Last update: Oct 2026

Cost of Living Comparison Between Koh Phangan and Koh Chang

For one person, living is cheaper in Koh Chang: $1,021 a month against $1,103 in Koh Phangan, rent and utilities included – about $980 less a year. Other living expenses account for most of the difference.

53

Cost of Living Index in Koh Phangan
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Koh Phangan Living Index
49

Cost of Living Index in Koh Chang
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Koh Chang Living Index

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Koh Phangan

🇹🇭 Thailand

$1,103

/mo nomad

Koh Chang

🇹🇭 Thailand

$1,021

/mo nomad

Monthly Cost of Living

How much you'll spend in Koh Phangan and in Koh Chang

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koh Phangan and in Koh Chang actually costs, broken down by who's living it.

A single person spends $1,103 per month in Koh Phangan vs $1,021 in Koh Chang, rent included.

Koh Phangan $1,103
Koh Chang $1,021

A couple spends around $1,874 per month in Koh Phangan vs $1,720 in Koh Chang, rent included.

Koh Phangan $1,874
Koh Chang $1,720

A family of three spends $2,646 per month in Koh Phangan vs $2,418 in Koh Chang, rent included.

Koh Phangan $2,646
Koh Chang $2,418

Koh Phangan costs about 8% more than Koh Chang, and outside of rent the biggest gap is in groceries.

Both Koh Phangan and Koh Chang are more affordable than the global median – Koh Phangan 19% lower, Koh Chang 25% lower.

Meal at Budget Restaurant

$3.88 ฿131

$3.47 ฿117

11.82%

Three-Course Dinner for Two, Mid-Range

$28.98 ฿978

$26.30 ฿888

10.19%

Fast Food Meal (McDonalds, etc)

$7.88 ฿266

$7.04 ฿238

11.93%

Cappuccino

$2.46 ฿83.1

$2.18 ฿73.5

12.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 ฿27.05

$0.75 ฿25.33

6.67%

Water (0.33 liter bottle)

$0.44 ฿14.90

$0.37 ฿12.35

18.92%

Local Beer (0.5 liter draught)

$2.25 ฿76.0

$2.00 ฿67.7

12.50%

Imported Beer (0.33 liter bottle)

$3.26 ฿110

$3.00 ฿101

8.67%

Milk (1 liter)

$1.59 ฿53.6

$1.48 ฿50.0

7.43%

White Bread (500g)

$1.38 ฿46.57

$1.25 ฿42.31

10.40%

Rice (white) (1kg)

$1.44 ฿48.47

$1.37 ฿46.39

5.11%

Eggs

$2.00 ฿67.3

$1.89 ฿63.7

5.82%

Local Cheese (1kg)

$18.46 ฿623

$17.29 ฿584

6.77%

Chicken Fillets (1kg)

$3.29 ฿111

$3.05 ฿103

7.87%

Beef Round Steak (1kg)

$10.67 ฿360

$10.19 ฿344

4.71%

Apples (1kg)

$2.72 ฿91.7

$2.68 ฿90.6

1.49%

Banana (1kg)

$1.54 ฿52.0

$1.53 ฿51.7

0.65%

Oranges (1kg)

$2.07 ฿69.8

$1.95 ฿65.9

6.15%

Tomato (1kg)

$1.93 ฿65.2

$1.85 ฿62.4

4.32%

Potato (1kg)

$1.44 ฿48.60

$1.29 ฿43.65

11.63%

Onion (1kg)

$1.23 ฿41.65

$1.24 ฿41.72

-0.81%

Lettuce (1 head)

$1.07 ฿35.97

$1.01 ฿34.04

5.94%

Water (1.5 liter bottle)

$0.48 ฿16.05

$0.49 ฿16.67

-2.04%

Cigarettes 20 Pack (Marlboro, Camel)

$4.04 ฿136

$3.77 ฿127

7.16%

Wine (Bottle)

$17.83 ฿602

$16.75 ฿565

6.45%

Local Beer (0.5 liter bottle)

$1.70 ฿57.5

$1.56 ฿52.7

8.97%

Imported Beer (0.33 liter bottle)

$2.65 ฿89.5

$2.46 ฿83.0

7.72%

One-way Ticket (Public Transport)

$1.32 ฿44.61

$1.21 ฿40.91

9.09%

Public Transport Monthly Pass (Regular Price)

$49.08 ฿1,656

$38.34 ฿1,294

28.01%

Taxi Start (Normal Tariff)

$2.61 ฿88.2

$2.43 ฿81.9

7.41%

Taxi (Normal Tariff) (1km)

