Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Koło

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,435 in Koło, rent and utilities included – about $1,000 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
70

Cost of Living Index in Koło
Learn more

Koło Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Koło

🇵🇱 Poland

$1,435

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Koło

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Koło actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,435 in Koło.

Ubud, Bali $1,349
Koło $1,435

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,068 in Koło.

Ubud, Bali $2,305
Koło $2,068

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,701 in Koło.

Ubud, Bali $3,261
Koło $2,701

Living in Ubud, Bali costs roughly 6% less than in Koło, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$9.38 zł 36.99

-64.61%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$42.60 zł 168

-16.34%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.64 zł 34.07

-36.00%

Cappuccino

$2.72 Rp 49.4K

$3.39 zł 13.39

-19.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.11 zł 8.33

-19.43%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.63 zł 6.42

-53.37%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$3.53 zł 13.92

-24.93%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$3.83 zł 15.10

14.36%

Milk (1 liter)

$1.49 Rp 27.1K

$0.99 zł 3.92

50.51%

White Bread (500g)

$2.28 Rp 41.4K

$1.20 zł 4.73

90.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.38 zł 5.43

-13.77%

Eggs

$2.04 Rp 37.0K

$3.33 zł 13.13

-38.74%

Local Cheese (1kg)

$17.70 Rp 321.9K

$8.38 zł 33.08

111.22%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$7.22 zł 28.50

-45.15%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$11.48 zł 45.28

6.18%

Apples (1kg)

$3.66 Rp 66.5K

$1.04 zł 4.11

251.92%

Banana (1kg)

$1.52 Rp 27.6K

$1.65 zł 6.50

-7.88%

Oranges (1kg)

$2.23 Rp 40.5K

$1.63 zł 6.43

36.81%

Tomato (1kg)

$1.97 Rp 35.9K

$2.72 zł 10.73

-27.57%

Potato (1kg)

$1.85 Rp 33.6K

$0.88 zł 3.46

110.23%

Onion (1kg)

$2.42 Rp 44.1K

$1.04 zł 4.12

132.69%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.32 zł 5.20

-25.00%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.66 zł 2.59

-22.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.25 zł 20.73

-57.71%

Wine (Bottle)

$22.24 Rp 404.4K

$6.62 zł 26.11

235.95%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.08 zł 4.27

109.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.50 zł 5.94

98.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$1.06 zł 4.20

-76.42%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$26.93 zł 106

-70.96%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$1.77 zł 6.97

-75.14%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.75 zł 2.97

-42.67%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$8.65 zł 34.13

-37.46%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.64 zł 6.46

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$31.3K zł 123.7K

-23.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$28.9K zł 113.9K

9.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$282 zł 1,112

-71.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$8.53 zł 33.65

-24.38%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$17.42 zł 68.7

6.66%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$32.89 zł 130

50.44%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$21.05 zł 83.1

-16.15%

Cinema Ticket

$4.27 Rp 77.7K

$6.62 zł 26.12

-35.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$378 zł 1,491

29.84%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$8,360 zł 33.0K

-32.13%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$80.6 zł 318

-44.59%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$38.05 zł 150

-8.15%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$87.7 zł 346

-8.94%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$101 zł 400

-21.72%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$598 zł 2,358

88.25%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$512 zł 2,022

31.04%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$984 zł 3,883

262.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$819 zł 3,232

110.34%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$2,928 zł 11.6K

-6.71%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,892 zł 7,463

20.75%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.74

104.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Koło: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Koło

$512 35.7% 23.7% $159

Groceries & Markets

Ubud, Bali

$288 21.4%

Koło

$211 14.7% 26.8% $77

Eating Out

Ubud, Bali

$108 8%

Koło

$182 12.7% 68.9% $74

Clothing & Footwear

Ubud, Bali

$108 8%

Koło

$139 9.7% 28.8% $31

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Koło

$308 21.5% 196% $204

Sport & Entertainment

Ubud, Bali

$58 4.3%

Koło

$46 3.2% 20.5% $12

Getting Around

Ubud, Bali

$11 0.9%

Koło

$37 2.6% 222% $25

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $598 in Koło. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $43 in Koło. Groceries flip the comparison at $288 vs $211, with Koło cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Koło

🕒 Local time

13:13 1:13 PM

06:13 6:13 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

21,035

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.253 USD

1 PLN = 0.228 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of October 29, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.39 PLN (1 PLN = 0.228 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Koło 11,200 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Koło

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Koło: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $1,435 in Koło, so Ubud, Bali is about 6% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $2,152 in Koło to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $598 in Koło. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 71% less than in Koło. The price difference matters if you commute daily and watch your budget.

Childcare runs $491 in Ubud, Bali versus $378 in Koło. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Koło are both considered safe, so it’s unlikely to be the deciding factor between them.