Cost of Living Comparison Between Kumasi and Ubud, Bali Cost of Living Comparison Between Kumasi and Ubud, Bali

Monthly Cost of Living

A single person spends $441 per month in Kumasi vs $1,392 in Ubud, Bali, rent included.

A couple spends around $735 per month in Kumasi vs $2,557 in Ubud, Bali, rent included.

A family of three spends $1,030 per month in Kumasi vs $3,723 in Ubud, Bali, rent included.

Kumasi is about 68% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Kumasi sits 67% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.82 GHS 32.95

$3.57 Rp 64.5K

-21.01%

Three-Course Dinner for Two, Mid-Range

$31.97 GHS 373

$32.32 Rp 583.4K

-1.08%

Fast Food Meal (McDonalds, etc)

$7.59 GHS 88.6

$5.01 Rp 90.4K

51.50%

Cappuccino

$0.81 GHS 9.48

$2.82 Rp 51.0K

-71.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 GHS 7.10

$1.35 Rp 24.4K

-54.81%

Water (0.33 liter bottle)

$0.21 GHS 2.44

$0.73 Rp 13.2K

-71.23%

Local Beer (0.5 liter draught)

$0.90 GHS 10.53

$2.93 Rp 53.0K

-69.28%

Imported Beer (0.33 liter bottle)

$1.54 GHS 17.97

$3.94 Rp 71.1K

-60.91%

Milk (1 liter)

$1.79 GHS 20.87

$1.78 Rp 32.1K

0.56%

White Bread (500g)

$1.49 GHS 17.44

$2.45 Rp 44.2K

-39.18%

Rice (white) (1kg)

$1.67 GHS 19.50

$1.15 Rp 20.7K

45.22%

Eggs

$2.18 GHS 25.45

$2.41 Rp 43.6K

-9.54%

Local Cheese (1kg)

$5.90 GHS 68.9

$14.33 Rp 258.7K

-58.83%

Chicken Fillets (1kg)

$4.44 GHS 51.9

$4.19 Rp 75.6K

5.97%

Beef Round Steak (1kg)

$4.69 GHS 54.8

$12.06 Rp 217.7K

-61.11%

Apples (1kg)

$1.68 GHS 19.66

$3.64 Rp 65.7K

-53.85%

Banana (1kg)

$0.80 GHS 9.36

$1.57 Rp 28.3K

-49.04%

Oranges (1kg)

$0.80 GHS 9.34

$2.79 Rp 50.3K

-71.33%

Tomato (1kg)

$1.97 GHS 22.95

$2.24 Rp 40.5K

-12.05%

Potato (1kg)

$1.68 GHS 19.60

$1.98 Rp 35.7K

-15.15%

Onion (1kg)

$1.12 GHS 13.11

$2.28 Rp 41.1K

-50.88%

Lettuce (1 head)

$0.80 GHS 9.37

$1.05 Rp 19.0K

-23.81%

Water (1.5 liter bottle)

$0.48 GHS 5.59

$0.79 Rp 14.2K

-39.24%

Cigarettes 20 Pack (Marlboro, Camel)

$0.84 GHS 9.82

$3.19 Rp 57.6K

-73.67%

Wine (Bottle)

$1.30 GHS 15.19

$23.49 Rp 424.1K

-94.47%

Local Beer (0.5 liter bottle)

$1.13 GHS 13.17

$2.90 Rp 52.3K

-61.03%

Imported Beer (0.33 liter bottle)

$1.86 GHS 21.75

$2.76 Rp 49.7K

-32.61%

One-way Ticket (Public Transport)

$0.42 GHS 4.88

$0.27 Rp 4,813

55.56%

Public Transport Monthly Pass (Regular Price)

$19.90 GHS 232

$8.37 Rp 151.1K

137.75%

Taxi Start (Normal Tariff)

$0.83 GHS 9.70

$0.45 Rp 8,167

84.44%

Taxi (Normal Tariff) (1km)

$1.17 GHS 13.63

$0.46 Rp 8,298

154.35%

Taxi 1hour Waiting (Normal Tariff)

$1.62 GHS 18.96

$6.07 Rp 109.6K

-73.31%

Gasoline (1 liter)

$1.10 GHS 12.88

$0.86 Rp 15.6K

27.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,848 GHS 91.7K

$26.6K Rp 480.0M

-70.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,763 GHS 114.0K

$32.5K Rp 587.6M

-70.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.21 GHS 481

$79.0 Rp 1.4M

-47.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.12 GHS 153

$4.09 Rp 73.9K

220.78%

Internet (50+ Mbps, Unlimited Data)

$38.15 GHS 446

$23.85 Rp 430.5K

59.96%

Gym Membership (Monthly)

$28.31 GHS 331

$98.8 Rp 1.8M

-71.34%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$9.49 GHS 111

$4.01 Rp 72.3K

136.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.2 GHS 843

$297 Rp 5.4M

-75.72%

International Primary School, 1 Child (Yearly)

$5,498 GHS 64.2K

$6,602 Rp 119.2M

-16.72%

Jeans (Levis 501 Or Similar)

$14.42 GHS 168

$53.4 Rp 964.5K

-73.01%

Summer Dress (H&M, Zara, etc)

$19.03 GHS 222

$38.11 Rp 688.1K

-50.07%

Sport Shoes (Adidas, Nike)

$28.90 GHS 338

$88.7 Rp 1.6M

-67.40%

Men's Leather Business Shoes

$40.66 GHS 475

$76.6 Rp 1.4M

-46.93%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$308 GHS 3,592

$164 Rp 3.0M

87.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

13.28

91.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumasi: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

Salaries run about 88% higher in Kumasi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Kumasi versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $157 vs $298 – making Kumasi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kumasi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $441 in Kumasi, $1,392 in Ubud, Bali – roughly 215% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $662 per month in Kumasi and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 90% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Kumasi and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kumasi, where all-in costs run around $441, than in Ubud, Bali at $1,392. In Kumasi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $441 in Kumasi to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.