Cost of Living Comparison Between Koh Phan Ghan and Hat Yai Cost of Living Comparison Between Koh Phan Ghan and Hat Yai

Monthly Cost of Living

Monthly costs for one person with rent: $1,088 in Koh Phan Ghan versus $747 in Hat Yai.

Estimated couple costs with rent: $1,909 in Koh Phan Ghan versus $1,339 in Hat Yai.

Monthly costs for a family of three with rent: $2,730 in Koh Phan Ghan versus $1,930 in Hat Yai.

Living in Koh Phan Ghan is roughly 46% more expensive than Hat Yai, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Koh Phan Ghan 19% lower, Hat Yai 44% lower.

Currency
🍽 Eating Out
Koh Phan Ghan
Hat Yai
Difference
Meal at Budget Restaurant
$4.15 ΰΈΏ135
$3.03 ΰΈΏ98.5
36.96%
Three-Course Dinner for Two, Mid-Range
$41.50 ΰΈΏ1,352
$46.90 ΰΈΏ1,527
-11.51%
Fast Food Meal (McDonalds, etc)
$7.88 ΰΈΏ257
$4.22 ΰΈΏ137
86.73%
Cappuccino
$2.73 ΰΈΏ88.9
$2.80 ΰΈΏ91.1
-2.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.67 ΰΈΏ21.74
$1.16 ΰΈΏ37.70
-42.24%
Water (0.33 liter bottle)
$0.32 ΰΈΏ10.58
$0.44 ΰΈΏ14.46
-27.27%
Local Beer (0.5 liter draught)
$2.26 ΰΈΏ73.7
$1.87 ΰΈΏ60.9
20.86%
Imported Beer (0.33 liter bottle)
$3.42 ΰΈΏ111
$3.65 ΰΈΏ119
-6.30%
πŸ›’ Groceries & Markets
Koh Phan Ghan
Hat Yai
Difference
Milk (1 liter)
$2.03 ΰΈΏ66.2
$1.53 ΰΈΏ49.78
32.68%
White Bread (500g)
$1.79 ΰΈΏ58.3
$1.29 ΰΈΏ42.15
38.76%
Rice (white) (1kg)
$2.07 ΰΈΏ67.3
$1.29 ΰΈΏ42.01
60.47%
Eggs
$2.15 ΰΈΏ70.0
$2.55 ΰΈΏ83.1
-15.69%
Local Cheese (1kg)
$18.57 ΰΈΏ605
$22.59 ΰΈΏ736
-17.80%
Chicken Fillets (1kg)
$3.47 ΰΈΏ113
$2.32 ΰΈΏ75.5
49.57%
Beef Round Steak (1kg)
$12.45 ΰΈΏ406
$11.32 ΰΈΏ369
9.98%
Apples (1kg)
$3.07 ΰΈΏ99.9
$2.60 ΰΈΏ84.5
18.08%
Banana (1kg)
$1.62 ΰΈΏ52.7
$1.50 ΰΈΏ48.76
8.00%
Oranges (1kg)
$2.18 ΰΈΏ71.2
$2.04 ΰΈΏ66.6
6.86%
Tomato (1kg)
$1.91 ΰΈΏ62.3
$1.58 ΰΈΏ51.4
20.89%
Potato (1kg)
$1.51 ΰΈΏ49.09
$1.48 ΰΈΏ48.22
2.03%
Onion (1kg)
$1.37 ΰΈΏ44.47
$1.07 ΰΈΏ34.69
28.04%
Lettuce (1 head)
$0.92 ΰΈΏ29.89
$1.01 ΰΈΏ33.01
-8.91%
Water (1.5 liter bottle)
$0.47 ΰΈΏ15.16
$0.38 ΰΈΏ12.46
23.68%
Cigarettes 20 Pack (Marlboro, Camel)
$4.05 ΰΈΏ132
$4.57 ΰΈΏ149
-11.38%
Wine (Bottle)
$17.76 ΰΈΏ578
$15.17 ΰΈΏ494
17.07%
Local Beer (0.5 liter bottle)
$1.68 ΰΈΏ54.7
$1.83 ΰΈΏ59.7
-8.20%
Imported Beer (0.33 liter bottle)
$2.58 ΰΈΏ83.9
$1.97 ΰΈΏ64.2
30.96%
🚌 Getting Around
Koh Phan Ghan
Hat Yai
Difference
One-way Ticket (Public Transport)
$1.23 ΰΈΏ39.98
$0.59 ΰΈΏ19.30
108.47%
Taxi Start (Normal Tariff)
$2.71 ΰΈΏ88.4
$1.07 ΰΈΏ34.73
153.27%
Taxi (Normal Tariff) (1km)
$0.91 ΰΈΏ29.59
$1.20 ΰΈΏ38.93
-24.17%
Taxi 1hour Waiting (Normal Tariff)
$12.32 ΰΈΏ401
$6.19 ΰΈΏ202
99.03%
Gasoline (1 liter)
$1.17 ΰΈΏ38.11
$1.31 ΰΈΏ42.77
-10.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7K ΰΈΏ805.4K
$19.5K ΰΈΏ633.6K
27.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K ΰΈΏ997.0K
$46.7K ΰΈΏ1.5M
-34.52%
🧾 Monthly Utilities & Internet
Koh Phan Ghan
Hat Yai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$124 ΰΈΏ4,025
$87.8 ΰΈΏ2,860
40.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.74 ΰΈΏ447
$13.53 ΰΈΏ441
1.55%
Internet (50+ Mbps, Unlimited Data)
$18.91 ΰΈΏ616
$10.04 ΰΈΏ327
88.35%
πŸŽ‰ Sport & Entertainment
Koh Phan Ghan
Hat Yai
Difference
Gym Membership (Monthly)
$62.0 ΰΈΏ2,018
$48.52 ΰΈΏ1,580
27.72%
Tennis Court (1 Hour on Weekend)
$16.67 ΰΈΏ543
$12.16 ΰΈΏ396
37.09%
Cinema Ticket
$8.90 ΰΈΏ290
$7.34 ΰΈΏ239
21.25%
🧸 Childcare & Education
Koh Phan Ghan
Hat Yai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$696 ΰΈΏ22.7K
$298 ΰΈΏ9,697
133.76%
International Primary School, 1 Child (Yearly)
$15.9K ΰΈΏ518.4K
$9,475 ΰΈΏ308.6K
67.98%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Koh Phan Ghan
Hat Yai
Difference
Jeans (Levis 501 Or Similar)
$59.3 ΰΈΏ1,931
$38.13 ΰΈΏ1,242
55.52%
Summer Dress (H&M, Zara, etc)
$34.26 ΰΈΏ1,116
$28.01 ΰΈΏ912
22.31%
Sport Shoes (Adidas, Nike)
$115 ΰΈΏ3,747
$72.6 ΰΈΏ2,365
58.48%
Men's Leather Business Shoes
$86.0 ΰΈΏ2,801
$70.3 ΰΈΏ2,291
22.25%
🏠 Accommodation & Living
Koh Phan Ghan
Hat Yai
Difference
1-bedroom Apartment, City Center (Monthly)
$434 ΰΈΏ14.1K
$272 ΰΈΏ8,849
59.66%
1-bedroom Apartment, Outside City Center (Monthly)
$303 ΰΈΏ9,882
$111 ΰΈΏ3,614
173.44%
3-bedroom Apartment, City Center (Monthly)
$1,442 ΰΈΏ47.0K
$762 ΰΈΏ24.8K
89.14%
3-bedroom Apartment, Outside City Center (Monthly)
$1,032 ΰΈΏ33.6K
$406 ΰΈΏ13.2K
153.99%
Buy Apartment in City Center (m2)
$2,527 ΰΈΏ82.3K
$2,004 ΰΈΏ65.3K
26.09%
Buy Apartment Outside City Center (m2)
$1,827 ΰΈΏ59.5K
$1,494 ΰΈΏ48.7K
22.29%
πŸ’΅ Salaries & Financials
Koh Phan Ghan
Hat Yai
Difference
Average Monthly Net Salary (After Tax)
$743 ΰΈΏ24.2K
$474 ΰΈΏ15.5K
56.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.33
6.36
-16.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phan Ghan: June 7, 2026

