Cost of Living Comparison Between Kumasi and Ubud, Bali Cost of Living Comparison Between Kumasi and Ubud, Bali

Monthly Cost of Living

A single person spends $440 per month in Kumasi vs $1,438 in Ubud, Bali, rent included.

A couple spends around $721 per month in Kumasi vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,003 per month in Kumasi vs $3,732 in Ubud, Bali, rent included.

Kumasi is about 69% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Kumasi sits 67% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.79 GHS 31.15

$3.57 Rp 61.6K

-21.85%

Three-Course Dinner for Two, Mid-Range

$32.18 GHS 359

$32.58 Rp 562.6K

-1.23%

Fast Food Meal (McDonalds, etc)

$7.85 GHS 87.6

$5.07 Rp 87.5K

54.83%

Cappuccino

$0.87 GHS 9.72

$2.83 Rp 48.8K

-69.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 GHS 6.74

$1.34 Rp 23.1K

-55.22%

Water (0.33 liter bottle)

$0.23 GHS 2.57

$0.69 Rp 12.0K

-66.67%

Local Beer (0.5 liter draught)

$0.83 GHS 9.24

$2.99 Rp 51.6K

-72.24%

Imported Beer (0.33 liter bottle)

$1.54 GHS 17.21

$3.85 Rp 66.4K

-60.00%

Milk (1 liter)

$1.79 GHS 20.02

$1.74 Rp 30.1K

2.87%

White Bread (500g)

$1.44 GHS 16.09

$2.54 Rp 43.8K

-43.31%

Rice (white) (1kg)

$1.63 GHS 18.18

$1.19 Rp 20.6K

36.97%

Eggs

$2.19 GHS 24.40

$2.43 Rp 41.9K

-9.88%

Local Cheese (1kg)

$5.75 GHS 64.1

$14.66 Rp 253.2K

-60.78%

Chicken Fillets (1kg)

$4.40 GHS 49.06

$4.18 Rp 72.1K

5.26%

Beef Round Steak (1kg)

$4.91 GHS 54.8

$11.94 Rp 206.1K

-58.88%

Apples (1kg)

$1.67 GHS 18.67

$3.69 Rp 63.6K

-54.74%

Banana (1kg)

$0.81 GHS 9.00

$1.61 Rp 27.7K

-49.69%

Oranges (1kg)

$0.78 GHS 8.70

$2.69 Rp 46.4K

-71.00%

Tomato (1kg)

$1.89 GHS 21.11

$2.33 Rp 40.2K

-18.88%

Potato (1kg)

$1.68 GHS 18.77

$1.91 Rp 32.9K

-12.04%

Onion (1kg)

$1.13 GHS 12.59

$2.19 Rp 37.7K

-48.40%

Lettuce (1 head)

$0.74 GHS 8.30

$1.06 Rp 18.3K

-30.19%

Water (1.5 liter bottle)

$0.48 GHS 5.34

$0.72 Rp 12.5K

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$0.85 GHS 9.49

$3.13 Rp 54.1K

-72.84%

Wine (Bottle)

$1.25 GHS 13.99

$23.49 Rp 405.6K

-94.68%

Local Beer (0.5 liter bottle)

$1.11 GHS 12.35

$2.74 Rp 47.3K

-59.49%

Imported Beer (0.33 liter bottle)

$1.89 GHS 21.14

$2.88 Rp 49.7K

-34.38%

One-way Ticket (Public Transport)

$0.39 GHS 4.31

$0.29 Rp 5,010

34.48%

Public Transport Monthly Pass (Regular Price)

$20.12 GHS 225

$8.17 Rp 141.0K

146.27%

Taxi Start (Normal Tariff)

$0.80 GHS 8.96

$0.45 Rp 7,834

77.78%

Taxi (Normal Tariff) (1km)

$1.22 GHS 13.57

$0.42 Rp 7,278

190.48%

Taxi 1hour Waiting (Normal Tariff)

$1.69 GHS 18.85

$6.16 Rp 106.3K

-72.56%

Gasoline (1 liter)

$1.10 GHS 12.23

$0.84 Rp 14.5K

30.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,058 GHS 89.9K

$26.2K Rp 453.1M

-69.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,490 GHS 105.9K

$32.5K Rp 560.8M

-70.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$40.42 GHS 451

$78.4 Rp 1.4M

-48.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.03 GHS 145

$3.95 Rp 68.2K

229.87%

Internet (50+ Mbps, Unlimited Data)

$38.10 GHS 425

$24.40 Rp 421.4K

56.15%

Gym Membership (Monthly)

$28.57 GHS 319

$96.5 Rp 1.7M

-70.41%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

Cinema Ticket

$9.50 GHS 106

$4.04 Rp 69.7K

135.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.1 GHS 805

$303 Rp 5.2M

-76.18%

International Primary School, 1 Child (Yearly)

$5,431 GHS 60.6K

$6,523 Rp 112.6M

-16.74%

Jeans (Levis 501 Or Similar)

$14.38 GHS 161

$53.8 Rp 929.5K

-73.29%

Summer Dress (H&M, Zara, etc)

$18.52 GHS 207

$37.98 Rp 655.8K

-51.24%

Sport Shoes (Adidas, Nike)

$28.81 GHS 322

$86.8 Rp 1.5M

-66.79%

Men's Leather Business Shoes

$41.09 GHS 459

$78.9 Rp 1.4M

-47.90%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$314 GHS 3,509

$173 Rp 3.0M

81.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

13.28

91.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumasi: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

Salaries run about 82% higher in Kumasi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Kumasi versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $155 vs $298 – making Kumasi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kumasi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $440 in Kumasi, $1,438 in Ubud, Bali – roughly 227% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $659 per month in Kumasi and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 92% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Kumasi and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kumasi, where all-in costs run around $440, than in Ubud, Bali at $1,438. In Kumasi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $440 in Kumasi to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.