Cost of Living Comparison Between Ubud, Bali and Koło Cost of Living Comparison Between Ubud, Bali and Koło

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,416 in Koło.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $2,059 in Koło.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,702 in Koło.

Monthly costs are close between Ubud, Bali and Koło; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Ubud, Bali 6% above, Koło 6% above.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$10.99 zł 40.08

-67.61%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$41.89 zł 153

-21.87%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$8.27 zł 30.16

-40.15%

Cappuccino

$2.71 Rp 48.9K

$3.58 zł 13.06

-24.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$1.96 zł 7.15

-31.63%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.63 zł 5.95

-57.06%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$3.18 zł 11.61

-8.18%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$3.68 zł 13.43

7.61%

Milk (1 liter)

$1.81 Rp 32.6K

$1.03 zł 3.77

75.73%

White Bread (500g)

$2.52 Rp 45.4K

$1.36 zł 4.95

85.29%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.43 zł 5.23

-18.88%

Eggs

$2.46 Rp 44.4K

$3.33 zł 12.16

-26.13%

Local Cheese (1kg)

$14.71 Rp 265.3K

$9.18 zł 33.49

60.24%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$6.46 zł 23.55

-33.13%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$10.81 zł 39.42

12.30%

Apples (1kg)

$3.84 Rp 69.3K

$1.07 zł 3.91

258.88%

Banana (1kg)

$1.56 Rp 28.1K

$1.74 zł 6.36

-10.34%

Oranges (1kg)

$2.83 Rp 51.1K

$1.72 zł 6.29

64.53%

Tomato (1kg)

$2.33 Rp 41.9K

$2.92 zł 10.65

-20.21%

Potato (1kg)

$1.91 Rp 34.5K

$0.90 zł 3.30

112.22%

Onion (1kg)

$2.20 Rp 39.7K

$1.14 zł 4.16

92.98%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.28 zł 4.68

-21.09%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.61 zł 2.22

27.87%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$5.06 zł 18.44

-34.39%

Wine (Bottle)

$23.74 Rp 428.0K

$7.10 zł 25.89

234.37%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.14 zł 4.14

144.74%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$1.68 zł 6.12

70.24%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$1.07 zł 3.90

-74.77%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$33.02 zł 120

-75.68%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$2.12 zł 7.73

-78.30%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.78 zł 2.84

-42.31%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$10.96 zł 39.96

-44.34%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.68 zł 6.14

-52.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$33.7K zł 123.0K

-22.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$30.0K zł 109.3K

7.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$270 zł 985

-70.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$8.37 zł 30.52

-51.49%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$16.56 zł 60.4

42.03%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$36.64 zł 134

169.38%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$19.58 zł 71.4

-66.14%

Cinema Ticket

$4.15 Rp 74.8K

$6.95 zł 25.34

-40.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$336 zł 1,226

-9.59%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$8,184 zł 29.8K

-19.20%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$90.1 zł 329

-38.36%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$35.71 zł 130

7.28%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$80.2 zł 292

10.49%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$93.6 zł 341

-16.80%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$641 zł 2,337

57.06%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$498 zł 1,817

35.53%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$974 zł 3,552

253.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$811 zł 2,956

151.61%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$3,099 zł 11.3K

-8.32%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$2,518 zł 9,183

-10.11%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.75

96.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Koło: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $641 in Koło. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $42.00 in Koło. Groceries flip the comparison at $302 vs $213, with Koło cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Koło: Cost of Living - Frequently Asked Questions

You'd need roughly $2,129 in Ubud, Bali and $2,124 in Koło to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $641 in Koło. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $336 in Koło. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Koło – a meal for two runs $42.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,416 in Koło versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Koło but tight or insufficient in Ubud, Bali. The gap between the two cities makes Koło the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Koło are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Koło wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.