Last update: Oct 2026

Cost of Living Comparison Between Koh Chang and Koh Phangan

Name: Koh Phangan
Address: Koh Phangan, TH

For one person, living is cheaper in Koh Chang: $1,021 a month against $1,103 in Koh Phangan, rent and utilities included – about $980 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Koh Chang
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Koh Chang Living Index
53

Cost of Living Index in Koh Phangan
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Koh Phangan Living Index

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Koh Chang

🇹🇭 Thailand

$1,021

/mo nomad

Koh Phangan

🇹🇭 Thailand

$1,103

/mo nomad

Monthly Cost of Living

How much you'll spend in Koh Chang and in Koh Phangan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koh Chang and in Koh Phangan actually costs, broken down by who's living it.

A single person spends $1,021 per month in Koh Chang vs $1,103 in Koh Phangan, rent included.

Koh Chang $1,021
Koh Phangan $1,103

A couple spends around $1,720 per month in Koh Chang vs $1,874 in Koh Phangan, rent included.

Koh Chang $1,720
Koh Phangan $1,874

A family of three spends $2,418 per month in Koh Chang vs $2,646 in Koh Phangan, rent included.

Koh Chang $2,418
Koh Phangan $2,646

Koh Chang is about 7% cheaper than Koh Phangan, and outside of rent the biggest gap is in groceries.

Both Koh Chang and Koh Phangan are more affordable than the global median – Koh Chang 25% lower, Koh Phangan 19% lower.

Meal at Budget Restaurant

$3.47 ฿117

$3.88 ฿131

-10.57%

Three-Course Dinner for Two, Mid-Range

$26.30 ฿888

$28.98 ฿978

-9.25%

Fast Food Meal (McDonalds, etc)

$7.04 ฿238

$7.88 ฿266

-10.66%

Cappuccino

$2.18 ฿73.5

$2.46 ฿83.1

-11.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.75 ฿25.33

$0.80 ฿27.05

-6.25%

Water (0.33 liter bottle)

$0.37 ฿12.35

$0.44 ฿14.90

-15.91%

Local Beer (0.5 liter draught)

$2.00 ฿67.7

$2.25 ฿76.0

-11.11%

Imported Beer (0.33 liter bottle)

$3.00 ฿101

$3.26 ฿110

-7.98%

Milk (1 liter)

$1.48 ฿50.0

$1.59 ฿53.6

-6.92%

White Bread (500g)

$1.25 ฿42.31

$1.38 ฿46.57

-9.42%

Rice (white) (1kg)

$1.37 ฿46.39

$1.44 ฿48.47

-4.86%

Eggs

$1.89 ฿63.7

$2.00 ฿67.3

-5.50%

Local Cheese (1kg)

$17.29 ฿584

$18.46 ฿623

-6.34%

Chicken Fillets (1kg)

$3.05 ฿103

$3.29 ฿111

-7.29%

Beef Round Steak (1kg)

$10.19 ฿344

$10.67 ฿360

-4.50%

Apples (1kg)

$2.68 ฿90.6

$2.72 ฿91.7

-1.47%

Banana (1kg)

$1.53 ฿51.7

$1.54 ฿52.0

-0.65%

Oranges (1kg)

$1.95 ฿65.9

$2.07 ฿69.8

-5.80%

Tomato (1kg)

$1.85 ฿62.4

$1.93 ฿65.2

-4.15%

Potato (1kg)

$1.29 ฿43.65

$1.44 ฿48.60

-10.42%

Onion (1kg)

$1.24 ฿41.72

$1.23 ฿41.65

0.81%

Lettuce (1 head)

$1.01 ฿34.04

$1.07 ฿35.97

-5.61%

Water (1.5 liter bottle)

$0.49 ฿16.67

$0.48 ฿16.05

2.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.77 ฿127

$4.04 ฿136

-6.68%

Wine (Bottle)

$16.75 ฿565

$17.83 ฿602

-6.06%

Local Beer (0.5 liter bottle)

$1.56 ฿52.7

$1.70 ฿57.5

-8.24%

Imported Beer (0.33 liter bottle)

$2.46 ฿83.0

$2.65 ฿89.5

-7.17%

One-way Ticket (Public Transport)

$1.21 ฿40.91

$1.32 ฿44.61

-8.33%

Public Transport Monthly Pass (Regular Price)

$38.34 ฿1,294

$49.08 ฿1,656

-21.88%

Taxi Start (Normal Tariff)

$2.43 ฿81.9

$2.61 ฿88.2

-6.90%

Taxi (Normal Tariff) (1km)

$0.85 ฿28.77

$0.96 ฿32.42

-11.46%

Taxi 1hour Waiting (Normal Tariff)

