Cost of Living Comparison Between Novosibirsk and Kholmsk Cost of Living Comparison Between Novosibirsk and Kholmsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,014 in Novosibirsk versus $966 in Kholmsk.

Estimated couple costs with rent: $1,615 in Novosibirsk versus $1,479 in Kholmsk.

Monthly costs for a family of three with rent: $2,216 in Novosibirsk versus $1,993 in Kholmsk.

Living in Novosibirsk is roughly 5% more expensive than Kholmsk, driven mainly by Getting Around.

Both cities sit below the global median: Novosibirsk 24% lower, Kholmsk 28% lower.

Meal at Budget Restaurant

$7.77 ₽583

$9.57 ₽718

-18.81%

Three-Course Dinner for Two, Mid-Range

$38.19 ₽2,865

$37.48 ₽2,813

1.89%

Fast Food Meal (McDonalds, etc)

$5.16 ₽387

$5.87 ₽441

-12.10%

Cappuccino

$2.85 ₽214

$2.28 ₽171

25.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 ₽105

$1.13 ₽84.7

23.89%

Water (0.33 liter bottle)

$0.84 ₽63.4

$0.48 ₽35.96

75.00%

Local Beer (0.5 liter draught)

$2.61 ₽196

$1.41 ₽106

85.11%

Imported Beer (0.33 liter bottle)

$3.78 ₽283

$2.60 ₽195

45.38%

Milk (1 liter)

$1.10 ₽82.6

$1.11 ₽83.3

-0.90%

White Bread (500g)

$0.61 ₽46.14

$0.69 ₽52.1

-11.59%

Rice (white) (1kg)

$1.60 ₽120

$1.44 ₽108

11.11%

Eggs

$1.81 ₽136

$2.19 ₽164

-17.35%

Local Cheese (1kg)

$10.62 ₽797

$10.76 ₽807

-1.30%

Chicken Fillets (1kg)

$4.95 ₽371

$4.84 ₽363

2.27%

Beef Round Steak (1kg)

$10.14 ₽761

$8.77 ₽658

15.62%

Apples (1kg)

$1.99 ₽149

$1.81 ₽136

9.94%

Banana (1kg)

$1.92 ₽144

$1.89 ₽142

1.59%

Oranges (1kg)

$1.92 ₽144

Tomato (1kg)

$3.46 ₽260

$2.76 ₽207

25.36%

Potato (1kg)

$0.74 ₽55.2

$0.84 ₽63.1

-11.90%

Onion (1kg)

$0.68 ₽51.0

$0.67 ₽50.5

1.49%

Lettuce (1 head)

$1.08 ₽81.1

$1.34 ₽101

-19.40%

Water (1.5 liter bottle)

$0.72 ₽53.9

$0.67 ₽50.5

7.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 ₽244

$2.96 ₽222

9.80%

Wine (Bottle)

$9.27 ₽695

$7.85 ₽589

18.09%

Local Beer (0.5 liter bottle)

$0.94 ₽70.5

$1.03 ₽77.2

-8.74%

Imported Beer (0.33 liter bottle)

$2.07 ₽155

$1.88 ₽141

10.11%

One-way Ticket (Public Transport)

$0.52 ₽39.19

$0.53 ₽39.86

-1.89%

Public Transport Monthly Pass (Regular Price)

$31.37 ₽2,354

Taxi Start (Normal Tariff)

$1.88 ₽141

$1.85 ₽139

1.62%

Taxi (Normal Tariff) (1km)

$0.27 ₽20.48

$0.35 ₽26.55

-22.86%

Taxi 1hour Waiting (Normal Tariff)

$3.92 ₽294

$6.26 ₽470

-37.38%

Gasoline (1 liter)

$0.76 ₽57.0

$0.74 ₽55.3

2.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$55.0K ₽4.1M

$34.3K ₽2.6M

60.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K ₽2.0M

$35.1K ₽2.6M

-24.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$108 ₽8,076

$110 ₽8,246

-2.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.37 ₽403

$6.03 ₽452

-10.95%

Internet (50+ Mbps, Unlimited Data)

$8.57 ₽643

$8.02 ₽602

6.86%

Gym Membership (Monthly)

$60.6 ₽4,549

$35.90 ₽2,694

68.86%

Tennis Court (1 Hour on Weekend)

$24.47 ₽1,837

Cinema Ticket

$5.92 ₽444

$4.94 ₽371

19.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$357 ₽26.8K

$318 ₽23.8K

12.36%

International Primary School, 1 Child (Yearly)

$4,688 ₽351.7K

$7,051 ₽529.1K

-33.52%

Jeans (Levis 501 Or Similar)

$67.3 ₽5,051

$71.1 ₽5,338

-5.37%

Summer Dress (H&M, Zara, etc)

$38.98 ₽2,925

$44.95 ₽3,373

-13.28%

Sport Shoes (Adidas, Nike)

$96.4 ₽7,235

$115 ₽8,644

-16.31%

Men's Leather Business Shoes

$78.6 ₽5,895

$107 ₽8,055

-26.81%

1-bedroom Apartment, City Center (Monthly)

$483 ₽36.2K

$440 ₽33.0K

9.74%

1-bedroom Apartment, Outside City Center (Monthly)

$304 ₽22.8K

$301 ₽22.6K

0.98%

3-bedroom Apartment, City Center (Monthly)

$830 ₽62.3K

$776 ₽58.2K

7.00%

3-bedroom Apartment, Outside City Center (Monthly)

$643 ₽48.2K

$509 ₽38.2K

26.20%

Buy Apartment in City Center (m2)

$2,638 ₽197.9K

$997 ₽74.8K

164.67%

Buy Apartment Outside City Center (m2)

$1,589 ₽119.2K

$1,522 ₽114.2K

4.38%

Average Monthly Net Salary (After Tax)

$845 ₽63.4K

$596 ₽44.7K

41.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.38

18.33

-5.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novosibirsk: April 20, 2026

Last update for Kholmsk: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $483 in Novosibirsk and $440 in Kholmsk. Housing cost is often the main lever when comparing two cities.

Novosibirsk pays 42% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38 in Novosibirsk vs $37 in Kholmsk for a mid-range dinner for two. Groceries echo the gap at $208 vs $199 per month, with Kholmsk cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novosibirsk vs Kholmsk: Cost of Living - Frequently Asked Questions

Kholmsk wins on cost – living expenses run 5% lower than in Novosibirsk. Housing and daily spending are where you'll feel the difference most, making Kholmsk the obvious pick if budget is a priority.

Novosibirsk pays 42% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $483 in Novosibirsk versus $440 in Kholmsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Novosibirsk. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,014 per month in Novosibirsk versus $966 in Kholmsk – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

At $966 in Kholmsk versus $1,014 in Novosibirsk, a $1,000 budget is realistic in Kholmsk but tight or insufficient in Novosibirsk. The gap between the two cities makes Kholmsk the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Kholmsk gentler on the wallet – expenses run 5% less than in Novosibirsk. Beyond cost, consider language, visa policies, and how big the international community is in each city.