Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kolkata (Calcutta)

For one person, living is cheaper in Kolkata (Calcutta): $434 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
21

Cost of Living Index in Kolkata (Calcutta)
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Kolkata (Calcutta) Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kolkata (Calcutta)

🇮🇳 India

$434

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kolkata (Calcutta)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kolkata (Calcutta) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $434 in Kolkata (Calcutta).

Ubud, Bali $1,349
Kolkata (Calcutta) $434

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $691 in Kolkata (Calcutta).

Ubud, Bali $2,305
Kolkata (Calcutta) $691

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $948 in Kolkata (Calcutta).

Ubud, Bali $3,261
Kolkata (Calcutta) $948

Living in Ubud, Bali is roughly 211% more expensive than in Kolkata (Calcutta), and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$2.08 ₹198

59.62%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$13.98 ₹1,331

154.94%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$4.15 ₹396

33.25%

Cappuccino

$2.72 Rp 49.4K

$1.66 ₹158

63.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.45 ₹42.81

277.78%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.12 ₹11.15

533.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.95 ₹185

35.90%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$3.01 ₹286

45.51%

Milk (1 liter)

$1.49 Rp 27.1K

$0.67 ₹63.6

122.39%

White Bread (500g)

$2.28 Rp 41.4K

$0.50 ₹47.66

356.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.74 ₹70.4

60.81%

Eggs

$2.04 Rp 37.0K

$1.08 ₹103

88.89%

Local Cheese (1kg)

$17.70 Rp 321.7K

$5.20 ₹495

240.38%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$3.00 ₹286

32.00%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

Apples (1kg)

$3.66 Rp 66.4K

$2.42 ₹230

51.24%

Banana (1kg)

$1.52 Rp 27.6K

$0.81 ₹77.2

87.65%

Oranges (1kg)

$2.23 Rp 40.5K

$1.36 ₹130

63.97%

Tomato (1kg)

$1.97 Rp 35.9K

$0.66 ₹62.7

198.48%

Potato (1kg)

$1.85 Rp 33.6K

$0.30 ₹28.74

516.67%

Onion (1kg)

$2.42 Rp 44.1K

$0.47 ₹44.96

414.89%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.31 ₹29.09

219.35%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.28 ₹26.90

82.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.10 ₹485

-56.47%

Wine (Bottle)

$22.24 Rp 404.2K

$10.36 ₹986

114.67%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.76 ₹168

28.41%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.82 ₹268

5.32%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.01 ₹668

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.18 ₹16.71

38.89%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$3.12 ₹297

150.64%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.81 ₹76.9

-45.68%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.31 ₹29.28

38.71%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$1.61 ₹153

236.02%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.10 ₹105

-25.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$13.1K ₹1.3M

81.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$23.3K ₹2.2M

36.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$52.5 ₹5,001

50.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$5.16 ₹492

25.00%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$7.36 ₹701

152.45%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$15.76 ₹1,500

213.96%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$11.45 ₹1,091

54.15%

Cinema Ticket

$4.27 Rp 77.7K

$3.19 ₹304

33.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$43.26 ₹4,119

1033.93%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$1,997 ₹190.2K

184.08%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$27.19 ₹2,589

64.18%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$26.01 ₹2,477

34.37%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$35.95 ₹3,423

122.25%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$29.01 ₹2,762

173.77%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$167 ₹15.9K

572.72%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$103 ₹9,830

550.42%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$392 ₹37.3K

809.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$241 ₹22.9K

615.51%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,097 ₹104.5K

148.99%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$612 ₹58.2K

273.47%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$379 ₹36.1K

-56.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.08

51.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kolkata (Calcutta): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kolkata (Calcutta)

$103 23.8% 84.6% $568

Groceries & Markets

Ubud, Bali

$288 21.4%

Kolkata (Calcutta)

$117 27% 59.5% $172

Eating Out

Ubud, Bali

$108 8%

Kolkata (Calcutta)

$67 15.5% 37.7% $41

Clothing & Footwear

Ubud, Bali

$108 8%

Kolkata (Calcutta)

$53 12.3% 50.5% $54

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kolkata (Calcutta)

$65 15% 37.5% $39

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kolkata (Calcutta)

$22 5.1% 61.8% $36

Getting Around

Ubud, Bali

$11 0.9%

Kolkata (Calcutta)

$6.2 1.4% 46% $5.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $167 in Kolkata (Calcutta). Housing cost is often the main lever when comparing two cities.

Kolkata (Calcutta) pays about 2.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $14 in Kolkata (Calcutta) for a mid-range dinner for two. Groceries echo the gap at $288 vs $117 per month, with Kolkata (Calcutta) cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Kolkata (Calcutta)

🕒 Local time

08:05 8:05 AM

05:35 5:35 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

4,486,679

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 29, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Kolkata (Calcutta) 4,530 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Kolkata (Calcutta)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kolkata (Calcutta): Cost of Living - Frequently Asked Questions

Kolkata (Calcutta) wins on cost – living expenses run 68% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Kolkata (Calcutta) the obvious pick if budget is a priority.

On paper, salaries run 57% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $167 in Kolkata (Calcutta). Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $434 in Kolkata (Calcutta) – Kolkata (Calcutta) is about 68% cheaper, which adds up to real savings over time.

A monthly transit pass in Kolkata (Calcutta) runs roughly 60% less than in Ubud, Bali. The price difference matters if you commute daily and watch your budget.

At $434 in Kolkata (Calcutta) versus $1,349 in Ubud, Bali, a $800 budget is realistic in Kolkata (Calcutta) but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kolkata (Calcutta) the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Kolkata (Calcutta) gentler on the wallet – expenses run 68% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.