Cost of Living Comparison Between Koh Phan Ghan and Hat Yai Cost of Living Comparison Between Koh Phan Ghan and Hat Yai

Monthly Cost of Living

Monthly costs for one person with rent: $1,088 in Koh Phan Ghan versus $753 in Hat Yai.

Estimated couple costs with rent: $1,949 in Koh Phan Ghan versus $1,336 in Hat Yai.

Monthly costs for a family of three with rent: $2,809 in Koh Phan Ghan versus $1,918 in Hat Yai.

Living in Koh Phan Ghan is roughly 44% more expensive than Hat Yai, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Koh Phan Ghan 19% lower, Hat Yai 44% lower.

Meal at Budget Restaurant

$4.22 ฿137

$3.15 ฿102

33.97%

Three-Course Dinner for Two, Mid-Range

$42.27 ฿1,374

$46.81 ฿1,522

-9.70%

Fast Food Meal (McDonalds, etc)

$7.84 ฿255

$4.35 ฿141

80.23%

Cappuccino

$2.78 ฿90.2

$2.68 ฿87.1

3.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ฿19.80

$1.16 ฿37.55

-47.41%

Water (0.33 liter bottle)

$0.35 ฿11.41

$0.44 ฿14.41

-20.45%

Local Beer (0.5 liter draught)

$2.19 ฿71.4

$1.82 ฿59.1

20.33%

Imported Beer (0.33 liter bottle)

$3.40 ฿111

$3.78 ฿123

-10.05%

Milk (1 liter)

$2.03 ฿66.2

$1.50 ฿48.92

35.33%

White Bread (500g)

$1.72 ฿56.0

$1.28 ฿41.50

34.37%

Rice (white) (1kg)

$2.13 ฿69.4

$1.33 ฿43.33

60.15%

Eggs

$2.12 ฿68.9

$2.46 ฿80.1

-13.82%

Local Cheese (1kg)

$18.46 ฿600

$22.82 ฿742

-19.11%

Chicken Fillets (1kg)

$3.45 ฿112

$2.36 ฿76.8

46.19%

Beef Round Steak (1kg)

$12.89 ฿419

$11.78 ฿383

9.42%

Apples (1kg)

$3.16 ฿103

$2.66 ฿86.5

18.80%

Banana (1kg)

$1.54 ฿49.98

$1.42 ฿46.30

8.45%

Oranges (1kg)

$2.29 ฿74.6

$1.96 ฿63.6

16.84%

Tomato (1kg)

$1.90 ฿61.8

$1.55 ฿50.3

22.58%

Potato (1kg)

$1.53 ฿49.87

$1.53 ฿49.85

Onion (1kg)

$1.43 ฿46.61

$1.07 ฿34.69

33.64%

Lettuce (1 head)

$0.91 ฿29.53

$1.50 ฿48.75

-39.33%

Water (1.5 liter bottle)

$0.47 ฿15.23

$0.36 ฿11.70

30.56%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿136

$4.57 ฿148

-8.10%

Wine (Bottle)

$18.23 ฿593

$15.32 ฿498

18.99%

Local Beer (0.5 liter bottle)

$1.70 ฿55.2

$1.80 ฿58.4

-5.56%

Imported Beer (0.33 liter bottle)

$2.58 ฿83.8

$1.97 ฿64.1

30.96%

One-way Ticket (Public Transport)

$1.23 ฿40.09

$0.63 ฿20.63

95.24%

Taxi Start (Normal Tariff)

$2.71 ฿88.1

$1.06 ฿34.41

155.66%

Taxi (Normal Tariff) (1km)

$0.90 ฿29.25

$1.16 ฿37.60

-22.41%

Taxi 1hour Waiting (Normal Tariff)

$12.70 ฿413

$6.07 ฿197

109.23%

Gasoline (1 liter)

$1.18 ฿38.21

$1.30 ฿42.34

-9.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K ฿825.7K

$19.5K ฿633.4K

30.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K ฿988.1K

$46.3K ฿1.5M

-34.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ฿3,935

$87.3 ฿2,838

38.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.47 ฿438

$13.48 ฿438

-0.07%

Internet (50+ Mbps, Unlimited Data)

$18.75 ฿610

$9.85 ฿320

90.36%

Gym Membership (Monthly)

$61.1 ฿1,987

$49.18 ฿1,599

24.30%

Tennis Court (1 Hour on Weekend)

$16.83 ฿547

$11.99 ฿390

40.37%

Cinema Ticket

$9.10 ฿296

$7.33 ฿238

24.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$698 ฿22.7K

$294 ฿9,562

137.43%

International Primary School, 1 Child (Yearly)

$15.7K ฿511.7K

$9,758 ฿317.2K

61.31%

Jeans (Levis 501 Or Similar)

$57.4 ฿1,866

$39.00 ฿1,268

47.18%

Summer Dress (H&M, Zara, etc)

$34.54 ฿1,123

$27.31 ฿888

26.47%

Sport Shoes (Adidas, Nike)

$113 ฿3,680

$71.4 ฿2,321

58.54%

Men's Leather Business Shoes

$83.3 ฿2,709

$71.4 ฿2,322

16.67%

1-bedroom Apartment, City Center (Monthly)

$429 ฿13.9K

$277 ฿9,011

54.68%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ฿9,927

$115 ฿3,728

166.29%

3-bedroom Apartment, City Center (Monthly)

$1,435 ฿46.7K

$753 ฿24.5K

90.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,040 ฿33.8K

$404 ฿13.1K

157.41%

Buy Apartment in City Center (m2)

$2,570 ฿83.6K

$2,198 ฿71.5K

16.91%

Buy Apartment Outside City Center (m2)

$1,844 ฿59.9K

$1,351 ฿43.9K

36.44%

Average Monthly Net Salary (After Tax)

$751 ฿24.4K

$473 ฿15.4K

58.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

6.36

-16.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phan Ghan: April 26, 2026

Last update for Hat Yai: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $429 in Koh Phan Ghan and $277 in Hat Yai. Housing cost is often the main lever when comparing two cities.

Koh Phan Ghan pays 59% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $42.00 in Koh Phan Ghan vs $47.00 in Hat Yai. Groceries flip the comparison at $276 vs $257, with Hat Yai cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phan Ghan vs Hat Yai: Cost of Living - Frequently Asked Questions

Hat Yai wins on cost – living expenses run 44% lower than in Koh Phan Ghan. Housing and daily spending are where you'll feel the difference most, making Hat Yai the obvious pick if budget is a priority.

Koh Phan Ghan pays 59% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $429 in Koh Phan Ghan versus $277 in Hat Yai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $698 in Koh Phan Ghan versus $294 in Hat Yai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Hat Yai – a meal for two runs $47.00 versus $42.00 in Koh Phan Ghan. If you eat out regularly, this makes a real dent in your monthly spending.

At $753 in Hat Yai versus $1,088 in Koh Phan Ghan, a $1,000 budget is realistic in Hat Yai but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Hat Yai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koh Phan Ghan and Hat Yai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hat Yai gentler on the wallet – expenses run 44% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.