Last update: Oct 2026

Cost of Living Comparison Between Kholmsk and Ubud, Bali

For one person, living is cheaper in Kholmsk: $1,073 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

52

Cost of Living Index in Kholmsk
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Kholmsk Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kholmsk

🇷🇺 Russia

$1,073

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Kholmsk and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kholmsk and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,073 in Kholmsk versus $1,349 in Ubud, Bali.

Kholmsk $1,073
Ubud, Bali $1,349

Estimated couple costs with rent: $1,672 in Kholmsk versus $2,305 in Ubud, Bali.

Kholmsk $1,672
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,271 in Kholmsk versus $3,261 in Ubud, Bali.

Kholmsk $2,271
Ubud, Bali $3,261

Living in Kholmsk costs roughly 20% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$11.32 ₽911

$3.32 Rp 59.9K

240.96%

Three-Course Dinner for Two, Mid-Range

$37.66 ₽3,032

$35.64 Rp 642.4K

5.67%

Fast Food Meal (McDonalds, etc)

$6.24 ₽502

$5.53 Rp 99.7K

12.84%

Cappuccino

$2.85 ₽230

$2.72 Rp 49.0K

4.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 ₽88.8

$1.70 Rp 30.7K

-35.29%

Water (0.33 liter bottle)

$0.59 ₽47.44

$0.76 Rp 13.7K

-22.37%

Local Beer (0.5 liter draught)

$1.77 ₽142

$2.65 Rp 47.8K

-33.21%

Imported Beer (0.33 liter bottle)

$2.95 ₽237

$4.38 Rp 79.0K

-32.65%

Milk (1 liter)

$1.12 ₽90.5

$1.49 Rp 26.9K

-24.83%

White Bread (500g)

$0.74 ₽59.9

$2.28 Rp 41.0K

-67.54%

Rice (white) (1kg)

$1.37 ₽111

$1.19 Rp 21.5K

15.13%

Eggs

$1.63 ₽131

$2.04 Rp 36.7K

-20.10%

Local Cheese (1kg)

$11.48 ₽924

$17.70 Rp 319.1K

-35.14%

Chicken Fillets (1kg)

$5.25 ₽422

$3.96 Rp 71.4K

32.58%

Beef Round Steak (1kg)

$11.56 ₽931

$12.19 Rp 219.7K

-5.17%

Apples (1kg)

$1.72 ₽138

$3.66 Rp 65.9K

-53.01%

Banana (1kg)

$1.77 ₽143

$1.52 Rp 27.4K

16.45%

Oranges (1kg)

$1.77 ₽142

$2.23 Rp 40.2K

-20.63%

Tomato (1kg)

$2.78 ₽224

$1.97 Rp 35.6K

41.12%

Potato (1kg)

$0.84 ₽67.9

$1.85 Rp 33.3K

-54.59%

Onion (1kg)

$0.58 ₽46.58

$2.42 Rp 43.7K

-76.03%

Lettuce (1 head)

$1.30 ₽104

$0.99 Rp 17.8K

31.31%

Water (1.5 liter bottle)

$0.77 ₽61.6

$0.51 Rp 9,255

50.98%

Cigarettes 20 Pack (Marlboro, Camel)

$3.05 ₽246

$2.22 Rp 40.0K

37.39%

Wine (Bottle)

$7.82 ₽630

$22.24 Rp 400.9K

-64.84%

Local Beer (0.5 liter bottle)

$1.07 ₽86.3

$2.26 Rp 40.7K

-52.65%

Imported Beer (0.33 liter bottle)

$2.06 ₽166

$2.97 Rp 53.5K

-30.64%

One-way Ticket (Public Transport)

$0.56 ₽45.22

$0.25 Rp 4,525

124.00%

Public Transport Monthly Pass (Regular Price)

$25.46 ₽2,049

$7.82 Rp 141.0K

225.58%

Taxi Start (Normal Tariff)

$2.44 ₽197

$0.44 Rp 7,923

454.55%

Taxi (Normal Tariff) (1km)

$0.35 ₽28.08

$0.43 Rp 7,753

-18.60%

Taxi 1hour Waiting (Normal Tariff)

$5.74 ₽462

$5.41 Rp 97.5K

6.10%

Gasoline (1 liter)

