🙂Monthly costs for one person with rent: $1,416 in Koło versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,059 in Koło versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,702 in Koło versus $3,660 in Ubud, Bali.
🙂Monthly costs are close between Koło and Ubud, Bali; which city is cheaper depends on the spending category.
📊Both cities are pricier than the global median: Koło6% above, Ubud, Bali6% above.
Currency
🍽 Eating Out
Koło
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.99zł 40.08
$3.56Rp 64.3K
208.71%
Three-Course Dinner for Two, Mid-Range
$41.89zł 153
$32.73Rp 590.3K
27.99%
Fast Food Meal(McDonalds, etc)
$8.27zł 30.16
$4.95Rp 89.2K
67.07%
Cappuccino
$3.58zł 13.06
$2.71Rp 48.9K
32.10%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.96zł 7.15
$1.34Rp 24.2K
46.27%
Water(0.33 liter bottle)
$1.63zł 5.95
$0.70Rp 12.6K
132.86%
Local Beer(0.5 liter draught)
$3.18zł 11.61
$2.92Rp 52.7K
8.90%
Imported Beer(0.33 liter bottle)
$3.68zł 13.43
$3.96Rp 71.4K
-7.07%
🛒 Groceries & Markets
Koło
Ubud, Bali
Difference
Milk(1 liter)
$1.03zł 3.77
$1.81Rp 32.6K
-43.09%
White Bread(500g)
$1.36zł 4.95
$2.52Rp 45.4K
-46.03%
Rice(white)(1kg)
$1.43zł 5.23
$1.16Rp 20.9K
23.28%
Eggs
$3.33zł 12.16
$2.46Rp 44.4K
35.37%
Local Cheese(1kg)
$9.18zł 33.49
$14.71Rp 265.3K
-37.59%
Chicken Fillets(1kg)
$6.46zł 23.55
$4.32Rp 77.9K
49.54%
Beef Round Steak(1kg)
$10.81zł 39.42
$12.14Rp 218.9K
-10.96%
Apples(1kg)
$1.07zł 3.91
$3.84Rp 69.3K
-72.14%
Banana(1kg)
$1.74zł 6.36
$1.56Rp 28.1K
11.54%
Oranges(1kg)
$1.72zł 6.29
$2.83Rp 51.1K
-39.22%
Tomato(1kg)
$2.92zł 10.65
$2.33Rp 41.9K
25.32%
Potato(1kg)
$0.90zł 3.30
$1.91Rp 34.5K
-52.88%
Onion(1kg)
$1.14zł 4.16
$2.20Rp 39.7K
-48.18%
Lettuce(1 head)
$1.28zł 4.68
$1.01Rp 18.3K
26.73%
Water(1.5 liter bottle)
$0.61zł 2.22
$0.78Rp 14.0K
-21.79%
Cigarettes 20 Pack(Marlboro, Camel)
$5.06zł 18.44
$3.32Rp 59.8K
52.41%
Wine(Bottle)
$7.10zł 25.89
$23.74Rp 428.0K
-70.09%
Local Beer(0.5 liter bottle)
$1.14zł 4.14
$2.79Rp 50.3K
-59.14%
Imported Beer(0.33 liter bottle)
$1.68zł 6.12
$2.86Rp 51.6K
-41.26%
🚌 Getting Around
Koło
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.07zł 3.90
$0.27Rp 4,848
296.30%
Public Transport Monthly Pass(Regular Price)
$33.02zł 120
$8.03Rp 144.8K
311.21%
Taxi Start(Normal Tariff)
$2.12zł 7.73
$0.46Rp 8,230
360.87%
Taxi(Normal Tariff)(1km)
$0.78zł 2.84
$0.45Rp 8,116
73.33%
Taxi 1hour Waiting(Normal Tariff)
$10.96zł 39.96
$6.10Rp 109.9K
79.67%
Gasoline(1 liter)
$1.68zł 6.14
$0.79Rp 14.3K
112.66%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.7Kzł 123.0K
$26.1KRp 471.6M
29.01%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.0Kzł 109.3K
$32.1KRp 579.2M
-6.70%
🧾 Monthly Utilities & Internet
Koło
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$270zł 985
$79.9Rp 1.4M
238.08%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.37zł 30.52
$4.06Rp 73.3K
106.16%
Internet(50+ Mbps, Unlimited Data)
$16.56zł 60.4
$23.52Rp 424.1K
-29.59%
🎉 Sport & Entertainment
Koło
Ubud, Bali
Difference
Gym Membership(Monthly)
$36.64zł 134
$98.7Rp 1.8M
-62.88%
Tennis Court(1 Hour on Weekend)
$19.58zł 71.4
$6.63Rp 119.6K
195.32%
Cinema Ticket
$6.95zł 25.34
$4.15Rp 74.8K
67.47%
🧸 Childcare & Education
Koło
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$336zł 1,226
$304Rp 5.5M
10.60%
International Primary School, 1 Child(Yearly)
$8,184zł 29.8K
$6,613Rp 119.3M
23.76%
👕👟 Clothing & Footwear
Koło
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$90.1zł 329
$55.5Rp 1.0M
62.24%
Summer Dress(H&M, Zara, etc)
$35.71zł 130
$38.31Rp 690.9K
-6.79%
Sport Shoes(Adidas, Nike)
$80.2zł 292
$88.6Rp 1.6M
-9.49%
Men's Leather Business Shoes
$93.6zł 341
$77.9Rp 1.4M
20.19%
🏠 Accommodation & Living
Koło
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$641zł 2,337
$1,006Rp 18.1M
-36.33%
1-bedroom Apartment, Outside City Center(Monthly)
$498zł 1,817
$675Rp 12.2M
-26.21%
3-bedroom Apartment, City Center(Monthly)
$974zł 3,552
$3,442Rp 62.1M
-71.70%
3-bedroom Apartment, Outside City Center(Monthly)
$811zł 2,956
$2,039Rp 36.8M
-60.26%
Buy Apartment in City Center(m2)
$3,099zł 11.3K
$2,841Rp 51.2M
9.07%
Buy Apartment Outside City Center(m2)
$2,518zł 9,183
$2,264Rp 40.8M
11.25%
💵 Salaries & Financials
Koło
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$165Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.75
13.28
-49.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Koło: June 2, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $641 in Koło and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $42.00 in Koło vs $33.00 in Ubud, Bali. Groceries flip the comparison at $213 vs $302, with Koło cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koło vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What salary covers living expenses in Koło compared to Ubud, Bali?
You'd need roughly $2,124 in Koło and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Koło and Ubud, Bali?
Rent for a central apartment: $641 in Koło versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Koło and Ubud, Bali?
Childcare runs $336 in Koło versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Koło – a meal for two runs $42.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,416 in Koło versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Koło but tight or insufficient in Ubud, Bali. The gap between the two cities makes Koło the clear choice for anyone on this budget.
How does quality of life compare between Koło and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Koło or Ubud, Bali safer for residents?
Safety-wise, Koło and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
How do I decide between Koło and Ubud, Bali?
It comes down to priorities – Koło wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.