Cost of Living Comparison Between Koh Chang and Chiang Mai Cost of Living Comparison Between Koh Chang and Chiang Mai

Monthly Cost of Living

A single person spends $986 per month in Koh Chang vs $852 in Chiang Mai, rent included.

A couple spends around $1,771 per month in Koh Chang vs $1,354 in Chiang Mai, rent included.

A family of three spends $2,556 per month in Koh Chang vs $1,857 in Chiang Mai, rent included.

Koh Chang costs about 16% more than Chiang Mai, driven mainly by Getting Around.

Both Koh Chang and Chiang Mai are more affordable than the global median – Koh Chang 26% lower, Chiang Mai 36% lower.

Currency
🍽 Eating Out
Koh Chang
Chiang Mai
Difference
Meal at Budget Restaurant
$3.66 ฿119
$1.96 ฿63.6
86.73%
Three-Course Dinner for Two, Mid-Range
$37.12 ฿1,207
$18.81 ฿611
97.34%
Fast Food Meal (McDonalds, etc)
$6.89 ฿224
$7.92 ฿258
-13.01%
Cappuccino
$2.46 ฿80.0
$1.91 ฿62.2
28.80%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.59 ฿19.17
$0.84 ฿27.25
-29.76%
Water (0.33 liter bottle)
$0.29 ฿9.27
$0.35 ฿11.44
-17.14%
Local Beer (0.5 liter draught)
$2.00 ฿65.0
$2.21 ฿71.7
-9.50%
Imported Beer (0.33 liter bottle)
$2.89 ฿93.8
$3.80 ฿124
-23.95%
🛒 Groceries & Markets
Koh Chang
Chiang Mai
Difference
Milk (1 liter)
$1.95 ฿63.4
$1.64 ฿53.2
18.90%
White Bread (500g)
$1.69 ฿54.9
$1.62 ฿52.8
4.32%
Rice (white) (1kg)
$2.01 ฿65.3
$1.18 ฿38.40
70.34%
Eggs
$1.99 ฿64.7
$2.01 ฿65.4
-1.00%
Local Cheese (1kg)
$17.70 ฿575
$15.89 ฿517
11.39%
Chicken Fillets (1kg)
$3.39 ฿110
$3.01 ฿98.0
12.62%
Beef Round Steak (1kg)
$11.84 ฿385
$10.77 ฿350
9.94%
Apples (1kg)
$2.91 ฿94.7
$2.61 ฿85.0
11.49%
Banana (1kg)
$1.53 ฿49.66
$1.22 ฿39.65
25.41%
Oranges (1kg)
$2.07 ฿67.3
$1.70 ฿55.4
21.76%
Tomato (1kg)
$1.89 ฿61.3
$1.58 ฿51.2
19.62%
Potato (1kg)
$1.45 ฿47.10
$1.32 ฿42.89
9.85%
Onion (1kg)
$1.35 ฿43.83
$1.17 ฿38.01
15.38%
Lettuce (1 head)
$0.93 ฿30.31
$0.67 ฿21.85
38.81%
Water (1.5 liter bottle)
$0.43 ฿14.02
$0.56 ฿18.21
-23.21%
Cigarettes 20 Pack (Marlboro, Camel)
$3.86 ฿126
$4.53 ฿147
-14.79%
Wine (Bottle)
$17.39 ฿565
$18.20 ฿592
-4.45%
Local Beer (0.5 liter bottle)
$1.68 ฿54.5
$1.83 ฿59.6
-8.20%
Imported Beer (0.33 liter bottle)
$2.39 ฿77.9
$3.23 ฿105
-26.01%
🚌 Getting Around
Koh Chang
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.14 ฿36.98
$0.89 ฿28.83
28.09%
Public Transport Monthly Pass (Regular Price)
-
$19.38 ฿630
-
Taxi Start (Normal Tariff)
$2.42 ฿78.5
$1.35 ฿43.95
79.26%
Taxi (Normal Tariff) (1km)
$0.78 ฿25.44
$1.35 ฿43.79
-42.22%
Taxi 1hour Waiting (Normal Tariff)
$11.14 ฿362
$8.25 ฿268
35.03%
Gasoline (1 liter)
$1.08 ฿35.03
$1.27 ฿41.40
-14.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.4K ฿728.8K
$21.2K ฿687.8K
5.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K ฿867.2K
$22.5K ฿731.0K
18.62%
🧾 Monthly Utilities & Internet
Koh Chang
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$118 ฿3,842
$70.2 ฿2,281
68.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.83 ฿417
$13.77 ฿448
-6.83%
Internet (50+ Mbps, Unlimited Data)
$17.68 ฿575
$17.60 ฿572
0.45%
🎉 Sport & Entertainment
Koh Chang
Chiang Mai
Difference
Gym Membership (Monthly)
$52.1 ฿1,694
$41.57 ฿1,352
25.33%
Tennis Court (1 Hour on Weekend)
$14.32 ฿466
$6.60 ฿215
116.97%
Cinema Ticket
$7.73 ฿251
$5.78 ฿188
33.74%
🧸 Childcare & Education
Koh Chang
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$628 ฿20.4K
$306 ฿9,953
105.18%
International Primary School, 1 Child (Yearly)
$14.2K ฿460.9K
$14.8K ฿482.0K
-4.36%
👕👟 Clothing & Footwear
Koh Chang
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$56.7 ฿1,843
$54.4 ฿1,768
4.25%
Summer Dress (H&M, Zara, etc)
$33.40 ฿1,086
$26.14 ฿850
27.77%
Sport Shoes (Adidas, Nike)
$108 ฿3,518
$84.5 ฿2,748
28.00%
Men's Leather Business Shoes
$79.9 ฿2,596
$69.4 ฿2,257
15.02%
🏠 Accommodation & Living
Koh Chang
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$401 ฿13.0K
$424 ฿13.8K
-5.32%
1-bedroom Apartment, Outside City Center (Monthly)
$289 ฿9,397
$238 ฿7,743
21.36%
3-bedroom Apartment, City Center (Monthly)
$1,318 ฿42.8K
$825 ฿26.8K
59.76%
3-bedroom Apartment, Outside City Center (Monthly)
$960 ฿31.2K
$515 ฿16.7K
86.28%
Buy Apartment in City Center (m2)
$2,454 ฿79.8K
$2,049 ฿66.6K
19.74%
Buy Apartment Outside City Center (m2)
$1,721 ฿56.0K
$1,523 ฿49.5K
13.02%
💵 Salaries & Financials
Koh Chang
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$635 ฿20.6K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.33
5
6.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Chang: April 25, 2026

Last update for Chiang Mai: April 27, 2026

Cost Breakdown

A central one-bedroom costs $401 in Koh Chang versus $424 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $37.00 in Koh Chang versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $263 vs $243 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koh Chang vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Koh Chang or Chiang Mai?
Koh Chang costs about 16% more than Chiang Mai, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Koh Chang vs Chiang Mai?
For a comfortable life, plan on about $1,479 per month in Koh Chang and $1,278 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Koh Chang or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Koh Chang vs Chiang Mai?
A mid-range dinner for two costs $37.00 in Koh Chang and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Koh Chang or Chiang Mai?
Groceries cost about 8% more in Koh Chang, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $800/month in Koh Chang or Chiang Mai?
$800 covers both cities comfortably – all-in costs are $986 in Koh Chang and $852 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Koh Chang or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $852 versus $986 in Koh Chang. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Koh Chang compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Koh Chang or Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koh Chang makes more sense. Both are solid long-term options with distinct trade-offs.

Koh Chang vs other spots: cost of living compared

Similar cities