Cost of Living Comparison Between Ubud, Bali and Koło Cost of Living Comparison Between Ubud, Bali and Koło

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $1,404 in Koło.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $2,082 in Koło.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $2,760 in Koło.

Living in Ubud, Bali costs roughly 1% less than in Koło, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 4% above, Koło 4% above.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$10.69 zł 38.48

-67.45%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$41.47 zł 149

-20.71%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$8.30 zł 29.87

-38.67%

Cappuccino

$2.75 Rp 47.1K

$3.53 zł 12.69

-22.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$1.98 zł 7.14

-30.30%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.64 zł 5.90

-56.71%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$3.24 zł 11.66

-11.11%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$3.71 zł 13.37

4.31%

Milk (1 liter)

$1.79 Rp 30.7K

$1.07 zł 3.84

67.29%

White Bread (500g)

$2.45 Rp 42.0K

$1.30 zł 4.68

88.46%

Rice (white) (1kg)

$1.21 Rp 20.7K

$1.38 zł 4.98

-12.32%

Eggs

$2.39 Rp 40.9K

$3.20 zł 11.51

-25.31%

Local Cheese (1kg)

$14.70 Rp 252.1K

$9.01 zł 32.43

63.15%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$6.71 zł 24.16

-36.81%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$10.97 zł 39.49

10.12%

Apples (1kg)

$3.66 Rp 62.9K

$1.05 zł 3.76

248.57%

Banana (1kg)

$1.61 Rp 27.6K

$1.71 zł 6.17

-5.85%

Oranges (1kg)

$2.72 Rp 46.6K

$1.78 zł 6.40

52.81%

Tomato (1kg)

$2.27 Rp 39.0K

$2.94 zł 10.59

-22.79%

Potato (1kg)

$1.90 Rp 32.6K

$0.95 zł 3.41

100.00%

Onion (1kg)

$2.30 Rp 39.4K

$1.14 zł 4.11

101.75%

Lettuce (1 head)

$1.02 Rp 17.4K

$1.28 zł 4.61

-20.31%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$0.65 zł 2.35

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$5.30 zł 19.07

-38.87%

Wine (Bottle)

$24.06 Rp 412.7K

$7.36 zł 26.50

226.90%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$1.13 zł 4.08

151.33%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$1.66 zł 5.99

68.07%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$1.07 zł 3.84

-74.77%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

$32.73 zł 118

-74.82%

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$2.14 zł 7.72

-78.97%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$0.73 zł 2.63

-41.10%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$10.77 zł 38.79

-44.10%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.70 zł 6.12

-49.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$33.8K zł 121.5K

-22.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$30.7K zł 110.4K

3.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$272 zł 980

-71.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$8.76 zł 31.54

-54.34%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$16.80 zł 60.5

44.94%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$35.88 zł 129

166.92%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

$19.34 zł 69.6

-66.60%

Cinema Ticket

$4.01 Rp 68.7K

$6.84 zł 24.62

-41.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$342 zł 1,231

-11.77%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$8,167 zł 29.4K

-19.87%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$88.5 zł 318

-39.60%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$36.58 zł 132

5.39%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$81.8 zł 294

8.89%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$95.8 zł 345

-17.64%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$656 zł 2,360

55.00%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$488 zł 1,755

37.86%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$973 zł 3,504

246.11%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$818 zł 2,946

157.59%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

$3,019 zł 10.9K

-0.57%

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

$2,067 zł 7,442

13.03%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.75

96.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Koło: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $656 in Koło. Housing cost is often the main lever when comparing two cities.

Dining out: $33 in Ubud, Bali vs $41 in Koło. Groceries flip the comparison at $300 vs $215, with Koło cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Koło: Cost of Living - Frequently Asked Questions

Ubud, Bali and Koło differ by about 1% in total monthly costs ($1,395 vs $1,404 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,092 in Ubud, Bali and $2,106 in Koło to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,016 in Ubud, Bali versus $656 in Koło. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 297% less than in Koło. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $302 in Ubud, Bali versus $342 in Koło. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,395 in Ubud, Bali versus $1,404 in Koło, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Koło. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Koło are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 1% less than in Koło. Beyond cost, consider language, visa policies, and how big the international community is in each city.