Cost of Living Comparison Between Ubud, Bali and Kolkata (Calcutta) Cost of Living Comparison Between Ubud, Bali and Kolkata (Calcutta)

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $423 in Kolkata (Calcutta).

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $677 in Kolkata (Calcutta).

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $932 in Kolkata (Calcutta).

Living in Ubud, Bali is roughly 233% more expensive than in Kolkata (Calcutta), driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Kolkata (Calcutta) is 68% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$3.16 ₹305

9.18%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$11.50 ₹1,109

181.22%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$4.92 ₹474

-1.63%

Cappuccino

$2.75 Rp 49.4K

$1.84 ₹178

49.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.38 ₹36.34

263.16%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.13 ₹12.59

476.92%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.78 ₹171

67.98%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.92 ₹282

31.85%

Milk (1 liter)

$1.74 Rp 31.2K

$0.69 ₹66.5

152.17%

White Bread (500g)

$2.46 Rp 44.2K

$0.42 ₹40.84

485.71%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.70 ₹68.0

67.14%

Eggs

$2.43 Rp 43.7K

$1.02 ₹98.3

138.24%

Local Cheese (1kg)

$14.50 Rp 260.6K

$5.33 ₹514

172.05%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$2.92 ₹281

48.97%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

Apples (1kg)

$3.72 Rp 66.8K

$2.54 ₹245

46.46%

Banana (1kg)

$1.63 Rp 29.2K

$0.81 ₹77.7

101.23%

Oranges (1kg)

$2.74 Rp 49.3K

$1.26 ₹122

117.46%

Tomato (1kg)

$2.24 Rp 40.3K

$0.60 ₹57.9

273.33%

Potato (1kg)

$1.92 Rp 34.5K

$0.40 ₹38.91

380.00%

Onion (1kg)

$2.28 Rp 40.9K

$0.59 ₹57.3

286.44%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.42 ₹40.37

152.38%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.30 ₹29.38

140.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.87 ₹373

-14.99%

Wine (Bottle)

$23.19 Rp 416.8K

$9.17 ₹885

152.89%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.66 ₹160

67.47%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.52 ₹243

8.33%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.55 ₹728

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.22 ₹21.15

22.73%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$2.87 ₹277

182.58%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.56 ₹53.9

-14.29%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.30 ₹28.59

40.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$1.99 ₹192

212.56%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.23 ₹119

-34.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$15.5K ₹1.5M

71.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$22.8K ₹2.2M

41.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$41.64 ₹4,015

88.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$4.06 ₹392

0.25%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$7.18 ₹692

238.86%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$15.93 ₹1,537

519.02%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$11.45 ₹1,104

-44.63%

Cinema Ticket

$3.99 Rp 71.6K

$3.99 ₹385

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$43.39 ₹4,184

603.00%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$1,558 ₹150.3K

326.28%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$28.22 ₹2,722

91.85%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$30.66 ₹2,957

23.32%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$49.15 ₹4,740

76.68%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$32.01 ₹3,087

138.52%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$160 ₹15.4K

521.22%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$89.5 ₹8,633

651.49%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$385 ₹37.1K

776.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$188 ₹18.2K

988.62%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,161 ₹112.0K

141.57%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$573 ₹55.2K

288.71%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$373 ₹35.9K

-55.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.9

34.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kolkata (Calcutta): July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $160 in Kolkata (Calcutta). Housing cost is often the main lever when comparing two cities.

Kolkata (Calcutta) pays 123% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $11.00 in Kolkata (Calcutta) for a mid-range dinner for two. Groceries echo the gap at $297 vs $114 per month, with Kolkata (Calcutta) cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kolkata (Calcutta): Cost of Living - Frequently Asked Questions

Kolkata (Calcutta) wins on cost – living expenses run 233% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kolkata (Calcutta) the obvious pick if budget is a priority.

On paper, salaries run 123% lower in Kolkata (Calcutta). That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $160 in Kolkata (Calcutta). Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,408 per month in Ubud, Bali versus $423 in Kolkata (Calcutta) – a 233% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kolkata (Calcutta) runs roughly 183% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $423 in Kolkata (Calcutta) versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Kolkata (Calcutta) but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kolkata (Calcutta) the clear choice for anyone on this budget.

Both work as nomad bases, but Kolkata (Calcutta) delivers better value – similar infrastructure at $423 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kolkata (Calcutta) hard to pass up.

Safety-wise, Ubud, Bali and Kolkata (Calcutta) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kolkata (Calcutta) gentler on the wallet – expenses run 233% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.