Cost of Living Comparison Between Ubud, Bali and Kumasi Cost of Living Comparison Between Ubud, Bali and Kumasi

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $512 in Kumasi, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $844 in Kumasi, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,176 in Kumasi, rent included.

Ubud, Bali costs about 167% more than Kumasi, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Kumasi is 63% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$3.55 GHS 40.73

-3.10%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$35.33 GHS 406

2.77%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$10.74 GHS 123

-46.83%

Cappuccino

$2.67 Rp 47.3K

$1.09 GHS 12.56

144.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.73 GHS 8.43

139.73%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.27 GHS 3.13

222.22%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$0.99 GHS 11.39

197.98%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.78 GHS 20.40

153.93%

Milk (1 liter)

$1.62 Rp 28.7K

$1.90 GHS 21.78

-14.74%

White Bread (500g)

$2.33 Rp 41.3K

$1.70 GHS 19.53

37.06%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.72 GHS 19.69

-35.47%

Eggs

$2.20 Rp 39.0K

$2.44 GHS 27.96

-9.84%

Local Cheese (1kg)

$17.69 Rp 313.3K

$5.85 GHS 67.2

202.39%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$4.49 GHS 51.5

-8.69%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$5.00 GHS 57.4

143.60%

Apples (1kg)

$3.71 Rp 65.6K

$1.71 GHS 19.62

116.96%

Banana (1kg)

$1.59 Rp 28.1K

$0.90 GHS 10.38

76.67%

Oranges (1kg)

$2.28 Rp 40.4K

$0.84 GHS 9.62

171.43%

Tomato (1kg)

$1.95 Rp 34.6K

$2.21 GHS 25.33

-11.76%

Potato (1kg)

$1.91 Rp 33.7K

$1.69 GHS 19.43

13.02%

Onion (1kg)

$2.33 Rp 41.3K

$1.35 GHS 15.48

72.59%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.77 GHS 8.82

31.17%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.61 GHS 6.98

-9.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$0.85 GHS 9.79

162.35%

Wine (Bottle)

$23.07 Rp 408.6K

$1.28 GHS 14.70

1702.34%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.28 GHS 14.70

89.06%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.34 GHS 26.84

28.21%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.53 GHS 6.11

-49.06%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$20.67 GHS 237

-56.56%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.84 GHS 9.67

-42.86%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.34 GHS 15.33

-67.91%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.76 GHS 20.22

220.45%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.11 GHS 12.78

-27.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$8,149 GHS 93.6K

206.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$9,811 GHS 112.6K

223.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$43.15 GHS 495

88.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$19.77 GHS 227

-67.17%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$43.20 GHS 496

-56.55%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$30.53 GHS 351

86.28%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$13.01 GHS 149

-65.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$458 GHS 5,257

4.98%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$5,431 GHS 62.3K

5.16%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$14.62 GHS 168

211.35%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$19.24 GHS 221

86.49%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$36.89 GHS 424

117.92%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$54.0 GHS 620

45.58%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$420 GHS 4,825

-60.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

26.75

-48.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kumasi: September 15, 2026

Cost Breakdown

Salaries run about 150% higher in Kumasi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $35.00 in Kumasi. Monthly groceries follow the same trend: $295 vs $168 – making Kumasi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kumasi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $512 in Kumasi – roughly 167% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $768 in Kumasi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 76% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $35.00 in Kumasi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kumasi, where all-in costs run around $512, than in Ubud, Bali at $1,368. In Kumasi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $512 in Kumasi to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.