Last update: Oct 2026

Cost of Living Comparison Between Novosibirsk and Kholmsk

For one person, living is cheaper in Kholmsk: $1,073 a month against $1,153 in Novosibirsk, rent and utilities included – about $960 less a year. Rent and utilities account for most of the difference.

Novosibirsk, Russia
Kholmsk, Russia
Novosibirsk
🇷🇺 Russia
$1,153
/mo nomad
Kholmsk
🇷🇺 Russia
$1,073
/mo nomad
Monthly Cost of Living

How much you'll spend in Novosibirsk and in Kholmsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Novosibirsk and in Kholmsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,153 in Novosibirsk versus $1,073 in Kholmsk.

  • Novosibirsk $1,153
  • Kholmsk $1,073

Estimated couple costs with rent: $1,833 in Novosibirsk versus $1,672 in Kholmsk.

  • Novosibirsk $1,833
  • Kholmsk $1,672

Monthly costs for a family of three with rent: $2,512 in Novosibirsk versus $2,271 in Kholmsk.

  • Novosibirsk $2,512
  • Kholmsk $2,271

Living in Novosibirsk is roughly 7% more expensive than in Kholmsk, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Novosibirsk 15% lower, Kholmsk 21% lower.

Currency
🍽 Eating Out
Novosibirsk
Kholmsk
Difference
Meal at Budget Restaurant
$11.60 ₽935
$11.32 ₽913
2.47%
Three-Course Dinner for Two, Mid-Range
$48.68 ₽3,926
$37.66 ₽3,037
29.26%
Fast Food Meal (McDonalds, etc)
$6.27 ₽505
$6.24 ₽503
0.48%
Cappuccino
$2.81 ₽227
$2.85 ₽230
-1.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.18 ₽95.2
$1.10 ₽89.0
7.27%
Water (0.33 liter bottle)
$0.58 ₽46.91
$0.59 ₽47.53
-1.69%
Local Beer (0.5 liter draught)
$1.23 ₽99.1
$1.77 ₽143
-30.51%
Imported Beer (0.33 liter bottle)
$3.61 ₽291
$2.95 ₽238
22.37%
🛒 Groceries & Markets
Novosibirsk
Kholmsk
Difference
Milk (1 liter)
$1.23 ₽99.3
$1.12 ₽90.7
9.82%
White Bread (500g)
$0.72 ₽58.3
$0.74 ₽60.0
-2.70%
Rice (white) (1kg)
$1.48 ₽120
$1.37 ₽111
8.03%
Eggs
$1.73 ₽140
$1.63 ₽132
6.13%
Local Cheese (1kg)
$11.99 ₽967
$11.48 ₽926
4.44%
Chicken Fillets (1kg)
$5.00 ₽404
$5.25 ₽423
-4.76%
Beef Round Steak (1kg)
$12.33 ₽994
$11.56 ₽933
6.66%
Apples (1kg)
$1.91 ₽154
$1.72 ₽138
11.05%
Banana (1kg)
$1.79 ₽144
$1.77 ₽143
1.13%
Oranges (1kg)
$2.06 ₽166
$1.77 ₽143
16.38%
Tomato (1kg)
$3.36 ₽271
$2.78 ₽224
20.86%
Potato (1kg)
$0.82 ₽66.5
$0.84 ₽68.1
-2.38%
Onion (1kg)
$0.61 ₽49.37
$0.58 ₽46.67
5.17%
Lettuce (1 head)
$1.55 ₽125
$1.30 ₽105
19.23%
Water (1.5 liter bottle)
$0.83 ₽67.2
$0.77 ₽61.7
7.79%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 ₽256
$3.05 ₽246
3.93%
Wine (Bottle)
$10.66 ₽860
$7.82 ₽631
36.32%
Local Beer (0.5 liter bottle)
$1.00 ₽80.5
$1.07 ₽86.5
-6.54%
Imported Beer (0.33 liter bottle)
$1.70 ₽137
$2.06 ₽166
-17.48%
🚌 Getting Around
Novosibirsk
Kholmsk
Difference
One-way Ticket (Public Transport)
$0.55 ₽44.18
$0.56 ₽45.31
-1.79%
Public Transport Monthly Pass (Regular Price)
$32.41 ₽2,614
$25.46 ₽2,053
27.30%
Taxi Start (Normal Tariff)
$2.54 ₽205
$2.44 ₽197
4.10%
Taxi (Normal Tariff) (1km)
$0.52 ₽42.00
$0.35 ₽28.14
48.57%
Taxi 1hour Waiting (Normal Tariff)
$6.21 ₽501
$5.74 ₽463
8.19%
Gasoline (1 liter)
$0.82 ₽66.5
$0.80 ₽64.6
2.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.9K ₽3.5M
$52.1K ₽4.2M
-15.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.4K ₽3.2M
$40.2K ₽3.2M
-1.92%
🧾 Monthly Utilities & Internet
Novosibirsk
Kholmsk
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$111 ₽8,977
$121 ₽9,737
-7.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.18 ₽579
$6.40 ₽516
12.19%
Internet (50+ Mbps, Unlimited Data)
$8.33 ₽671
$8.31 ₽670
0.24%
🎉 Sport & Entertainment
Novosibirsk
Kholmsk
Difference
Gym Membership (Monthly)
$38.16 ₽3,078
$35.44 ₽2,858
7.67%
Tennis Court (1 Hour on Weekend)
$30.42 ₽2,454
$24.21 ₽1,953
25.65%
Cinema Ticket
$7.41 ₽597
$6.25 ₽504
18.56%
🧸 Childcare & Education
Novosibirsk
Kholmsk
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$312 ₽25.1K
$349 ₽28.1K
-10.66%
International Primary School, 1 Child (Yearly)
-
$6,381 ₽514.6K
-
👕👟 Clothing & Footwear
Novosibirsk
Kholmsk
Difference
Jeans (Levis 501 Or Similar)
$71.9 ₽5,801
$81.3 ₽6,553
-11.48%
Summer Dress (H&M, Zara, etc)
$47.55 ₽3,835
$52.3 ₽4,216
-9.05%
Sport Shoes (Adidas, Nike)
$144 ₽11.7K
$120 ₽9,681
20.34%
Men's Leather Business Shoes
$100 ₽8,102
$104 ₽8,347
-2.94%
🏠 Accommodation & Living
Novosibirsk
Kholmsk
Difference
1-bedroom Apartment, City Center (Monthly)
$570 ₽46.0K
$475 ₽38.3K
20.11%
1-bedroom Apartment, Outside City Center (Monthly)
$379 ₽30.6K
$323 ₽26.0K
17.38%
3-bedroom Apartment, City Center (Monthly)
$1,022 ₽82.4K
$906 ₽73.0K
12.85%
3-bedroom Apartment, Outside City Center (Monthly)
$692 ₽55.8K
$574 ₽46.3K
20.65%
Buy Apartment in City Center (m2)
$2,446 ₽197.3K
$2,280 ₽183.9K
7.28%
Buy Apartment Outside City Center (m2)
$1,869 ₽150.7K
$1,469 ₽118.5K
27.21%
💵 Salaries & Financials
Novosibirsk
Kholmsk
Difference
Average Monthly Net Salary (After Tax)
$922 ₽74.4K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
22.83
21.45
6.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novosibirsk: October 24, 2026

