Cost of Living Comparison Between Hat Yai and Koh Phan Ghan Cost of Living Comparison Between Hat Yai and Koh Phan Ghan

Monthly Cost of Living

Monthly costs for one person with rent: $747 in Hat Yai versus $1,088 in Koh Phan Ghan.

Estimated couple costs with rent: $1,339 in Hat Yai versus $1,909 in Koh Phan Ghan.

Monthly costs for a family of three with rent: $1,930 in Hat Yai versus $2,730 in Koh Phan Ghan.

Living in Hat Yai costs roughly 31% less than in Koh Phan Ghan, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Hat Yai 44% lower, Koh Phan Ghan 19% lower.

Meal at Budget Restaurant

$3.03 ฿98.5

$4.15 ฿135

-26.99%

Three-Course Dinner for Two, Mid-Range

$46.90 ฿1,527

$41.50 ฿1,352

13.01%

Fast Food Meal (McDonalds, etc)

$4.22 ฿137

$7.88 ฿257

-46.45%

Cappuccino

$2.80 ฿91.1

$2.73 ฿88.9

2.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.16 ฿37.70

$0.67 ฿21.74

73.13%

Water (0.33 liter bottle)

$0.44 ฿14.46

$0.32 ฿10.58

37.50%

Local Beer (0.5 liter draught)

$1.87 ฿60.9

$2.26 ฿73.7

-17.26%

Imported Beer (0.33 liter bottle)

$3.65 ฿119

$3.42 ฿111

6.73%

Milk (1 liter)

$1.53 ฿49.78

$2.03 ฿66.2

-24.63%

White Bread (500g)

$1.29 ฿42.15

$1.79 ฿58.3

-27.93%

Rice (white) (1kg)

$1.29 ฿42.01

$2.07 ฿67.3

-37.68%

Eggs

$2.55 ฿83.1

$2.15 ฿70.0

18.60%

Local Cheese (1kg)

$22.59 ฿736

$18.57 ฿605

21.65%

Chicken Fillets (1kg)

$2.32 ฿75.5

$3.47 ฿113

-33.14%

Beef Round Steak (1kg)

$11.32 ฿369

$12.45 ฿406

-9.08%

Apples (1kg)

$2.60 ฿84.5

$3.07 ฿99.9

-15.31%

Banana (1kg)

$1.50 ฿48.76

$1.62 ฿52.7

-7.41%

Oranges (1kg)

$2.04 ฿66.6

$2.18 ฿71.2

-6.42%

Tomato (1kg)

$1.58 ฿51.4

$1.91 ฿62.3

-17.28%

Potato (1kg)

$1.48 ฿48.22

$1.51 ฿49.09

-1.99%

Onion (1kg)

$1.07 ฿34.69

$1.37 ฿44.47

-21.90%

Lettuce (1 head)

$1.01 ฿33.01

$0.92 ฿29.89

9.78%

Water (1.5 liter bottle)

$0.38 ฿12.46

$0.47 ฿15.16

-19.15%

Cigarettes 20 Pack (Marlboro, Camel)

$4.57 ฿149

$4.05 ฿132

12.84%

Wine (Bottle)

$15.17 ฿494

$17.76 ฿578

-14.58%

Local Beer (0.5 liter bottle)

$1.83 ฿59.7

$1.68 ฿54.7

8.93%

Imported Beer (0.33 liter bottle)

$1.97 ฿64.2

$2.58 ฿83.9

-23.64%

One-way Ticket (Public Transport)

$0.59 ฿19.30

$1.23 ฿39.98

-52.03%

Taxi Start (Normal Tariff)

$1.07 ฿34.73

$2.71 ฿88.4

-60.52%

Taxi (Normal Tariff) (1km)

$1.20 ฿38.93

$0.91 ฿29.59

31.87%

Taxi 1hour Waiting (Normal Tariff)

$6.19 ฿202

$12.32 ฿401

-49.76%

Gasoline (1 liter)

$1.31 ฿42.77

$1.17 ฿38.11

11.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.5K ฿633.6K

$24.7K ฿805.4K

-21.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.7K ฿1.5M

$30.6K ฿997.0K

52.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.8 ฿2,860

$124 ฿4,025

-28.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.53 ฿441

$13.74 ฿447

-1.53%

Internet (50+ Mbps, Unlimited Data)

$10.04 ฿327

$18.91 ฿616

-46.91%

Gym Membership (Monthly)

$48.52 ฿1,580

$62.0 ฿2,018

-21.70%

Tennis Court (1 Hour on Weekend)

$12.16 ฿396

$16.67 ฿543

-27.05%

Cinema Ticket

$7.34 ฿239

$8.90 ฿290

-17.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$298 ฿9,697

$696 ฿22.7K

-57.22%

International Primary School, 1 Child (Yearly)

$9,475 ฿308.6K

$15.9K ฿518.4K

-40.47%

Jeans (Levis 501 Or Similar)

$38.13 ฿1,242

$59.3 ฿1,931

-35.70%

Summer Dress (H&M, Zara, etc)

$28.01 ฿912

$34.26 ฿1,116

-18.24%

Sport Shoes (Adidas, Nike)

$72.6 ฿2,365

$115 ฿3,747

-36.90%

Men's Leather Business Shoes

$70.3 ฿2,291

$86.0 ฿2,801

-18.20%

1-bedroom Apartment, City Center (Monthly)

$272 ฿8,849

$434 ฿14.1K

-37.37%

1-bedroom Apartment, Outside City Center (Monthly)

$111 ฿3,614

$303 ฿9,882

-63.43%

3-bedroom Apartment, City Center (Monthly)

$762 ฿24.8K

$1,442 ฿47.0K

-47.13%

3-bedroom Apartment, Outside City Center (Monthly)

$406 ฿13.2K

$1,032 ฿33.6K

-60.63%

Buy Apartment in City Center (m2)

$2,004 ฿65.3K

$2,527 ฿82.3K

-20.69%

Buy Apartment Outside City Center (m2)

$1,494 ฿48.7K

$1,827 ฿59.5K

-18.23%

Average Monthly Net Salary (After Tax)

$474 ฿15.5K

$743 ฿24.2K

-36.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

5.33

19.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hat Yai: June 9, 2026

Last update for Koh Phan Ghan: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $272 in Hat Yai and $434 in Koh Phan Ghan. Housing cost is often the main lever when comparing two cities.

Koh Phan Ghan pays 57% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $47.00 in Hat Yai vs $41.00 in Koh Phan Ghan. Groceries flip the comparison at $254 vs $274, with Hat Yai cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hat Yai vs Koh Phan Ghan: Cost of Living - Frequently Asked Questions

Hat Yai wins on cost – living expenses run 46% lower than in Koh Phan Ghan. Housing and daily spending are where you'll feel the difference most, making Hat Yai the obvious pick if budget is a priority.

On paper, Koh Phan Ghan earns 57% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $272 in Hat Yai versus $434 in Koh Phan Ghan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $298 in Hat Yai versus $696 in Koh Phan Ghan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Hat Yai – a meal for two runs $47.00 versus $41.00 in Koh Phan Ghan. If you eat out regularly, this makes a real dent in your monthly spending.

At $747 in Hat Yai versus $1,088 in Koh Phan Ghan, a $1,000 budget is realistic in Hat Yai but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Hat Yai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hat Yai and Koh Phan Ghan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hat Yai gentler on the wallet – expenses run 46% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.