Cost of Living Comparison Between La Ceiba and Ubud, Bali Cost of Living Comparison Between La Ceiba and Ubud, Bali

Monthly Cost of Living

A single person spends $696 per month in La Ceiba vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,071 per month in La Ceiba vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,445 per month in La Ceiba vs $3,660 in Ubud, Bali, rent included.

La Ceiba is about 51% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

La Ceiba sits 48% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
La Ceiba
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.94 HNL 105
$3.56 Rp 63.7K
10.67%
Three-Course Dinner for Two, Mid-Range
$29.93 HNL 797
$32.73 Rp 584.5K
-8.55%
Fast Food Meal (McDonalds, etc)
$7.18 HNL 191
$4.95 Rp 88.4K
45.05%
Cappuccino
-
$2.71 Rp 48.4K
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
-
$1.34 Rp 24.0K
-
Water (0.33 liter bottle)
-
$0.70 Rp 12.5K
-
Local Beer (0.5 liter draught)
$0.97 HNL 25.92
$2.92 Rp 52.1K
-66.78%
Imported Beer (0.33 liter bottle)
$2.93 HNL 78.0
$3.96 Rp 70.7K
-26.01%
🛒 Groceries & Markets
La Ceiba
Ubud, Bali
Difference
Milk (1 liter)
$1.41 HNL 37.54
$1.81 Rp 32.3K
-22.10%
White Bread (500g)
$1.67 HNL 44.42
$2.52 Rp 45.0K
-33.73%
Rice (white) (1kg)
$1.42 HNL 37.83
$1.16 Rp 20.7K
22.41%
Eggs
$1.58 HNL 42.15
$2.46 Rp 43.9K
-35.77%
Local Cheese (1kg)
$7.13 HNL 190
$14.71 Rp 262.7K
-51.53%
Chicken Fillets (1kg)
$5.67 HNL 151
$4.32 Rp 77.1K
31.25%
Beef Round Steak (1kg)
$9.42 HNL 251
$12.14 Rp 216.7K
-22.41%
Apples (1kg)
$4.08 HNL 109
$3.84 Rp 68.6K
6.25%
Banana (1kg)
$0.52 HNL 13.81
$1.56 Rp 27.8K
-66.67%
Oranges (1kg)
-
$2.83 Rp 50.6K
-
Tomato (1kg)
$1.24 HNL 32.96
$2.33 Rp 41.5K
-46.78%
Potato (1kg)
$1.35 HNL 35.98
$1.91 Rp 34.2K
-29.32%
Onion (1kg)
$1.90 HNL 50.5
$2.20 Rp 39.3K
-13.64%
Lettuce (1 head)
$0.77 HNL 20.38
$1.01 Rp 18.1K
-23.76%
Water (1.5 liter bottle)
$0.70 HNL 18.66
$0.78 Rp 13.8K
-10.26%
Cigarettes 20 Pack (Marlboro, Camel)
$2.41 HNL 64.1
$3.32 Rp 59.2K
-27.41%
Wine (Bottle)
$14.37 HNL 383
$23.74 Rp 423.9K
-39.47%
Local Beer (0.5 liter bottle)
$1.05 HNL 27.89
$2.79 Rp 49.8K
-62.37%
Imported Beer (0.33 liter bottle)
$1.61 HNL 42.91
$2.86 Rp 51.1K
-43.71%
🚌 Getting Around
La Ceiba
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.60 HNL 16.05
$0.27 Rp 4,800
122.22%
Public Transport Monthly Pass (Regular Price)
$58.0 HNL 1,543
$8.03 Rp 143.4K
621.67%
Taxi Start (Normal Tariff)
$1.04 HNL 27.68
$0.46 Rp 8,150
126.09%
Taxi (Normal Tariff) (1km)
$1.42 HNL 37.74
$0.45 Rp 8,037
215.56%
Taxi 1hour Waiting (Normal Tariff)
$3.90 HNL 104
$6.10 Rp 108.9K
-36.07%
Gasoline (1 liter)
$1.12 HNL 29.70
$0.79 Rp 14.2K
41.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$26.1K Rp 467.0M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.3K HNL 512.6K
$32.1K Rp 573.6M
-40.07%
🧾 Monthly Utilities & Internet
La Ceiba
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$130 HNL 3,460
$79.9 Rp 1.4M
62.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.13 HNL 296
$4.06 Rp 72.6K
174.14%
Internet (50+ Mbps, Unlimited Data)
$50.3 HNL 1,339
$23.52 Rp 420.0K
113.86%
🎉 Sport & Entertainment
La Ceiba
Ubud, Bali
Difference
Gym Membership (Monthly)
$32.46 HNL 864
$98.7 Rp 1.8M
-67.11%
Tennis Court (1 Hour on Weekend)
$23.44 HNL 624
$6.63 Rp 118.4K
253.54%
Cinema Ticket
$3.52 HNL 93.9
$4.15 Rp 74.1K
-15.18%
🧸 Childcare & Education
La Ceiba
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$178 HNL 4,747
$304 Rp 5.4M
-41.35%
International Primary School, 1 Child (Yearly)
$3,938 HNL 104.9K
$6,613 Rp 118.1M
-40.45%
👕👟 Clothing & Footwear
La Ceiba
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$17.27 HNL 460
$55.5 Rp 991.8K
-68.91%
Summer Dress (H&M, Zara, etc)
$11.48 HNL 306
$38.31 Rp 684.1K
-70.03%
Sport Shoes (Adidas, Nike)
$34.72 HNL 924
$88.6 Rp 1.6M
-60.81%
Men's Leather Business Shoes
$50.5 HNL 1,345
$77.9 Rp 1.4M
-35.15%
🏠 Accommodation & Living
La Ceiba
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$136 HNL 3,625
$1,006 Rp 18.0M
-86.47%
1-bedroom Apartment, Outside City Center (Monthly)
$82.3 HNL 2,191
$675 Rp 12.1M
-87.81%
3-bedroom Apartment, City Center (Monthly)
$200 HNL 5,335
$3,442 Rp 61.5M
-94.18%
3-bedroom Apartment, Outside City Center (Monthly)
$127 HNL 3,394
$2,039 Rp 36.4M
-93.75%
Buy Apartment in City Center (m2)
$1,134 HNL 30.2K
$2,841 Rp 50.7M
-60.10%
Buy Apartment Outside City Center (m2)
$748 HNL 19.9K
$2,264 Rp 40.4M
-66.95%
💵 Salaries & Financials
La Ceiba
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$570 HNL 15.2K
$165 Rp 3.0M
245.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.5
13.28
-13.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for La Ceiba: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $136 in La Ceiba versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 245% higher in La Ceiba, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30.00 in La Ceiba versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $207 vs $302 – making La Ceiba the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
La Ceiba vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in La Ceiba and Ubud, Bali compare overall?
Monthly costs with rent: $696 in La Ceiba, $1,419 in Ubud, Bali – roughly 104% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in La Ceiba compared to Ubud, Bali?
For a comfortable life, plan on about $1,044 per month in La Ceiba and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between La Ceiba and Ubud, Bali?
Rent is clearly cheaper in La Ceiba, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $30.00 in La Ceiba and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: La Ceiba or Ubud, Bali?
Monthly expenses with rent come to $696 in La Ceiba and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in La Ceiba, where all-in costs run around $696, than in Ubud, Bali at $1,419. In La Ceiba it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between La Ceiba and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $696 in La Ceiba to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is La Ceiba or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between La Ceiba and Ubud, Bali?
If budget matters most, go with La Ceiba. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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