Cost of Living Comparison Between Koh Chang and Koh Phan Ghan Cost of Living Comparison Between Koh Chang and Koh Phan Ghan

Monthly Cost of Living

A single person spends $986 per month in Koh Chang vs $1,088 in Koh Phan Ghan, rent included.

A couple spends around $1,771 per month in Koh Chang vs $1,949 in Koh Phan Ghan, rent included.

A family of three spends $2,556 per month in Koh Chang vs $2,809 in Koh Phan Ghan, rent included.

Koh Chang is about 9% cheaper than Koh Phan Ghan, driven mainly by Eating Out.

Both Koh Chang and Koh Phan Ghan are more affordable than the global median – Koh Chang 26% lower, Koh Phan Ghan 19% lower.

Meal at Budget Restaurant

$3.66 ฿119

$4.22 ฿137

-13.27%

Three-Course Dinner for Two, Mid-Range

$37.12 ฿1,207

$42.27 ฿1,374

-12.18%

Fast Food Meal (McDonalds, etc)

$6.89 ฿224

$7.84 ฿255

-12.12%

Cappuccino

$2.46 ฿80.0

$2.78 ฿90.2

-11.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.59 ฿19.17

$0.61 ฿19.80

-3.28%

Water (0.33 liter bottle)

$0.29 ฿9.27

$0.35 ฿11.41

-17.14%

Local Beer (0.5 liter draught)

$2.00 ฿65.0

$2.19 ฿71.4

-8.68%

Imported Beer (0.33 liter bottle)

$2.89 ฿93.8

$3.40 ฿111

-15.00%

Milk (1 liter)

$1.95 ฿63.4

$2.03 ฿66.2

-3.94%

White Bread (500g)

$1.69 ฿54.9

$1.72 ฿56.0

-1.74%

Rice (white) (1kg)

$2.01 ฿65.3

$2.13 ฿69.4

-5.63%

Eggs

$1.99 ฿64.7

$2.12 ฿68.9

-6.13%

Local Cheese (1kg)

$17.70 ฿575

$18.46 ฿600

-4.12%

Chicken Fillets (1kg)

$3.39 ฿110

$3.45 ฿112

-1.74%

Beef Round Steak (1kg)

$11.84 ฿385

$12.89 ฿419

-8.15%

Apples (1kg)

$2.91 ฿94.7

$3.16 ฿103

-7.91%

Banana (1kg)

$1.53 ฿49.66

$1.54 ฿49.98

-0.65%

Oranges (1kg)

$2.07 ฿67.3

$2.29 ฿74.6

-9.61%

Tomato (1kg)

$1.89 ฿61.3

$1.90 ฿61.8

-0.53%

Potato (1kg)

$1.45 ฿47.10

$1.53 ฿49.87

-5.23%

Onion (1kg)

$1.35 ฿43.83

$1.43 ฿46.61

-5.59%

Lettuce (1 head)

$0.93 ฿30.31

$0.91 ฿29.53

2.20%

Water (1.5 liter bottle)

$0.43 ฿14.02

$0.47 ฿15.23

-8.51%

Cigarettes 20 Pack (Marlboro, Camel)

$3.86 ฿126

$4.20 ฿136

-8.10%

Wine (Bottle)

$17.39 ฿565

$18.23 ฿593

-4.61%

Local Beer (0.5 liter bottle)

$1.68 ฿54.5

$1.70 ฿55.2

-1.18%

Imported Beer (0.33 liter bottle)

$2.39 ฿77.9

$2.58 ฿83.8

-7.36%

One-way Ticket (Public Transport)

$1.14 ฿36.98

$1.23 ฿40.09

-7.32%

Taxi Start (Normal Tariff)

$2.42 ฿78.5

$2.71 ฿88.1

-10.70%

Taxi (Normal Tariff) (1km)

$0.78 ฿25.44

$0.90 ฿29.25

-13.33%

Taxi 1hour Waiting (Normal Tariff)

$11.14 ฿362

$12.70 ฿413

-12.28%

Gasoline (1 liter)

$1.08 ฿35.03

$1.18 ฿38.21

-8.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.4K ฿728.8K

$25.4K ฿825.7K

-11.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿867.2K

$30.4K ฿988.1K

-12.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ฿3,842

$121 ฿3,935

-2.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.83 ฿417

$13.47 ฿438

-4.75%

Internet (50+ Mbps, Unlimited Data)

$17.68 ฿575

$18.75 ฿610

-5.71%

Gym Membership (Monthly)

$52.1 ฿1,694

$61.1 ฿1,987

-14.77%

Tennis Court (1 Hour on Weekend)

$14.32 ฿466

$16.83 ฿547

-14.91%

Cinema Ticket

$7.73 ฿251

$9.10 ฿296

-15.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$628 ฿20.4K

$698 ฿22.7K

-10.05%

International Primary School, 1 Child (Yearly)

$14.2K ฿460.9K

$15.7K ฿511.7K

-9.93%

Jeans (Levis 501 Or Similar)

$56.7 ฿1,843

$57.4 ฿1,866

-1.25%

Summer Dress (H&M, Zara, etc)

$33.40 ฿1,086

$34.54 ฿1,123

-3.30%

Sport Shoes (Adidas, Nike)

$108 ฿3,518

$113 ฿3,680

-4.39%

Men's Leather Business Shoes

$79.9 ฿2,596

$83.3 ฿2,709

-4.18%

1-bedroom Apartment, City Center (Monthly)

$401 ฿13.0K

$429 ฿13.9K

-6.45%

1-bedroom Apartment, Outside City Center (Monthly)

$289 ฿9,397

$305 ฿9,927

-5.34%

3-bedroom Apartment, City Center (Monthly)

$1,318 ฿42.8K

$1,435 ฿46.7K

-8.20%

3-bedroom Apartment, Outside City Center (Monthly)

$960 ฿31.2K

$1,040 ฿33.8K

-7.74%

Buy Apartment in City Center (m2)

$2,454 ฿79.8K

$2,570 ฿83.6K

-4.52%

Buy Apartment Outside City Center (m2)

$1,721 ฿56.0K

$1,844 ฿59.9K

-6.65%

Average Monthly Net Salary (After Tax)

$751 ฿24.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Chang: April 25, 2026

Last update for Koh Phan Ghan: April 26, 2026

Cost Breakdown

A central one-bedroom costs $401 in Koh Chang versus $429 in Koh Phan Ghan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $37.00 in Koh Chang versus $42.00 in Koh Phan Ghan. Monthly groceries follow the same trend: $263 vs $276 – making Koh Chang the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Chang vs Koh Phan Ghan: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $986 in Koh Chang, $1,088 in Koh Phan Ghan – roughly 10% apart. Koh Phan Ghan costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,479 per month in Koh Chang and $1,632 in Koh Phan Ghan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Koh Chang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $986 in Koh Chang and $1,088 in Koh Phan Ghan. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $628 per month in Koh Chang and $698 in Koh Phan Ghan. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Koh Chang, where all-in costs run around $986, than in Koh Phan Ghan at $1,088. In Koh Chang it covers expenses comfortably, while in Koh Phan Ghan it requires careful planning or may not stretch far enough.

Families tend to lean toward Koh Chang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Koh Chang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koh Phan Ghan makes more sense. Both are solid long-term options with distinct trade-offs.