Cost of Living Comparison Between Ubud, Bali and Koło Cost of Living Comparison Between Ubud, Bali and Koło

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,451 in Koło.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,082 in Koło.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,714 in Koło.

Living in Ubud, Bali costs roughly 3% less than in Koło, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Koło 9% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$10.87 zł 41.23

-68.26%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$41.26 zł 157

-21.62%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$8.11 zł 30.78

-40.32%

Cappuccino

$2.75 Rp 49.4K

$3.54 zł 13.43

-22.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.92 zł 7.28

-28.13%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.67 zł 6.34

-55.09%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$3.35 zł 12.73

-10.75%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.68 zł 13.95

4.62%

Milk (1 liter)

$1.74 Rp 31.2K

$1.07 zł 4.06

62.62%

White Bread (500g)

$2.46 Rp 44.2K

$1.29 zł 4.90

90.70%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.42 zł 5.39

-17.61%

Eggs

$2.43 Rp 43.7K

$3.31 zł 12.57

-26.59%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.19 zł 34.87

57.78%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.71 zł 25.46

-35.17%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$11.05 zł 41.91

8.42%

Apples (1kg)

$3.72 Rp 66.8K

$1.05 zł 3.98

254.29%

Banana (1kg)

$1.63 Rp 29.2K

$1.78 zł 6.77

-8.43%

Oranges (1kg)

$2.74 Rp 49.3K

$1.74 zł 6.60

57.47%

Tomato (1kg)

$2.24 Rp 40.3K

$2.90 zł 10.99

-22.76%

Potato (1kg)

$1.92 Rp 34.5K

$0.95 zł 3.59

102.11%

Onion (1kg)

$2.28 Rp 40.9K

$1.13 zł 4.28

101.77%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.25 zł 4.73

-15.20%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.60 zł 2.27

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$5.20 zł 19.74

-36.73%

Wine (Bottle)

$23.19 Rp 416.8K

$6.71 zł 25.45

245.60%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.14 zł 4.34

143.86%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.59 zł 6.04

71.70%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.07 zł 4.05

-74.77%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$32.14 zł 122

-74.77%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.20 zł 8.33

-78.18%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.76 zł 2.89

-44.74%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$11.02 zł 41.83

-43.56%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.67 zł 6.35

-51.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$34.0K zł 128.9K

-21.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$30.0K zł 113.9K

7.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$273 zł 1,037

-71.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$8.62 zł 32.69

-52.78%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$16.51 zł 62.6

47.37%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$36.33 zł 138

171.43%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$19.24 zł 73.0

-67.05%

Cinema Ticket

$3.99 Rp 71.6K

$7.06 zł 26.79

-43.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$342 zł 1,299

-10.93%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$8,070 zł 30.6K

-17.69%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$91.3 zł 346

-40.68%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$36.56 zł 139

3.42%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$82.0 zł 311

5.94%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$93.9 zł 356

-18.66%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$644 zł 2,444

53.99%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$498 zł 1,889

35.11%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$966 zł 3,663

249.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$823 zł 3,124

148.99%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,812 zł 10.7K

-0.25%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,093 zł 7,940

6.42%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.75

96.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Koło: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $644 in Koło. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $41.00 in Koło. Groceries flip the comparison at $297 vs $214, with Koło cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Koło: Cost of Living - Frequently Asked Questions

Ubud, Bali and Koło differ by about 3% in total monthly costs ($1,408 vs $1,451 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,112 in Ubud, Bali and $2,176 in Koło to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $644 in Koło. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 296% less than in Koło. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $305 in Ubud, Bali versus $342 in Koło. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,408 in Ubud, Bali versus $1,451 in Koło, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Koło. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Koło are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 3% less than in Koło. Beyond cost, consider language, visa policies, and how big the international community is in each city.