Cost of Living Comparison Between Koh Phan Ghan and Koh Chang Cost of Living Comparison Between Koh Phan Ghan and Koh Chang

Monthly Cost of Living

A single person spends $1,088 per month in Koh Phan Ghan vs $986 in Koh Chang, rent included.

A couple spends around $1,949 per month in Koh Phan Ghan vs $1,771 in Koh Chang, rent included.

A family of three spends $2,809 per month in Koh Phan Ghan vs $2,556 in Koh Chang, rent included.

Koh Phan Ghan costs about 10% more than Koh Chang, driven mainly by Eating Out.

Both Koh Phan Ghan and Koh Chang are more affordable than the global median – Koh Phan Ghan 19% lower, Koh Chang 26% lower.

Meal at Budget Restaurant

$4.22 ฿138

$3.66 ฿120

15.30%

Three-Course Dinner for Two, Mid-Range

$42.27 ฿1,382

$37.12 ฿1,214

13.87%

Fast Food Meal (McDonalds, etc)

$7.84 ฿256

$6.89 ฿225

13.79%

Cappuccino

$2.78 ฿90.8

$2.46 ฿80.4

13.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ฿19.91

$0.59 ฿19.28

3.39%

Water (0.33 liter bottle)

$0.35 ฿11.47

$0.29 ฿9.32

20.69%

Local Beer (0.5 liter draught)

$2.19 ฿71.8

$2.00 ฿65.4

9.50%

Imported Beer (0.33 liter bottle)

$3.40 ฿111

$2.89 ฿94.4

17.65%

Milk (1 liter)

$2.03 ฿66.5

$1.95 ฿63.8

4.10%

White Bread (500g)

$1.72 ฿56.3

$1.69 ฿55.2

1.78%

Rice (white) (1kg)

$2.13 ฿69.8

$2.01 ฿65.7

5.97%

Eggs

$2.12 ฿69.3

$1.99 ฿65.0

6.53%

Local Cheese (1kg)

$18.46 ฿604

$17.70 ฿579

4.29%

Chicken Fillets (1kg)

$3.45 ฿113

$3.39 ฿111

1.77%

Beef Round Steak (1kg)

$12.89 ฿421

$11.84 ฿387

8.87%

Apples (1kg)

$3.16 ฿103

$2.91 ฿95.2

8.59%

Banana (1kg)

$1.54 ฿50.3

$1.53 ฿49.95

0.65%

Oranges (1kg)

$2.29 ฿75.0

$2.07 ฿67.7

10.63%

Tomato (1kg)

$1.90 ฿62.2

$1.89 ฿61.7

0.53%

Potato (1kg)

$1.53 ฿50.2

$1.45 ฿47.37

5.52%

Onion (1kg)

$1.43 ฿46.88

$1.35 ฿44.08

5.93%

Lettuce (1 head)

$0.91 ฿29.70

$0.93 ฿30.48

-2.15%

Water (1.5 liter bottle)

$0.47 ฿15.32

$0.43 ฿14.10

9.30%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿137

$3.86 ฿126

8.81%

Wine (Bottle)

$18.23 ฿596

$17.39 ฿569

4.83%

Local Beer (0.5 liter bottle)

$1.70 ฿55.6

$1.68 ฿54.8

1.19%

Imported Beer (0.33 liter bottle)

$2.58 ฿84.3

$2.39 ฿78.3

7.95%

One-way Ticket (Public Transport)

$1.23 ฿40.32

$1.14 ฿37.20

7.89%

Taxi Start (Normal Tariff)

$2.71 ฿88.6

$2.42 ฿79.0

11.98%

Taxi (Normal Tariff) (1km)

$0.90 ฿29.42

$0.78 ฿25.59

15.38%

Taxi 1hour Waiting (Normal Tariff)

$12.70 ฿415

$11.14 ฿364

14.00%

Gasoline (1 liter)

$1.18 ฿38.43

$1.08 ฿35.23

9.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K ฿830.5K

$22.4K ฿733.0K

13.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K ฿993.9K

$26.7K ฿872.2K

13.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ฿3,958

$118 ฿3,865

2.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.47 ฿441

$12.83 ฿420

4.99%

Internet (50+ Mbps, Unlimited Data)

$18.75 ฿613

$17.68 ฿578

6.05%

Gym Membership (Monthly)

$61.1 ฿1,999

$52.1 ฿1,704

17.33%

Tennis Court (1 Hour on Weekend)

$16.83 ฿550

$14.32 ฿468

17.53%

Cinema Ticket

$9.10 ฿297

$7.73 ฿253

17.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$698 ฿22.8K

$628 ฿20.5K

11.17%

International Primary School, 1 Child (Yearly)

$15.7K ฿514.7K

$14.2K ฿463.6K

11.02%

Jeans (Levis 501 Or Similar)

$57.4 ฿1,877

$56.7 ฿1,854

1.27%

Summer Dress (H&M, Zara, etc)

$34.54 ฿1,129

$33.40 ฿1,092

3.41%

Sport Shoes (Adidas, Nike)

$113 ฿3,701

$108 ฿3,539

4.59%

Men's Leather Business Shoes

$83.3 ฿2,725

$79.9 ฿2,612

4.36%

1-bedroom Apartment, City Center (Monthly)

$429 ฿14.0K

$401 ฿13.1K

6.89%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ฿9,985

$289 ฿9,452

5.64%

3-bedroom Apartment, City Center (Monthly)

$1,435 ฿46.9K

$1,318 ฿43.1K

8.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,040 ฿34.0K

$960 ฿31.4K

8.38%

Buy Apartment in City Center (m2)

$2,570 ฿84.0K

$2,454 ฿80.2K

4.74%

Buy Apartment Outside City Center (m2)

$1,844 ฿60.3K

$1,721 ฿56.3K

7.12%

Average Monthly Net Salary (After Tax)

$751 ฿24.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phan Ghan: April 26, 2026

Last update for Koh Chang: April 25, 2026

Cost Breakdown

A central one-bedroom costs $429 in Koh Phan Ghan versus $401 in Koh Chang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $42.00 in Koh Phan Ghan versus $37.00 in Koh Chang. Monthly groceries follow the same trend: $276 vs $263 – making Koh Chang the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phan Ghan vs Koh Chang: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,088 in Koh Phan Ghan, $986 in Koh Chang – roughly 10% apart. Koh Phan Ghan costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,632 per month in Koh Phan Ghan and $1,479 in Koh Chang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Koh Chang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,088 in Koh Phan Ghan and $986 in Koh Chang. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $698 per month in Koh Phan Ghan and $628 in Koh Chang. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Koh Chang, where all-in costs run around $986, than in Koh Phan Ghan at $1,088. In Koh Chang it covers expenses comfortably, while in Koh Phan Ghan it requires careful planning or may not stretch far enough.

Families tend to lean toward Koh Chang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Koh Chang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koh Phan Ghan makes more sense. Both are solid long-term options with distinct trade-offs.