$0.80 ₽64.5

$0.82 Rp 14.9K

-2.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$52.1K ₽4.2M

$23.8K Rp 429.7M

118.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.2K ₽3.2M

$31.7K Rp 572.3M

26.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₽9,718

$79.1 Rp 1.4M

52.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.40 ₽515

$6.45 Rp 116.2K

-0.78%

Internet (50+ Mbps, Unlimited Data)

$8.31 ₽669

$18.58 Rp 334.9K

-55.27%

Gym Membership (Monthly)

$35.44 ₽2,853

$49.48 Rp 892.0K

-28.38%

Tennis Court (1 Hour on Weekend)

$24.21 ₽1,949

$17.65 Rp 318.1K

37.17%

Cinema Ticket

$6.25 ₽503

$4.27 Rp 77.0K

46.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$349 ₽28.1K

$491 Rp 8.8M

-28.86%

International Primary School, 1 Child (Yearly)

$6,381 ₽513.6K

$5,674 Rp 102.3M

12.46%

Jeans (Levis 501 Or Similar)

$81.3 ₽6,541

$44.64 Rp 804.7K

82.03%

Summer Dress (H&M, Zara, etc)

$52.3 ₽4,208

$34.95 Rp 630.1K

49.59%

Sport Shoes (Adidas, Nike)

$120 ₽9,662

$79.9 Rp 1.4M

50.24%

Men's Leather Business Shoes

$104 ₽8,331

$79.4 Rp 1.4M

30.32%

1-bedroom Apartment, City Center (Monthly)

$475 ₽38.2K

$1,125 Rp 20.3M

-57.78%

1-bedroom Apartment, Outside City Center (Monthly)

$323 ₽26.0K

$671 Rp 12.1M

-51.94%

3-bedroom Apartment, City Center (Monthly)

$906 ₽72.9K

$3,565 Rp 64.3M

-74.60%

3-bedroom Apartment, Outside City Center (Monthly)

$574 ₽46.2K

$1,723 Rp 31.1M

-66.70%

Buy Apartment in City Center (m2)

$2,280 ₽183.5K

$2,732 Rp 49.2M

-16.53%

Buy Apartment Outside City Center (m2)

$1,469 ₽118.3K

$2,284 Rp 41.2M

-35.68%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

21.45

13.78

55.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kholmsk: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kholmsk

$323 30.1%

Ubud, Bali

$672 49.8% 108% $349

Groceries & Markets

Kholmsk

$209 19.5%

Ubud, Bali

$288 21.4% 37.7% $79

Eating Out

Kholmsk

$165 15.4%

Ubud, Bali

$108 8% 34.7% $57

Clothing & Footwear

Kholmsk

$161 15%

Ubud, Bali

$108 8% 33.1% $53

Monthly Utilities & Internet

Kholmsk

$135 12.6%

Ubud, Bali

$104 7.7% 23.2% $31

Sport & Entertainment

Kholmsk

$48 4.5%

Ubud, Bali

$58 4.3% 21% $10

Getting Around

Kholmsk

$32 3%

Ubud, Bali

$11 0.9% 64.2% $20

Cost Breakdown

A one-bedroom apartment in the center runs $475 in Kholmsk and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $38 in Kholmsk vs $36 in Ubud, Bali. Groceries flip the comparison at $209 vs $288, with Kholmsk cheaper for home cooking.

Good to know

🇷🇺 Kholmsk

🇮🇩 Ubud, Bali

🕒 Local time

01:03 1:03 AM

22:03 10:03 PM

3 h behind Kholmsk

🌤 Weather

👥 Population

27,954

74,800

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.24 USD

100 RUB = 1.12 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 28, 2026: 1 USD = 80.49 RUB (100 RUB = 1.24 USD). 1 EUR = 89.59 RUB (100 RUB = 1.12 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to RUB in detail →

On the map

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Highest

Between locations

Kholmsk Ubud, Bali 6,720 km ≈ 9 h nonstop flight

From you

Kholmsk
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kholmsk vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kholmsk wins on cost – living expenses run 20% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Kholmsk the obvious pick if budget is a priority.

You’d need roughly $1,610 in Kholmsk and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $475 in Kholmsk versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 69% less than in Kholmsk. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $349 in Kholmsk versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Kholmsk is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.