🙂Monthly costs for one person with rent: $422 in Kolkata (Calcutta) versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $674 in Kolkata (Calcutta) versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $926 in Kolkata (Calcutta) versus $3,660 in Ubud, Bali.
🙂Living in Kolkata (Calcutta) costs roughly 70% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Kolkata (Calcutta) is 69% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Kolkata (Calcutta)
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.26₹312
$3.56Rp 64.3K
-8.43%
Three-Course Dinner for Two, Mid-Range
$11.67₹1,118
$32.73Rp 590.3K
-64.34%
Fast Food Meal(McDonalds, etc)
$4.96₹475
$4.95Rp 89.2K
0.20%
Cappuccino
$1.78₹170
$2.71Rp 48.9K
-34.32%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.37₹35.65
$1.34Rp 24.2K
-72.39%
Water(0.33 liter bottle)
$0.12₹11.97
$0.70Rp 12.6K
-82.86%
Local Beer(0.5 liter draught)
$1.79₹171
$2.92Rp 52.7K
-38.70%
Imported Beer(0.33 liter bottle)
$2.84₹272
$3.96Rp 71.4K
-28.28%
🛒 Groceries & Markets
Kolkata (Calcutta)
Ubud, Bali
Difference
Milk(1 liter)
$0.68₹64.9
$1.81Rp 32.6K
-62.43%
White Bread(500g)
$0.40₹38.14
$2.52Rp 45.4K
-84.13%
Rice(white)(1kg)
$0.65₹62.3
$1.16Rp 20.9K
-43.97%
Eggs
$1.02₹97.4
$2.46Rp 44.4K
-58.54%
Local Cheese(1kg)
$5.36₹513
$14.71Rp 265.3K
-63.56%
Chicken Fillets(1kg)
$2.83₹271
$4.32Rp 77.9K
-34.49%
Beef Round Steak(1kg)
-
$12.14Rp 218.9K
-
Apples(1kg)
$2.42₹232
$3.84Rp 69.3K
-36.98%
Banana(1kg)
$0.80₹77.1
$1.56Rp 28.1K
-48.72%
Oranges(1kg)
$1.29₹124
$2.83Rp 51.1K
-54.42%
Tomato(1kg)
$0.66₹63.1
$2.33Rp 41.9K
-71.67%
Potato(1kg)
$0.41₹39.00
$1.91Rp 34.5K
-78.53%
Onion(1kg)
$0.60₹57.4
$2.20Rp 39.7K
-72.73%
Lettuce(1 head)
$0.45₹43.20
$1.01Rp 18.3K
-55.45%
Water(1.5 liter bottle)
$0.34₹32.18
$0.78Rp 14.0K
-56.41%
Cigarettes 20 Pack(Marlboro, Camel)
$3.91₹375
$3.32Rp 59.8K
17.77%
Wine(Bottle)
$8.45₹809
$23.74Rp 428.0K
-64.41%
Local Beer(0.5 liter bottle)
$1.73₹166
$2.79Rp 50.3K
-37.99%
Imported Beer(0.33 liter bottle)
$2.51₹241
$2.86Rp 51.6K
-12.24%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$7.31₹700
-
-
🚌 Getting Around
Kolkata (Calcutta)
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.22₹21.02
$0.27Rp 4,848
-18.52%
Public Transport Monthly Pass(Regular Price)
$2.93₹281
$8.03Rp 144.8K
-63.51%
Taxi Start(Normal Tariff)
$0.60₹57.7
$0.46Rp 8,230
30.43%
Taxi(Normal Tariff)(1km)
$0.30₹28.36
$0.45Rp 8,116
-33.33%
Taxi 1hour Waiting(Normal Tariff)
$2.01₹192
$6.10Rp 109.9K
-67.05%
Gasoline(1 liter)
$1.24₹118
$0.79Rp 14.3K
56.96%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.0K₹1.5M
$26.1KRp 471.6M
-38.83%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.0K₹2.2M
$32.1KRp 579.2M
-28.54%
🧾 Monthly Utilities & Internet
Kolkata (Calcutta)
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$41.72₹3,995
$79.9Rp 1.4M
-47.81%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.84₹367
$4.06Rp 73.3K
-5.42%
Internet(50+ Mbps, Unlimited Data)
$7.12₹682
$23.52Rp 424.1K
-69.73%
🎉 Sport & Entertainment
Kolkata (Calcutta)
Ubud, Bali
Difference
Gym Membership(Monthly)
$16.01₹1,533
$98.7Rp 1.8M
-83.78%
Tennis Court(1 Hour on Weekend)
$11.45₹1,097
$6.63Rp 119.6K
72.70%
Cinema Ticket
$4.13₹396
$4.15Rp 74.8K
-0.48%
🧸 Childcare & Education
Kolkata (Calcutta)
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$43.06₹4,124
$304Rp 5.5M
-85.83%
