😐Monthly costs for one person with rent: $1,481 in Koło versus $1,378 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,179 in Koło versus $2,327 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,876 in Koło versus $3,275 in Ubud, Bali.
🌍Living in Koło is roughly 8% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Koło7% above, Ubud, Bali0% above.
Currency
🍽 Eating Out
Koło
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.86zł 40.44
$3.33Rp 58.7K
226.13%
Three-Course Dinner for Two, Mid-Range
$43.80zł 163
$35.82Rp 630.7K
22.28%
Fast Food Meal(McDonalds, etc)
$8.75zł 32.57
$5.63Rp 99.1K
55.42%
Cappuccino
$3.61zł 13.43
$2.82Rp 49.7K
28.01%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.10zł 7.82
$1.75Rp 30.8K
20.00%
Water(0.33 liter bottle)
$1.71zł 6.38
$0.80Rp 14.0K
113.75%
Local Beer(0.5 liter draught)
$3.84zł 14.29
$3.04Rp 53.6K
26.32%
Imported Beer(0.33 liter bottle)
$4.13zł 15.36
$4.30Rp 75.7K
-3.95%
🛒 Groceries & Markets
Koło
Ubud, Bali
Difference
Milk(1 liter)
$1.00zł 3.71
$1.61Rp 28.3K
-37.89%
White Bread(500g)
$1.28zł 4.75
$2.27Rp 39.9K
-43.61%
Rice(white)(1kg)
$1.48zł 5.52
$1.17Rp 20.6K
26.50%
Eggs
$3.47zł 12.93
$2.17Rp 38.2K
59.91%
Local Cheese(1kg)
$9.03zł 33.63
$17.63Rp 310.5K
-48.78%
Chicken Fillets(1kg)
$6.64zł 24.73
$4.05Rp 71.4K
63.95%
Beef Round Steak(1kg)
$12.31zł 45.82
$12.18Rp 214.5K
1.07%
Apples(1kg)
$1.16zł 4.33
$3.62Rp 63.7K
-67.96%
Banana(1kg)
$1.67zł 6.23
$1.64Rp 28.8K
1.83%
Oranges(1kg)
$1.72zł 6.41
$2.31Rp 40.6K
-25.54%
Tomato(1kg)
$2.72zł 10.12
$1.96Rp 34.5K
38.78%
Potato(1kg)
$0.89zł 3.30
$1.84Rp 32.5K
-51.63%
Onion(1kg)
$1.09zł 4.07
$2.37Rp 41.7K
-54.01%
Lettuce(1 head)
$1.33zł 4.95
$1.05Rp 18.5K
26.67%
Water(1.5 liter bottle)
$0.64zł 2.38
$0.54Rp 9,560
18.52%
Cigarettes 20 Pack(Marlboro, Camel)
$5.40zł 20.10
$2.30Rp 40.6K
134.78%
Wine(Bottle)
$6.63zł 24.68
$23.08Rp 406.4K
-71.27%
Local Beer(0.5 liter bottle)
$1.12zł 4.16
$2.34Rp 41.2K
-52.14%
Imported Beer(0.33 liter bottle)
$1.60zł 5.96
$3.07Rp 54.0K
-47.88%
🚌 Getting Around
Koło
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.10zł 4.09
$0.25Rp 4,365
340.00%
Public Transport Monthly Pass(Regular Price)
$30.99zł 115
$9.42Rp 165.9K
228.98%
Taxi Start(Normal Tariff)
$2.13zł 7.92
$0.49Rp 8,631
334.69%
Taxi(Normal Tariff)(1km)
$0.88zł 3.28
$0.47Rp 8,349
87.23%
Taxi 1hour Waiting(Normal Tariff)
$10.82zł 40.28
$5.60Rp 98.6K
93.21%
Gasoline(1 liter)
$1.56zł 5.82
$0.81Rp 14.2K
92.59%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8Kzł 118.4K
$25.0KRp 440.3M
27.14%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.1Kzł 104.6K
$31.1KRp 547.0M
-9.61%
🧾 Monthly Utilities & Internet
Koło
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$293zł 1,092
$82.7Rp 1.5M
254.59%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.18zł 34.19
$6.49Rp 114.2K
41.45%
Internet(50+ Mbps, Unlimited Data)
$17.48zł 65.1
$18.79Rp 330.8K
-6.97%
🎉 Sport & Entertainment
Koło
Ubud, Bali
Difference
Gym Membership(Monthly)
$39.57zł 147
$55.2Rp 972.6K
-28.37%
Tennis Court(1 Hour on Weekend)
$23.72zł 88.3
$18.21Rp 320.6K
30.26%
Cinema Ticket
$7.69zł 28.62
$4.30Rp 75.7K
78.84%
🧸 Childcare & Education
Koło
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$363zł 1,351
$494Rp 8.7M
-26.60%
International Primary School, 1 Child(Yearly)
$8,085zł 30.1K
$5,917Rp 104.2M
36.64%
👕👟 Clothing & Footwear
Koło
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$87.1zł 324
$46.28Rp 814.8K
88.27%
Summer Dress(H&M, Zara, etc)
$38.10zł 142
$36.44Rp 641.6K
4.56%
Sport Shoes(Adidas, Nike)
$91.7zł 341
$80.7Rp 1.4M
13.62%
Men's Leather Business Shoes
$106zł 395
$78.8Rp 1.4M
34.49%
🏠 Accommodation & Living
Koło
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$628zł 2,339
$1,114Rp 19.6M
-43.60%
1-bedroom Apartment, Outside City Center(Monthly)
$519zł 1,933
$693Rp 12.2M
-25.11%
3-bedroom Apartment, City Center(Monthly)
$1,045zł 3,890
$3,639Rp 64.1M
-71.29%
3-bedroom Apartment, Outside City Center(Monthly)
$875zł 3,258
$1,712Rp 30.1M
-48.90%
Buy Apartment in City Center(m2)
$3,027zł 11.3K
$2,761Rp 48.6M
9.66%
Buy Apartment Outside City Center(m2)
$2,334zł 8,689
$2,293Rp 40.4M
1.79%
💵 Salaries & Financials
Koło
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$167Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.79
13.78
-50.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Koło: September 5, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $628 in Koło and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $44.00 in Koło vs $36.00 in Ubud, Bali. Groceries flip the comparison at $216 vs $294, with Koło cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koło vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Koło and in Ubud, Bali?
Koło and Ubud, Bali differ by about 8% in total monthly costs ($1,481 vs $1,378 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Koło compared to Ubud, Bali?
You'd need roughly $2,222 in Koło and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Koło and in Ubud, Bali?
Rent for a central apartment: $628 in Koło versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Koło and in Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 229% less than in Koło. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Koło and Ubud, Bali?
Childcare runs $363 in Koło versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,000 per month?
At $1,378 in Ubud, Bali versus $1,481 in Koło, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Koło. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Koło and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Koło or Ubud, Bali safer for residents?
Safety-wise, Koło and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Koło or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 8% less than in Koło. Beyond cost, consider language, visa policies, and how big the international community is in each city.