πMonthly costs for one person with rent: $1,002 in Novosibirsk versus $962 in Kholmsk.
πEstimated couple costs with rent: $1,639 in Novosibirsk versus $1,478 in Kholmsk.
πMonthly costs for a family of three with rent: $2,275 in Novosibirsk versus $1,994 in Kholmsk.
πLiving in Novosibirsk is roughly 4% more expensive than Kholmsk, driven mainly by Getting Around.
πBoth cities sit below the global median: Novosibirsk25% lower, Kholmsk28% lower.
Currency
π½ Eating Out
Novosibirsk
Kholmsk
Difference
Meal at Budget Restaurant
$7.58β½545
$9.62β½691
-21.21%
Three-Course Dinner for Two, Mid-Range
$37.54β½2,699
$38.12β½2,741
-1.52%
Fast Food Meal(McDonalds, etc)
$5.21β½375
$5.87β½422
-11.24%
Cappuccino
$2.86β½205
$2.35β½169
21.70%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38β½99.3
$1.11β½80.1
24.32%
Water(0.33 liter bottle)
$0.86β½61.6
$0.52β½37.37
65.38%
Local Beer(0.5 liter draught)
$2.55β½184
$1.43β½103
78.32%
Imported Beer(0.33 liter bottle)
$3.80β½273
$2.49β½179
52.61%
π Groceries & Markets
Novosibirsk
Kholmsk
Difference
Milk(1 liter)
$1.05β½75.2
$1.16β½83.6
-9.48%
White Bread(500g)
$0.62β½44.27
$0.65β½46.64
-4.62%
Rice(white)(1kg)
$1.67β½120
$1.36β½97.7
22.79%
Eggs
$1.85β½133
$2.12β½152
-12.74%
Local Cheese(1kg)
$10.64β½765
$10.80β½777
-1.48%
Chicken Fillets(1kg)
$5.18β½373
$4.83β½347
7.25%
Beef Round Steak(1kg)
$10.08β½725
$8.84β½636
14.03%
Apples(1kg)
$2.10β½151
$1.81β½130
16.02%
Banana(1kg)
$1.88β½135
$1.80β½130
4.44%
Oranges(1kg)
$1.93β½139
$1.92β½138
0.52%
Tomato(1kg)
$3.50β½252
$2.80β½201
25.00%
Potato(1kg)
$0.74β½53.3
$0.79β½56.7
-6.33%
Onion(1kg)
$0.68β½48.61
$0.66β½47.43
3.03%
Lettuce(1 head)
$1.13β½81.0
$1.37β½98.2
-17.52%
Water(1.5 liter bottle)
$0.72β½51.6
$0.71β½51.2
1.41%
Cigarettes 20 Pack(Marlboro, Camel)
$3.22β½232
$2.97β½214
8.42%
Wine(Bottle)
$9.70β½697
$8.62β½620
12.53%
Local Beer(0.5 liter bottle)
$0.86β½61.9
$0.97β½69.7
-11.34%
Imported Beer(0.33 liter bottle)
$2.16β½155
$1.93β½139
11.92%
π Getting Around
Novosibirsk
Kholmsk
Difference
One-way Ticket(Public Transport)
$0.53β½38.11
$0.53β½37.75
-
Public Transport Monthly Pass(Regular Price)
$31.64β½2,275
-
-
Taxi Start(Normal Tariff)
$1.93β½139
$1.87β½134
3.21%
Taxi(Normal Tariff)(1km)
$0.25β½17.97
$0.35β½25.37
-28.57%
Taxi 1hour Waiting(Normal Tariff)
$3.78β½272
$6.48β½466
-41.67%
Gasoline(1 liter)
$0.76β½54.8
$0.73β½52.8
4.11%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$55.8Kβ½4.0M
$34.1Kβ½2.4M
63.79%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.9Kβ½1.9M
$36.2Kβ½2.6M
-25.75%
π§Ύ Monthly Utilities & Internet
Novosibirsk
Kholmsk
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$104β½7,493
$110β½7,908
-5.25%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.51β½396
$5.79β½416
-4.84%
Internet(50+ Mbps, Unlimited Data)
$8.52β½613
$8.04β½578
5.97%
π Sport & Entertainment
Novosibirsk
Kholmsk
Difference
Gym Membership(Monthly)
$59.9β½4,308
$35.18β½2,530
70.30%
Tennis Court(1 Hour on Weekend)
$25.02β½1,799
-
-
Cinema Ticket
$6.17β½444
$5.03β½362
22.66%
π§Έ Childcare & Education
Novosibirsk
Kholmsk
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$350β½25.2K
$330β½23.7K
