πMonthly costs for one person with rent: $1,096 in Koh Phan Ghan versus $1,068 in Bangkok.
πEstimated couple costs with rent: $1,945 in Koh Phan Ghan versus $1,732 in Bangkok.
πMonthly costs for a family of three with rent: $2,794 in Koh Phan Ghan versus $2,396 in Bangkok.
πLiving in Koh Phan Ghan is roughly 3% more expensive than Bangkok, driven mainly by Getting Around.
πBoth cities sit below the global median: Koh Phan Ghan18% lower, Bangkok20% lower.
Currency
π½ Eating Out
Koh Phan Ghan
Bangkok
Difference
Meal at Budget Restaurant
$4.22ΰΈΏ138
$3.17ΰΈΏ103
33.12%
Three-Course Dinner for Two, Mid-Range
$41.00ΰΈΏ1,339
$30.33ΰΈΏ991
35.18%
Fast Food Meal(McDonalds, etc)
$7.88ΰΈΏ257
$6.27ΰΈΏ205
25.68%
Cappuccino
$2.76ΰΈΏ90.3
$2.51ΰΈΏ81.9
9.96%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.61ΰΈΏ19.95
$0.68ΰΈΏ22.34
-10.29%
Water(0.33 liter bottle)
$0.36ΰΈΏ11.63
$0.27ΰΈΏ8.79
33.33%
Local Beer(0.5 liter draught)
$2.25ΰΈΏ73.4
$2.44ΰΈΏ79.6
-7.79%
Imported Beer(0.33 liter bottle)
$3.35ΰΈΏ109
$3.94ΰΈΏ129
-14.97%
π Groceries & Markets
Koh Phan Ghan
Bangkok
Difference
Milk(1 liter)
$2.05ΰΈΏ67.0
$1.80ΰΈΏ58.8
13.89%
White Bread(500g)
$1.75ΰΈΏ57.0
$1.39ΰΈΏ45.38
25.90%
Rice(white)(1kg)
$2.08ΰΈΏ68.1
$1.42ΰΈΏ46.22
46.48%
Eggs
$2.12ΰΈΏ69.2
$2.26ΰΈΏ73.8
-6.19%
Local Cheese(1kg)
$18.91ΰΈΏ618
$18.40ΰΈΏ601
2.77%
Chicken Fillets(1kg)
$3.60ΰΈΏ118
$3.01ΰΈΏ98.4
19.60%
Beef Round Steak(1kg)
$12.82ΰΈΏ419
$9.38ΰΈΏ306
36.67%
Apples(1kg)
$3.16ΰΈΏ103
$3.55ΰΈΏ116
-10.99%
Banana(1kg)
$1.54ΰΈΏ50.4
$1.76ΰΈΏ57.6
-12.50%
Oranges(1kg)
$2.29ΰΈΏ74.9
$2.21ΰΈΏ72.1
3.62%
Tomato(1kg)
$1.91ΰΈΏ62.4
$1.84ΰΈΏ59.9
3.80%
Potato(1kg)
$1.46ΰΈΏ47.61
$1.64ΰΈΏ53.5
-10.98%
Onion(1kg)
$1.43ΰΈΏ46.72
$1.50ΰΈΏ48.88
-4.67%
Lettuce(1 head)
$0.92ΰΈΏ29.93
$1.31ΰΈΏ42.67
-29.77%
Water(1.5 liter bottle)
$0.49ΰΈΏ16.08
$0.52ΰΈΏ17.10
-5.77%
Cigarettes 20 Pack(Marlboro, Camel)
$4.24ΰΈΏ138
$4.25ΰΈΏ139
-0.24%
Wine(Bottle)
$18.11ΰΈΏ592
$15.02ΰΈΏ490
20.57%
Local Beer(0.5 liter bottle)
$1.73ΰΈΏ56.6
$1.80ΰΈΏ58.9
-3.89%
Imported Beer(0.33 liter bottle)
$2.56ΰΈΏ83.7
$3.39ΰΈΏ111
-24.48%
π Getting Around
Koh Phan Ghan
Bangkok
Difference
One-way Ticket(Public Transport)
$1.27ΰΈΏ41.41
$1.19ΰΈΏ39.00
6.72%
Public Transport Monthly Pass(Regular Price)
-
$36.43ΰΈΏ1,190
-
Taxi Start(Normal Tariff)
$2.69ΰΈΏ87.8
$1.10ΰΈΏ35.84
144.55%
Taxi(Normal Tariff)(1km)
$0.87ΰΈΏ28.57
$1.20ΰΈΏ39.07
-27.50%
Taxi 1hour Waiting(Normal Tariff)
$12.31ΰΈΏ402
$6.13ΰΈΏ200
100.82%
Gasoline(1 liter)
$1.17ΰΈΏ38.23
$1.25ΰΈΏ40.88
-6.40%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7KΰΈΏ805.1K
$37.3KΰΈΏ1.2M
-33.96%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.5KΰΈΏ997.3K
$28.6KΰΈΏ934.5K
6.72%
π§Ύ Monthly Utilities & Internet
Koh Phan Ghan
Bangkok
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$122ΰΈΏ3,984
$91.9ΰΈΏ3,000
32.80%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.49ΰΈΏ441
$12.96ΰΈΏ423
4.09%
Internet(50+ Mbps, Unlimited Data)
$18.78ΰΈΏ614
$17.67ΰΈΏ577
6.28%
π Sport & Entertainment
Koh Phan Ghan
Bangkok
Difference
Gym Membership(Monthly)
$60.1ΰΈΏ1,964
$53.9ΰΈΏ1,759
11.68%
Tennis Court(1 Hour on Weekend)
$16.94ΰΈΏ553
$10.68ΰΈΏ349
58.61%
Cinema Ticket
$9.15ΰΈΏ299
$7.90ΰΈΏ258
15.82%
π§Έ Childcare & Education
Koh Phan Ghan
Bangkok
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$693ΰΈΏ22.6K
