Last update: Oct 2026

Cost of Living Comparison Between Kholmsk and Moscow

For one person, living is cheaper in Kholmsk: $1,073 a month against $1,922 in Moscow, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

52

Cost of Living Index in Kholmsk
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Kholmsk Living Index
92

Cost of Living Index in Moscow
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Moscow Living Index

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Kholmsk

🇷🇺 Russia

$1,073

/mo nomad

Moscow

🇷🇺 Russia

$1,922

/mo nomad

Monthly Cost of Living

How much you'll spend in Kholmsk and in Moscow

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kholmsk and in Moscow actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,073 in Kholmsk versus $1,922 in Moscow.

Kholmsk $1,073
Moscow $1,922

Estimated couple costs with rent: $1,672 in Kholmsk versus $2,941 in Moscow.

Kholmsk $1,672
Moscow $2,941

Monthly costs for a family of three with rent: $2,271 in Kholmsk versus $3,960 in Moscow.

Kholmsk $2,271
Moscow $3,960

Living in Kholmsk costs roughly 44% less than in Moscow, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Kholmsk is 21% below, Moscow is 41% above.

Meal at Budget Restaurant

$11.32 ₽913

$12.50 ₽1,008

-9.44%

Three-Course Dinner for Two, Mid-Range

$37.66 ₽3,037

$61.2 ₽4,939

-38.50%

Fast Food Meal (McDonalds, etc)

$6.24 ₽503

$7.65 ₽617

-18.43%

Cappuccino

$2.85 ₽230

$3.84 ₽309

-25.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 ₽89.0

$1.74 ₽140

-36.78%

Water (0.33 liter bottle)

$0.59 ₽47.53

$0.85 ₽68.8

-30.59%

Local Beer (0.5 liter draught)

$1.77 ₽143

$4.83 ₽390

-63.35%

Imported Beer (0.33 liter bottle)

$2.95 ₽238

$5.17 ₽417

-42.94%

Milk (1 liter)

$1.12 ₽90.7

$1.32 ₽107

-15.15%

White Bread (500g)

$0.74 ₽60.0

$1.04 ₽84.0

-28.85%

Rice (white) (1kg)

$1.37 ₽111

$1.77 ₽143

-22.60%

Eggs

$1.63 ₽132

$2.02 ₽163

-19.31%

Local Cheese (1kg)

$11.48 ₽926

$15.08 ₽1,216

-23.87%

Chicken Fillets (1kg)

$5.25 ₽423

$6.86 ₽553

-23.47%

Beef Round Steak (1kg)

$11.56 ₽933

$15.29 ₽1,233

-24.40%

Apples (1kg)

$1.72 ₽138

$2.14 ₽173

-19.63%

Banana (1kg)

$1.77 ₽143

$1.83 ₽148

-3.28%

Oranges (1kg)

$1.77 ₽143

$2.03 ₽164

-12.81%

Tomato (1kg)

$2.78 ₽224

$4.14 ₽334

-32.85%

Potato (1kg)

$0.84 ₽68.1

$0.94 ₽76.0

-10.64%

Onion (1kg)

$0.58 ₽46.67

$0.77 ₽62.0

-24.68%

Lettuce (1 head)

$1.30 ₽105

$1.69 ₽137

-23.08%

Water (1.5 liter bottle)

$0.77 ₽61.7

$1.01 ₽81.3

-23.76%

Cigarettes 20 Pack (Marlboro, Camel)

$3.05 ₽246

$3.71 ₽299

-17.79%

Wine (Bottle)

$7.82 ₽631

$12.23 ₽986

-36.06%

Local Beer (0.5 liter bottle)

$1.07 ₽86.5

$1.26 ₽102

-15.08%

Imported Beer (0.33 liter bottle)

$2.06 ₽166

$2.73 ₽220

-24.54%

One-way Ticket (Public Transport)

$0.56 ₽45.31

$0.96 ₽77.4

-41.67%

Public Transport Monthly Pass (Regular Price)

$25.46 ₽2,053

$43.33 ₽3,494

-41.24%

Taxi Start (Normal Tariff)

$2.44 ₽197

$3.68 ₽296

-33.70%

Taxi (Normal Tariff) (1km)

$0.35 ₽28.14

$0.84 ₽67.6

-58.33%

Taxi 1hour Waiting (Normal Tariff)

$5.74 ₽463

$12.33 ₽994

-53.45%

Gasoline (1 liter)

