Cost of Living Comparison Between Ubud, Bali and Kolkata (Calcutta) Cost of Living Comparison Between Ubud, Bali and Kolkata (Calcutta)

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $422 in Kolkata (Calcutta).

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $674 in Kolkata (Calcutta).

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $926 in Kolkata (Calcutta).

Living in Ubud, Bali is roughly 237% more expensive than Kolkata (Calcutta), driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Kolkata (Calcutta) is 69% below.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$3.26 ₹312

9.20%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$11.67 ₹1,118

180.46%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$4.96 ₹475

-0.20%

Cappuccino

$2.71 Rp 48.9K

$1.78 ₹170

52.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.37 ₹35.65

262.16%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.12 ₹11.97

483.33%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$1.79 ₹171

63.13%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$2.84 ₹272

39.44%

Milk (1 liter)

$1.81 Rp 32.6K

$0.68 ₹64.9

166.18%

White Bread (500g)

$2.52 Rp 45.4K

$0.40 ₹38.14

530.00%

Rice (white) (1kg)

$1.16 Rp 20.9K

$0.65 ₹62.3

78.46%

Eggs

$2.46 Rp 44.4K

$1.02 ₹97.4

141.18%

Local Cheese (1kg)

$14.71 Rp 265.3K

$5.36 ₹513

174.44%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$2.83 ₹271

52.65%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

Apples (1kg)

$3.84 Rp 69.3K

$2.42 ₹232

58.68%

Banana (1kg)

$1.56 Rp 28.1K

$0.80 ₹77.1

95.00%

Oranges (1kg)

$2.83 Rp 51.1K

$1.29 ₹124

119.38%

Tomato (1kg)

$2.33 Rp 41.9K

$0.66 ₹63.1

253.03%

Potato (1kg)

$1.91 Rp 34.5K

$0.41 ₹39.00

365.85%

Onion (1kg)

$2.20 Rp 39.7K

$0.60 ₹57.4

266.67%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.45 ₹43.20

124.44%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.34 ₹32.18

129.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$3.91 ₹375

-15.09%

Wine (Bottle)

$23.74 Rp 428.0K

$8.45 ₹809

180.95%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.73 ₹166

61.27%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$2.51 ₹241

13.94%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.31 ₹700

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.22 ₹21.02

22.73%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$2.93 ₹281

174.06%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$0.60 ₹57.7

-23.33%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.30 ₹28.36

50.00%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$2.01 ₹192

203.48%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.24 ₹118

-36.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$16.0K ₹1.5M

63.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$23.0K ₹2.2M

39.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$41.72 ₹3,995

91.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$3.84 ₹367

5.73%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$7.12 ₹682

230.34%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$16.01 ₹1,533

516.49%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$11.45 ₹1,097

-42.10%

Cinema Ticket

$4.15 Rp 74.8K

$4.13 ₹396

0.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$43.06 ₹4,124

605.90%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$1,560 ₹149.4K

323.99%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$27.84 ₹2,666

99.50%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$29.87 ₹2,861

28.26%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$49.50 ₹4,741

78.99%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$31.81 ₹3,047

144.80%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$157 ₹15.1K

540.26%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$88.0 ₹8,432

667.07%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$377 ₹36.2K

811.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$194 ₹18.6K

949.42%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$1,164 ₹111.5K

144.00%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$588 ₹56.3K

285.15%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$426 ₹40.8K

-61.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.9

34.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Kolkata (Calcutta): June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $157 in Kolkata (Calcutta). Housing cost is often the main lever when comparing two cities.

Kolkata (Calcutta) pays 158% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $12.00 in Kolkata (Calcutta) for a mid-range dinner for two. Groceries echo the gap at $302 vs $112 per month, with Kolkata (Calcutta) cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kolkata (Calcutta): Cost of Living - Frequently Asked Questions

Kolkata (Calcutta) wins on cost – living expenses run 237% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kolkata (Calcutta) the obvious pick if budget is a priority.

On paper, Kolkata (Calcutta) earns 158% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $157 in Kolkata (Calcutta). Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,419 per month in Ubud, Bali versus $422 in Kolkata (Calcutta) – a 237% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kolkata (Calcutta) runs roughly 174% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $422 in Kolkata (Calcutta) versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Kolkata (Calcutta) but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kolkata (Calcutta) the clear choice for anyone on this budget.

Both work as nomad bases, but Kolkata (Calcutta) delivers better value – similar infrastructure at $422 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kolkata (Calcutta) hard to pass up.

Safety-wise, Ubud, Bali and Kolkata (Calcutta) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kolkata (Calcutta) gentler on the wallet – expenses run 237% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.