Cost of Living Comparison Between Koło and Ubud, Bali Cost of Living Comparison Between Koło and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,481 in Koło versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $2,179 in Koło versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,876 in Koło versus $3,275 in Ubud, Bali.

Living in Koło is roughly 8% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Koło 7% above, Ubud, Bali 0% above.

Currency
🍽 Eating Out
Koło
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.86 zł 40.44
$3.33 Rp 58.7K
226.13%
Three-Course Dinner for Two, Mid-Range
$43.80 zł 163
$35.82 Rp 630.7K
22.28%
Fast Food Meal (McDonalds, etc)
$8.75 zł 32.57
$5.63 Rp 99.1K
55.42%
Cappuccino
$3.61 zł 13.43
$2.82 Rp 49.7K
28.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.10 zł 7.82
$1.75 Rp 30.8K
20.00%
Water (0.33 liter bottle)
$1.71 zł 6.38
$0.80 Rp 14.0K
113.75%
Local Beer (0.5 liter draught)
$3.84 zł 14.29
$3.04 Rp 53.6K
26.32%
Imported Beer (0.33 liter bottle)
$4.13 zł 15.36
$4.30 Rp 75.7K
-3.95%
🛒 Groceries & Markets
Koło
Ubud, Bali
Difference
Milk (1 liter)
$1.00 zł 3.71
$1.61 Rp 28.3K
-37.89%
White Bread (500g)
$1.28 zł 4.75
$2.27 Rp 39.9K
-43.61%
Rice (white) (1kg)
$1.48 zł 5.52
$1.17 Rp 20.6K
26.50%
Eggs
$3.47 zł 12.93
$2.17 Rp 38.2K
59.91%
Local Cheese (1kg)
$9.03 zł 33.63
$17.63 Rp 310.5K
-48.78%
Chicken Fillets (1kg)
$6.64 zł 24.73
$4.05 Rp 71.4K
63.95%
Beef Round Steak (1kg)
$12.31 zł 45.82
$12.18 Rp 214.5K
1.07%
Apples (1kg)
$1.16 zł 4.33
$3.62 Rp 63.7K
-67.96%
Banana (1kg)
$1.67 zł 6.23
$1.64 Rp 28.8K
1.83%
Oranges (1kg)
$1.72 zł 6.41
$2.31 Rp 40.6K
-25.54%
Tomato (1kg)
$2.72 zł 10.12
$1.96 Rp 34.5K
38.78%
Potato (1kg)
$0.89 zł 3.30
$1.84 Rp 32.5K
-51.63%
Onion (1kg)
$1.09 zł 4.07
$2.37 Rp 41.7K
-54.01%
Lettuce (1 head)
$1.33 zł 4.95
$1.05 Rp 18.5K
26.67%
Water (1.5 liter bottle)
$0.64 zł 2.38
$0.54 Rp 9,560
18.52%
Cigarettes 20 Pack (Marlboro, Camel)
$5.40 zł 20.10
$2.30 Rp 40.6K
134.78%
Wine (Bottle)
$6.63 zł 24.68
$23.08 Rp 406.4K
-71.27%
Local Beer (0.5 liter bottle)
$1.12 zł 4.16
$2.34 Rp 41.2K
-52.14%
Imported Beer (0.33 liter bottle)
$1.60 zł 5.96
$3.07 Rp 54.0K
-47.88%
🚌 Getting Around
Koło
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.10 zł 4.09
$0.25 Rp 4,365
340.00%
Public Transport Monthly Pass (Regular Price)
$30.99 zł 115
$9.42 Rp 165.9K
228.98%
Taxi Start (Normal Tariff)
$2.13 zł 7.92
$0.49 Rp 8,631
334.69%
Taxi (Normal Tariff) (1km)
$0.88 zł 3.28
$0.47 Rp 8,349
87.23%
Taxi 1hour Waiting (Normal Tariff)
$10.82 zł 40.28
$5.60 Rp 98.6K
93.21%
Gasoline (1 liter)
$1.56 zł 5.82
$0.81 Rp 14.2K
92.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8K zł 118.4K
$25.0K Rp 440.3M
27.14%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.1K zł 104.6K
$31.1K Rp 547.0M
-9.61%
🧾 Monthly Utilities & Internet
Koło
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$293 zł 1,092
$82.7 Rp 1.5M
254.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.18 zł 34.19
$6.49 Rp 114.2K
41.45%
Internet (50+ Mbps, Unlimited Data)
$17.48 zł 65.1
$18.79 Rp 330.8K
-6.97%
🎉 Sport & Entertainment
Koło
Ubud, Bali
Difference
Gym Membership (Monthly)
$39.57 zł 147
$55.2 Rp 972.6K
-28.37%
Tennis Court (1 Hour on Weekend)
$23.72 zł 88.3
$18.21 Rp 320.6K
30.26%
Cinema Ticket
$7.69 zł 28.62
$4.30 Rp 75.7K
78.84%
🧸 Childcare & Education
Koło
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$363 zł 1,351
$494 Rp 8.7M
-26.60%
International Primary School, 1 Child (Yearly)
$8,085 zł 30.1K
$5,917 Rp 104.2M
36.64%
👕👟 Clothing & Footwear
Koło
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$87.1 zł 324
$46.28 Rp 814.8K
88.27%
Summer Dress (H&M, Zara, etc)
$38.10 zł 142
$36.44 Rp 641.6K
4.56%
Sport Shoes (Adidas, Nike)
$91.7 zł 341
$80.7 Rp 1.4M
13.62%
Men's Leather Business Shoes
$106 zł 395
$78.8 Rp 1.4M
34.49%
🏠 Accommodation & Living
Koło
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$628 zł 2,339
$1,114 Rp 19.6M
-43.60%
1-bedroom Apartment, Outside City Center (Monthly)
$519 zł 1,933
$693 Rp 12.2M
-25.11%
3-bedroom Apartment, City Center (Monthly)
$1,045 zł 3,890
$3,639 Rp 64.1M
-71.29%
3-bedroom Apartment, Outside City Center (Monthly)
$875 zł 3,258
$1,712 Rp 30.1M
-48.90%
Buy Apartment in City Center (m2)
$3,027 zł 11.3K
$2,761 Rp 48.6M
9.66%
Buy Apartment Outside City Center (m2)
$2,334 zł 8,689
$2,293 Rp 40.4M
1.79%
💵 Salaries & Financials
Koło
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$167 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
13.78
-50.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koło: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $628 in Koło and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $44.00 in Koło vs $36.00 in Ubud, Bali. Groceries flip the comparison at $216 vs $294, with Koło cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koło vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Koło and in Ubud, Bali?
Koło and Ubud, Bali differ by about 8% in total monthly costs ($1,481 vs $1,378 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Koło compared to Ubud, Bali?
You'd need roughly $2,222 in Koło and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Koło and in Ubud, Bali?
Rent for a central apartment: $628 in Koło versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Koło and in Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 229% less than in Koło. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Koło and Ubud, Bali?
Childcare runs $363 in Koło versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,000 per month?
At $1,378 in Ubud, Bali versus $1,481 in Koło, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Koło. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Koło and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Koło or Ubud, Bali safer for residents?
Safety-wise, Koło and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Koło or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 8% less than in Koło. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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