Cost of Living Comparison Between Accra and Kumasi Cost of Living Comparison Between Accra and Kumasi

Monthly Cost of Living

A single person spends $770 per month in Accra vs $441 in Kumasi, rent included.

A couple spends around $1,318 per month in Accra vs $735 in Kumasi, rent included.

A family of three spends $1,866 per month in Accra vs $1,030 in Kumasi, rent included.

Accra costs about 74% more than Kumasi, driven mainly by Groceries & Markets.

Both Accra and Kumasi are more affordable than the global median – Accra 42% lower, Kumasi 67% lower.

Meal at Budget Restaurant

$4.26 GHS 49.72

$2.82 GHS 32.95

51.06%

Three-Course Dinner for Two, Mid-Range

$47.68 GHS 557

$31.97 GHS 373

49.14%

Fast Food Meal (McDonalds, etc)

$7.85 GHS 91.7

$7.59 GHS 88.6

3.43%

Cappuccino

$3.59 GHS 41.98

$0.81 GHS 9.48

343.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.93 GHS 10.86

$0.61 GHS 7.10

52.46%

Water (0.33 liter bottle)

$0.37 GHS 4.37

$0.21 GHS 2.44

76.19%

Local Beer (0.5 liter draught)

$1.57 GHS 18.38

$0.90 GHS 10.53

74.44%

Imported Beer (0.33 liter bottle)

$2.46 GHS 28.78

$1.54 GHS 17.97

59.74%

Milk (1 liter)

$3.47 GHS 40.57

$1.79 GHS 20.87

93.85%

White Bread (500g)

$1.48 GHS 17.33

$1.49 GHS 17.44

-0.67%

Rice (white) (1kg)

$2.42 GHS 28.25

$1.67 GHS 19.50

44.91%

Eggs

$2.28 GHS 26.67

$2.18 GHS 25.45

4.59%

Local Cheese (1kg)

$11.02 GHS 129

$5.90 GHS 68.9

86.78%

Chicken Fillets (1kg)

$4.59 GHS 53.7

$4.44 GHS 51.9

3.38%

Beef Round Steak (1kg)

$5.86 GHS 68.4

$4.69 GHS 54.8

24.95%

Apples (1kg)

$3.00 GHS 35.01

$1.68 GHS 19.66

78.57%

Banana (1kg)

$1.45 GHS 16.91

$0.80 GHS 9.36

81.25%

Oranges (1kg)

$1.71 GHS 19.94

$0.80 GHS 9.34

113.75%

Tomato (1kg)

$3.19 GHS 37.23

$1.97 GHS 22.95

61.93%

Potato (1kg)

$3.09 GHS 36.15

$1.68 GHS 19.60

83.93%

Onion (1kg)

$2.44 GHS 28.48

$1.12 GHS 13.11

117.86%

Lettuce (1 head)

$0.81 GHS 9.50

$0.80 GHS 9.37

1.25%

Water (1.5 liter bottle)

$0.51 GHS 6.01

$0.48 GHS 5.59

6.25%

Cigarettes 20 Pack (Marlboro, Camel)

$1.63 GHS 19.04

$0.84 GHS 9.82

94.05%

Wine (Bottle)

$7.37 GHS 86.1

$1.30 GHS 15.19

466.92%

Local Beer (0.5 liter bottle)

$1.15 GHS 13.45

$1.13 GHS 13.17

1.77%

Imported Beer (0.33 liter bottle)

$1.89 GHS 22.03

$1.86 GHS 21.75

1.61%

One-way Ticket (Public Transport)

$1.03 GHS 12.03

$0.42 GHS 4.88

145.24%

Public Transport Monthly Pass (Regular Price)

$35.65 GHS 416

$19.90 GHS 232

79.15%

Taxi Start (Normal Tariff)

$1.55 GHS 18.08

$0.83 GHS 9.70

86.75%

Taxi (Normal Tariff) (1km)

$1.21 GHS 14.07

$1.17 GHS 13.63

3.42%

Taxi 1hour Waiting (Normal Tariff)

$5.60 GHS 65.5

$1.62 GHS 18.96

245.68%

Gasoline (1 liter)

$1.07 GHS 12.51

$1.10 GHS 12.88

-2.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,148 GHS 95.2K

$7,848 GHS 91.7K

3.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,799 GHS 114.4K

$9,763 GHS 114.0K

0.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.6 GHS 661

$41.21 GHS 481

37.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.11 GHS 153

$13.12 GHS 153

-0.08%

Internet (50+ Mbps, Unlimited Data)

$37.26 GHS 435

$38.15 GHS 446

-2.33%

Gym Membership (Monthly)

$34.93 GHS 408

$28.31 GHS 331

23.38%

Tennis Court (1 Hour on Weekend)

$15.96 GHS 186

Cinema Ticket

$9.86 GHS 115

$9.49 GHS 111

3.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.3 GHS 833

$72.2 GHS 843

-1.22%

International Primary School, 1 Child (Yearly)

$8,219 GHS 96.0K

$5,498 GHS 64.2K

49.50%

Jeans (Levis 501 Or Similar)

$14.52 GHS 170

$14.42 GHS 168

0.69%

Summer Dress (H&M, Zara, etc)

$19.07 GHS 223

$19.03 GHS 222

0.21%

Sport Shoes (Adidas, Nike)

$29.23 GHS 341

$28.90 GHS 338

1.14%

Men's Leather Business Shoes

$41.65 GHS 486

$40.66 GHS 475

2.43%

1-bedroom Apartment, City Center (Monthly)

$540 GHS 6,311

1-bedroom Apartment, Outside City Center (Monthly)

$149 GHS 1,743

3-bedroom Apartment, City Center (Monthly)

$1,043 GHS 12.2K

3-bedroom Apartment, Outside City Center (Monthly)

$373 GHS 4,358

Buy Apartment in City Center (m2)

$2,887 GHS 33.7K

Buy Apartment Outside City Center (m2)

$1,455 GHS 17.0K

Average Monthly Net Salary (After Tax)

$177 GHS 2,068

$308 GHS 3,592

-42.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: July 27, 2026

Last update for Kumasi: July 26, 2026

Cost Breakdown

Salaries run about 74% higher in Kumasi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $48.00 in Accra versus $32.00 in Kumasi. Monthly groceries follow the same trend: $236 vs $157 – making Kumasi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Kumasi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $770 in Accra, $441 in Kumasi – roughly 74% apart. Accra costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,155 per month in Accra and $662 in Kumasi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 51% more in Accra, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $48.00 in Accra and $32.00 in Kumasi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kumasi, where all-in costs run around $441, than in Accra at $770. In Kumasi it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

Families tend to lean toward Kumasi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.