$601ΰΈΏ19.6K
15.27%
International Primary School, 1 Child(Yearly)
$16.0KΰΈΏ522.2K
$13.2KΰΈΏ432.6K
20.71%
ππ Clothing & Footwear
Koh Phan Ghan
Bangkok
Difference
Jeans(Levis 501 Or Similar)
$57.9ΰΈΏ1,892
$57.0ΰΈΏ1,863
1.54%
Summer Dress(H&M, Zara, etc)
$34.07ΰΈΏ1,113
$38.28ΰΈΏ1,250
-11.00%
Sport Shoes(Adidas, Nike)
$116ΰΈΏ3,775
$103ΰΈΏ3,376
11.80%
Men's Leather Business Shoes
$83.4ΰΈΏ2,723
$95.0ΰΈΏ3,103
-12.23%
π Accommodation & Living
Koh Phan Ghan
Bangkok
Difference
1-bedroom Apartment, City Center(Monthly)
$425ΰΈΏ13.9K
$669ΰΈΏ21.9K
-36.53%
1-bedroom Apartment, Outside City Center(Monthly)
$313ΰΈΏ10.2K
$326ΰΈΏ10.7K
-4.12%
3-bedroom Apartment, City Center(Monthly)
$1,432ΰΈΏ46.8K
$1,877ΰΈΏ61.3K
-23.73%
3-bedroom Apartment, Outside City Center(Monthly)
$1,044ΰΈΏ34.1K
$843ΰΈΏ27.5K
23.79%
Buy Apartment in City Center(m2)
$2,558ΰΈΏ83.5K
$6,307ΰΈΏ206.0K
-59.44%
Buy Apartment Outside City Center(m2)
$1,826ΰΈΏ59.6K
$3,371ΰΈΏ110.1K
-45.82%
π΅ Salaries & Financials
Koh Phan Ghan
Bangkok
Difference
Average Monthly Net Salary(After Tax)
$744ΰΈΏ24.3K
$747ΰΈΏ24.4K
-0.46%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
5.84
-8.73%
CityCost data is based on AI and user input β minor inaccuracies may occur.
Last update for Koh Phan Ghan: May 31, 2026
Last update for Bangkok: May 31, 2026
Cost Breakdown
π A one-bedroom apartment in the center runs $425 in Koh Phan Ghan and $669 in Bangkok. Housing cost is often the main lever when comparing two cities.
π°Bangkok pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
πDining out: $41.00 in Koh Phan Ghan vs $30.00 in Bangkok for a mid-range dinner for two. Groceries echo the gap at $279 vs $257 per month, with Bangkok cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koh Phan Ghan vs Bangkok: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Koh Phan Ghan and Bangkok?
Koh Phan Ghan and Bangkok differ by about 3% in total monthly costs ($1,096 vs $1,068 including rent). Bangkok is meaningfully more affordable β a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Bangkok earns 0% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Koh Phan Ghan and Bangkok?
Rent for a central apartment: $425 in Koh Phan Ghan versus $669 in Bangkok. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 9% higher in Koh Phan Ghan. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Koh Phan Ghan or Bangkok?
All in, you'll spend $1,096 per month in Koh Phan Ghan versus $1,068 in Bangkok β a 3% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,068 in Bangkok versus $1,096 in Koh Phan Ghan, a $2,000 budget is realistic in Bangkok but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Bangkok the clear choice for anyone on this budget.
How does quality of life compare between Koh Phan Ghan and Bangkok?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better β the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Koh Phan Ghan or Bangkok safer for residents?
Safety-wise, Koh Phan Ghan and Bangkok are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Koh Phan Ghan or Bangkok?
Expats usually find Bangkok gentler on the wallet β expenses run 3% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Koh Phan Ghan vs other spots: cost of living compared