Cost of Living Comparison Between Ubud, Bali and Koh Chang Cost of Living Comparison Between Ubud, Bali and Koh Chang

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $970 in Koh Chang, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,577 in Koh Chang, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,185 in Koh Chang, rent included.

Ubud, Bali costs about 41% more than Koh Chang, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Koh Chang is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$3.56 ฿119

-3.37%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$25.87 ฿864

40.36%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$7.08 ฿236

-19.35%

Cappuccino

$2.67 Rp 47.3K

$2.28 ฿76.1

17.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.66 ฿22.16

165.15%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.39 ฿13.04

123.08%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.89 ฿63.2

56.08%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$3.07 ฿102

47.23%

Milk (1 liter)

$1.62 Rp 28.7K

$1.64 ฿54.6

-1.22%

White Bread (500g)

$2.33 Rp 41.3K

$1.30 ฿43.44

79.23%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.45 ฿48.46

-23.45%

Eggs

$2.20 Rp 39.0K

$1.93 ฿64.4

13.99%

Local Cheese (1kg)

$17.69 Rp 313.3K

$17.45 ฿583

1.38%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.12 ฿104

31.41%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$10.11 ฿338

20.47%

Apples (1kg)

$3.71 Rp 65.6K

$2.58 ฿86.2

43.80%

Banana (1kg)

$1.59 Rp 28.1K

$1.51 ฿50.4

5.30%

Oranges (1kg)

$2.28 Rp 40.4K

$2.02 ฿67.5

12.87%

Tomato (1kg)

$1.95 Rp 34.6K

$1.96 ฿65.5

-0.51%

Potato (1kg)

$1.91 Rp 33.7K

$1.38 ฿46.11

38.41%

Onion (1kg)

$2.33 Rp 41.3K

$1.25 ฿41.77

86.40%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.02 ฿34.01

-0.98%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.51 ฿17.08

7.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$3.96 ฿132

-43.69%

Wine (Bottle)

$23.07 Rp 408.6K

$16.56 ฿553

39.31%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.60 ฿53.5

51.25%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.55 ฿85.2

17.65%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$1.85 ฿61.9

-85.41%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$2.45 ฿81.8

-80.41%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.82 ฿27.52

-47.56%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$3.16 ฿106

78.48%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.15 ฿38.53

-30.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$21.8K ฿726.8K

14.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$21.2K ฿708.4K

49.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$97.1 ฿3,242

-16.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$10.41 ฿347

-37.66%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$16.70 ฿557

12.40%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$45.24 ฿1,510

25.71%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$9.55 ฿319

96.13%

Cinema Ticket

$4.54 Rp 80.4K

$6.36 ฿212

-28.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$513 ฿17.1K

-6.25%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$10.4K ฿347.0K

-45.05%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$60.3 ฿2,014

-24.55%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$27.66 ฿923

29.72%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$93.2 ฿3,111

-13.74%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$83.5 ฿2,788

-5.81%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$474 ฿15.8K

135.09%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$323 ฿10.8K

116.31%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$1,368 ฿45.7K

165.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$803 ฿26.8K

116.40%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,283 ฿76.2K

21.97%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,679 ฿56.1K

36.35%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.57

147.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Koh Chang: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $474 in Koh Chang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $26.00 in Koh Chang. Monthly groceries follow the same trend: $295 vs $244 – making Koh Chang the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Koh Chang: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $970 in Koh Chang – roughly 41% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,455 in Koh Chang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Koh Chang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $970 in Koh Chang. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $481 per month in Ubud, Bali and $513 in Koh Chang. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Koh Chang, where all-in costs run around $970, than in Ubud, Bali at $1,368. In Koh Chang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $970 in Koh Chang to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Koh Chang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.