Cost of Living Comparison Between Koh Phan Ghan and Bangkok Cost of Living Comparison Between Koh Phan Ghan and Bangkok

Monthly Cost of Living

Monthly costs for one person with rent: $1,061 in Koh Phan Ghan versus $1,046 in Bangkok.

Estimated couple costs with rent: $1,908 in Koh Phan Ghan versus $1,754 in Bangkok.

Monthly costs for a family of three with rent: $2,754 in Koh Phan Ghan versus $2,461 in Bangkok.

Living in Koh Phan Ghan is roughly 1% more expensive than in Bangkok, driven mainly by Getting Around.

Both cities sit below the global median: Koh Phan Ghan 21% lower, Bangkok 22% lower.

Meal at Budget Restaurant

$4.07 ฿137

$3.02 ฿101

34.77%

Three-Course Dinner for Two, Mid-Range

$42.11 ฿1,414

$31.34 ฿1,052

34.37%

Fast Food Meal (McDonalds, etc)

$7.60 ฿255

$6.15 ฿206

23.58%

Cappuccino

$2.63 ฿88.3

$2.47 ฿82.8

6.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.62 ฿20.80

$0.69 ฿23.09

-10.14%

Water (0.33 liter bottle)

$0.35 ฿11.84

$0.27 ฿8.99

29.63%

Local Beer (0.5 liter draught)

$2.27 ฿76.1

$2.52 ฿84.6

-9.92%

Imported Beer (0.33 liter bottle)

$3.26 ฿109

$4.07 ฿137

-19.90%

Milk (1 liter)

$2.13 ฿71.4

$1.87 ฿62.9

13.90%

White Bread (500g)

$1.73 ฿58.0

$1.34 ฿44.98

29.10%

Rice (white) (1kg)

$2.14 ฿71.7

$1.46 ฿48.98

46.58%

Eggs

$2.12 ฿71.3

$2.19 ฿73.5

-3.20%

Local Cheese (1kg)

$18.40 ฿618

$18.12 ฿608

1.55%

Chicken Fillets (1kg)

$3.57 ฿120

$3.06 ฿103

16.67%

Beef Round Steak (1kg)

$12.48 ฿419

$9.62 ฿323

29.73%

Apples (1kg)

$3.23 ฿108

$3.53 ฿119

-8.50%

Banana (1kg)

$1.61 ฿54.2

$1.76 ฿59.1

-8.52%

Oranges (1kg)

$2.29 ฿76.7

$2.27 ฿76.2

0.88%

Tomato (1kg)

$1.92 ฿64.5

$1.86 ฿62.5

3.23%

Potato (1kg)

$1.46 ฿48.91

$1.64 ฿55.1

-10.98%

Onion (1kg)

$1.39 ฿46.53

$1.48 ฿49.84

-6.08%

Lettuce (1 head)

$0.98 ฿32.75

$1.34 ฿45.12

-26.87%

Water (1.5 liter bottle)

$0.49 ฿16.55

$0.50 ฿16.66

-2.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.07 ฿137

$4.43 ฿149

-8.13%

Wine (Bottle)

$17.94 ฿602

$18.10 ฿608

-0.88%

Local Beer (0.5 liter bottle)

$1.69 ฿56.7

$1.77 ฿59.3

-4.52%

Imported Beer (0.33 liter bottle)

$2.61 ฿87.5

$3.40 ฿114

-23.24%

One-way Ticket (Public Transport)

$1.28 ฿43.14

$1.19 ฿40.09

7.56%

Public Transport Monthly Pass (Regular Price)

$36.61 ฿1,229

Taxi Start (Normal Tariff)

$2.70 ฿90.6

$1.06 ฿35.74

154.72%

Taxi (Normal Tariff) (1km)

$0.93 ฿31.26

$1.19 ฿39.91

-21.85%

Taxi 1hour Waiting (Normal Tariff)

$12.52 ฿420

$6.03 ฿202

107.63%

Gasoline (1 liter)

$1.23 ฿41.19

$1.25 ฿42.07

-1.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K ฿831.8K

$37.2K ฿1.2M

-33.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K ฿997.7K

$28.3K ฿949.6K

5.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿4,087

$91.6 ฿3,073

32.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.51 ฿454

$12.61 ฿423

7.14%

Internet (50+ Mbps, Unlimited Data)

$18.67 ฿627

$17.20 ฿577

8.55%

Gym Membership (Monthly)

$61.8 ฿2,074

$52.1 ฿1,749

18.58%

Tennis Court (1 Hour on Weekend)

$17.15 ฿576

$10.49 ฿352

63.49%

Cinema Ticket

$8.66 ฿291

$7.88 ฿265

9.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$700 ฿23.5K

$603 ฿20.2K

16.06%

International Primary School, 1 Child (Yearly)

$15.8K ฿531.0K

$13.4K ฿449.3K

18.18%

Jeans (Levis 501 Or Similar)

$58.9 ฿1,976

$58.5 ฿1,964

0.56%

Summer Dress (H&M, Zara, etc)

$34.51 ฿1,158

$38.64 ฿1,297

-10.69%

Sport Shoes (Adidas, Nike)

$117 ฿3,925

$105 ฿3,519

11.54%

Men's Leather Business Shoes

$84.2 ฿2,825

$93.7 ฿3,147

-10.22%

1-bedroom Apartment, City Center (Monthly)

$438 ฿14.7K

$684 ฿23.0K

-35.90%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$324 ฿10.9K

-4.35%

3-bedroom Apartment, City Center (Monthly)

$1,438 ฿48.3K

$1,905 ฿63.9K

-24.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,043 ฿35.0K

$829 ฿27.8K

25.85%

Buy Apartment in City Center (m2)

$2,510 ฿84.3K

$6,056 ฿203.3K

-58.55%

Buy Apartment Outside City Center (m2)

$1,776 ฿59.6K

$3,313 ฿111.2K

-46.39%

Average Monthly Net Salary (After Tax)

$721 ฿24.2K

$622 ฿20.9K

15.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

5.84

-8.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phan Ghan: July 14, 2026

Last update for Bangkok: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $438 in Koh Phan Ghan and $684 in Bangkok. Housing cost is often the main lever when comparing two cities.

Koh Phan Ghan pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $42.00 in Koh Phan Ghan vs $31.00 in Bangkok for a mid-range dinner for two. Groceries echo the gap at $277 vs $263 per month, with Bangkok cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phan Ghan vs Bangkok: Cost of Living - Frequently Asked Questions

Koh Phan Ghan and Bangkok differ by about 1% in total monthly costs ($1,061 vs $1,046 including rent). Bangkok is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 16% higher in Koh Phan Ghan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $438 in Koh Phan Ghan versus $684 in Bangkok. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Koh Phan Ghan. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,061 per month in Koh Phan Ghan versus $1,046 in Bangkok – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,046 in Bangkok versus $1,061 in Koh Phan Ghan, a $2,000 budget is realistic in Bangkok but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Bangkok the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koh Phan Ghan and Bangkok are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bangkok gentler on the wallet – expenses run 1% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.