Cost of Living Comparison Between Ubud, Bali and Kolkata (Calcutta) Cost of Living Comparison Between Ubud, Bali and Kolkata (Calcutta)

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $422 in Kolkata (Calcutta).

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $668 in Kolkata (Calcutta).

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $915 in Kolkata (Calcutta).

Living in Ubud, Bali is roughly 226% more expensive than in Kolkata (Calcutta), driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Kolkata (Calcutta) is 69% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$2.09 ₹199

59.33%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$12.98 ₹1,240

175.96%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$4.21 ₹402

33.73%

Cappuccino

$2.82 Rp 49.7K

$1.63 ₹155

73.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.47 ₹45.04

272.34%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.14 ₹13.80

471.43%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.84 ₹176

65.22%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.26 ₹312

31.90%

Milk (1 liter)

$1.61 Rp 28.3K

$0.67 ₹64.1

140.30%

White Bread (500g)

$2.27 Rp 39.9K

$0.44 ₹41.88

415.91%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.73 ₹69.4

60.27%

Eggs

$2.17 Rp 38.2K

$1.02 ₹97.1

112.75%

Local Cheese (1kg)

$17.63 Rp 310.5K

$5.57 ₹532

216.52%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$3.06 ₹292

32.35%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

Apples (1kg)

$3.62 Rp 63.7K

$2.43 ₹233

48.97%

Banana (1kg)

$1.64 Rp 28.8K

$0.84 ₹79.8

95.24%

Oranges (1kg)

$2.31 Rp 40.6K

$1.53 ₹146

50.98%

Tomato (1kg)

$1.96 Rp 34.5K

$0.68 ₹65.3

188.24%

Potato (1kg)

$1.84 Rp 32.5K

$0.30 ₹28.75

513.33%

Onion (1kg)

$2.37 Rp 41.7K

$0.43 ₹40.87

451.16%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.30 ₹28.19

250.00%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.29 ₹27.92

86.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$5.21 ₹497

-55.85%

Wine (Bottle)

$23.08 Rp 406.4K

$10.71 ₹1,024

115.50%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.67 ₹160

40.12%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.72 ₹259

12.87%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.95 ₹664

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.16 ₹14.89

56.25%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$2.58 ₹247

265.12%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.60 ₹57.3

-18.33%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.34 ₹32.01

38.24%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$1.55 ₹148

261.29%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.09 ₹104

-25.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$14.2K ₹1.4M

76.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$21.3K ₹2.0M

45.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$57.0 ₹5,447

45.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$5.04 ₹482

28.77%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$7.14 ₹682

163.17%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$14.12 ₹1,349

291.22%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$11.06 ₹1,056

64.65%

Cinema Ticket

$4.30 Rp 75.7K

$3.79 ₹362

13.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$40.03 ₹3,824

1134.50%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$2,023 ₹193.3K

192.45%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$24.70 ₹2,360

87.37%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$22.83 ₹2,181

59.61%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$33.48 ₹3,199

141.04%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$26.83 ₹2,564

193.70%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$156 ₹14.9K

616.03%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$92.1 ₹8,801

652.56%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$399 ₹38.2K

811.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$205 ₹19.6K

735.30%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,244 ₹118.9K

121.88%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$629 ₹60.1K

264.22%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$412 ₹39.4K

-59.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.27

48.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Kolkata (Calcutta): September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $156 in Kolkata (Calcutta). Housing cost is often the main lever when comparing two cities.

Kolkata (Calcutta) pays 147% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $13.00 in Kolkata (Calcutta) for a mid-range dinner for two. Groceries echo the gap at $294 vs $118 per month, with Kolkata (Calcutta) cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kolkata (Calcutta): Cost of Living - Frequently Asked Questions

Kolkata (Calcutta) wins on cost – living expenses run 226% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kolkata (Calcutta) the obvious pick if budget is a priority.

On paper, salaries run 147% lower in Kolkata (Calcutta). That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $156 in Kolkata (Calcutta). Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,378 per month in Ubud, Bali versus $422 in Kolkata (Calcutta) – a 226% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kolkata (Calcutta) runs roughly 265% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $422 in Kolkata (Calcutta) versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Kolkata (Calcutta) but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kolkata (Calcutta) the clear choice for anyone on this budget.

Both work as nomad bases, but Kolkata (Calcutta) delivers better value – similar infrastructure at $422 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kolkata (Calcutta) hard to pass up.

Safety-wise, Ubud, Bali and Kolkata (Calcutta) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kolkata (Calcutta) gentler on the wallet – expenses run 226% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.