Last update: Oct 2026

Cost of Living Comparison Between Kholmsk and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $1,073 in Kholmsk, rent and utilities included – about $1,600 less a year. Rent and utilities account for about half of the difference.

Kholmsk, Russia
Chiang Mai, Thailand
Kholmsk
🇷🇺 Russia
$1,073
/mo nomad
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Monthly Cost of Living

How much you'll spend in Kholmsk and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kholmsk and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,073 per month in Kholmsk vs $936 in Chiang Mai, rent included.

  • Kholmsk $1,073
  • Chiang Mai $936

A couple spends around $1,672 per month in Kholmsk vs $1,457 in Chiang Mai, rent included.

  • Kholmsk $1,672
  • Chiang Mai $1,457

A family of three spends $2,271 per month in Kholmsk vs $1,979 in Chiang Mai, rent included.

  • Kholmsk $2,271
  • Chiang Mai $1,979

Kholmsk costs about 15% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Kholmsk and Chiang Mai are more affordable than the global median – Kholmsk 21% lower, Chiang Mai 31% lower.

Currency
🍽 Eating Out
Kholmsk
Chiang Mai
Difference
Meal at Budget Restaurant
$11.32 ₽913
$2.24 ฿75.7
405.36%
Three-Course Dinner for Two, Mid-Range
$37.66 ₽3,037
$19.00 ฿642
98.21%
Fast Food Meal (McDonalds, etc)
$6.24 ₽503
$5.55 ฿188
12.43%
Cappuccino
$2.85 ₽230
$1.67 ฿56.6
70.66%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.10 ₽89.0
$0.64 ฿21.56
71.88%
Water (0.33 liter bottle)
$0.59 ₽47.53
$0.31 ฿10.32
90.32%
Local Beer (0.5 liter draught)
$1.77 ₽143
$2.36 ฿79.6
-25.00%
Imported Beer (0.33 liter bottle)
$2.95 ₽238
$3.66 ฿124
-19.40%
🛒 Groceries & Markets
Kholmsk
Chiang Mai
Difference
Milk (1 liter)
$1.12 ₽90.7
$1.95 ฿65.8
-42.56%
White Bread (500g)
$0.74 ₽60.0
$1.44 ฿48.51
-48.61%
Rice (white) (1kg)
$1.37 ₽111
$1.33 ฿45.07
3.01%
Eggs
$1.63 ₽132
$2.28 ฿77.1
-28.51%
Local Cheese (1kg)
$11.48 ₽926
$16.45 ฿556
-30.21%
Chicken Fillets (1kg)
$5.25 ₽423
$2.78 ฿94.0
88.85%
Beef Round Steak (1kg)
$11.56 ₽933
$9.31 ฿314
24.17%
Apples (1kg)
$1.72 ₽138
$2.35 ฿79.5
-26.81%
Banana (1kg)
$1.77 ₽143
$0.97 ฿32.82
82.47%
Oranges (1kg)
$1.77 ₽143
$1.60 ฿53.9
10.62%
Tomato (1kg)
$2.78 ₽224
$1.50 ฿50.7
85.33%
Potato (1kg)
$0.84 ₽68.1
$1.28 ฿43.15
-34.38%
Onion (1kg)
$0.58 ₽46.67
$1.10 ฿37.22
-47.27%
Lettuce (1 head)
$1.30 ₽105
$0.71 ฿23.84
83.10%
Water (1.5 liter bottle)
$0.77 ₽61.7
$0.49 ฿16.38
57.14%
Cigarettes 20 Pack (Marlboro, Camel)
$3.05 ₽246
$4.14 ฿140
-26.33%
Wine (Bottle)
$7.82 ₽631
$17.52 ฿592
-55.37%
Local Beer (0.5 liter bottle)
$1.07 ₽86.5
$1.61 ฿54.5
-33.54%
Imported Beer (0.33 liter bottle)
$2.06 ₽166
$2.78 ฿94.0
-25.90%
🚌 Getting Around
Kholmsk
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.56 ₽45.31
$0.87 ฿29.33
-35.63%
Public Transport Monthly Pass (Regular Price)
$25.46 ₽2,053
$54.1 ฿1,827
-52.93%
Taxi Start (Normal Tariff)
$2.44 ₽197
$1.16 ฿39.08
110.34%
Taxi (Normal Tariff) (1km)
$0.35 ₽28.14
$0.53 ฿17.82
-33.96%
Taxi 1hour Waiting (Normal Tariff)
$5.74 ₽463
$2.42 ฿81.8
137.19%
Gasoline (1 liter)
$0.80 ₽64.6
$1.45 ฿48.93
-44.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$52.1K ₽4.2M
$21.1K ฿711.2K
147.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.2K ₽3.2M
$26.9K ฿909.8K
49.07%
🧾 Monthly Utilities & Internet
Kholmsk
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₽9,737
$62.2 ฿2,100
94.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.40 ₽516
$12.17 ฿411
-47.41%
Internet (50+ Mbps, Unlimited Data)
$8.31 ₽670
$20.12 ฿680
-58.70%
🎉 Sport & Entertainment
Kholmsk
Chiang Mai
Difference
Gym Membership (Monthly)
$35.44 ₽2,858
$37.31 ฿1,260
-5.01%
Tennis Court (1 Hour on Weekend)
$24.21 ₽1,953
$3.77 ฿127
542.18%
Cinema Ticket
$6.25 ₽504
$6.49 ฿219
-3.70%
🧸 Childcare & Education
Kholmsk
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$349 ₽28.1K
$736 ฿24.9K
-52.59%
International Primary School, 1 Child (Yearly)
$6,381 ₽514.6K
$14.8K ฿498.6K
-56.78%
👕👟 Clothing & Footwear
Kholmsk
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$81.3 ₽6,553
$53.4 ฿1,802
52.26%
Summer Dress (H&M, Zara, etc)
$52.3 ₽4,216
$24.64 ฿832
112.18%
Sport Shoes (Adidas, Nike)
$120 ₽9,681
$91.5 ฿3,089
31.22%
Men's Leather Business Shoes
$104 ₽8,347
$71.9 ฿2,429
43.87%
🏠 Accommodation & Living
Kholmsk
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$475 ₽38.3K
$482 ฿16.3K
-1.52%
1-bedroom Apartment, Outside City Center (Monthly)
$323 ₽26.0K
$309 ฿10.4K
4.46%
3-bedroom Apartment, City Center (Monthly)
$906 ₽73.0K
$1,006 ฿34.0K
-9.98%
3-bedroom Apartment, Outside City Center (Monthly)
$574 ₽46.3K
$633 ฿21.4K
-9.41%
Buy Apartment in City Center (m2)
$2,280 ₽183.9K
$2,363 ฿79.8K
-3.51%
Buy Apartment Outside City Center (m2)
$1,469 ₽118.5K
$1,589 ฿53.7K
-7.54%
💵 Salaries & Financials
Kholmsk
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$590 ฿19.9K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
21.45
5.57
285.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kholmsk: October 26, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Kholmsk
$323
Chiang Mai
$309 4.3% $14
Groceries & Markets
Kholmsk
$209
Chiang Mai
$234 11.9% $25
Eating Out
Kholmsk
$165
Chiang Mai
$78 53% $87
Clothing & Footwear
Kholmsk
$161
Chiang Mai
$109 32.4% $52
Monthly Utilities & Internet
Kholmsk
$135
Chiang Mai
$94 30.3% $41
Sport & Entertainment
Kholmsk
$48
Chiang Mai
$50 4.9% $2.3
Getting Around
Kholmsk
$32
Chiang Mai
$61 92.4% $29

