Cost of Living Comparison Between Kholmsk and Chiang Mai Cost of Living Comparison Between Kholmsk and Chiang Mai

Monthly Cost of Living

A single person spends $966 per month in Kholmsk vs $845 in Chiang Mai, rent included.

A couple spends around $1,479 per month in Kholmsk vs $1,323 in Chiang Mai, rent included.

A family of three spends $1,993 per month in Kholmsk vs $1,802 in Chiang Mai, rent included.

Kholmsk costs about 14% more than Chiang Mai, driven mainly by Eating Out.

Both Kholmsk and Chiang Mai are more affordable than the global median – Kholmsk 28% lower, Chiang Mai 37% lower.

Meal at Budget Restaurant

$9.57 ₽718

$1.95 ฿62.8

390.77%

Three-Course Dinner for Two, Mid-Range

$37.48 ₽2,813

$18.43 ฿594

103.36%

Fast Food Meal (McDonalds, etc)

$5.87 ₽441

$7.50 ฿241

-21.73%

Cappuccino

$2.28 ₽171

$1.93 ฿62.3

18.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.13 ₽84.7

$0.78 ฿25.08

44.87%

Water (0.33 liter bottle)

$0.48 ₽35.96

$0.32 ฿10.42

50.00%

Local Beer (0.5 liter draught)

$1.41 ₽106

$2.15 ฿69.2

-34.42%

Imported Beer (0.33 liter bottle)

$2.60 ₽195

$3.71 ฿120

-29.92%

Milk (1 liter)

$1.11 ₽83.3

$1.71 ฿55.2

-35.09%

White Bread (500g)

$0.69 ₽52.1

$1.56 ฿50.3

-55.77%

Rice (white) (1kg)

$1.44 ₽108

$1.18 ฿38.06

22.03%

Eggs

$2.19 ₽164

$1.98 ฿63.9

10.61%

Local Cheese (1kg)

$10.76 ₽807

$16.04 ฿517

-32.92%

Chicken Fillets (1kg)

$4.84 ₽363

$3.17 ฿102

52.68%

Beef Round Steak (1kg)

$8.77 ₽658

$10.94 ฿353

-19.84%

Apples (1kg)

$1.81 ₽136

$2.63 ฿84.7

-31.18%

Banana (1kg)

$1.89 ₽142

$1.17 ฿37.61

61.54%

Oranges (1kg)

$1.92 ₽144

$1.65 ฿53.0

16.36%

Tomato (1kg)

$2.76 ₽207

$1.54 ฿49.51

79.22%

Potato (1kg)

$0.84 ₽63.1

$1.38 ฿44.34

-39.13%

Onion (1kg)

$0.67 ₽50.5

$1.17 ฿37.54

-42.74%

Lettuce (1 head)

$1.34 ₽101

$0.66 ฿21.25

103.03%

Water (1.5 liter bottle)

$0.67 ₽50.5

$0.51 ฿16.55

31.37%

Cigarettes 20 Pack (Marlboro, Camel)

$2.96 ₽222

$4.52 ฿146

-34.51%

Wine (Bottle)

$7.85 ₽589

$18.32 ฿590

-57.15%

Local Beer (0.5 liter bottle)

$1.03 ₽77.2

$1.80 ฿57.9

-42.78%

Imported Beer (0.33 liter bottle)

$1.88 ₽141

$3.18 ฿102

-40.88%

One-way Ticket (Public Transport)

$0.53 ₽39.86

$0.90 ฿28.97

-41.11%

Public Transport Monthly Pass (Regular Price)

$19.00 ฿612

Taxi Start (Normal Tariff)

$1.85 ₽139

$1.41 ฿45.50

31.21%

Taxi (Normal Tariff) (1km)

$0.35 ₽26.55

$1.31 ฿42.15

-73.28%

Taxi 1hour Waiting (Normal Tariff)

$6.26 ₽470

$8.09 ฿261

-22.62%

Gasoline (1 liter)

$0.74 ₽55.3

$1.28 ฿41.08

-42.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K ₽2.6M

$21.3K ฿686.1K

61.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.1K ₽2.6M

$21.7K ฿699.3K

61.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₽8,246

$69.2 ฿2,230

58.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.03 ₽452

$13.97 ฿450

-56.84%

Internet (50+ Mbps, Unlimited Data)

$8.02 ₽602

$17.95 ฿578

-55.32%

Gym Membership (Monthly)

$35.90 ₽2,694

$42.31 ฿1,363

-15.15%

Tennis Court (1 Hour on Weekend)

$6.66 ฿214

Cinema Ticket

$4.94 ₽371

$5.92 ฿191

-16.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$318 ₽23.8K

$299 ฿9,640

6.12%

International Primary School, 1 Child (Yearly)

$7,051 ₽529.1K

$14.8K ฿478.4K

-52.52%

Jeans (Levis 501 Or Similar)

$71.1 ₽5,338

$56.2 ฿1,810

26.61%

Summer Dress (H&M, Zara, etc)

$44.95 ₽3,373

$26.94 ฿868

66.85%

Sport Shoes (Adidas, Nike)

$115 ₽8,644

$84.9 ฿2,735

35.74%

Men's Leather Business Shoes

$107 ₽8,055

$71.8 ฿2,314

49.44%

1-bedroom Apartment, City Center (Monthly)

$440 ₽33.0K

$435 ฿14.0K

1.13%

1-bedroom Apartment, Outside City Center (Monthly)

$301 ₽22.6K

$240 ฿7,727

25.37%

3-bedroom Apartment, City Center (Monthly)

$776 ₽58.2K

$798 ฿25.7K

-2.75%

3-bedroom Apartment, Outside City Center (Monthly)

$509 ₽38.2K

$498 ฿16.1K

2.15%

Buy Apartment in City Center (m2)

$997 ₽74.8K

$1,995 ฿64.3K

-50.05%

Buy Apartment Outside City Center (m2)

$1,522 ₽114.2K

$1,532 ฿49.4K

-0.64%

Average Monthly Net Salary (After Tax)

$596 ₽44.7K

$628 ฿20.2K

-5.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

18.33

266.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kholmsk: April 20, 2026

Last update for Chiang Mai: April 20, 2026

Cost Breakdown

A central one-bedroom costs $440 in Kholmsk versus $435 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Chiang Mai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $37 in Kholmsk versus $18 in Chiang Mai. Groceries tell a different story – $199 in Kholmsk vs $244 in Chiang Mai – so Kholmsk wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kholmsk vs Chiang Mai: Cost of Living - Frequently Asked Questions

Kholmsk costs about 14% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,449 per month in Kholmsk and $1,267 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $37.00 in Kholmsk and $18.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 22% cheaper in Kholmsk – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$800 covers both cities comfortably – all-in costs are $966 in Kholmsk and $845 in Chiang Mai, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Chiang Mai costs $845 versus $966 in Kholmsk. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kholmsk makes more sense. Both are solid long-term options with distinct trade-offs.