Last update: Oct 2026

Cost of Living Comparison Between Koh Chang and Ubud, Bali

For one person, living is cheaper in Koh Chang: $1,021 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Koh Chang
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Koh Chang Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Koh Chang

🇹🇭 Thailand

$1,021

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Koh Chang and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koh Chang and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,021 per month in Koh Chang vs $1,349 in Ubud, Bali, rent included.

Koh Chang $1,021
Ubud, Bali $1,349

A couple spends around $1,720 per month in Koh Chang vs $2,305 in Ubud, Bali, rent included.

Koh Chang $1,720
Ubud, Bali $2,305

A family of three spends $2,418 per month in Koh Chang vs $3,261 in Ubud, Bali, rent included.

Koh Chang $2,418
Ubud, Bali $3,261

Koh Chang is about 24% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.47 ฿117

$3.32 Rp 60.3K

4.52%

Three-Course Dinner for Two, Mid-Range

$26.30 ฿888

$35.64 Rp 646.5K

-26.21%

Fast Food Meal (McDonalds, etc)

$7.04 ฿238

$5.53 Rp 100.4K

27.31%

Cappuccino

$2.18 ฿73.5

$2.72 Rp 49.3K

-19.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.75 ฿25.33

$1.70 Rp 30.9K

-55.88%

Water (0.33 liter bottle)

$0.37 ฿12.35

$0.76 Rp 13.8K

-51.32%

Local Beer (0.5 liter draught)

$2.00 ฿67.7

$2.65 Rp 48.1K

-24.53%

Imported Beer (0.33 liter bottle)

$3.00 ฿101

$4.38 Rp 79.5K

-31.51%

Milk (1 liter)

$1.48 ฿50.0

$1.49 Rp 27.0K

-0.67%

White Bread (500g)

$1.25 ฿42.31

$2.28 Rp 41.3K

-45.18%

Rice (white) (1kg)

$1.37 ฿46.39

$1.19 Rp 21.6K

15.13%

Eggs

$1.89 ฿63.7

$2.04 Rp 36.9K

-7.35%

Local Cheese (1kg)

$17.29 ฿584

$17.70 Rp 321.1K

-2.32%

Chicken Fillets (1kg)

$3.05 ฿103

$3.96 Rp 71.9K

-22.98%

Beef Round Steak (1kg)

$10.19 ฿344

$12.19 Rp 221.1K

-16.41%

Apples (1kg)

$2.68 ฿90.6

$3.66 Rp 66.3K

-26.78%

Banana (1kg)

$1.53 ฿51.7

$1.52 Rp 27.5K

0.66%

Oranges (1kg)

$1.95 ฿65.9

$2.23 Rp 40.4K

-12.56%

Tomato (1kg)

$1.85 ฿62.4

$1.97 Rp 35.8K

-6.09%

Potato (1kg)

$1.29 ฿43.65

$1.85 Rp 33.5K

-30.27%

Onion (1kg)

$1.24 ฿41.72

$2.42 Rp 44.0K

-48.76%

Lettuce (1 head)

$1.01 ฿34.04

$0.99 Rp 18.0K

2.02%

Water (1.5 liter bottle)

$0.49 ฿16.67

$0.51 Rp 9,313

-3.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.77 ฿127

$2.22 Rp 40.3K

69.82%

Wine (Bottle)

$16.75 ฿565

$22.24 Rp 403.4K

-24.69%

Local Beer (0.5 liter bottle)

$1.56 ฿52.7

$2.26 Rp 41.0K

-30.97%

Imported Beer (0.33 liter bottle)

$2.46 ฿83.0

$2.97 Rp 53.9K

-17.17%

One-way Ticket (Public Transport)

$1.21 ฿40.91

$0.25 Rp 4,553

384.00%

Public Transport Monthly Pass (Regular Price)

$38.34 ฿1,294

$7.82 Rp 141.9K

390.28%

Taxi Start (Normal Tariff)

$2.43 ฿81.9

$0.44 Rp 7,972

452.27%

Taxi (Normal Tariff) (1km)

$0.85 ฿28.77

$0.43 Rp 7,801

97.67%

Taxi 1hour Waiting (Normal Tariff)

$2.93 ฿98.9

$5.41 Rp 98.1K

-45.84%

Gasoline (1 liter)

