Cost of Living Comparison Between Koh Phan Ghan and Bangkok Cost of Living Comparison Between Koh Phan Ghan and Bangkok

Monthly Cost of Living

Monthly costs for one person with rent: $1,069 in Koh Phan Ghan versus $1,138 in Bangkok.

Estimated couple costs with rent: $1,729 in Koh Phan Ghan versus $1,863 in Bangkok.

Monthly costs for a family of three with rent: $2,389 in Koh Phan Ghan versus $2,589 in Bangkok.

Living in Koh Phan Ghan costs roughly 6% less than in Bangkok, driven mainly by Getting Around.

Both cities sit below the global median: Koh Phan Ghan 22% lower, Bangkok 17% lower.

Meal at Budget Restaurant

$4.18 ฿139

$3.04 ฿101

37.50%

Three-Course Dinner for Two, Mid-Range

$29.44 ฿980

$36.64 ฿1,220

-19.65%

Fast Food Meal (McDonalds, etc)

$8.09 ฿269

$7.42 ฿247

9.03%

Cappuccino

$2.62 ฿87.1

$2.96 ฿98.7

-11.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.75 ฿25.04

$0.67 ฿22.41

11.94%

Water (0.33 liter bottle)

$0.40 ฿13.44

$0.34 ฿11.31

17.65%

Local Beer (0.5 liter draught)

$2.16 ฿71.9

$2.66 ฿88.6

-18.80%

Imported Beer (0.33 liter bottle)

$3.49 ฿116

$4.56 ฿152

-23.46%

Milk (1 liter)

$1.77 ฿59.0

$2.00 ฿66.5

-11.50%

White Bread (500g)

$1.33 ฿44.42

$1.49 ฿49.54

-10.74%

Rice (white) (1kg)

$1.47 ฿48.82

$1.53 ฿50.8

-3.92%

Eggs

$2.11 ฿70.1

$2.66 ฿88.7

-20.68%

Local Cheese (1kg)

$18.42 ฿613

$17.32 ฿577

6.35%

Chicken Fillets (1kg)

$3.27 ฿109

$3.58 ฿119

-8.66%

Beef Round Steak (1kg)

$10.93 ฿364

$14.04 ฿468

-22.15%

Apples (1kg)

$2.73 ฿90.8

$4.12 ฿137

-33.74%

Banana (1kg)

$1.53 ฿50.8

$1.92 ฿64.1

-20.31%

Oranges (1kg)

$2.15 ฿71.4

$2.84 ฿94.4

-24.30%

Tomato (1kg)

$1.96 ฿65.3

Potato (1kg)

$1.40 ฿46.65

$1.71 ฿57.0

-18.13%

Onion (1kg)

$1.32 ฿44.03

$1.63 ฿54.4

-19.02%

Lettuce (1 head)

$1.06 ฿35.35

$1.27 ฿42.24

-16.54%

Water (1.5 liter bottle)

$0.54 ฿17.97

$0.56 ฿18.71

-3.57%

Cigarettes 20 Pack (Marlboro, Camel)

$4.27 ฿142

$4.61 ฿153

-7.38%

Wine (Bottle)

$17.63 ฿587

$15.28 ฿509

15.38%

Local Beer (0.5 liter bottle)

$1.69 ฿56.3

$1.78 ฿59.2

-5.06%

Imported Beer (0.33 liter bottle)

$2.77 ฿92.3

$3.36 ฿112

-17.56%

One-way Ticket (Public Transport)

$2.07 ฿68.9

$1.11 ฿36.97

86.49%

Public Transport Monthly Pass (Regular Price)

$36.19 ฿1,205

Taxi Start (Normal Tariff)

$2.65 ฿88.2

$1.08 ฿36.11

145.37%

Taxi (Normal Tariff) (1km)

$0.98 ฿32.50

$1.19 ฿39.48

-17.65%

Taxi 1hour Waiting (Normal Tariff)

$3.50 ฿117

$6.00 ฿200

-41.67%

Gasoline (1 liter)

$1.29 ฿43.01

$1.43 ฿47.49

-9.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ฿818.2K

$32.0K ฿1.1M

-23.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K ฿806.5K

$27.9K ฿929.5K

-13.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 ฿3,417

$105 ฿3,498

-2.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.24 ฿374

$14.49 ฿483

-22.43%

Internet (50+ Mbps, Unlimited Data)

$17.29 ฿576

$18.57 ฿618

-6.89%

Gym Membership (Monthly)

$52.8 ฿1,758

$59.5 ฿1,983

-11.34%

Tennis Court (1 Hour on Weekend)

$11.10 ฿370

$19.07 ฿635

-41.79%

Cinema Ticket

$7.64 ฿255

$7.61 ฿253

0.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$573 ฿19.1K

$558 ฿18.6K

2.65%

International Primary School, 1 Child (Yearly)

$11.7K ฿388.6K

$16.9K ฿562.6K

-30.93%

Jeans (Levis 501 Or Similar)

$63.4 ฿2,111

$73.7 ฿2,453

-13.96%

Summer Dress (H&M, Zara, etc)

$29.29 ฿975

$43.33 ฿1,443

-32.40%

Sport Shoes (Adidas, Nike)

$97.1 ฿3,235

$96.3 ฿3,205

0.91%

Men's Leather Business Shoes

$90.6 ฿3,018

$118 ฿3,920

-23.00%

1-bedroom Apartment, City Center (Monthly)

$522 ฿17.4K

$704 ฿23.4K

-25.82%

1-bedroom Apartment, Outside City Center (Monthly)

$339 ฿11.3K

$357 ฿11.9K

-4.97%

3-bedroom Apartment, City Center (Monthly)

$1,460 ฿48.6K

$2,024 ฿67.4K

-27.84%

3-bedroom Apartment, Outside City Center (Monthly)

$869 ฿28.9K

$757 ฿25.2K

14.75%

Buy Apartment in City Center (m2)

$2,461 ฿81.9K

$5,987 ฿199.4K

-58.90%

Buy Apartment Outside City Center (m2)

$1,830 ฿60.9K

$3,211 ฿106.9K

-43.02%

Average Monthly Net Salary (After Tax)

$741 ฿24.7K

$638 ฿21.2K

16.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

5.38

3.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phan Ghan: August 31, 2026

Last update for Bangkok: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $522 in Koh Phan Ghan and $704 in Bangkok. Housing cost is often the main lever when comparing two cities.

Koh Phan Ghan pays 16% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $29.00 in Koh Phan Ghan vs $37.00 in Bangkok for a mid-range dinner for two. Groceries echo the gap at $258 vs $283 per month, with Koh Phan Ghan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phan Ghan vs Bangkok: Cost of Living - Frequently Asked Questions

Koh Phan Ghan and Bangkok differ by about 6% in total monthly costs ($1,069 vs $1,138 including rent). Koh Phan Ghan is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 16% higher in Koh Phan Ghan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $522 in Koh Phan Ghan versus $704 in Bangkok. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Bangkok. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,069 per month in Koh Phan Ghan versus $1,138 in Bangkok – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,069 in Koh Phan Ghan versus $1,138 in Bangkok, a $2,000 budget is realistic in Koh Phan Ghan but tight or insufficient in Bangkok. The gap between the two cities makes Koh Phan Ghan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koh Phan Ghan and Bangkok are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koh Phan Ghan gentler on the wallet – expenses run 6% less than in Bangkok. Beyond cost, consider language, visa policies, and how big the international community is in each city.