Last update: Oct 2026

Cost of Living Comparison Between Kolkata (Calcutta) and Ubud, Bali

For one person, living is cheaper in Kolkata (Calcutta): $428 a month against $1,368 in Ubud, Bali, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

21

Cost of Living Index in Kolkata (Calcutta)
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Kolkata (Calcutta) Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kolkata (Calcutta)

🇮🇳 India

$428

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Kolkata (Calcutta) and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kolkata (Calcutta) and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $428 in Kolkata (Calcutta) versus $1,368 in Ubud, Bali.

Kolkata (Calcutta) $428
Ubud, Bali $1,368

Estimated couple costs with rent: $676 in Kolkata (Calcutta) versus $2,314 in Ubud, Bali.

Kolkata (Calcutta) $676
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $924 in Kolkata (Calcutta) versus $3,260 in Ubud, Bali.

Kolkata (Calcutta) $924
Ubud, Bali $3,260

Living in Kolkata (Calcutta) costs roughly 69% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Kolkata (Calcutta) is 68% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$2.10 ₹200

$3.33 Rp 59.9K

-36.94%

Three-Course Dinner for Two, Mid-Range

$14.69 ₹1,395

$35.18 Rp 633.2K

-58.24%

Fast Food Meal (McDonalds, etc)

$4.28 ₹406

$5.80 Rp 104.5K

-26.21%

Cappuccino

$1.64 ₹156

$2.73 Rp 49.1K

-39.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 ₹42.81

$1.64 Rp 29.5K

-72.56%

Water (0.33 liter bottle)

$0.13 ₹12.23

$0.83 Rp 15.0K

-84.34%

Local Beer (0.5 liter draught)

$1.94 ₹184

$2.70 Rp 48.6K

-28.15%

Imported Beer (0.33 liter bottle)

$3.21 ₹305

$4.30 Rp 77.4K

-25.35%

Milk (1 liter)

$0.71 ₹67.6

$1.50 Rp 27.1K

-52.67%

White Bread (500g)

$0.47 ₹44.41

$2.30 Rp 41.4K

-79.57%

Rice (white) (1kg)

$0.70 ₹66.9

$1.18 Rp 21.2K

-40.68%

Eggs

$1.04 ₹98.6

$2.14 Rp 38.6K

-51.40%

Local Cheese (1kg)

$5.20 ₹494

$17.48 Rp 314.6K

-70.25%

Chicken Fillets (1kg)

$3.06 ₹291

$4.03 Rp 72.5K

-24.07%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$2.39 ₹227

$3.55 Rp 63.9K

-32.68%

Banana (1kg)

$0.83 ₹78.8

$1.57 Rp 28.3K

-47.13%

Oranges (1kg)

$1.47 ₹140

$2.24 Rp 40.2K

-34.38%

Tomato (1kg)

$0.62 ₹58.8

$1.93 Rp 34.7K

-67.88%

Potato (1kg)

$0.30 ₹28.62

$1.88 Rp 33.9K

-84.04%

Onion (1kg)

$0.44 ₹42.10

$2.29 Rp 41.3K

-80.79%

Lettuce (1 head)

$0.34 ₹32.68

$0.99 Rp 17.9K

-65.66%

Water (1.5 liter bottle)

$0.28 ₹26.62

$0.53 Rp 9,475

-47.17%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 ₹486

$2.28 Rp 41.1K

124.56%

Wine (Bottle)

$10.30 ₹979

$23.01 Rp 414.2K

-55.24%

Local Beer (0.5 liter bottle)

$1.83 ₹174

$2.34 Rp 42.2K

-21.79%

Imported Beer (0.33 liter bottle)

$2.81 ₹267

$2.91 Rp 52.4K

-3.44%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.57 ₹624

One-way Ticket (Public Transport)

$0.16 ₹15.06

$0.24 Rp 4,315

-33.33%

Public Transport Monthly Pass (Regular Price)

$3.13 ₹297

$8.82 Rp 158.7K

-64.51%

Taxi Start (Normal Tariff)

$0.66 ₹62.3

$0.48 Rp 8,684

37.50%

Taxi (Normal Tariff) (1km)

$0.32 ₹30.52

$0.46 Rp 8,233

-30.43%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$5.45 Rp 98.2K

-70.46%

Gasoline (1 liter)

$1.11 ₹105

$0.88 Rp 15.9K

26.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.9K ₹1.5M

$24.6K Rp 442.2M

-35.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ₹2.1M

$31.2K Rp 561.4M

-27.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.9 ₹5,021

$83.0 Rp 1.5M

-36.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.97 ₹472

$6.45 Rp 116.0K

-22.95%

Internet (50+ Mbps, Unlimited Data)

