Cost of Living Comparison Between Ubud, Bali and Kumasi Cost of Living Comparison Between Ubud, Bali and Kumasi

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $429 in Kumasi, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $717 in Kumasi, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,006 in Kumasi, rent included.

Ubud, Bali costs about 228% more than Kumasi, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Kumasi is 68% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$2.78 GHS 30.63

28.42%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$32.23 GHS 355

0.84%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$7.75 GHS 85.2

-37.29%

Cappuccino

$2.75 Rp 49.2K

$0.82 GHS 9.07

235.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.55 GHS 6.09

140.00%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.21 GHS 2.30

233.33%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$0.83 GHS 9.09

250.60%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.59 GHS 17.52

138.36%

Milk (1 liter)

$1.71 Rp 30.6K

$1.78 GHS 19.56

-3.93%

White Bread (500g)

$2.47 Rp 44.3K

$1.49 GHS 16.38

65.77%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.66 GHS 18.28

-27.71%

Eggs

$2.44 Rp 43.8K

$2.18 GHS 24.02

11.93%

Local Cheese (1kg)

$14.38 Rp 257.7K

$5.74 GHS 63.2

150.52%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$4.46 GHS 49.04

-3.36%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$4.97 GHS 54.7

145.67%

Apples (1kg)

$3.68 Rp 66.0K

$1.67 GHS 18.39

120.36%

Banana (1kg)

$1.55 Rp 27.8K

$0.78 GHS 8.58

98.72%

Oranges (1kg)

$2.79 Rp 49.9K

$0.78 GHS 8.60

257.69%

Tomato (1kg)

$2.33 Rp 41.8K

$1.98 GHS 21.82

17.68%

Potato (1kg)

$1.97 Rp 35.3K

$1.69 GHS 18.55

16.57%

Onion (1kg)

$2.31 Rp 41.4K

$1.14 GHS 12.51

102.63%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.76 GHS 8.35

39.47%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.52 GHS 5.68

40.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$0.78 GHS 8.58

320.51%

Wine (Bottle)

$22.79 Rp 408.4K

$1.24 GHS 13.60

1737.90%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.12 GHS 12.29

150.89%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.86 GHS 20.50

49.46%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.39 GHS 4.28

-25.64%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$19.86 GHS 218

-59.42%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.84 GHS 9.27

-46.43%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.17 GHS 12.90

-61.54%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$1.60 GHS 17.61

290.00%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.10 GHS 12.12

-22.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$7,965 GHS 87.6K

226.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$9,648 GHS 106.1K

228.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$40.78 GHS 449

98.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$13.14 GHS 145

-69.10%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$37.13 GHS 408

-34.23%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$28.70 GHS 316

240.31%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$9.47 GHS 104

-57.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$72.0 GHS 792

322.44%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$5,500 GHS 60.5K

20.37%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$14.78 GHS 163

266.91%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$18.51 GHS 204

109.51%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$29.41 GHS 324

192.89%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$41.83 GHS 460

83.29%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$313 GHS 3,445

-47.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

25.4

-47.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kumasi: June 7, 2026

Cost Breakdown

Salaries run about 92% higher in Kumasi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $32.00 in Kumasi. Monthly groceries follow the same trend: $297 vs $157 – making Kumasi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kumasi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,404 in Ubud, Bali, $429 in Kumasi – roughly 228% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $643 in Kumasi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 89% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $32.00 in Kumasi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kumasi, where all-in costs run around $429, than in Ubud, Bali at $1,404. In Kumasi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $429 in Kumasi to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.