Last update for Kholmsk: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Novosibirsk
$379
Kholmsk
$323 14.8% $56
Groceries & Markets
Novosibirsk
$225
Kholmsk
$209 7.1% $16
Eating Out
Novosibirsk
$166
Kholmsk
$165 0.4% $0.7
Clothing & Footwear
Novosibirsk
$164
Kholmsk
$161 2% $3.3
Monthly Utilities & Internet
Novosibirsk
$127
Kholmsk
$135 6.8% $8.6
Sport & Entertainment
Novosibirsk
$53
Kholmsk
$48 9.5% $5
Getting Around
Novosibirsk
$40
Kholmsk
$32 19.8% $7.9

Cost Breakdown

A one-bedroom apartment in the center runs $570 in Novosibirsk and $475 in Kholmsk. Housing cost is often the main lever when comparing two cities.

Dining out: $49 in Novosibirsk vs $38 in Kholmsk for a mid-range dinner for two. Groceries echo the gap at $225 vs $209 per month, with Kholmsk cheaper across the board.

Good to know
🇷🇺 Novosibirsk
🇷🇺 Kholmsk
🕒 Local time
02:59 2:59 AM
06:59 6:59 AM
4 h ahead of Novosibirsk
🌤 Weather
👥 Population
1,620,162
27,954
💱 Currency
Exchange rates and currency converter

USD, EUR to RUB – Russian Ruble Converter

Russian Ruble exchange rates as of October 28, 2026: 1 USD = 80.65 RUB (100 RUB = 1.24 USD). 1 EUR = 89.78 RUB (100 RUB = 1.11 EUR).

On the map
Between locations
  • Novosibirsk Kholmsk 4,100 km ≈ 6 h nonstop flight
From you
  • Novosibirsk
  • Kholmsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Novosibirsk vs Kholmsk: Cost of Living - Frequently Asked Questions
Which city is more expensive, Novosibirsk or Kholmsk?
Kholmsk wins on cost – living expenses run 7% lower than in Novosibirsk. Housing and daily spending are where you’ll feel the difference most, making Kholmsk the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Novosibirsk and in Kholmsk?
You’d need roughly $1,730 in Novosibirsk and $1,610 in Kholmsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Novosibirsk compared to Kholmsk?
Rent for a central apartment: $570 in Novosibirsk versus $475 in Kholmsk. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Novosibirsk compared to Kholmsk?
A monthly transit pass in Kholmsk runs roughly 21% less than in Novosibirsk. The price difference matters if you commute daily and watch your budget.
How do childcare costs compare in Novosibirsk and in Kholmsk?
Childcare runs $312 in Novosibirsk versus $349 in Kholmsk. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Novosibirsk or in Kholmsk?
Both cities are expensive relative to $1,000. Kholmsk is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Which city offers a better quality of life: Novosibirsk or Kholmsk?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Kholmsk gentler on the wallet – expenses run 7% less than in Novosibirsk. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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