$1.14 ฿38.48

$0.82 Rp 15.0K

39.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K ฿733.1K

$23.8K Rp 432.4M

-8.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K ฿707.0K

$31.7K Rp 575.9M

-34.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.6 ฿3,191

$79.1 Rp 1.4M

19.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.67 ฿360

$6.45 Rp 116.9K

65.43%

Internet (50+ Mbps, Unlimited Data)

$16.02 ฿541

$18.58 Rp 337.0K

-13.78%

Gym Membership (Monthly)

$58.0 ฿1,957

$49.48 Rp 897.5K

17.20%

Tennis Court (1 Hour on Weekend)

$9.00 ฿304

$17.65 Rp 320.1K

-49.01%

Cinema Ticket

$6.49 ฿219

$4.27 Rp 77.5K

51.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$422 ฿14.3K

$491 Rp 8.9M

-13.92%

International Primary School, 1 Child (Yearly)

$10.2K ฿343.5K

$5,674 Rp 102.9M

79.38%

Jeans (Levis 501 Or Similar)

$60.3 ฿2,036

$44.64 Rp 809.7K

35.15%

Summer Dress (H&M, Zara, etc)

$26.66 ฿900

$34.95 Rp 634.0K

-23.72%

Sport Shoes (Adidas, Nike)

$89.3 ฿3,015

$79.9 Rp 1.4M

11.80%

Men's Leather Business Shoes

$81.5 ฿2,751

$79.4 Rp 1.4M

2.63%

1-bedroom Apartment, City Center (Monthly)

$469 ฿15.8K

$1,125 Rp 20.4M

-58.35%

1-bedroom Apartment, Outside City Center (Monthly)

$327 ฿11.0K

$671 Rp 12.2M

-51.30%

3-bedroom Apartment, City Center (Monthly)

$1,292 ฿43.6K

$3,565 Rp 64.7M

-63.75%

3-bedroom Apartment, Outside City Center (Monthly)

$917 ฿31.0K

$1,723 Rp 31.3M

-46.78%

Buy Apartment in City Center (m2)

$2,704 ฿91.2K

$2,732 Rp 49.5M

-1.03%

Buy Apartment Outside City Center (m2)

$1,904 ฿64.3K

$2,284 Rp 41.4M

-16.64%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

13.78

-59.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Chang: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koh Chang

$327 32%

Ubud, Bali

$672 49.8% 105% $344

Groceries & Markets

Koh Chang

$240 23.5%

Ubud, Bali

$288 21.4% 20% $48

Monthly Utilities & Internet

Koh Chang

$121 11.9%

Ubud, Bali

$104 7.7% 14.2% $17

Clothing & Footwear

Koh Chang

$116 11.4%

Ubud, Bali

$108 8% 7.3% $8.5

Eating Out

Koh Chang

$95 9.4%

Ubud, Bali

$108 8% 12.8% $12

Sport & Entertainment

Koh Chang

$71 7%

Ubud, Bali

$58 4.3% 18.2% $13

Getting Around

Koh Chang

$50 4.9%

Ubud, Bali

$11 0.9% 77.1% $38

Cost Breakdown

A central one-bedroom costs $469 in Koh Chang versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $26 in Koh Chang versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $240 vs $288 – making Koh Chang the more affordable choice for daily food spending.

Good to know

🇹🇭 Koh Chang

🇮🇩 Ubud, Bali

🕒 Local time

16:09 4:09 PM

17:09 5:09 PM

1 h ahead of Koh Chang

🌤 Weather

👥 Population

8,500

74,800

💱 Currency

Thai Baht THB ฿

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.66 THB (100 THB = 2.66 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Koh Chang Ubud, Bali 2,700 km ≈ 3 h 45 min nonstop flight

From you

Koh Chang
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Chang vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,021 in Koh Chang, $1,349 in Ubud, Bali – Koh Chang comes out roughly 24% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,531 per month in Koh Chang and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Koh Chang, especially for central apartments: a one-bedroom in the center costs $469 there versus $1,125 in Ubud, Bali.

Groceries cost about 20% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $26 in Koh Chang and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,021 in Koh Chang and $1,349 in Ubud, Bali, leaving budget for savings and extras in both cases.

Families tend to lean toward Koh Chang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.