$2.93 ฿98.9

$3.32 ฿112

-11.75%

Gasoline (1 liter)

$1.14 ฿38.48

$1.33 ฿44.96

-14.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K ฿733.1K

$23.5K ฿794.7K

-7.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K ฿707.0K

$23.7K ฿799.0K

-11.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.6 ฿3,191

$98.0 ฿3,309

-3.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.67 ฿360

$11.12 ฿375

-4.05%

Internet (50+ Mbps, Unlimited Data)

$16.02 ฿541

$16.94 ฿572

-5.43%

Gym Membership (Monthly)

$58.0 ฿1,957

$67.7 ฿2,284

-14.33%

Tennis Court (1 Hour on Weekend)

$9.00 ฿304

$10.81 ฿365

-16.74%

Cinema Ticket

$6.49 ฿219

$7.68 ฿259

-15.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$422 ฿14.3K

$478 ฿16.1K

-11.73%

International Primary School, 1 Child (Yearly)

$10.2K ฿343.5K

$11.6K ฿391.5K

-12.26%

Jeans (Levis 501 Or Similar)

$60.3 ฿2,036

$62.1 ฿2,097

-2.88%

Summer Dress (H&M, Zara, etc)

$26.66 ฿900

$28.52 ฿962

-6.52%

Sport Shoes (Adidas, Nike)

$89.3 ฿3,015

$96.0 ฿3,240

-6.96%

Men's Leather Business Shoes

$81.5 ฿2,751

$86.5 ฿2,920

-5.78%

1-bedroom Apartment, City Center (Monthly)

$469 ฿15.8K

$498 ฿16.8K

-5.95%

1-bedroom Apartment, Outside City Center (Monthly)

$327 ฿11.0K

$348 ฿11.7K

-6.01%

3-bedroom Apartment, City Center (Monthly)

$1,292 ฿43.6K

$1,349 ฿45.5K

-4.21%

3-bedroom Apartment, Outside City Center (Monthly)

$917 ฿31.0K

$1,007 ฿34.0K

-8.97%

Buy Apartment in City Center (m2)

$2,704 ฿91.2K

$2,927 ฿98.8K

-7.63%

Buy Apartment Outside City Center (m2)

$1,904 ฿64.3K

$2,098 ฿70.8K

-9.25%

Average Monthly Net Salary (After Tax)

$724 ฿24.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Chang: October 26, 2026

Last update for Koh Phangan: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koh Chang

$327 32%

Koh Phangan

$348 31.6% 6.4% $21

Groceries & Markets

Koh Chang

$240 23.5%

Koh Phangan

$254 23.1% 5.8% $14

Monthly Utilities & Internet

Koh Chang

$121 11.9%

Koh Phangan

$126 11.4% 4% $4.9

Clothing & Footwear

Koh Chang

$116 11.4%

Koh Phangan

$123 11.1% 5.9% $6.9

Eating Out

Koh Chang

$95 9.4%

Koh Phangan

$107 9.7% 12.1% $12

Sport & Entertainment

Koh Chang

$71 7%

Koh Phangan

$83 7.5% 17% $12

Getting Around

Koh Chang

$50 4.9%

Koh Phangan

$62 5.6% 23.9% $12

Cost Breakdown

A central one-bedroom costs $469 in Koh Chang versus $498 in Koh Phangan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $26 in Koh Chang versus $29 in Koh Phangan. Monthly groceries follow the same trend: $240 vs $254 – making Koh Chang the more affordable choice for daily food spending.

Good to know

🇹🇭 Koh Chang

🇹🇭 Koh Phangan

🕒 Local time

14:07 2:07 PM

Same time as Koh Chang

🌤 Weather

👥 Population

8,500

💱 Currency

Thai Baht THB ฿

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

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Between locations

Koh Chang Koh Phangan 360 km

From you

Koh Chang
Koh Phangan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Chang vs Koh Phangan: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,021 in Koh Chang, $1,103 in Koh Phangan – Koh Chang comes out roughly 7% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,531 per month in Koh Chang and $1,654 in Koh Phangan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $469 in Koh Chang and $498 in Koh Phangan. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Groceries cost about 6% more in Koh Phangan, though the gap depends on what you buy.

A mid-range dinner for two costs $26 in Koh Chang and $29 in Koh Phangan. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,021 in Koh Chang and $1,103 in Koh Phangan, leaving budget for savings and extras in both cases.

Families tend to lean toward Koh Chang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Koh Chang is the easier option financially – housing and daily costs are lower, and overall it costs about 7% less, which matters a lot on a fixed budget or early-career salary.