Cost of Living Comparison Between Kholmsk and Moscow Cost of Living Comparison Between Kholmsk and Moscow

Monthly Cost of Living

Monthly costs for one person with rent: $962 in Kholmsk versus $1,689 in Moscow.

Estimated couple costs with rent: $1,478 in Kholmsk versus $2,582 in Moscow.

Monthly costs for a family of three with rent: $1,994 in Kholmsk versus $3,475 in Moscow.

Living in Kholmsk costs roughly 43% less than in Moscow, driven mainly by Eating Out.

The two cities straddle the global median: Kholmsk is 28% below, Moscow is 26% above.

Meal at Budget Restaurant

$9.62 ₽691

$12.95 ₽931

-25.71%

Three-Course Dinner for Two, Mid-Range

$38.12 ₽2,741

$57.0 ₽4,098

-33.12%

Fast Food Meal (McDonalds, etc)

$5.87 ₽422

$6.31 ₽454

-6.97%

Cappuccino

$2.35 ₽169

$3.31 ₽238

-29.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 ₽80.1

$1.40 ₽100

-20.71%

Water (0.33 liter bottle)

$0.52 ₽37.37

$0.63 ₽45.27

-17.46%

Local Beer (0.5 liter draught)

$1.43 ₽103

$4.35 ₽313

-67.13%

Imported Beer (0.33 liter bottle)

$2.49 ₽179

$4.53 ₽325

-45.03%

Milk (1 liter)

$1.16 ₽83.6

$1.35 ₽96.9

-14.07%

White Bread (500g)

$0.65 ₽46.64

$0.89 ₽63.8

-26.97%

Rice (white) (1kg)

$1.36 ₽97.7

$1.68 ₽121

-19.05%

Eggs

$2.12 ₽152

$1.85 ₽133

14.59%

Local Cheese (1kg)

$10.80 ₽777

$12.94 ₽930

-16.54%

Chicken Fillets (1kg)

$4.83 ₽347

$6.02 ₽433

-19.77%

Beef Round Steak (1kg)

$8.84 ₽636

$12.18 ₽876

-27.42%

Apples (1kg)

$1.81 ₽130

$1.94 ₽139

-6.70%

Banana (1kg)

$1.80 ₽130

$2.06 ₽148

-12.62%

Oranges (1kg)

$1.92 ₽138

$2.27 ₽163

-15.42%

Tomato (1kg)

$2.80 ₽201

$4.04 ₽291

-30.69%

Potato (1kg)

$0.79 ₽56.7

$0.98 ₽70.7

-19.39%

Onion (1kg)

$0.66 ₽47.43

$0.79 ₽57.1

-16.46%

Lettuce (1 head)

$1.37 ₽98.2

$1.69 ₽121

-18.93%

Water (1.5 liter bottle)

$0.71 ₽51.2

$0.79 ₽57.0

-10.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₽214

$3.23 ₽232

-8.05%

Wine (Bottle)

$8.62 ₽620

$10.88 ₽783

-20.77%

Local Beer (0.5 liter bottle)

$0.97 ₽69.7

$1.11 ₽80.0

-12.61%

Imported Beer (0.33 liter bottle)

$1.93 ₽139

$2.41 ₽174

-19.92%

One-way Ticket (Public Transport)

$0.53 ₽37.75

$0.90 ₽64.8

-41.11%

Public Transport Monthly Pass (Regular Price)

$38.34 ₽2,757

Taxi Start (Normal Tariff)

$1.87 ₽134

$2.51 ₽180

-25.50%

Taxi (Normal Tariff) (1km)

$0.35 ₽25.37

$0.45 ₽32.21

-22.22%

Taxi 1hour Waiting (Normal Tariff)

$6.48 ₽466

$7.93 ₽570

-18.28%

Gasoline (1 liter)

$0.73 ₽52.8

$0.82 ₽58.8

-10.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K ₽2.4M

$37.4K ₽2.7M

-8.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.2K ₽2.6M

$36.6K ₽2.6M

-1.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₽7,908

$150 ₽10.8K

-26.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.79 ₽416

$8.15 ₽586

-28.96%

Internet (50+ Mbps, Unlimited Data)

$8.04 ₽578

Gym Membership (Monthly)

$35.18 ₽2,530

$47.24 ₽3,396

-25.53%

Tennis Court (1 Hour on Weekend)

$34.36 ₽2,470

Cinema Ticket

$5.03 ₽362

$6.45 ₽464

-22.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$330 ₽23.7K

$698 ₽50.2K

-52.70%

International Primary School, 1 Child (Yearly)

$7,024 ₽505.1K

$14.7K ₽1.1M

-52.33%

Jeans (Levis 501 Or Similar)

$70.7 ₽5,083

$87.6 ₽6,299

-19.30%

Summer Dress (H&M, Zara, etc)

$44.37 ₽3,190

$52.8 ₽3,794

-15.90%

Sport Shoes (Adidas, Nike)

$113 ₽8,089

$131 ₽9,388

-13.83%

Men's Leather Business Shoes

$106 ₽7,604

$160 ₽11.5K

-33.91%

1-bedroom Apartment, City Center (Monthly)

$440 ₽31.7K

$1,310 ₽94.2K

-66.37%

1-bedroom Apartment, Outside City Center (Monthly)

$304 ₽21.9K

$740 ₽53.2K

-58.94%

3-bedroom Apartment, City Center (Monthly)

$747 ₽53.7K

$2,942 ₽211.5K

-74.62%

3-bedroom Apartment, Outside City Center (Monthly)

$504 ₽36.2K

$1,435 ₽103.2K

-64.87%

Buy Apartment in City Center (m2)

$2,468 ₽177.4K

$11.9K ₽852.6K

-79.19%

Buy Apartment Outside City Center (m2)

$1,670 ₽120.1K

$4,856 ₽349.1K

-65.60%

Average Monthly Net Salary (After Tax)

$2,014 ₽144.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

18.33

24.39

-24.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kholmsk: June 6, 2026

Last update for Moscow: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $440 in Kholmsk and $1,310 in Moscow. Housing cost is often the main lever when comparing two cities.

Dining out: $38.00 in Kholmsk vs $57.0 in Moscow for a mid-range dinner for two. Groceries echo the gap at $200 vs $246 per month, with Kholmsk cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kholmsk vs Moscow: Cost of Living - Frequently Asked Questions

Kholmsk wins on cost – living expenses run 76% lower than in Moscow. Housing and daily spending are where you'll feel the difference most, making Kholmsk the obvious pick if budget is a priority.

You'd need roughly $1,443 in Kholmsk and $2,533 in Moscow to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $440 in Kholmsk versus $1,310 in Moscow. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 23% higher in Moscow. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $962 per month in Kholmsk versus $1,689 in Moscow – a 76% gap that adds up to real savings over time for anyone picking the cheaper option.

At $962 in Kholmsk versus $1,689 in Moscow, a $1,000 budget is realistic in Kholmsk but tight or insufficient in Moscow. The gap between the two cities makes Kholmsk the clear choice for anyone on this budget.

Both work as nomad bases, but Kholmsk delivers better value – similar infrastructure at $962 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kholmsk hard to pass up.

Expats usually find Kholmsk gentler on the wallet – expenses run 76% less than in Moscow. Beyond cost, consider language, visa policies, and how big the international community is in each city.