Last update: Oct 2026

Cost of Living Comparison Between Koło and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,435 in Koło, rent and utilities included – about $1,000 less a year. Rent and utilities account for about half of the difference.

70

Cost of Living Index in Koło
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Koło Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Koło

🇵🇱 Poland

$1,435

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Koło and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koło and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,435 in Koło versus $1,349 in Ubud, Bali.

Koło $1,435
Ubud, Bali $1,349

Estimated couple costs with rent: $2,068 in Koło versus $2,305 in Ubud, Bali.

Koło $2,068
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,701 in Koło versus $3,261 in Ubud, Bali.

Koło $2,701
Ubud, Bali $3,261

Living in Koło is roughly 6% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$9.38 zł 37.10

$3.32 Rp 60.4K

182.53%

Three-Course Dinner for Two, Mid-Range

$42.60 zł 169

$35.64 Rp 647.8K

19.53%

Fast Food Meal (McDonalds, etc)

$8.64 zł 34.17

$5.53 Rp 100.6K

56.24%

Cappuccino

$3.39 zł 13.43

$2.72 Rp 49.4K

24.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 zł 8.36

$1.70 Rp 30.9K

24.12%

Water (0.33 liter bottle)

$1.63 zł 6.44

$0.76 Rp 13.8K

114.47%

Local Beer (0.5 liter draught)

$3.53 zł 13.97

$2.65 Rp 48.2K

33.21%

Imported Beer (0.33 liter bottle)

$3.83 zł 15.15

$4.38 Rp 79.6K

-12.56%

Milk (1 liter)

$0.99 zł 3.93

$1.49 Rp 27.1K

-33.56%

White Bread (500g)

$1.20 zł 4.74

$2.28 Rp 41.4K

-47.37%

Rice (white) (1kg)

$1.38 zł 5.45

$1.19 Rp 21.6K

15.97%

Eggs

$3.33 zł 13.17

$2.04 Rp 37.0K

63.24%

Local Cheese (1kg)

$8.38 zł 33.18

$17.70 Rp 321.7K

-52.66%

Chicken Fillets (1kg)

$7.22 zł 28.59

$3.96 Rp 72.0K

82.32%

Beef Round Steak (1kg)

$11.48 zł 45.42

$12.19 Rp 221.6K

-5.82%

Apples (1kg)

$1.04 zł 4.12

$3.66 Rp 66.4K

-71.58%

Banana (1kg)

$1.65 zł 6.52

$1.52 Rp 27.6K

8.55%

Oranges (1kg)

$1.63 zł 6.45

$2.23 Rp 40.5K

-26.91%

Tomato (1kg)

$2.72 zł 10.76

$1.97 Rp 35.9K

38.07%

Potato (1kg)

$0.88 zł 3.47

$1.85 Rp 33.6K

-52.43%

Onion (1kg)

$1.04 zł 4.13

$2.42 Rp 44.1K

-57.02%

Lettuce (1 head)

$1.32 zł 5.21

$0.99 Rp 18.0K

33.33%

Water (1.5 liter bottle)

$0.66 zł 2.60

$0.51 Rp 9,332

29.41%

Cigarettes 20 Pack (Marlboro, Camel)

$5.25 zł 20.79

$2.22 Rp 40.4K

136.49%

Wine (Bottle)

$6.62 zł 26.19

$22.24 Rp 404.2K

-70.23%

Local Beer (0.5 liter bottle)

$1.08 zł 4.28

$2.26 Rp 41.1K

-52.21%

Imported Beer (0.33 liter bottle)

$1.50 zł 5.95

$2.97 Rp 54.0K

-49.49%

One-way Ticket (Public Transport)

$1.06 zł 4.21

$0.25 Rp 4,562

324.00%

Public Transport Monthly Pass (Regular Price)

$26.93 zł 107

$7.82 Rp 142.2K

244.37%

Taxi Start (Normal Tariff)

$1.77 zł 6.99

$0.44 Rp 7,989

302.27%

Taxi (Normal Tariff) (1km)

$0.75 zł 2.98

$0.43 Rp 7,817

74.42%

Taxi 1hour Waiting (Normal Tariff)

