Cost of Living Comparison Between Accra and Kumasi Cost of Living Comparison Between Accra and Kumasi

Monthly Cost of Living

A single person spends $1,062 per month in Accra vs $502 in Kumasi, rent included.

A couple spends around $1,705 per month in Accra vs $822 in Kumasi, rent included.

A family of three spends $2,348 per month in Accra vs $1,142 in Kumasi, rent included.

Accra costs about 112% more than Kumasi, driven mainly by Groceries & Markets.

Both Accra and Kumasi are more affordable than the global median – Accra 21% lower, Kumasi 63% lower.

Meal at Budget Restaurant

$8.10 GHS 94.6

$3.44 GHS 40.15

135.47%

Three-Course Dinner for Two, Mid-Range

$50.6 GHS 590

$34.06 GHS 398

48.56%

Fast Food Meal (McDonalds, etc)

$10.27 GHS 120

$10.35 GHS 121

-0.77%

Cappuccino

$4.36 GHS 50.9

$1.05 GHS 12.20

315.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.62 GHS 18.87

$0.68 GHS 7.92

138.24%

Water (0.33 liter bottle)

$0.44 GHS 5.13

$0.25 GHS 2.91

76.00%

Local Beer (0.5 liter draught)

$1.88 GHS 21.99

$0.93 GHS 10.81

102.15%

Imported Beer (0.33 liter bottle)

$2.28 GHS 26.66

$1.75 GHS 20.39

30.29%

Milk (1 liter)

$3.59 GHS 41.95

$1.85 GHS 21.57

94.05%

White Bread (500g)

$1.75 GHS 20.39

$1.77 GHS 20.62

-1.13%

Rice (white) (1kg)

$3.13 GHS 36.47

$1.74 GHS 20.33

79.89%

Eggs

$2.62 GHS 30.60

$2.43 GHS 28.33

7.82%

Local Cheese (1kg)

$12.10 GHS 141

$5.64 GHS 65.8

114.54%

Chicken Fillets (1kg)

$7.12 GHS 83.1

$4.61 GHS 53.8

54.45%

Beef Round Steak (1kg)

$9.63 GHS 112

$5.04 GHS 58.8

91.07%

Apples (1kg)

$3.59 GHS 41.93

$1.70 GHS 19.88

111.18%

Banana (1kg)

$1.44 GHS 16.82

$0.82 GHS 9.56

75.61%

Oranges (1kg)

$1.80 GHS 21.00

$0.84 GHS 9.78

114.29%

Tomato (1kg)

$3.53 GHS 41.16

$2.11 GHS 24.61

67.30%

Potato (1kg)

$2.75 GHS 32.10

$1.76 GHS 20.59

56.25%

Onion (1kg)

$2.78 GHS 32.43

$1.32 GHS 15.41

110.61%

Lettuce (1 head)

$0.71 GHS 8.30

$0.71 GHS 8.34

Water (1.5 liter bottle)

$0.62 GHS 7.23

$0.60 GHS 7.03

3.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.62 GHS 30.61

$0.83 GHS 9.72

215.66%

Wine (Bottle)

$7.12 GHS 83.1

$1.31 GHS 15.32

443.51%

Local Beer (0.5 liter bottle)

$1.28 GHS 14.98

$1.29 GHS 15.07

-0.78%

Imported Beer (0.33 liter bottle)

$2.35 GHS 27.39

$2.32 GHS 27.05

1.29%

One-way Ticket (Public Transport)

$1.46 GHS 17.09

$0.55 GHS 6.36

165.45%

Public Transport Monthly Pass (Regular Price)

$41.28 GHS 482

$20.60 GHS 240

100.39%

Taxi Start (Normal Tariff)

$1.70 GHS 19.78

$0.84 GHS 9.76

102.38%

Taxi (Normal Tariff) (1km)

$1.26 GHS 14.66

$1.27 GHS 14.80

-0.79%

Taxi 1hour Waiting (Normal Tariff)

$4.22 GHS 49.20

$1.74 GHS 20.32

142.53%

Gasoline (1 liter)

$1.35 GHS 15.77

$1.11 GHS 12.98

21.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,135 GHS 94.9K

$8,012 GHS 93.5K

1.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,845 GHS 114.9K

$9,885 GHS 115.4K

-0.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.1 GHS 853

$42.52 GHS 496

71.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.64 GHS 229

$19.59 GHS 229

0.26%

Internet (50+ Mbps, Unlimited Data)

$43.47 GHS 507

$42.45 GHS 495

2.40%

Gym Membership (Monthly)

$70.6 GHS 823

$30.11 GHS 351

134.31%

Tennis Court (1 Hour on Weekend)

$18.07 GHS 211

Cinema Ticket

$12.94 GHS 151

$12.82 GHS 150

0.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$462 GHS 5,395

$465 GHS 5,422

-0.50%

International Primary School, 1 Child (Yearly)

$18.8K GHS 218.9K

$5,423 GHS 63.3K

245.87%

Jeans (Levis 501 Or Similar)

$14.08 GHS 164

$14.61 GHS 171

-3.63%

Summer Dress (H&M, Zara, etc)

$18.78 GHS 219

$18.26 GHS 213

2.85%

Sport Shoes (Adidas, Nike)

$36.99 GHS 432

$36.32 GHS 424

1.84%

Men's Leather Business Shoes

$53.4 GHS 623

$53.6 GHS 625

-0.41%

1-bedroom Apartment, City Center (Monthly)

$693 GHS 8,086

1-bedroom Apartment, Outside City Center (Monthly)

$278 GHS 3,249

3-bedroom Apartment, City Center (Monthly)

$1,079 GHS 12.6K

3-bedroom Apartment, Outside City Center (Monthly)

$477 GHS 5,572

Buy Apartment in City Center (m2)

$2,876 GHS 33.6K

Buy Apartment Outside City Center (m2)

$1,474 GHS 17.2K

Average Monthly Net Salary (After Tax)

$178 GHS 2,082

$408 GHS 4,759

-56.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: September 27, 2026

Last update for Kumasi: September 26, 2026

Cost Breakdown

Salaries run about 129% higher in Kumasi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $51.0 in Accra versus $34.00 in Kumasi. Monthly groceries follow the same trend: $278 vs $167 – making Kumasi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Kumasi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,062 in Accra, $502 in Kumasi – roughly 112% apart. Accra costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,592 per month in Accra and $753 in Kumasi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 67% more in Accra, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $51.0 in Accra and $34.00 in Kumasi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kumasi, where all-in costs run around $502, than in Accra at $1,062. In Kumasi it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

Families tend to lean toward Kumasi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.