Cost of Living Comparison Between Ubud, Bali and Koh Chang Cost of Living Comparison Between Ubud, Bali and Koh Chang

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $986 in Koh Chang, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,771 in Koh Chang, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $2,556 in Koh Chang, rent included.

Ubud, Bali costs about 46% more than Koh Chang, driven mainly by Sport & Entertainment.

Ubud, Bali sits 7% above the global median, while Koh Chang is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.66 ฿120

-2.46%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$37.12 ฿1,214

-12.23%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$6.89 ฿225

-26.42%

Cappuccino

$2.83 Rp 49.0K

$2.46 ฿80.4

15.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.59 ฿19.28

127.12%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.29 ฿9.32

137.93%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.00 ฿65.4

49.50%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.89 ฿94.4

33.22%

Milk (1 liter)

$1.74 Rp 30.2K

$1.95 ฿63.8

-10.77%

White Bread (500g)

$2.54 Rp 44.0K

$1.69 ฿55.2

50.30%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.01 ฿65.7

-40.80%

Eggs

$2.43 Rp 42.0K

$1.99 ฿65.0

22.11%

Local Cheese (1kg)

$14.66 Rp 254.1K

$17.70 ฿579

-17.18%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.39 ฿111

23.30%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$11.84 ฿387

0.84%

Apples (1kg)

$3.69 Rp 63.9K

$2.91 ฿95.2

26.80%

Banana (1kg)

$1.61 Rp 27.8K

$1.53 ฿49.95

5.23%

Oranges (1kg)

$2.69 Rp 46.5K

$2.07 ฿67.7

29.95%

Tomato (1kg)

$2.33 Rp 40.4K

$1.89 ฿61.7

23.28%

Potato (1kg)

$1.91 Rp 33.0K

$1.45 ฿47.37

31.72%

Onion (1kg)

$2.19 Rp 37.9K

$1.35 ฿44.08

62.22%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.93 ฿30.48

13.98%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.43 ฿14.10

67.44%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$3.86 ฿126

-18.91%

Wine (Bottle)

$23.49 Rp 407.1K

$17.39 ฿569

35.08%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.68 ฿54.8

63.10%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.39 ฿78.3

20.50%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$1.14 ฿37.20

-74.56%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$2.42 ฿79.0

-81.40%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.78 ฿25.59

-46.15%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$11.14 ฿364

-44.70%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.08 ฿35.23

-22.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$22.4K ฿733.0K

17.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$26.7K ฿872.2K

21.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$118 ฿3,865

-33.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$12.83 ฿420

-69.21%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$17.68 ฿578

38.01%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$52.1 ฿1,704

85.30%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$14.32 ฿468

-55.66%

Cinema Ticket

$4.04 Rp 70.0K

$7.73 ฿253

-47.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$628 ฿20.5K

-51.82%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$14.2K ฿463.6K

-54.00%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$56.7 ฿1,854

-5.01%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$33.40 ฿1,092

13.71%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$108 ฿3,539

-19.82%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$79.9 ฿2,612

-1.25%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$401 ฿13.1K

152.35%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$289 ฿9,452

133.33%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$1,318 ฿43.1K

157.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$960 ฿31.4K

118.62%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,454 ฿80.2K

21.62%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,721 ฿56.3K

35.92%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.33

149.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Koh Chang: April 25, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $401 in Koh Chang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $37.00 in Koh Chang. Groceries tell a different story – $298 in Ubud, Bali vs $263 in Koh Chang – so Koh Chang wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Koh Chang: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,438 in Ubud, Bali, $986 in Koh Chang – roughly 46% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,479 in Koh Chang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Koh Chang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $986 in Koh Chang. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $303 per month in Ubud, Bali and $628 in Koh Chang. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Koh Chang, where all-in costs run around $986, than in Ubud, Bali at $1,438. In Koh Chang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $986 in Koh Chang to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Koh Chang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.