$7.30 ₹693

$18.57 Rp 334.2K

-60.69%

Gym Membership (Monthly)

$15.66 ₹1,487

$55.8 Rp 1.0M

-71.95%

Tennis Court (1 Hour on Weekend)

$11.55 ₹1,097

$18.11 Rp 326.0K

-36.22%

Cinema Ticket

$3.42 ₹325

$4.38 Rp 78.9K

-21.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$47.35 ₹4,497

$493 Rp 8.9M

-90.40%

International Primary School, 1 Child (Yearly)

$2,072 ₹196.7K

$5,754 Rp 103.6M

-64.00%

Jeans (Levis 501 Or Similar)

$27.13 ₹2,576

$46.19 Rp 831.4K

-41.26%

Summer Dress (H&M, Zara, etc)

$26.58 ₹2,524

$35.33 Rp 636.0K

-24.77%

Sport Shoes (Adidas, Nike)

$35.20 ₹3,343

$79.1 Rp 1.4M

-55.49%

Men's Leather Business Shoes

$28.34 ₹2,691

$78.4 Rp 1.4M

-63.85%

1-bedroom Apartment, City Center (Monthly)

$152 ₹14.5K

$1,142 Rp 20.6M

-86.65%

1-bedroom Apartment, Outside City Center (Monthly)

$96.3 ₹9,143

$676 Rp 12.2M

-85.75%

3-bedroom Apartment, City Center (Monthly)

$393 ₹37.3K

$3,503 Rp 63.1M

-88.77%

3-bedroom Apartment, Outside City Center (Monthly)

$212 ₹20.1K

$1,700 Rp 30.6M

-87.52%

Buy Apartment in City Center (m2)

$1,115 ₹105.9K

$2,784 Rp 50.1M

-59.94%

Buy Apartment Outside City Center (m2)

$597 ₹56.7K

$2,241 Rp 40.3M

-73.34%

Average Monthly Net Salary (After Tax)

$392 ₹37.2K

$165 Rp 3.0M

138.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.04

13.78

-34.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kolkata (Calcutta): October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kolkata (Calcutta)

$117 27.4%

Ubud, Bali

$290 21.2% 147% $173

Accommodation & Living

Kolkata (Calcutta)

$96 22.5%

Ubud, Bali

$676 49.4% 602% $579

Eating Out

Kolkata (Calcutta)

$68 15.8%

Ubud, Bali

$109 8% 60.5% $41

Monthly Utilities & Internet

Kolkata (Calcutta)

$65 15.2%

Ubud, Bali

$108 7.9% 65.8% $43

Clothing & Footwear

Kolkata (Calcutta)

$53 12.3%

Ubud, Bali

$108 7.9% 104% $55

Sport & Entertainment

Kolkata (Calcutta)

$23 5.3%

Ubud, Bali

$65 4.7% 187% $42

Getting Around

Kolkata (Calcutta)

$6 1.4%

Ubud, Bali

$13 0.9% 108% $6.5

Cost Breakdown

A one-bedroom apartment in the center runs $152 in Kolkata (Calcutta) and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kolkata (Calcutta) pays 138% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $15.00 in Kolkata (Calcutta) vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $118 vs $290 per month, with Kolkata (Calcutta) cheaper across the board.

Good to know

🇮🇳 Kolkata (Calcutta)

🇮🇩 Ubud, Bali

🕒 Local time

09:50 9:50 AM

12:20 12:20 PM

2 h 30 min ahead of Kolkata (Calcutta)

🌤 Weather

👥 Population

4,486,679

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

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Between locations

Kolkata (Calcutta) Ubud, Bali 4,530 km ≈ 6 h nonstop flight

From you

Kolkata (Calcutta)
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kolkata (Calcutta) vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kolkata (Calcutta) wins on cost – living expenses run 220% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kolkata (Calcutta) the obvious pick if budget is a priority.

Average pay runs 138% higher in Kolkata (Calcutta), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $152 in Kolkata (Calcutta) versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $428 per month in Kolkata (Calcutta) versus $1,368 in Ubud, Bali – a 220% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kolkata (Calcutta) runs roughly 182% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $428 in Kolkata (Calcutta) versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Kolkata (Calcutta) but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kolkata (Calcutta) the clear choice for anyone on this budget.

Both work as nomad bases, but Kolkata (Calcutta) delivers better value – similar infrastructure at $428 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kolkata (Calcutta) hard to pass up.

Safety-wise, Kolkata (Calcutta) and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kolkata (Calcutta) gentler on the wallet – expenses run 220% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.