Cost of Living Comparison Between Koh Phan Ghan and Hat Yai Cost of Living Comparison Between Koh Phan Ghan and Hat Yai

Monthly Cost of Living

Monthly costs for one person with rent: $1,047 in Koh Phan Ghan versus $736 in Hat Yai.

Estimated couple costs with rent: $1,725 in Koh Phan Ghan versus $1,330 in Hat Yai.

Monthly costs for a family of three with rent: $2,402 in Koh Phan Ghan versus $1,923 in Hat Yai.

Living in Koh Phan Ghan is roughly 42% more expensive than in Hat Yai, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Koh Phan Ghan 24% lower, Hat Yai 46% lower.

Meal at Budget Restaurant

$4.06 ฿133

$3.05 ฿100

33.11%

Three-Course Dinner for Two, Mid-Range

$31.58 ฿1,036

$45.98 ฿1,509

-31.32%

Fast Food Meal (McDonalds, etc)

$7.70 ฿253

$3.80 ฿125

102.63%

Cappuccino

$2.60 ฿85.2

$2.80 ฿91.8

-7.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 ฿24.03

$1.33 ฿43.61

-45.11%

Water (0.33 liter bottle)

$0.40 ฿13.03

$0.54 ฿17.74

-25.93%

Local Beer (0.5 liter draught)

$2.14 ฿70.3

$1.77 ฿58.0

20.90%

Imported Beer (0.33 liter bottle)

$3.36 ฿110

$3.71 ฿122

-9.43%

Milk (1 liter)

$1.74 ฿57.1

$1.48 ฿48.58

17.57%

White Bread (500g)

$1.35 ฿44.42

$1.22 ฿40.06

10.66%

Rice (white) (1kg)

$1.53 ฿50.1

$1.32 ฿43.22

15.91%

Eggs

$2.10 ฿69.1

$2.47 ฿81.2

-14.98%

Local Cheese (1kg)

$19.03 ฿624

$22.86 ฿750

-16.75%

Chicken Fillets (1kg)

$3.30 ฿108

$2.41 ฿79.1

36.93%

Beef Round Steak (1kg)

$10.79 ฿354

$11.31 ฿371

-4.60%

Apples (1kg)

$2.90 ฿95.0

$2.62 ฿86.0

10.69%

Banana (1kg)

$1.64 ฿53.7

$1.40 ฿45.88

17.14%

Oranges (1kg)

$2.12 ฿69.6

$2.00 ฿65.6

6.00%

Tomato (1kg)

$2.00 ฿65.5

$1.72 ฿56.3

16.28%

Potato (1kg)

$1.47 ฿48.28

$1.53 ฿50.3

-3.92%

Onion (1kg)

$1.27 ฿41.74

$1.08 ฿35.44

17.59%

Lettuce (1 head)

$1.06 ฿34.88

$1.54 ฿50.6

-31.17%

Water (1.5 liter bottle)

$0.54 ฿17.76

$0.40 ฿13.17

35.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.24 ฿139

$4.47 ฿147

-5.15%

Wine (Bottle)

$18.27 ฿599

$15.34 ฿503

19.10%

Local Beer (0.5 liter bottle)

$1.70 ฿55.7

$1.75 ฿57.5

-2.86%

Imported Beer (0.33 liter bottle)

$2.71 ฿88.8

$1.94 ฿63.8

39.69%

One-way Ticket (Public Transport)

$1.98 ฿65.1

$0.59 ฿19.22

235.59%

Taxi Start (Normal Tariff)

$2.77 ฿91.0

$1.18 ฿38.59

134.75%

Taxi (Normal Tariff) (1km)

$0.91 ฿29.77

$1.15 ฿37.70

-20.87%

Taxi 1hour Waiting (Normal Tariff)

$3.48 ฿114

$4.01 ฿131

-13.22%

Gasoline (1 liter)

$1.35 ฿44.20

$1.36 ฿44.68

-0.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K ฿818.8K

$18.6K ฿611.0K

34.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K ฿812.6K

$45.8K ฿1.5M

-45.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ฿3,343

$85.9 ฿2,819

18.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.10 ฿364

$12.52 ฿411

-11.34%

Internet (50+ Mbps, Unlimited Data)

$17.29 ฿567

$9.93 ฿326

74.12%

Gym Membership (Monthly)

$54.1 ฿1,774

$47.73 ฿1,566

13.28%

Tennis Court (1 Hour on Weekend)

$10.96 ฿359

$14.31 ฿470

-23.41%

Cinema Ticket

$7.93 ฿260

$7.60 ฿249

4.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$565 ฿18.5K

$575 ฿18.9K

-1.75%

International Primary School, 1 Child (Yearly)

$11.8K ฿388.1K

$11.3K ฿369.3K

5.09%

Jeans (Levis 501 Or Similar)

$64.0 ฿2,099

$38.50 ฿1,263

66.13%

Summer Dress (H&M, Zara, etc)

$29.85 ฿979

$27.17 ฿892

9.86%

Sport Shoes (Adidas, Nike)

$96.3 ฿3,160

$71.3 ฿2,339

35.09%

Men's Leather Business Shoes

$89.0 ฿2,919

$99.8 ฿3,274

-10.83%

1-bedroom Apartment, City Center (Monthly)

$528 ฿17.3K

$270 ฿8,868

95.30%

1-bedroom Apartment, Outside City Center (Monthly)

$344 ฿11.3K

$113 ฿3,717

204.03%

3-bedroom Apartment, City Center (Monthly)

$1,508 ฿49.5K

$732 ฿24.0K

105.95%

3-bedroom Apartment, Outside City Center (Monthly)

$876 ฿28.7K

$400 ฿13.1K

118.70%

Buy Apartment in City Center (m2)

$2,484 ฿81.5K

$2,002 ฿65.7K

24.06%

Buy Apartment Outside City Center (m2)

$1,777 ฿58.3K

$1,592 ฿52.2K

11.58%

Average Monthly Net Salary (After Tax)

$717 ฿23.5K

$466 ฿15.3K

53.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.36

-12.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phan Ghan: August 18, 2026

Last update for Hat Yai: August 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $528 in Koh Phan Ghan and $270 in Hat Yai. Housing cost is often the main lever when comparing two cities.

Koh Phan Ghan pays 54% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Koh Phan Ghan vs $46.00 in Hat Yai. Groceries flip the comparison at $262 vs $256, with Hat Yai cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phan Ghan vs Hat Yai: Cost of Living - Frequently Asked Questions

Hat Yai wins on cost – living expenses run 42% lower than in Koh Phan Ghan. Housing and daily spending are where you'll feel the difference most, making Hat Yai the obvious pick if budget is a priority.

Average pay runs 54% higher in Koh Phan Ghan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $528 in Koh Phan Ghan versus $270 in Hat Yai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $565 in Koh Phan Ghan versus $575 in Hat Yai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Hat Yai – a meal for two runs $46.00 versus $32.00 in Koh Phan Ghan. If you eat out regularly, this makes a real dent in your monthly spending.

At $736 in Hat Yai versus $1,047 in Koh Phan Ghan, a $1,000 budget is realistic in Hat Yai but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Hat Yai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koh Phan Ghan and Hat Yai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hat Yai gentler on the wallet – expenses run 42% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.