-46.60%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$4,754 €4,243

-60.73%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$2,882 €2,572

-88.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.2

125.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for La Massana: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

La Massana

$1.1K 58.6% 252% $780

Groceries & Markets

Cebu

$210 22.7%

La Massana

- * 0% 100%

Monthly Utilities & Internet

Cebu

$163 17.7%

La Massana

$354 19% 117% $191

Clothing & Footwear

Cebu

$95 10.2%

La Massana

- * 0% 100%

Eating Out

Cebu

$88 9.6%

La Massana

$280 15% 216% $191

Sport & Entertainment

Cebu

$44 4.7%

La Massana

$136 7.3% 211% $92

Getting Around

Cebu

$15 1.7%

La Massana

- * 0% 100%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $1,342 in La Massana. Housing cost is often the main lever when comparing two cities.

La Massana pays 745% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out at a mid-range restaurant: $23.00 in Cebu vs $67.0 in La Massana for two.

Good to know

🇵🇭 Cebu

🇦🇩 La Massana

🕒 Local time

18:45 6:45 PM

12:45 12:45 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

7,211

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu La Massana 11,730 km ≈ 15 h nonstop flight

From you

Cebu
La Massana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs La Massana: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, leisure, and utilities. The 101% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 745% lower in La Massana. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $1,342 in La Massana. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $23.00 versus $67.0 in La Massana. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $273 in Cebu versus $596 in La Massana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $934 in Cebu versus $1,878 in La Massana, a $1,500 budget is realistic in Cebu but tight or insufficient in La Massana. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in La Massana, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and La Massana are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 101% less than in La Massana. Beyond cost, consider language, visa policies, and how big the international community is in each city.