Cost of Living Comparison Between Accra and Kumasi Cost of Living Comparison Between Accra and Kumasi

Monthly Cost of Living

A single person spends $753 per month in Accra vs $434 in Kumasi, rent included.

A couple spends around $1,296 per month in Accra vs $725 in Kumasi, rent included.

A family of three spends $1,838 per month in Accra vs $1,016 in Kumasi, rent included.

Accra costs about 74% more than Kumasi, driven mainly by Groceries & Markets.

Both Accra and Kumasi are more affordable than the global median – Accra 44% lower, Kumasi 68% lower.

Meal at Budget Restaurant

$4.40 GHS 48.94

$2.82 GHS 31.39

56.03%

Three-Course Dinner for Two, Mid-Range

$47.69 GHS 531

$32.66 GHS 364

46.02%

Fast Food Meal (McDonalds, etc)

$7.73 GHS 86.1

$7.63 GHS 84.9

1.31%

Cappuccino

$3.50 GHS 38.93

$0.89 GHS 9.89

293.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.97 GHS 10.81

$0.56 GHS 6.19

73.21%

Water (0.33 liter bottle)

$0.35 GHS 3.85

$0.21 GHS 2.34

66.67%

Local Beer (0.5 liter draught)

$1.56 GHS 17.36

$0.87 GHS 9.72

79.31%

Imported Beer (0.33 liter bottle)

$2.47 GHS 27.52

$1.61 GHS 17.86

53.42%

Milk (1 liter)

$3.49 GHS 38.79

$1.71 GHS 18.98

104.09%

White Bread (500g)

$1.50 GHS 16.70

$1.48 GHS 16.50

1.35%

Rice (white) (1kg)

$2.35 GHS 26.13

$1.61 GHS 17.91

45.96%

Eggs

$2.30 GHS 25.61

$2.17 GHS 24.13

5.99%

Local Cheese (1kg)

$11.31 GHS 126

$5.67 GHS 63.1

99.47%

Chicken Fillets (1kg)

$4.63 GHS 51.6

$4.38 GHS 48.79

5.71%

Beef Round Steak (1kg)

$6.09 GHS 67.8

$4.95 GHS 55.1

23.03%

Apples (1kg)

$2.95 GHS 32.80

$1.63 GHS 18.15

80.98%

Banana (1kg)

$1.46 GHS 16.20

$0.79 GHS 8.81

84.81%

Oranges (1kg)

$1.64 GHS 18.20

$0.84 GHS 9.33

95.24%

Tomato (1kg)

$3.18 GHS 35.41

$1.89 GHS 21.08

68.25%

Potato (1kg)

$3.12 GHS 34.71

$1.68 GHS 18.70

85.71%

Onion (1kg)

$2.42 GHS 26.91

$1.09 GHS 12.11

122.02%

Lettuce (1 head)

$0.75 GHS 8.33

$0.81 GHS 8.99

-7.41%

Water (1.5 liter bottle)

$0.49 GHS 5.45

$0.48 GHS 5.36

2.08%

Cigarettes 20 Pack (Marlboro, Camel)

$1.63 GHS 18.16

$0.78 GHS 8.67

108.97%

Wine (Bottle)

$6.52 GHS 72.6

$1.28 GHS 14.21

409.37%

Local Beer (0.5 liter bottle)

$1.13 GHS 12.55

$1.17 GHS 13.02

-3.42%

Imported Beer (0.33 liter bottle)

$1.87 GHS 20.86

$1.94 GHS 21.64

-3.61%

One-way Ticket (Public Transport)

$1.05 GHS 11.65

$0.42 GHS 4.64

150.00%

Public Transport Monthly Pass (Regular Price)

$35.70 GHS 397

$19.88 GHS 221

79.58%

Taxi Start (Normal Tariff)

$1.55 GHS 17.30

$0.81 GHS 8.97

91.36%

Taxi (Normal Tariff) (1km)

$1.17 GHS 12.97

$1.22 GHS 13.55

-4.10%

Taxi 1hour Waiting (Normal Tariff)

$5.46 GHS 60.8

$1.63 GHS 18.15

234.97%

Gasoline (1 liter)

$1.11 GHS 12.37

$1.07 GHS 11.87

3.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,914 GHS 88.1K

$8,120 GHS 90.4K

-2.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,593 GHS 106.8K

$9,567 GHS 106.5K

0.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.0 GHS 613

$40.39 GHS 450

36.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.03 GHS 145

$13.27 GHS 148

-1.81%

Internet (50+ Mbps, Unlimited Data)

$37.75 GHS 420

$37.57 GHS 418

0.48%

Gym Membership (Monthly)

$35.20 GHS 392

$28.49 GHS 317

23.55%

Tennis Court (1 Hour on Weekend)

$15.68 GHS 175

Cinema Ticket

$9.90 GHS 110

$9.55 GHS 106

3.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.5 GHS 818

$73.0 GHS 813

0.73%

International Primary School, 1 Child (Yearly)

$8,066 GHS 89.8K

$5,434 GHS 60.5K

48.44%

Jeans (Levis 501 Or Similar)

$14.44 GHS 161

$14.83 GHS 165

-2.63%

Summer Dress (H&M, Zara, etc)

$18.54 GHS 206

$18.50 GHS 206

0.22%

Sport Shoes (Adidas, Nike)

$29.58 GHS 329

$29.17 GHS 325

1.41%

Men's Leather Business Shoes

$41.64 GHS 463

$41.16 GHS 458

1.17%

1-bedroom Apartment, City Center (Monthly)

$527 GHS 5,864

1-bedroom Apartment, Outside City Center (Monthly)

$147 GHS 1,634

3-bedroom Apartment, City Center (Monthly)

$1,034 GHS 11.5K

3-bedroom Apartment, Outside City Center (Monthly)

$365 GHS 4,065

Buy Apartment in City Center (m2)

$2,809 GHS 31.3K

Buy Apartment Outside City Center (m2)

$1,505 GHS 16.7K

Average Monthly Net Salary (After Tax)

$155 GHS 1,720

$313 GHS 3,479

-50.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: April 21, 2026

Last update for Kumasi: April 19, 2026

Cost Breakdown

A central one-bedroom costs $527 in Accra versus $0 in Kumasi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 102% higher in Kumasi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $48 in Accra versus $33 in Kumasi. Monthly groceries follow the same trend: $235 vs $155 – making Kumasi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Kumasi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $753 in Accra, $434 in Kumasi – roughly 74% apart. Accra costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,130 per month in Accra and $651 in Kumasi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 52% more in Accra, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $48.00 in Accra and $33.00 in Kumasi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kumasi, where all-in costs run around $434, than in Accra at $753. In Kumasi it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

Families tend to lean toward Kumasi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.