Cost Breakdown

A central one-bedroom costs $475 in Kholmsk versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $38 in Kholmsk versus $19 in Chiang Mai. Groceries tell a different story – $209 in Kholmsk vs $234 in Chiang Mai – so Kholmsk wins on supermarket bills even if dining out costs more.

Good to know
🇷🇺 Kholmsk
🇹🇭 Chiang Mai
🕒 Local time
01:07 1:07 AM
21:07 9:07 PM
4 h behind Kholmsk
🌤 Weather
👥 Population
27,954
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to RUB – Russian Ruble Converter

Russian Ruble exchange rates as of October 28, 2026: 1 USD = 80.65 RUB (100 RUB = 1.24 USD). 1 EUR = 89.76 RUB (100 RUB = 1.11 EUR).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Kholmsk Chiang Mai 5,000 km ≈ 7 h nonstop flight
From you
  • Kholmsk
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kholmsk vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Kholmsk or Chiang Mai?
Kholmsk costs about 15% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Kholmsk and in Chiang Mai?
For a comfortable life, plan on about $1,610 per month in Kholmsk and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does a 1-bedroom apartment cost in Kholmsk compared to Chiang Mai?
A central 1-bedroom goes for about $475 in Kholmsk and $482 in Chiang Mai. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
How do childcare costs compare in Kholmsk and in Chiang Mai?
Kindergarten costs $349 per month in Kholmsk and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Kholmsk or in Chiang Mai?
Interestingly, groceries are about 11% cheaper in Kholmsk – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $800/month in Kholmsk or in Chiang Mai?
$800 is a stretch for both – monthly costs hit $1,073 in Kholmsk and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Kholmsk or Chiang Mai?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,073 in Kholmsk. Climate, culture, job market, and personal taste all factor in.

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