Cost of Living Comparison Between Ubud, Bali and Koło Cost of Living Comparison Between Ubud, Bali and Koło

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,481 in Koło.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $2,179 in Koło.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,876 in Koło.

Living in Ubud, Bali costs roughly 7% less than in Koło, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Koło 7% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$10.86 zł 40.44

-69.34%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$43.80 zł 163

-18.22%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$8.75 zł 32.57

-35.66%

Cappuccino

$2.82 Rp 49.7K

$3.61 zł 13.43

-21.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.10 zł 7.82

-16.67%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.71 zł 6.38

-53.22%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.84 zł 14.29

-20.83%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$4.13 zł 15.36

4.12%

Milk (1 liter)

$1.61 Rp 28.3K

$1.00 zł 3.71

61.00%

White Bread (500g)

$2.27 Rp 39.9K

$1.28 zł 4.75

77.34%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.48 zł 5.52

-20.95%

Eggs

$2.17 Rp 38.2K

$3.47 zł 12.93

-37.46%

Local Cheese (1kg)

$17.63 Rp 310.5K

$9.03 zł 33.63

95.24%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$6.64 zł 24.73

-39.01%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$12.31 zł 45.82

-1.06%

Apples (1kg)

$3.62 Rp 63.7K

$1.16 zł 4.33

212.07%

Banana (1kg)

$1.64 Rp 28.8K

$1.67 zł 6.23

-1.80%

Oranges (1kg)

$2.31 Rp 40.6K

$1.72 zł 6.41

34.30%

Tomato (1kg)

$1.96 Rp 34.5K

$2.72 zł 10.12

-27.94%

Potato (1kg)

$1.84 Rp 32.5K

$0.89 zł 3.30

106.74%

Onion (1kg)

$2.37 Rp 41.7K

$1.09 zł 4.07

117.43%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.33 zł 4.95

-21.05%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.64 zł 2.38

-15.62%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$5.40 zł 20.10

-57.41%

Wine (Bottle)

$23.08 Rp 406.4K

$6.63 zł 24.68

248.11%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.12 zł 4.16

108.93%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.60 zł 5.96

91.87%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.10 zł 4.09

-77.27%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$30.99 zł 115

-69.60%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$2.13 zł 7.92

-77.00%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.88 zł 3.28

-46.59%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$10.82 zł 40.28

-48.24%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.56 zł 5.82

-48.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$31.8K zł 118.4K

-21.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$28.1K zł 104.6K

10.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$293 zł 1,092

-71.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$9.18 zł 34.19

-29.30%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$17.48 zł 65.1

7.49%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$39.57 zł 147

39.60%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$23.72 zł 88.3

-23.23%

Cinema Ticket

$4.30 Rp 75.7K

$7.69 zł 28.62

-44.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$363 zł 1,351

36.24%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$8,085 zł 30.1K

-26.81%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$87.1 zł 324

-46.88%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$38.10 zł 142

-4.36%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$91.7 zł 341

-11.99%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$106 zł 395

-25.65%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$628 zł 2,339

77.31%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$519 zł 1,933

33.53%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,045 zł 3,890

248.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$875 zł 3,258

95.69%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$3,027 zł 11.3K

-8.81%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$2,334 zł 8,689

-1.75%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.79

102.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Koło: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $628 in Koło. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $44.00 in Koło. Groceries flip the comparison at $294 vs $216, with Koło cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Koło: Cost of Living - Frequently Asked Questions

Ubud, Bali and Koło differ by about 8% in total monthly costs ($1,378 vs $1,481 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,067 in Ubud, Bali and $2,222 in Koło to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,114 in Ubud, Bali versus $628 in Koło. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 229% less than in Koło. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $494 in Ubud, Bali versus $363 in Koło. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,378 in Ubud, Bali versus $1,481 in Koło, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Koło. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Koło are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 8% less than in Koło. Beyond cost, consider language, visa policies, and how big the international community is in each city.