Cost of Living Comparison Between Kholmsk and Novosibirsk Cost of Living Comparison Between Kholmsk and Novosibirsk

Monthly Cost of Living

Monthly costs for one person with rent: $966 in Kholmsk versus $1,014 in Novosibirsk.

Estimated couple costs with rent: $1,479 in Kholmsk versus $1,615 in Novosibirsk.

Monthly costs for a family of three with rent: $1,993 in Kholmsk versus $2,216 in Novosibirsk.

Living in Kholmsk costs roughly 5% less than in Novosibirsk, driven mainly by Getting Around.

Both cities sit below the global median: Kholmsk 28% lower, Novosibirsk 24% lower.

Meal at Budget Restaurant

$9.57 ₽718

$7.77 ₽583

23.17%

Three-Course Dinner for Two, Mid-Range

$37.48 ₽2,813

$38.19 ₽2,865

-1.86%

Fast Food Meal (McDonalds, etc)

$5.87 ₽441

$5.16 ₽387

13.76%

Cappuccino

$2.28 ₽171

$2.85 ₽214

-20.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.13 ₽84.7

$1.40 ₽105

-19.29%

Water (0.33 liter bottle)

$0.48 ₽35.96

$0.84 ₽63.4

-42.86%

Local Beer (0.5 liter draught)

$1.41 ₽106

$2.61 ₽196

-45.98%

Imported Beer (0.33 liter bottle)

$2.60 ₽195

$3.78 ₽283

-31.22%

Milk (1 liter)

$1.11 ₽83.3

$1.10 ₽82.6

0.91%

White Bread (500g)

$0.69 ₽52.1

$0.61 ₽46.14

13.11%

Rice (white) (1kg)

$1.44 ₽108

$1.60 ₽120

-10.00%

Eggs

$2.19 ₽164

$1.81 ₽136

20.99%

Local Cheese (1kg)

$10.76 ₽807

$10.62 ₽797

1.32%

Chicken Fillets (1kg)

$4.84 ₽363

$4.95 ₽371

-2.22%

Beef Round Steak (1kg)

$8.77 ₽658

$10.14 ₽761

-13.51%

Apples (1kg)

$1.81 ₽136

$1.99 ₽149

-9.05%

Banana (1kg)

$1.89 ₽142

$1.92 ₽144

-1.56%

Oranges (1kg)

$1.92 ₽144

Tomato (1kg)

$2.76 ₽207

$3.46 ₽260

-20.23%

Potato (1kg)

$0.84 ₽63.1

$0.74 ₽55.2

13.51%

Onion (1kg)

$0.67 ₽50.5

$0.68 ₽51.0

-1.47%

Lettuce (1 head)

$1.34 ₽101

$1.08 ₽81.1

24.07%

Water (1.5 liter bottle)

$0.67 ₽50.5

$0.72 ₽53.9

-6.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.96 ₽222

$3.25 ₽244

-8.92%

Wine (Bottle)

$7.85 ₽589

$9.27 ₽695

-15.32%

Local Beer (0.5 liter bottle)

$1.03 ₽77.2

$0.94 ₽70.5

9.57%

Imported Beer (0.33 liter bottle)

$1.88 ₽141

$2.07 ₽155

-9.18%

One-way Ticket (Public Transport)

$0.53 ₽39.86

$0.52 ₽39.19

1.92%

Public Transport Monthly Pass (Regular Price)

$31.37 ₽2,354

Taxi Start (Normal Tariff)

$1.85 ₽139

$1.88 ₽141

-1.60%

Taxi (Normal Tariff) (1km)

$0.35 ₽26.55

$0.27 ₽20.48

29.63%

Taxi 1hour Waiting (Normal Tariff)

$6.26 ₽470

$3.92 ₽294

59.69%

Gasoline (1 liter)

$0.74 ₽55.3

$0.76 ₽57.0

-2.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K ₽2.6M

$55.0K ₽4.1M

-37.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.1K ₽2.6M

$26.4K ₽2.0M

33.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₽8,246

$108 ₽8,076

2.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.03 ₽452

$5.37 ₽403

12.29%

Internet (50+ Mbps, Unlimited Data)

$8.02 ₽602

$8.57 ₽643

-6.42%

Gym Membership (Monthly)

$35.90 ₽2,694

$60.6 ₽4,549

-40.78%

Tennis Court (1 Hour on Weekend)

$24.47 ₽1,837

Cinema Ticket

$4.94 ₽371

$5.92 ₽444

-16.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$318 ₽23.8K

$357 ₽26.8K

-11.00%

International Primary School, 1 Child (Yearly)

$7,051 ₽529.1K

$4,688 ₽351.7K

50.42%

Jeans (Levis 501 Or Similar)

$71.1 ₽5,338

$67.3 ₽5,051

5.67%

Summer Dress (H&M, Zara, etc)

$44.95 ₽3,373

$38.98 ₽2,925

15.32%

Sport Shoes (Adidas, Nike)

$115 ₽8,644

$96.4 ₽7,235

19.49%

Men's Leather Business Shoes

$107 ₽8,055

$78.6 ₽5,895

36.63%

1-bedroom Apartment, City Center (Monthly)

$440 ₽33.0K

$483 ₽36.2K

-8.87%

1-bedroom Apartment, Outside City Center (Monthly)

$301 ₽22.6K

$304 ₽22.8K

-0.97%

3-bedroom Apartment, City Center (Monthly)

$776 ₽58.2K

$830 ₽62.3K

-6.54%

3-bedroom Apartment, Outside City Center (Monthly)

$509 ₽38.2K

$643 ₽48.2K

-20.76%

Buy Apartment in City Center (m2)

$997 ₽74.8K

$2,638 ₽197.9K

-62.22%

Buy Apartment Outside City Center (m2)

$1,522 ₽114.2K

$1,589 ₽119.2K

-4.20%

Average Monthly Net Salary (After Tax)

$596 ₽44.7K

$845 ₽63.4K

-29.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

18.33

17.38

5.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kholmsk: April 20, 2026

Last update for Novosibirsk: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $440 in Kholmsk and $483 in Novosibirsk. Housing cost is often the main lever when comparing two cities.

Novosibirsk pays 42% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37 in Kholmsk vs $38 in Novosibirsk for a mid-range dinner for two. Groceries echo the gap at $199 vs $208 per month, with Kholmsk cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kholmsk vs Novosibirsk: Cost of Living - Frequently Asked Questions

Kholmsk wins on cost – living expenses run 5% lower than in Novosibirsk. Housing and daily spending are where you'll feel the difference most, making Kholmsk the obvious pick if budget is a priority.

On paper, Novosibirsk earns 42% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $440 in Kholmsk versus $483 in Novosibirsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Novosibirsk. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $966 per month in Kholmsk versus $1,014 in Novosibirsk – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

At $966 in Kholmsk versus $1,014 in Novosibirsk, a $1,000 budget is realistic in Kholmsk but tight or insufficient in Novosibirsk. The gap between the two cities makes Kholmsk the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Kholmsk gentler on the wallet – expenses run 5% less than in Novosibirsk. Beyond cost, consider language, visa policies, and how big the international community is in each city.