😐Monthly costs for one person with rent: $686 in La Ceiba versus $550 in Cofradia.
😐Estimated couple costs with rent: $1,054 in La Ceiba versus $902 in Cofradia.
😐Monthly costs for a family of three with rent: $1,423 in La Ceiba versus $1,253 in Cofradia.
😐Living in La Ceiba is roughly 25% more expensive than Cofradia, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: La Ceiba49% lower, Cofradia59% lower.
Currency
🍽 Eating Out
La Ceiba
Cofradia
Difference
Meal at Budget Restaurant
$4.07HNL 108
$3.94HNL 105
3.30%
Three-Course Dinner for Two, Mid-Range
$30.14HNL 803
$37.88HNL 1,010
-20.43%
Fast Food Meal(McDonalds, etc)
$6.85HNL 183
$7.66HNL 204
-10.57%
Cappuccino
-
$2.35HNL 62.6
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
-
$1.02HNL 27.19
-
Water(0.33 liter bottle)
-
$1.18HNL 31.50
-
Local Beer(0.5 liter draught)
$0.99HNL 26.39
$1.17HNL 31.14
-15.38%
Imported Beer(0.33 liter bottle)
$2.94HNL 78.4
$2.74HNL 73.0
7.30%
🛒 Groceries & Markets
La Ceiba
Cofradia
Difference
Milk(1 liter)
$1.39HNL 36.99
$1.40HNL 37.40
-0.71%
White Bread(500g)
$1.59HNL 42.27
$1.53HNL 40.67
3.92%
Rice(white)(1kg)
$1.39HNL 36.94
$1.28HNL 34.12
8.59%
Eggs
$1.60HNL 42.70
$0.85HNL 22.60
88.24%
Local Cheese(1kg)
$6.92HNL 184
$6.06HNL 161
14.19%
Chicken Fillets(1kg)
$5.76HNL 154
$3.70HNL 98.6
55.68%
Beef Round Steak(1kg)
$9.32HNL 248
$8.02HNL 214
16.21%
Apples(1kg)
$4.09HNL 109
$2.85HNL 75.8
43.51%
Banana(1kg)
$0.48HNL 12.78
$1.47HNL 39.06
-67.35%
Oranges(1kg)
-
$1.44HNL 38.41
-
Tomato(1kg)
$1.28HNL 34.21
$1.59HNL 42.34
-19.50%
Potato(1kg)
$1.29HNL 34.34
$1.59HNL 42.32
-18.87%
Onion(1kg)
$1.96HNL 52.3
$1.34HNL 35.73
46.27%
Lettuce(1 head)
$0.76HNL 20.13
$0.82HNL 21.83
-7.32%
Water(1.5 liter bottle)
$0.66HNL 17.46
$1.70HNL 45.27
-61.18%
Cigarettes 20 Pack(Marlboro, Camel)
$2.51HNL 67.0
$2.54HNL 67.7
-1.18%
Wine(Bottle)
$14.26HNL 380
-
-
Local Beer(0.5 liter bottle)
$1.10HNL 29.33
$1.21HNL 32.18
-9.09%
Imported Beer(0.33 liter bottle)
$1.61HNL 42.82
$1.83HNL 48.86
-12.02%
🚌 Getting Around
La Ceiba
Cofradia
Difference
One-way Ticket(Public Transport)
$0.55HNL 14.71
$0.74HNL 19.74
-25.68%
Public Transport Monthly Pass(Regular Price)
$57.3HNL 1,528
-
-
Taxi Start(Normal Tariff)
$1.08HNL 28.88
$4.31HNL 115
-74.94%
Taxi(Normal Tariff)(1km)
$1.44HNL 38.37
-
-
Taxi 1hour Waiting(Normal Tariff)
$3.78HNL 101
-
-
Gasoline(1 liter)
$1.11HNL 29.60
$0.95HNL 25.38
16.84%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$19.4KHNL 518.3K
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.5KHNL 518.8K
$19.3KHNL 514.2K
0.90%
🧾 Monthly Utilities & Internet
La Ceiba
Cofradia
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$130HNL 3,466
$80.8HNL 2,152
61.05%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$11.39HNL 304
$9.18HNL 245
24.07%
Internet(50+ Mbps, Unlimited Data)
$49.53HNL 1,320
$41.44HNL 1,104
19.52%
🎉 Sport & Entertainment
La Ceiba
Cofradia
Difference
Gym Membership(Monthly)
$32.78HNL 874
-
-
Tennis Court(1 Hour on Weekend)
$22.75HNL 606
-
-
Cinema Ticket
$3.56HNL 94.9
$5.74HNL 153
-37.98%
🧸 Childcare & Education
La Ceiba
Cofradia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$181HNL 4,820
$253HNL 6,745
-28.54%
International Primary School, 1 Child(Yearly)
$3,885HNL 103.5K
-
-
👕👟 Clothing & Footwear
La Ceiba
Cofradia
Difference
Jeans(Levis 501 Or Similar)
$17.53HNL 467
$39.07HNL 1,041
-55.13%
Summer Dress(H&M, Zara, etc)
$11.46HNL 306
$36.37HNL 969
-68.49%
Sport Shoes(Adidas, Nike)
$34.85HNL 929
$108HNL 2,869
-67.62%
Men's Leather Business Shoes
$49.66HNL 1,324
$103HNL 2,734
-51.59%
🏠 Accommodation & Living
La Ceiba
Cofradia
Difference
1-bedroom Apartment, City Center(Monthly)
$135HNL 3,595
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$83.2HNL 2,217
-
-
3-bedroom Apartment, City Center(Monthly)
$204HNL 5,441
$304HNL 8,116
-32.96%
3-bedroom Apartment, Outside City Center(Monthly)
$128HNL 3,407
-
-
Buy Apartment in City Center(m2)
$1,133HNL 30.2K
-
-
Buy Apartment Outside City Center(m2)
$744HNL 19.8K
-
-
💵 Salaries & Financials
La Ceiba
Cofradia
Difference
Average Monthly Net Salary(After Tax)
$563HNL 15.0K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.5
12
-4.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for La Ceiba: June 7, 2026
Last update for Cofradia: June 6, 2026
Cost Breakdown
🛒Dining out: $30.00 in La Ceiba vs $38.00 in Cofradia. Groceries flip the comparison at $205 vs $176, with Cofradia cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
La Ceiba vs Cofradia: Cost of Living - Frequently Asked Questions
Is Cofradia cheaper than La Ceiba?
Cofradia is cheaper overall, especially in Groceries & Markets, Getting Around, Monthly Utilities & Internet, Sport & Entertainment. The 25% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,029 in La Ceiba and $825 in Cofradia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do food prices compare in La Ceiba and Cofradia?
Supermarket bills run roughly 16% higher in La Ceiba. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in La Ceiba vs Cofradia?
All in, you'll spend $686 per month in La Ceiba versus $550 in Cofradia – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 enough for either La Ceiba or Cofradia?
Either city works on $1,000 a month, though Cofradia gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in La Ceiba or Cofradia?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, La Ceiba or Cofradia?
Safety-wise, La Ceiba and Cofradia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cofradia gentler on the wallet – expenses run 25% less than in La Ceiba. Beyond cost, consider language, visa policies, and how big the international community is in each city.