$8.65 zł 34.23

$5.41 Rp 98.3K

59.89%

Gasoline (1 liter)

$1.64 zł 6.48

$0.82 Rp 15.0K

100.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K zł 124.0K

$23.8K Rp 433.3M

31.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.9K zł 114.3K

$31.7K Rp 577.0M

-9.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$282 zł 1,115

$79.1 Rp 1.4M

256.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.53 zł 33.75

$6.45 Rp 117.2K

32.25%

Internet (50+ Mbps, Unlimited Data)

$17.42 zł 68.9

$18.58 Rp 337.7K

-6.24%

Gym Membership (Monthly)

$32.89 zł 130

$49.48 Rp 899.4K

-33.53%

Tennis Court (1 Hour on Weekend)

$21.05 zł 83.3

$17.65 Rp 320.8K

19.26%

Cinema Ticket

$6.62 zł 26.20

$4.27 Rp 77.7K

55.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$378 zł 1,495

$491 Rp 8.9M

-22.98%

International Primary School, 1 Child (Yearly)

$8,360 zł 33.1K

$5,674 Rp 103.1M

47.34%

Jeans (Levis 501 Or Similar)

$80.6 zł 319

$44.64 Rp 811.4K

80.47%

Summer Dress (H&M, Zara, etc)

$38.05 zł 151

$34.95 Rp 635.3K

8.87%

Sport Shoes (Adidas, Nike)

$87.7 zł 347

$79.9 Rp 1.5M

9.81%

Men's Leather Business Shoes

$101 zł 402

$79.4 Rp 1.4M

27.75%

1-bedroom Apartment, City Center (Monthly)

$598 zł 2,365

$1,125 Rp 20.4M

-46.88%

1-bedroom Apartment, Outside City Center (Monthly)

$512 zł 2,028

$671 Rp 12.2M

-23.69%

3-bedroom Apartment, City Center (Monthly)

$984 zł 3,895

$3,565 Rp 64.8M

-72.39%

3-bedroom Apartment, Outside City Center (Monthly)

$819 zł 3,242

$1,723 Rp 31.3M

-52.46%

Buy Apartment in City Center (m2)

$2,928 zł 11.6K

$2,732 Rp 49.6M

7.19%

Buy Apartment Outside City Center (m2)

$1,892 zł 7,485

$2,284 Rp 41.5M

-17.19%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

13.78

-51.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koło: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koło

$512 35.7%

Ubud, Bali

$672 49.8% 31% $159

Monthly Utilities & Internet

Koło

$308 21.5%

Ubud, Bali

$104 7.7% 66.2% $204

Groceries & Markets

Koło

$211 14.7%

Ubud, Bali

$288 21.4% 36.6% $77

Eating Out

Koło

$182 12.7%

Ubud, Bali

$108 8% 40.8% $74

Clothing & Footwear

Koło

$139 9.7%

Ubud, Bali

$108 8% 22.4% $31

Sport & Entertainment

Koło

$46 3.2%

Ubud, Bali

$58 4.3% 25.8% $12

Getting Around

Koło

$37 2.6%

Ubud, Bali

$11 0.9% 68.9% $25

Cost Breakdown

A one-bedroom apartment in the center runs $598 in Koło and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $43 in Koło vs $36 in Ubud, Bali. Groceries flip the comparison at $211 vs $288, with Koło cheaper for home cooking.

Good to know

🇵🇱 Koło

🇮🇩 Ubud, Bali

🕒 Local time

01:13 1:13 AM

08:13 8:13 AM

7 h ahead of Koło

🌤 Weather

👥 Population

21,035

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 29, 2026: 1 USD = 3.96 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

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Between locations

Koło Ubud, Bali 11,200 km ≈ 15 h nonstop flight

From you

Koło
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koło vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,435 in Koło and $1,349 in Ubud, Bali, so Ubud, Bali is about 6% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,152 in Koło and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $598 in Koło versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 71% less than in Koło. The price difference matters if you commute daily and watch your budget.

Childcare runs $378 in Koło versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koło and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.