Cost of Living Comparison Between Koh Chang and Ubud, Bali Cost of Living Comparison Between Koh Chang and Ubud, Bali

Monthly Cost of Living

A single person spends $970 per month in Koh Chang vs $1,368 in Ubud, Bali, rent included.

A couple spends around $1,577 per month in Koh Chang vs $2,348 in Ubud, Bali, rent included.

A family of three spends $2,185 per month in Koh Chang vs $3,327 in Ubud, Bali, rent included.

Koh Chang is about 29% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Koh Chang sits 29% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 ฿119

$3.44 Rp 60.9K

3.49%

Three-Course Dinner for Two, Mid-Range

$25.87 ฿864

$36.31 Rp 643.0K

-28.75%

Fast Food Meal (McDonalds, etc)

$7.08 ฿236

$5.71 Rp 101.0K

23.99%

Cappuccino

$2.28 ฿76.1

$2.67 Rp 47.3K

-14.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.66 ฿22.16

$1.75 Rp 31.0K

-62.29%

Water (0.33 liter bottle)

$0.39 ฿13.04

$0.87 Rp 15.4K

-55.17%

Local Beer (0.5 liter draught)

$1.89 ฿63.2

$2.95 Rp 52.3K

-35.93%

Imported Beer (0.33 liter bottle)

$3.07 ฿102

$4.52 Rp 80.0K

-32.08%

Milk (1 liter)

$1.64 ฿54.6

$1.62 Rp 28.7K

1.23%

White Bread (500g)

$1.30 ฿43.44

$2.33 Rp 41.3K

-44.21%

Rice (white) (1kg)

$1.45 ฿48.46

$1.11 Rp 19.6K

30.63%

Eggs

$1.93 ฿64.4

$2.20 Rp 39.0K

-12.27%

Local Cheese (1kg)

$17.45 ฿583

$17.69 Rp 313.3K

-1.36%

Chicken Fillets (1kg)

$3.12 ฿104

$4.10 Rp 72.5K

-23.90%

Beef Round Steak (1kg)

$10.11 ฿338

$12.18 Rp 215.6K

-17.00%

Apples (1kg)

$2.58 ฿86.2

$3.71 Rp 65.6K

-30.46%

Banana (1kg)

$1.51 ฿50.4

$1.59 Rp 28.1K

-5.03%

Oranges (1kg)

$2.02 ฿67.5

$2.28 Rp 40.4K

-11.40%

Tomato (1kg)

$1.96 ฿65.5

$1.95 Rp 34.6K

0.51%

Potato (1kg)

$1.38 ฿46.11

$1.91 Rp 33.7K

-27.75%

Onion (1kg)

$1.25 ฿41.77

$2.33 Rp 41.3K

-46.35%

Lettuce (1 head)

$1.02 ฿34.01

$1.01 Rp 17.8K

0.99%

Water (1.5 liter bottle)

$0.51 ฿17.08

$0.55 Rp 9,773

-7.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.96 ฿132

$2.23 Rp 39.5K

77.58%

Wine (Bottle)

$16.56 ฿553

$23.07 Rp 408.6K

-28.22%

Local Beer (0.5 liter bottle)

$1.60 ฿53.5

$2.42 Rp 42.8K

-33.88%

Imported Beer (0.33 liter bottle)

$2.55 ฿85.2

$3.00 Rp 53.1K

-15.00%

One-way Ticket (Public Transport)

$1.85 ฿61.9

$0.27 Rp 4,814

585.19%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$2.45 ฿81.8

$0.48 Rp 8,566

410.42%

Taxi (Normal Tariff) (1km)

$0.82 ฿27.52

$0.43 Rp 7,679

90.70%

Taxi 1hour Waiting (Normal Tariff)

$3.16 ฿106

$5.64 Rp 99.9K

-43.97%

Gasoline (1 liter)

$1.15 ฿38.53

$0.80 Rp 14.2K

43.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ฿726.8K

$24.9K Rp 441.7M

-12.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K ฿708.4K

$31.7K Rp 561.5M

-33.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.1 ฿3,242

$81.5 Rp 1.4M

19.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.41 ฿347

$6.49 Rp 115.0K

60.40%

Internet (50+ Mbps, Unlimited Data)

$16.70 ฿557

$18.77 Rp 332.4K

-11.03%

Gym Membership (Monthly)

$45.24 ฿1,510

$56.9 Rp 1.0M

-20.45%

Tennis Court (1 Hour on Weekend)

$9.55 ฿319

$18.73 Rp 331.7K

-49.01%

Cinema Ticket

$6.36 ฿212

$4.54 Rp 80.4K

40.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$513 ฿17.1K

$481 Rp 8.5M

6.67%

International Primary School, 1 Child (Yearly)

$10.4K ฿347.0K

$5,711 Rp 101.1M

82.00%

Jeans (Levis 501 Or Similar)

$60.3 ฿2,014

$45.52 Rp 806.0K

32.54%

Summer Dress (H&M, Zara, etc)

$27.66 ฿923

$35.88 Rp 635.4K

-22.91%

Sport Shoes (Adidas, Nike)

$93.2 ฿3,111

$80.4 Rp 1.4M

15.92%

Men's Leather Business Shoes

$83.5 ฿2,788

$78.7 Rp 1.4M

6.16%

1-bedroom Apartment, City Center (Monthly)

$474 ฿15.8K

$1,115 Rp 19.7M

-57.46%

1-bedroom Apartment, Outside City Center (Monthly)

$323 ฿10.8K

$698 Rp 12.4M

-53.77%

3-bedroom Apartment, City Center (Monthly)

$1,368 ฿45.7K

$3,637 Rp 64.4M

-62.39%

3-bedroom Apartment, Outside City Center (Monthly)

$803 ฿26.8K

$1,737 Rp 30.8M

-53.79%

Buy Apartment in City Center (m2)

$2,283 ฿76.2K

$2,784 Rp 49.3M

-18.01%

Buy Apartment Outside City Center (m2)

$1,679 ฿56.1K

$2,290 Rp 40.5M

-26.66%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

13.78

-59.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Chang: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $474 in Koh Chang versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $26.00 in Koh Chang versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $244 vs $295 – making Koh Chang the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Chang vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $970 in Koh Chang, $1,368 in Ubud, Bali – roughly 41% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,455 per month in Koh Chang and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Koh Chang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $970 in Koh Chang and $1,368 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $513 per month in Koh Chang and $481 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Koh Chang, where all-in costs run around $970, than in Ubud, Bali at $1,368. In Koh Chang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Koh Chang has an edge in some lifestyle areas, with costs from $970 in Koh Chang to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Koh Chang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.