Cost of Living Comparison Between Accra and Kumasi Cost of Living Comparison Between Accra and Kumasi

Monthly Cost of Living

A single person spends $765 per month in Accra vs $434 in Kumasi, rent included.

A couple spends around $1,319 per month in Accra vs $732 in Kumasi, rent included.

A family of three spends $1,873 per month in Accra vs $1,029 in Kumasi, rent included.

Accra costs about 76% more than Kumasi, driven mainly by Groceries & Markets.

Both Accra and Kumasi are more affordable than the global median – Accra 43% lower, Kumasi 67% lower.

Meal at Budget Restaurant

$4.30 GHS 47.91

$2.68 GHS 29.85

60.45%

Three-Course Dinner for Two, Mid-Range

$47.62 GHS 531

$32.14 GHS 358

48.16%

Fast Food Meal (McDonalds, etc)

$7.60 GHS 84.7

$7.66 GHS 85.4

-0.78%

Cappuccino

$3.43 GHS 38.30

$0.89 GHS 9.94

285.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 GHS 10.46

$0.60 GHS 6.66

56.67%

Water (0.33 liter bottle)

$0.37 GHS 4.16

$0.23 GHS 2.57

60.87%

Local Beer (0.5 liter draught)

$1.51 GHS 16.82

$0.82 GHS 9.15

84.15%

Imported Beer (0.33 liter bottle)

$2.45 GHS 27.35

$1.58 GHS 17.66

55.06%

Milk (1 liter)

$3.32 GHS 37.05

$1.77 GHS 19.77

87.57%

White Bread (500g)

$1.44 GHS 16.11

$1.50 GHS 16.73

-4.00%

Rice (white) (1kg)

$2.36 GHS 26.35

$1.67 GHS 18.61

41.32%

Eggs

$2.38 GHS 26.54

$2.08 GHS 23.14

14.42%

Local Cheese (1kg)

$11.10 GHS 124

$5.76 GHS 64.3

92.71%

Chicken Fillets (1kg)

$4.73 GHS 52.7

$4.47 GHS 49.90

5.82%

Beef Round Steak (1kg)

$5.99 GHS 66.8

$4.69 GHS 52.3

27.72%

Apples (1kg)

$3.03 GHS 33.76

$1.64 GHS 18.28

84.76%

Banana (1kg)

$1.44 GHS 16.02

$0.85 GHS 9.49

69.41%

Oranges (1kg)

$1.68 GHS 18.77

$0.84 GHS 9.37

100.00%

Tomato (1kg)

$3.04 GHS 33.85

$1.98 GHS 22.03

53.54%

Potato (1kg)

$3.03 GHS 33.82

$1.62 GHS 18.05

87.04%

Onion (1kg)

$2.46 GHS 27.39

$1.13 GHS 12.56

117.70%

Lettuce (1 head)

$0.80 GHS 8.93

$0.80 GHS 8.98

Water (1.5 liter bottle)

$0.48 GHS 5.33

$0.52 GHS 5.75

-7.69%

Cigarettes 20 Pack (Marlboro, Camel)

$1.64 GHS 18.26

$0.79 GHS 8.86

107.59%

Wine (Bottle)

$7.19 GHS 80.2

$1.31 GHS 14.64

448.85%

Local Beer (0.5 liter bottle)

$1.11 GHS 12.40

$1.16 GHS 12.99

-4.31%

Imported Beer (0.33 liter bottle)

$1.92 GHS 21.45

$1.93 GHS 21.48

-0.52%

One-way Ticket (Public Transport)

$1.04 GHS 11.61

$0.38 GHS 4.25

173.68%

Public Transport Monthly Pass (Regular Price)

$35.56 GHS 396

$19.91 GHS 222

78.60%

Taxi Start (Normal Tariff)

$1.56 GHS 17.39

$0.86 GHS 9.55

81.40%

Taxi (Normal Tariff) (1km)

$1.17 GHS 13.00

$1.22 GHS 13.66

-4.10%

Taxi 1hour Waiting (Normal Tariff)

$5.54 GHS 61.8

$1.62 GHS 18.04

241.98%

Gasoline (1 liter)

$1.11 GHS 12.41

$1.06 GHS 11.78

4.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,040 GHS 89.6K

$7,858 GHS 87.6K

2.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,739 GHS 108.6K

$9,594 GHS 107.0K

1.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.3 GHS 628

$40.94 GHS 457

37.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.30 GHS 148

Internet (50+ Mbps, Unlimited Data)

$37.50 GHS 418

$37.97 GHS 423

-1.24%

Gym Membership (Monthly)

$35.16 GHS 392

$28.95 GHS 323

21.45%

Tennis Court (1 Hour on Weekend)

$15.97 GHS 178

Cinema Ticket

$9.61 GHS 107

$9.91 GHS 110

-3.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.5 GHS 820

$73.8 GHS 823

-0.39%

International Primary School, 1 Child (Yearly)

$8,222 GHS 91.7K

$5,468 GHS 61.0K

50.36%

Jeans (Levis 501 Or Similar)

$14.42 GHS 161

$14.49 GHS 162

-0.48%

Summer Dress (H&M, Zara, etc)

$18.82 GHS 210

$18.63 GHS 208

1.02%

Sport Shoes (Adidas, Nike)

$28.86 GHS 322

$29.26 GHS 326

-1.37%

Men's Leather Business Shoes

$41.12 GHS 458

$41.80 GHS 466

-1.63%

1-bedroom Apartment, City Center (Monthly)

$543 GHS 6,060

1-bedroom Apartment, Outside City Center (Monthly)

$147 GHS 1,636

3-bedroom Apartment, City Center (Monthly)

$1,060 GHS 11.8K

3-bedroom Apartment, Outside City Center (Monthly)

$370 GHS 4,124

Buy Apartment in City Center (m2)

$2,784 GHS 31.0K

Buy Apartment Outside City Center (m2)

$1,455 GHS 16.2K

Average Monthly Net Salary (After Tax)

$185 GHS 2,062

$331 GHS 3,691

-44.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: June 13, 2026

Last update for Kumasi: June 15, 2026

Cost Breakdown

Salaries run about 79% higher in Kumasi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $48.00 in Accra versus $32.00 in Kumasi. Monthly groceries follow the same trend: $234 vs $157 – making Kumasi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Kumasi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $765 in Accra, $434 in Kumasi – roughly 76% apart. Accra costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,147 per month in Accra and $650 in Kumasi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 49% more in Accra, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $48.00 in Accra and $32.00 in Kumasi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kumasi, where all-in costs run around $434, than in Accra at $765. In Kumasi it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

Families tend to lean toward Kumasi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.