International Primary School, 1 Child(Yearly)
$1,560₹149.4K
$6,613Rp 119.3M
-76.41%
👕👟 Clothing & Footwear
Kolkata (Calcutta)
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$27.84₹2,666
$55.5Rp 1.0M
-49.87%
Summer Dress(H&M, Zara, etc)
$29.87₹2,861
$38.31Rp 690.9K
-22.03%
Sport Shoes(Adidas, Nike)
$49.50₹4,741
$88.6Rp 1.6M
-44.13%
Men's Leather Business Shoes
$31.81₹3,047
$77.9Rp 1.4M
-59.15%
🏠 Accommodation & Living
Kolkata (Calcutta)
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$157₹15.1K
$1,006Rp 18.1M
-84.38%
1-bedroom Apartment, Outside City Center(Monthly)
$88.0₹8,432
$675Rp 12.2M
-86.96%
3-bedroom Apartment, City Center(Monthly)
$377₹36.2K
$3,442Rp 62.1M
-89.03%
3-bedroom Apartment, Outside City Center(Monthly)
$194₹18.6K
$2,039Rp 36.8M
-90.47%
Buy Apartment in City Center(m2)
$1,164₹111.5K
$2,841Rp 51.2M
-59.02%
Buy Apartment Outside City Center(m2)
$588₹56.3K
$2,264Rp 40.8M
-74.04%
💵 Salaries & Financials
Kolkata (Calcutta)
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$426₹40.8K
$165Rp 3.0M
158.05%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.9
13.28
-25.45%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kolkata (Calcutta): June 1, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $157 in Kolkata (Calcutta) and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kolkata (Calcutta) pays 158% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $12.00 in Kolkata (Calcutta) vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $112 vs $302 per month, with Kolkata (Calcutta) cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kolkata (Calcutta) vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Kolkata (Calcutta) or Ubud, Bali?
Kolkata (Calcutta) wins on cost – living expenses run 237% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kolkata (Calcutta) the obvious pick if budget is a priority.
Are salaries higher in Kolkata (Calcutta) or Ubud, Bali?
Kolkata (Calcutta) pays 158% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Kolkata (Calcutta) vs Ubud, Bali?
Rent for a central apartment: $157 in Kolkata (Calcutta) versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Kolkata (Calcutta) compared to Ubud, Bali?
All in, you'll spend $422 per month in Kolkata (Calcutta) versus $1,419 in Ubud, Bali – a 237% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Kolkata (Calcutta) vs Ubud, Bali?
A monthly transit pass in Kolkata (Calcutta) runs roughly 174% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Kolkata (Calcutta) or Ubud, Bali?
At $422 in Kolkata (Calcutta) versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Kolkata (Calcutta) but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kolkata (Calcutta) the clear choice for anyone on this budget.
Which city is better for digital nomads, Kolkata (Calcutta) or Ubud, Bali?
Both work as nomad bases, but Kolkata (Calcutta) delivers better value – similar infrastructure at $422 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kolkata (Calcutta) hard to pass up.
How safe is Kolkata (Calcutta) compared to Ubud, Bali?
Safety-wise, Kolkata (Calcutta) and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Kolkata (Calcutta) gentler on the wallet – expenses run 237% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Kolkata (Calcutta) vs other spots: cost of living compared