Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Koh Chang

For one person, living is cheaper in Koh Chang: $1,021 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
49

Cost of Living Index in Koh Chang
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Koh Chang Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Koh Chang

🇹🇭 Thailand

$1,021

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Koh Chang

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Koh Chang actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,021 in Koh Chang, rent included.

Ubud, Bali $1,349
Koh Chang $1,021

A couple spends around $2,305 per month in Ubud, Bali vs $1,720 in Koh Chang, rent included.

Ubud, Bali $2,305
Koh Chang $1,720

A family of three spends $3,261 per month in Ubud, Bali vs $2,418 in Koh Chang, rent included.

Ubud, Bali $3,261
Koh Chang $2,418

Ubud, Bali costs about 32% more than Koh Chang, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$3.47 ฿117

-4.32%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$26.30 ฿888

35.51%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$7.04 ฿238

-21.45%

Cappuccino

$2.72 Rp 49.3K

$2.18 ฿73.5

24.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.75 ฿25.33

126.67%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.37 ฿12.35

105.41%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.00 ฿67.7

32.50%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.00 ฿101

46.00%

Milk (1 liter)

$1.49 Rp 27.0K

$1.48 ฿50.0

0.68%

White Bread (500g)

$2.28 Rp 41.3K

$1.25 ฿42.31

82.40%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.37 ฿46.39

-13.14%

Eggs

$2.04 Rp 36.9K

$1.89 ฿63.7

7.94%

Local Cheese (1kg)

$17.70 Rp 321.1K

$17.29 ฿584

2.37%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$3.05 ฿103

29.84%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$10.19 ฿344

19.63%

Apples (1kg)

$3.66 Rp 66.3K

$2.68 ฿90.6

36.57%

Banana (1kg)

$1.52 Rp 27.5K

$1.53 ฿51.7

-0.65%

Oranges (1kg)

$2.23 Rp 40.4K

$1.95 ฿65.9

14.36%

Tomato (1kg)

$1.97 Rp 35.8K

$1.85 ฿62.4

6.49%

Potato (1kg)

$1.85 Rp 33.5K

$1.29 ฿43.65

43.41%

Onion (1kg)

$2.42 Rp 44.0K

$1.24 ฿41.72

95.16%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.01 ฿34.04

-1.98%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.49 ฿16.67

4.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.77 ฿127

-41.11%

Wine (Bottle)

$22.24 Rp 403.4K

$16.75 ฿565

32.78%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.56 ฿52.7

44.87%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.46 ฿83.0

20.73%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.21 ฿40.91

-79.34%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$38.34 ฿1,294

-79.60%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$2.43 ฿81.9

-81.89%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.85 ฿28.77

-49.41%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$2.93 ฿98.9

84.64%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.14 ฿38.48

-28.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$21.7K ฿733.1K

9.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$20.9K ฿707.0K

51.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$94.6 ฿3,191

-16.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$10.67 ฿360

-39.55%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$16.02 ฿541

15.98%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$58.0 ฿1,957

-14.67%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$9.00 ฿304

96.11%

Cinema Ticket

$4.27 Rp 77.5K

$6.49 ฿219

-34.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$422 ฿14.3K

16.17%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$10.2K ฿343.5K

-44.25%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$60.3 ฿2,036

-26.01%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$26.66 ฿900

31.10%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$89.3 ฿3,015

-10.56%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$81.5 ฿2,751

-2.56%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$469 ฿15.8K

140.07%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$327 ฿11.0K

105.34%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,292 ฿43.6K

175.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$917 ฿31.0K

87.91%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,704 ฿91.2K

1.04%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,904 ฿64.3K

19.96%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.57

147.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Koh Chang: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Koh Chang

$327 32% 51.3% $344

Groceries & Markets

Ubud, Bali

$288 21.4%

Koh Chang

$240 23.5% 16.7% $48

Eating Out

Ubud, Bali

$108 8%

Koh Chang

$95 9.4% 11.3% $12

Clothing & Footwear

Ubud, Bali

$108 8%

Koh Chang

$116 11.4% 7.9% $8.5

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Koh Chang

$121 11.9% 16.5% $17

Sport & Entertainment

Ubud, Bali

$58 4.3%

Koh Chang

$71 7% 22.3% $13

Getting Around

Ubud, Bali

$11 0.9%

Koh Chang

$50 4.9% 337% $38

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $469 in Koh Chang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $26 in Koh Chang. Monthly groceries follow the same trend: $288 vs $240 – making Koh Chang the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇹🇭 Koh Chang

🕒 Local time

17:50 5:50 PM

16:50 4:50 PM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

8,500

💱 Currency

Indonesian Rupiah IDR Rp

Thai Baht THB ฿

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.66 THB (100 THB = 2.66 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Koh Chang 2,700 km ≈ 3 h 45 min nonstop flight

From you

Ubud, Bali
Koh Chang

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Koh Chang: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,021 in Koh Chang – Koh Chang comes out roughly 24% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,531 in Koh Chang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Koh Chang, especially for central apartments: a one-bedroom in the center costs $469 there versus $1,125 in Ubud, Bali.

Groceries cost about 20% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $26 in Koh Chang. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,021 in Koh Chang, leaving budget for savings and extras in both cases.

Families tend to lean toward Koh Chang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.