Cost of Living Comparison Between Kumasi and Ubud, Bali Cost of Living Comparison Between Kumasi and Ubud, Bali

Monthly Cost of Living

A single person spends $502 per month in Kumasi vs $1,374 in Ubud, Bali, rent included.

A couple spends around $822 per month in Kumasi vs $2,313 in Ubud, Bali, rent included.

A family of three spends $1,142 per month in Kumasi vs $3,252 in Ubud, Bali, rent included.

Kumasi is about 63% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Kumasi sits 63% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 GHS 40.15

$3.32 Rp 59.8K

3.61%

Three-Course Dinner for Two, Mid-Range

$34.06 GHS 398

$35.33 Rp 635.6K

-3.59%

Fast Food Meal (McDonalds, etc)

$10.35 GHS 121

$5.33 Rp 95.9K

94.18%

Cappuccino

$1.05 GHS 12.20

$2.75 Rp 49.5K

-61.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 GHS 7.92

$1.73 Rp 31.1K

-60.69%

Water (0.33 liter bottle)

$0.25 GHS 2.91

$0.80 Rp 14.4K

-68.75%

Local Beer (0.5 liter draught)

$0.93 GHS 10.81

$2.95 Rp 53.0K

-68.47%

Imported Beer (0.33 liter bottle)

$1.75 GHS 20.39

$4.44 Rp 79.9K

-60.59%

Milk (1 liter)

$1.85 GHS 21.57

$1.50 Rp 27.0K

23.33%

White Bread (500g)

$1.77 GHS 20.62

$2.30 Rp 41.3K

-23.04%

Rice (white) (1kg)

$1.74 GHS 20.33

$1.10 Rp 19.8K

58.18%

Eggs

$2.43 GHS 28.33

$2.16 Rp 38.9K

12.50%

Local Cheese (1kg)

$5.64 GHS 65.8

$17.09 Rp 307.4K

-67.00%

Chicken Fillets (1kg)

$4.61 GHS 53.8

$3.88 Rp 69.8K

18.81%

Beef Round Steak (1kg)

$5.04 GHS 58.8

$11.92 Rp 214.4K

-57.72%

Apples (1kg)

$1.70 GHS 19.88

$3.57 Rp 64.1K

-52.38%

Banana (1kg)

$0.82 GHS 9.56

$1.58 Rp 28.5K

-48.10%

Oranges (1kg)

$0.84 GHS 9.78

$2.36 Rp 42.5K

-64.41%

Tomato (1kg)

$2.11 GHS 24.61

$1.97 Rp 35.4K

7.11%

Potato (1kg)

$1.76 GHS 20.59

$1.81 Rp 32.5K

-2.76%

Onion (1kg)

$1.32 GHS 15.41

$2.39 Rp 43.0K

-44.77%

Lettuce (1 head)

$0.71 GHS 8.34

$1.02 Rp 18.3K

-30.39%

Water (1.5 liter bottle)

$0.60 GHS 7.03

$0.49 Rp 8,841

22.45%

Cigarettes 20 Pack (Marlboro, Camel)

$0.83 GHS 9.72

$2.25 Rp 40.4K

-63.11%

Wine (Bottle)

$1.31 GHS 15.32

$22.30 Rp 401.2K

-94.13%

Local Beer (0.5 liter bottle)

$1.29 GHS 15.07

$2.37 Rp 42.6K

-45.57%

Imported Beer (0.33 liter bottle)

$2.32 GHS 27.05

$2.90 Rp 52.1K

-20.00%

One-way Ticket (Public Transport)

$0.55 GHS 6.36

$0.25 Rp 4,482

120.00%

Public Transport Monthly Pass (Regular Price)

$20.60 GHS 240

$8.55 Rp 153.9K

140.94%

Taxi Start (Normal Tariff)

$0.84 GHS 9.76

$0.44 Rp 7,950

90.91%

Taxi (Normal Tariff) (1km)

$1.27 GHS 14.80

$0.42 Rp 7,598

202.38%

Taxi 1hour Waiting (Normal Tariff)

$1.74 GHS 20.32

$5.66 Rp 101.9K

-69.26%

Gasoline (1 liter)

$1.11 GHS 12.98

$0.81 Rp 14.7K

37.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,012 GHS 93.5K

$23.7K Rp 427.1M

-66.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,885 GHS 115.4K

$31.0K Rp 557.4M

-68.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.52 GHS 496

$82.3 Rp 1.5M

-48.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.59 GHS 229

$6.30 Rp 113.3K

210.95%

Internet (50+ Mbps, Unlimited Data)

$42.45 GHS 495

$18.63 Rp 335.3K

127.86%

Gym Membership (Monthly)

$30.11 GHS 351

$54.7 Rp 984.7K

-44.98%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 331.9K

Cinema Ticket

$12.82 GHS 150

$4.24 Rp 76.3K

202.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$465 GHS 5,422

$484 Rp 8.7M

-4.02%

International Primary School, 1 Child (Yearly)

$5,423 GHS 63.3K

$5,590 Rp 100.6M

-3.00%

Jeans (Levis 501 Or Similar)

$14.61 GHS 171

$45.77 Rp 823.5K

-68.08%

Summer Dress (H&M, Zara, etc)

$18.26 GHS 213

$35.69 Rp 642.2K

-48.84%

Sport Shoes (Adidas, Nike)

$36.32 GHS 424

$78.3 Rp 1.4M

-53.61%

Men's Leather Business Shoes

$53.6 GHS 625

$80.1 Rp 1.4M

-33.13%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 63.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.4M

Buy Apartment in City Center (m2)

$2,788 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.6M

Average Monthly Net Salary (After Tax)

$408 GHS 4,759

$165 Rp 3.0M

147.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

13.78

94.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumasi: September 26, 2026

Last update for Ubud, Bali: September 28, 2026

Cost Breakdown

Salaries run about 147% higher in Kumasi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $34.00 in Kumasi versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $167 vs $286 – making Kumasi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kumasi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $502 in Kumasi, $1,374 in Ubud, Bali – roughly 174% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $753 per month in Kumasi and $2,062 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 72% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $34.00 in Kumasi and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kumasi, where all-in costs run around $502, than in Ubud, Bali at $1,374. In Kumasi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $502 in Kumasi to $1,374 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.