Cost of Living Comparison Between Kholmsk and Ubud, Bali Cost of Living Comparison Between Kholmsk and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $962 in Kholmsk versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,478 in Kholmsk versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,994 in Kholmsk versus $3,694 in Ubud, Bali.

Living in Kholmsk costs roughly 31% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Kholmsk is 28% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$9.62 ₽691

$3.57 Rp 64.7K

169.47%

Three-Course Dinner for Two, Mid-Range

$38.12 ₽2,741

$32.50 Rp 589.5K

17.29%

Fast Food Meal (McDonalds, etc)

$5.87 ₽422

$4.86 Rp 88.2K

20.78%

Cappuccino

$2.35 ₽169

$2.75 Rp 49.8K

-14.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 ₽80.1

$1.32 Rp 24.0K

-15.91%

Water (0.33 liter bottle)

$0.52 ₽37.37

$0.70 Rp 12.7K

-25.71%

Local Beer (0.5 liter draught)

$1.43 ₽103

$2.91 Rp 52.8K

-50.86%

Imported Beer (0.33 liter bottle)

$2.49 ₽179

$3.79 Rp 68.8K

-34.30%

Milk (1 liter)

$1.16 ₽83.6

$1.71 Rp 31.0K

-32.16%

White Bread (500g)

$0.65 ₽46.64

$2.47 Rp 44.9K

-73.68%

Rice (white) (1kg)

$1.36 ₽97.7

$1.20 Rp 21.8K

13.33%

Eggs

$2.12 ₽152

$2.44 Rp 44.3K

-13.11%

Local Cheese (1kg)

$10.80 ₽777

$14.38 Rp 260.9K

-24.90%

Chicken Fillets (1kg)

$4.83 ₽347

$4.31 Rp 78.1K

12.06%

Beef Round Steak (1kg)

$8.84 ₽636

$12.21 Rp 221.4K

-27.60%

Apples (1kg)

$1.81 ₽130

$3.68 Rp 66.8K

-50.82%

Banana (1kg)

$1.80 ₽130

$1.55 Rp 28.1K

16.13%

Oranges (1kg)

$1.92 ₽138

$2.79 Rp 50.5K

-31.18%

Tomato (1kg)

$2.80 ₽201

$2.33 Rp 42.3K

20.17%

Potato (1kg)

$0.79 ₽56.7

$1.97 Rp 35.7K

-59.90%

Onion (1kg)

$0.66 ₽47.43

$2.31 Rp 41.9K

-71.43%

Lettuce (1 head)

$1.37 ₽98.2

$1.06 Rp 19.3K

29.25%

Water (1.5 liter bottle)

$0.71 ₽51.2

$0.73 Rp 13.2K

-2.74%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₽214

$3.28 Rp 59.5K

-9.45%

Wine (Bottle)

$8.62 ₽620

$22.79 Rp 413.4K

-62.18%

Local Beer (0.5 liter bottle)

$0.97 ₽69.7

$2.81 Rp 50.9K

-65.48%

Imported Beer (0.33 liter bottle)

$1.93 ₽139

$2.78 Rp 50.5K

-30.58%

One-way Ticket (Public Transport)

$0.53 ₽37.75

$0.29 Rp 5,281

82.76%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.2K

Taxi Start (Normal Tariff)

$1.87 ₽134

$0.45 Rp 8,146

315.56%

Taxi (Normal Tariff) (1km)

$0.35 ₽25.37

$0.45 Rp 8,193

-22.22%

Taxi 1hour Waiting (Normal Tariff)

$6.48 ₽466

$6.24 Rp 113.1K

3.85%

Gasoline (1 liter)

$0.73 ₽52.8

$0.85 Rp 15.4K

-14.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K ₽2.4M

$26.0K Rp 471.2M

31.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.2K ₽2.6M

$31.7K Rp 574.1M

14.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₽7,908

$80.8 Rp 1.5M

36.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.79 ₽416

$4.06 Rp 73.6K

42.61%

Internet (50+ Mbps, Unlimited Data)

$8.04 ₽578

$24.42 Rp 442.9K

-67.08%

Gym Membership (Monthly)

$35.18 ₽2,530

$97.7 Rp 1.8M

-63.98%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

Cinema Ticket

$5.03 ₽362

$4.04 Rp 73.3K

24.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$330 ₽23.7K

$304 Rp 5.5M

8.52%

International Primary School, 1 Child (Yearly)

$7,024 ₽505.1K

$6,621 Rp 120.1M

6.09%

Jeans (Levis 501 Or Similar)

$70.7 ₽5,083

$54.2 Rp 983.6K

30.37%

Summer Dress (H&M, Zara, etc)

$44.37 ₽3,190

$38.78 Rp 703.2K

14.41%

Sport Shoes (Adidas, Nike)

$113 ₽8,089

$86.1 Rp 1.6M

30.61%

Men's Leather Business Shoes

$106 ₽7,604

$76.7 Rp 1.4M

37.93%

1-bedroom Apartment, City Center (Monthly)

$440 ₽31.7K

$986 Rp 17.9M

-55.31%

1-bedroom Apartment, Outside City Center (Monthly)

$304 ₽21.9K

$658 Rp 11.9M

-53.80%

3-bedroom Apartment, City Center (Monthly)

$747 ₽53.7K

$3,369 Rp 61.1M

-77.84%

3-bedroom Apartment, Outside City Center (Monthly)

$504 ₽36.2K

$2,066 Rp 37.5M

-75.60%

Buy Apartment in City Center (m2)

$2,468 ₽177.4K

$2,741 Rp 49.7M

-9.98%

Buy Apartment Outside City Center (m2)

$1,670 ₽120.1K

$2,228 Rp 40.4M

-25.03%

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

18.33

13.28

38.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kholmsk: June 6, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $440 in Kholmsk and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $38.00 in Kholmsk vs $33.00 in Ubud, Bali. Groceries flip the comparison at $200 vs $297, with Kholmsk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kholmsk vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kholmsk wins on cost – living expenses run 46% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kholmsk the obvious pick if budget is a priority.

You'd need roughly $1,443 in Kholmsk and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $440 in Kholmsk versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $962 per month in Kholmsk versus $1,404 in Ubud, Bali – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

At $962 in Kholmsk versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Kholmsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kholmsk the clear choice for anyone on this budget.

Both work as nomad bases, but Kholmsk delivers better value – similar infrastructure at $962 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kholmsk hard to pass up.

Safety-wise, Kholmsk and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kholmsk gentler on the wallet – expenses run 46% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.