Last update for Hat Yai: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $434 in Koh Phan Ghan and $272 in Hat Yai. Housing cost is often the main lever when comparing two cities.

Koh Phan Ghan pays 57% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $41.00 in Koh Phan Ghan vs $47.00 in Hat Yai. Groceries flip the comparison at $274 vs $254, with Hat Yai cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koh Phan Ghan vs Hat Yai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Koh Phan Ghan or Hat Yai?
Hat Yai wins on cost – living expenses run 46% lower than in Koh Phan Ghan. Housing and daily spending are where you'll feel the difference most, making Hat Yai the obvious pick if budget is a priority.
Are salaries higher in Koh Phan Ghan or Hat Yai?
Koh Phan Ghan pays 57% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Koh Phan Ghan vs Hat Yai?
Rent for a central apartment: $434 in Koh Phan Ghan versus $272 in Hat Yai. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Koh Phan Ghan and Hat Yai?
Childcare runs $696 in Koh Phan Ghan versus $298 in Hat Yai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Koh Phan Ghan vs Hat Yai?
Dining out is cheaper in Hat Yai – a meal for two runs $47.00 versus $41.00 in Koh Phan Ghan. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Koh Phan Ghan or Hat Yai?
At $747 in Hat Yai versus $1,088 in Koh Phan Ghan, a $1,000 budget is realistic in Hat Yai but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Hat Yai the clear choice for anyone on this budget.
Which city offers a better quality of life: Koh Phan Ghan or Hat Yai?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Koh Phan Ghan compared to Hat Yai?
Safety-wise, Koh Phan Ghan and Hat Yai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Hat Yai gentler on the wallet – expenses run 46% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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