Last update: Oct 2026

Cost of Living Comparison Between Koło and Krakow

For one person, living is cheaper in Koło: $1,432 a month against $1,815 in Krakow, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

70

Cost of Living Index in Koło
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Koło Living Index
88

Cost of Living Index in Krakow
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Krakow Living Index

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Koło

🇵🇱 Poland

$1,432

/mo nomad

Krakow

🇵🇱 Poland

$1,815

/mo nomad

Monthly Cost of Living

How much you'll spend in Koło and in Krakow

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koło and in Krakow actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,432 in Koło versus $1,815 in Krakow.

Koło $1,432
Krakow $1,815

Estimated couple costs with rent: $2,062 in Koło versus $2,587 in Krakow.

Koło $2,062
Krakow $2,587

Monthly costs for a family of three with rent: $2,691 in Koło versus $3,359 in Krakow.

Koło $2,691
Krakow $3,359

Living in Koło costs roughly 21% less than in Krakow, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Koło 6% above, Krakow 34% above.

Meal at Budget Restaurant

$10.00 zł 38.85

$11.83 zł 45.95

-15.47%

Three-Course Dinner for Two, Mid-Range

$42.72 zł 166

$50.5 zł 196

-15.41%

Fast Food Meal (McDonalds, etc)

$8.65 zł 33.60

$9.81 zł 38.12

-11.82%

Cappuccino

$3.50 zł 13.58

$4.22 zł 16.40

-17.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 zł 8.05

$2.59 zł 10.06

-20.08%

Water (0.33 liter bottle)

$1.61 zł 6.24

$2.35 zł 9.12

-31.49%

Local Beer (0.5 liter draught)

$3.64 zł 14.15

$4.63 zł 17.98

-21.38%

Imported Beer (0.33 liter bottle)

$3.79 zł 14.71

$4.72 zł 18.32

-19.70%

Milk (1 liter)

$1.01 zł 3.92

$1.07 zł 4.14

-5.61%

White Bread (500g)

$1.30 zł 5.03

$1.50 zł 5.84

-13.33%

Rice (white) (1kg)

$1.42 zł 5.52

$1.76 zł 6.83

-19.32%

Eggs

$3.27 zł 12.70

$3.90 zł 15.13

-16.15%

Local Cheese (1kg)

$8.39 zł 32.60

$9.40 zł 36.53

-10.74%

Chicken Fillets (1kg)

$5.69 zł 22.11

$7.87 zł 30.57

-27.70%

Beef Round Steak (1kg)

$11.91 zł 46.27

$13.41 zł 52.1

-11.19%

Apples (1kg)

$1.14 zł 4.44

$1.34 zł 5.20

-14.93%

Banana (1kg)

$1.66 zł 6.47

$1.69 zł 6.56

-1.78%

Oranges (1kg)

$1.65 zł 6.40

$1.80 zł 6.98

-8.33%

Tomato (1kg)

$2.64 zł 10.24

$3.07 zł 11.93

-14.01%

Potato (1kg)

$0.83 zł 3.21

$0.88 zł 3.40

-5.68%

Onion (1kg)

$1.04 zł 4.05

$1.02 zł 3.98

1.96%

Lettuce (1 head)

$1.32 zł 5.11

$1.21 zł 4.70

9.09%

Water (1.5 liter bottle)

$0.68 zł 2.63

$0.80 zł 3.12

-15.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.20 zł 20.21

$6.24 zł 24.24

-16.67%

Wine (Bottle)

$6.54 zł 25.41

$6.40 zł 24.86

2.19%

Local Beer (0.5 liter bottle)

$1.13 zł 4.39

$1.21 zł 4.70

-6.61%

Imported Beer (0.33 liter bottle)

$1.51 zł 5.86

$1.67 zł 6.49

-9.58%

One-way Ticket (Public Transport)

$1.08 zł 4.19

$1.57 zł 6.10

-31.21%

Public Transport Monthly Pass (Regular Price)

$28.76 zł 112

$33.06 zł 128

-13.01%

Taxi Start (Normal Tariff)

$2.08 zł 8.10

$2.22 zł 8.63

-6.31%

Taxi (Normal Tariff) (1km)

$0.66 zł 2.56

$1.01 zł 3.91

-34.65%

Taxi 1hour Waiting (Normal Tariff)