6.11%
International Primary School, 1 Child(Yearly)
$4,694β½337.5K
$7,024β½505.1K
-33.18%
ππ Clothing & Footwear
Novosibirsk
Kholmsk
Difference
Jeans(Levis 501 Or Similar)
$68.8β½4,944
$70.7β½5,083
-2.73%
Summer Dress(H&M, Zara, etc)
$40.32β½2,899
$44.37β½3,190
-9.13%
Sport Shoes(Adidas, Nike)
$95.8β½6,890
$113β½8,089
-14.83%
Men's Leather Business Shoes
$79.7β½5,727
$106β½7,604
-24.68%
π Accommodation & Living
Novosibirsk
Kholmsk
Difference
1-bedroom Apartment, City Center(Monthly)
$477β½34.3K
$440β½31.7K
8.28%
1-bedroom Apartment, Outside City Center(Monthly)
$298β½21.4K
$304β½21.9K
-1.86%
3-bedroom Apartment, City Center(Monthly)
$839β½60.4K
$747β½53.7K
12.41%
3-bedroom Apartment, Outside City Center(Monthly)
$658β½47.3K
$504β½36.2K
30.45%
Buy Apartment in City Center(m2)
$3,064β½220.3K
$2,468β½177.4K
24.16%
Buy Apartment Outside City Center(m2)
$1,935β½139.2K
$1,670β½120.1K
15.88%
π΅ Salaries & Financials
Novosibirsk
Kholmsk
Difference
Average Monthly Net Salary(After Tax)
$885β½63.6K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
17.38
18.33
-5.18%
CityCost data is based on AI and user input β minor inaccuracies may occur.
Last update for Novosibirsk: June 7, 2026
Last update for Kholmsk: June 6, 2026
Cost Breakdown
π A one-bedroom apartment in the center runs $477 in Novosibirsk and $440 in Kholmsk. Housing cost is often the main lever when comparing two cities.
πDining out: $38.00 in Novosibirsk vs $38.00 in Kholmsk. Groceries flip the comparison at $210 vs $200, with Kholmsk cheaper for home cooking.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Novosibirsk vs Kholmsk: Cost of Living - Frequently Asked Questions
Which city is more expensive, Novosibirsk or Kholmsk?
Kholmsk wins on cost β living expenses run 4% lower than in Novosibirsk. Housing and daily spending are where you'll feel the difference most, making Kholmsk the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Novosibirsk vs Kholmsk?
You'd need roughly $1,504 in Novosibirsk and $1,443 in Kholmsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Novosibirsk vs Kholmsk?
Rent for a central apartment: $477 in Novosibirsk versus $440 in Kholmsk. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Novosibirsk or Kholmsk?
Supermarket bills run roughly 5% higher in Novosibirsk. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Novosibirsk compared to Kholmsk?
All in, you'll spend $1,002 per month in Novosibirsk versus $962 in Kholmsk β a 4% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Novosibirsk or Kholmsk?
At $962 in Kholmsk versus $1,002 in Novosibirsk, a $1,000 budget is realistic in Kholmsk but tight or insufficient in Novosibirsk. The gap between the two cities makes Kholmsk the clear choice for anyone on this budget.
Which city offers a better quality of life: Novosibirsk or Kholmsk?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better β the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Kholmsk gentler on the wallet β expenses run 4% less than in Novosibirsk. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Novosibirsk vs other spots: cost of living compared