$0.80 ₽64.6

$0.96 ₽77.4

-16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$52.1K ₽4.2M

$45.4K ₽3.7M

14.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.2K ₽3.2M

$41.2K ₽3.3M

-2.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₽9,737

$199 ₽16.0K

-39.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.40 ₽516

$9.04 ₽729

-29.20%

Internet (50+ Mbps, Unlimited Data)

$8.31 ₽670

$10.05 ₽810

-17.31%

Gym Membership (Monthly)

$35.44 ₽2,858

$44.51 ₽3,589

-20.38%

Tennis Court (1 Hour on Weekend)

$24.21 ₽1,953

$47.40 ₽3,823

-48.92%

Cinema Ticket

$6.25 ₽504

$9.63 ₽777

-35.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$349 ₽28.1K

$898 ₽72.4K

-61.14%

International Primary School, 1 Child (Yearly)

$6,381 ₽514.6K

$29.3K ₽2.4M

-78.21%

Jeans (Levis 501 Or Similar)

$81.3 ₽6,553

$117 ₽9,411

-30.36%

Summer Dress (H&M, Zara, etc)

$52.3 ₽4,216

$69.4 ₽5,595

-24.65%

Sport Shoes (Adidas, Nike)

$120 ₽9,681

$153 ₽12.3K

-21.58%

Men's Leather Business Shoes

$104 ₽8,347

$188 ₽15.1K

-44.89%

1-bedroom Apartment, City Center (Monthly)

$475 ₽38.3K

$1,533 ₽123.6K

-69.02%

1-bedroom Apartment, Outside City Center (Monthly)

$323 ₽26.0K

$860 ₽69.4K

-62.49%

3-bedroom Apartment, City Center (Monthly)

$906 ₽73.0K

$3,127 ₽252.2K

-71.04%

3-bedroom Apartment, Outside City Center (Monthly)

$574 ₽46.3K

$1,552 ₽125.1K

-63.02%

Buy Apartment in City Center (m2)

$2,280 ₽183.9K

$10.5K ₽845.5K

-78.25%

Buy Apartment Outside City Center (m2)

$1,469 ₽118.5K

$4,981 ₽401.7K

-70.51%

Average Monthly Net Salary (After Tax)

$1,798 ₽145.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

21.45

19.58

9.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kholmsk: October 26, 2026

Last update for Moscow: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kholmsk

$323 30.1%

Moscow

$860 44.7% 167% $538

Groceries & Markets

Kholmsk

$209 19.5%

Moscow

$274 14.3% 30.9% $65

Eating Out

Kholmsk

$165 15.4%

Moscow

$214 11.1% 29.6% $49

Clothing & Footwear

Kholmsk

$161 15%

Moscow

$237 12.3% 47.6% $76

Monthly Utilities & Internet

Kholmsk

$135 12.6%

Moscow

$218 11.3% 60.9% $82

Sport & Entertainment

Kholmsk

$48 4.5%

Moscow

$64 3.3% 33% $16

Getting Around

Kholmsk

$32 3%

Moscow

$55 2.9% 72.6% $23

Cost Breakdown

A one-bedroom apartment in the center runs $475 in Kholmsk and $1,533 in Moscow. Housing cost is often the main lever when comparing two cities.

Dining out: $38 in Kholmsk vs $61 in Moscow for a mid-range dinner for two. Groceries echo the gap at $209 vs $274 per month, with Kholmsk cheaper across the board.

Good to know

🇷🇺 Kholmsk

🇷🇺 Moscow

🕒 Local time

04:42 4:42 AM

20:42 8:42 PM

8 h behind Kholmsk

🌤 Weather

👥 Population

27,954

12,700,000 Capital

💱 Currency

Russian Ruble RUB ₽

📈 Exchange rate

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

Exchange rates and currency converter

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Between locations

Kholmsk Moscow 6,600 km ≈ 9 h nonstop flight

From you

Kholmsk
Moscow

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kholmsk vs Moscow: Cost of Living - Frequently Asked Questions

Kholmsk wins on cost – living expenses run 44% lower than in Moscow. Housing and daily spending are where you’ll feel the difference most, making Kholmsk the obvious pick if budget is a priority.

You’d need roughly $1,610 in Kholmsk and $2,883 in Moscow to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $475 in Kholmsk versus $1,533 in Moscow. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Kholmsk runs roughly 41% less than in Moscow. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $349 in Kholmsk versus $898 in Moscow. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Kholmsk is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Kholmsk gentler on the wallet – expenses run 44% less than in Moscow. Beyond cost, consider language, visa policies, and how big the international community is in each city.