$9.85 zł 38.28

$12.48 zł 48.51

-21.07%

Gasoline (1 liter)

$1.59 zł 6.16

$1.67 zł 6.49

-4.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K zł 126.9K

$30.7K zł 119.3K

6.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K zł 94.3K

$28.6K zł 111.2K

-15.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$274 zł 1,064

$325 zł 1,261

-15.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.76 zł 34.05

$8.70 zł 33.80

0.69%

Internet (50+ Mbps, Unlimited Data)

$16.98 zł 66.0

$17.84 zł 69.3

-4.82%

Gym Membership (Monthly)

$36.28 zł 141

$45.16 zł 175

-19.66%

Tennis Court (1 Hour on Weekend)

$22.37 zł 86.9

$24.28 zł 94.3

-7.87%

Cinema Ticket

$6.62 zł 25.71

$8.57 zł 33.29

-22.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$338 zł 1,314

$463 zł 1,799

-26.92%

International Primary School, 1 Child (Yearly)

$9,118 zł 35.4K

$9,760 zł 37.9K

-6.57%

Jeans (Levis 501 Or Similar)

$82.9 zł 322

$96.7 zł 376

-14.22%

Summer Dress (H&M, Zara, etc)

$38.00 zł 148

$40.10 zł 156

-5.24%

Sport Shoes (Adidas, Nike)

$79.3 zł 308

$89.1 zł 346

-11.04%

Men's Leather Business Shoes

$99.0 zł 385

$122 zł 473

-18.68%

1-bedroom Apartment, City Center (Monthly)

$599 zł 2,327

$937 zł 3,642

-36.11%

1-bedroom Apartment, Outside City Center (Monthly)

$515 zł 2,001

$735 zł 2,854

-29.87%

3-bedroom Apartment, City Center (Monthly)

$1,003 zł 3,899

$1,477 zł 5,738

-32.06%

3-bedroom Apartment, Outside City Center (Monthly)

$812 zł 3,153

$1,147 zł 4,456

-29.23%

Buy Apartment in City Center (m2)

$2,832 zł 11.0K

$5,395 zł 21.0K

-47.51%

Buy Apartment Outside City Center (m2)

$2,304 zł 8,953

$3,529 zł 13.7K

-34.69%

Average Monthly Net Salary (After Tax)

$1,894 zł 7,360

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

6.62

0.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koło: October 10, 2026

Last update for Krakow: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koło

$515 36%

Krakow

$735 40.5% 42.6% $219

Monthly Utilities & Internet

Koło

$300 20.9%

Krakow

$351 19.4% 17.1% $51

Groceries & Markets

Koło

$206 14.4%

Krakow

$237 13.1% 14.8% $30

Eating Out

Koło

$188 13.2%

Krakow

$227 12.5% 20.5% $39

Clothing & Footwear

Koło

$135 9.4%

Krakow

$156 8.6% 16.2% $22

Sport & Entertainment

Koło

$50 3.5%

Krakow

$62 3.4% 25.8% $13

Getting Around

Koło

$38 2.7%

Krakow

$47 2.6% 21.2% $8.1

Cost Breakdown

A one-bedroom apartment in the center runs $599 in Koło and $937 in Krakow. Housing cost is often the main lever when comparing two cities.

Dining out: $43.00 in Koło vs $50.0 in Krakow for a mid-range dinner for two. Groceries echo the gap at $206 vs $237 per month, with Koło cheaper across the board.

Good to know

🇵🇱 Koło

🇵🇱 Krakow

🕒 Local time

01:08 1:08 AM

Same time as Koło

🌤 Weather

👥 Population

21,035

806,201

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

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Koło Krakow 250 km

From you

Koło
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koło vs Krakow: Cost of Living - Frequently Asked Questions

Koło and Krakow differ by about 27% in total monthly costs ($1,432 vs $1,815 including rent). Koło is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,148 in Koło and $2,722 in Krakow to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $599 in Koło versus $937 in Krakow. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Koło runs roughly 15% less than in Krakow. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $338 in Koło versus $463 in Krakow. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,432 in Koło versus $1,815 in Krakow, a $2,000 budget is realistic in Koło but tight or insufficient in Krakow. The gap between the two cities makes Koło the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koło and Krakow are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koło gentler on the wallet – expenses run 27% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.