$0.96 ฿32.42

$0.85 ฿28.77

12.94%

Taxi 1hour Waiting (Normal Tariff)

$3.32 ฿112

$2.93 ฿98.9

13.31%

Gasoline (1 liter)

$1.33 ฿44.96

$1.14 ฿38.48

16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K ฿794.7K

$21.7K ฿733.1K

8.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K ฿799.0K

$20.9K ฿707.0K

13.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.0 ฿3,309

$94.6 ฿3,191

3.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.12 ฿375

$10.67 ฿360

4.22%

Internet (50+ Mbps, Unlimited Data)

$16.94 ฿572

$16.02 ฿541

5.74%

Gym Membership (Monthly)

$67.7 ฿2,284

$58.0 ฿1,957

16.73%

Tennis Court (1 Hour on Weekend)

$10.81 ฿365

$9.00 ฿304

20.11%

Cinema Ticket

$7.68 ฿259

$6.49 ฿219

18.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$478 ฿16.1K

$422 ฿14.3K

13.29%

International Primary School, 1 Child (Yearly)

$11.6K ฿391.5K

$10.2K ฿343.5K

13.97%

Jeans (Levis 501 Or Similar)

$62.1 ฿2,097

$60.3 ฿2,036

2.97%

Summer Dress (H&M, Zara, etc)

$28.52 ฿962

$26.66 ฿900

6.98%

Sport Shoes (Adidas, Nike)

$96.0 ฿3,240

$89.3 ฿3,015

7.48%

Men's Leather Business Shoes

$86.5 ฿2,920

$81.5 ฿2,751

6.13%

1-bedroom Apartment, City Center (Monthly)

$498 ฿16.8K

$469 ฿15.8K

6.33%

1-bedroom Apartment, Outside City Center (Monthly)

$348 ฿11.7K

$327 ฿11.0K

6.39%

3-bedroom Apartment, City Center (Monthly)

$1,349 ฿45.5K

$1,292 ฿43.6K

4.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,007 ฿34.0K

$917 ฿31.0K

9.85%

Buy Apartment in City Center (m2)

$2,927 ฿98.8K

$2,704 ฿91.2K

8.26%

Buy Apartment Outside City Center (m2)

$2,098 ฿70.8K

$1,904 ฿64.3K

10.20%

Average Monthly Net Salary (After Tax)

$724 ฿24.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phangan: October 25, 2026

Last update for Koh Chang: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koh Phangan

$348 31.6%

Koh Chang

$327 32% 6% $21

Groceries & Markets

Koh Phangan

$254 23.1%

Koh Chang

$240 23.5% 5.5% $14

Monthly Utilities & Internet

Koh Phangan

$126 11.4%

Koh Chang

$121 11.9% 3.8% $4.9

Clothing & Footwear

Koh Phangan

$123 11.1%

Koh Chang

$116 11.4% 5.6% $6.9

Eating Out

Koh Phangan

$107 9.7%

Koh Chang

$95 9.4% 10.8% $12

Sport & Entertainment

Koh Phangan

$83 7.5%

Koh Chang

$71 7% 14.5% $12

Getting Around

Koh Phangan

$62 5.6%

Koh Chang

$50 4.9% 19.3% $12

Cost Breakdown

A central one-bedroom costs $498 in Koh Phangan versus $469 in Koh Chang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $29 in Koh Phangan versus $26 in Koh Chang. Monthly groceries follow the same trend: $254 vs $240 – making Koh Chang the more affordable choice for daily food spending.

Good to know

🇹🇭 Koh Phangan

🇹🇭 Koh Chang

🕒 Local time

15:12 3:12 PM

Same time as Koh Phangan

🌤 Weather

👥 Population

8,500

💱 Currency

Thai Baht THB ฿

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

On the map

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Between locations

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From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phangan vs Koh Chang: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,103 in Koh Phangan, $1,021 in Koh Chang – Koh Chang comes out roughly 7% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,654 per month in Koh Phangan and $1,531 in Koh Chang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $498 in Koh Phangan and $469 in Koh Chang. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Groceries cost about 6% more in Koh Phangan, though the gap depends on what you buy.

A mid-range dinner for two costs $29 in Koh Phangan and $26 in Koh Chang. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,103 in Koh Phangan and $1,021 in Koh Chang, leaving budget for savings and extras in both cases.

Families tend to lean toward Koh Chang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Koh Chang is the easier option financially – housing and daily costs are lower, and overall it costs about 7% less, which matters a lot on a fixed budget or early-career salary.