Cost of Living Comparison Between Moscow and Kholmsk Cost of Living Comparison Between Moscow and Kholmsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,649 in Moscow versus $966 in Kholmsk.

Estimated couple costs with rent: $2,609 in Moscow versus $1,479 in Kholmsk.

Monthly costs for a family of three with rent: $3,569 in Moscow versus $1,993 in Kholmsk.

Living in Moscow is roughly 71% more expensive than Kholmsk, driven mainly by Eating Out.

The two cities straddle the global median: Moscow is 23% above, Kholmsk is 28% below.

Meal at Budget Restaurant

$12.58 ₽944

$9.57 ₽718

31.45%

Three-Course Dinner for Two, Mid-Range

$56.9 ₽4,272

$37.48 ₽2,813

51.89%

Fast Food Meal (McDonalds, etc)

$6.39 ₽479

$5.87 ₽441

8.86%

Cappuccino

$3.30 ₽248

$2.28 ₽171

44.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 ₽103

$1.13 ₽84.7

22.12%

Water (0.33 liter bottle)

$0.62 ₽46.89

$0.48 ₽35.96

29.17%

Local Beer (0.5 liter draught)

$4.45 ₽334

$1.41 ₽106

215.60%

Imported Beer (0.33 liter bottle)

$4.31 ₽323

$2.60 ₽195

65.77%

Milk (1 liter)

$1.35 ₽101

$1.11 ₽83.3

21.62%

White Bread (500g)

$0.82 ₽61.6

$0.69 ₽52.1

18.84%

Rice (white) (1kg)

$1.77 ₽133

$1.44 ₽108

22.92%

Eggs

$1.93 ₽145

$2.19 ₽164

-11.87%

Local Cheese (1kg)

$12.95 ₽971

$10.76 ₽807

20.35%

Chicken Fillets (1kg)

$5.86 ₽440

$4.84 ₽363

21.07%

Beef Round Steak (1kg)

$12.32 ₽925

$8.77 ₽658

40.48%

Apples (1kg)

$1.90 ₽142

$1.81 ₽136

4.97%

Banana (1kg)

$2.11 ₽158

$1.89 ₽142

11.64%

Oranges (1kg)

$2.35 ₽177

$1.92 ₽144

22.40%

Tomato (1kg)

$3.98 ₽298

$2.76 ₽207

44.20%

Potato (1kg)

$0.99 ₽74.4

$0.84 ₽63.1

17.86%

Onion (1kg)

$0.83 ₽62.4

$0.67 ₽50.5

23.88%

Lettuce (1 head)

$1.72 ₽129

$1.34 ₽101

28.36%

Water (1.5 liter bottle)

$0.75 ₽56.2

$0.67 ₽50.5

11.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.15 ₽236

$2.96 ₽222

6.42%

Wine (Bottle)

$10.81 ₽811

$7.85 ₽589

37.71%

Local Beer (0.5 liter bottle)

$1.13 ₽84.9

$1.03 ₽77.2

9.71%

Imported Beer (0.33 liter bottle)

$2.36 ₽177

$1.88 ₽141

25.53%

One-way Ticket (Public Transport)

$0.86 ₽64.2

$0.53 ₽39.86

62.26%

Public Transport Monthly Pass (Regular Price)

$38.35 ₽2,877

Taxi Start (Normal Tariff)

$2.52 ₽189

$1.85 ₽139

36.22%

Taxi (Normal Tariff) (1km)

$0.44 ₽32.88

$0.35 ₽26.55

25.71%

Taxi 1hour Waiting (Normal Tariff)

$8.22 ₽617

$6.26 ₽470

31.31%

Gasoline (1 liter)

$0.80 ₽60.3

$0.74 ₽55.3

8.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K ₽2.9M

$34.3K ₽2.6M

12.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K ₽2.8M

$35.1K ₽2.6M

6.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$153 ₽11.4K

$110 ₽8,246

38.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.97 ₽598

$6.03 ₽452

32.17%

Internet (50+ Mbps, Unlimited Data)

$7.90 ₽593

$8.02 ₽602

-1.50%

Gym Membership (Monthly)

$47.94 ₽3,598

$35.90 ₽2,694

33.54%

Tennis Court (1 Hour on Weekend)

$35.18 ₽2,640

Cinema Ticket

$6.22 ₽466

$4.94 ₽371

25.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$685 ₽51.4K

$318 ₽23.8K

115.84%

International Primary School, 1 Child (Yearly)

$15.0K ₽1.1M

$7,051 ₽529.1K

112.12%

Jeans (Levis 501 Or Similar)

$85.9 ₽6,447

$71.1 ₽5,338

20.76%

Summer Dress (H&M, Zara, etc)

$52.5 ₽3,937

$44.95 ₽3,373

16.73%

Sport Shoes (Adidas, Nike)

$132 ₽9,916

$115 ₽8,644

14.71%

Men's Leather Business Shoes

$164 ₽12.3K

$107 ₽8,055

52.69%

1-bedroom Apartment, City Center (Monthly)

$1,299 ₽97.5K

$440 ₽33.0K

195.38%

1-bedroom Apartment, Outside City Center (Monthly)

$760 ₽57.1K

$301 ₽22.6K

152.90%

3-bedroom Apartment, City Center (Monthly)

$2,982 ₽223.8K

$776 ₽58.2K

284.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,427 ₽107.1K

$509 ₽38.2K

180.31%

Buy Apartment in City Center (m2)

$11.7K ₽876.6K

$997 ₽74.8K

1072.04%

Buy Apartment Outside City Center (m2)

$4,863 ₽365.0K

$1,522 ₽114.2K

219.58%

Average Monthly Net Salary (After Tax)

$1,845 ₽138.5K

$596 ₽44.7K

209.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

24.39

18.33

33.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moscow: April 21, 2026

Last update for Kholmsk: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,299 in Moscow and $440 in Kholmsk. Housing cost is often the main lever when comparing two cities.

Moscow pays 210% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57 in Moscow vs $37 in Kholmsk for a mid-range dinner for two. Groceries echo the gap at $245 vs $199 per month, with Kholmsk cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moscow vs Kholmsk: Cost of Living - Frequently Asked Questions

Kholmsk wins on cost – living expenses run 71% lower than in Moscow. Housing and daily spending are where you'll feel the difference most, making Kholmsk the obvious pick if budget is a priority.

Moscow pays 210% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,299 in Moscow versus $440 in Kholmsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 23% higher in Moscow. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,649 per month in Moscow versus $966 in Kholmsk – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

At $966 in Kholmsk versus $1,649 in Moscow, a $1,000 budget is realistic in Kholmsk but tight or insufficient in Moscow. The gap between the two cities makes Kholmsk the clear choice for anyone on this budget.

Both work as nomad bases, but Kholmsk delivers better value – similar infrastructure at $966 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kholmsk hard to pass up.

Expats usually find Kholmsk gentler on the wallet – expenses run 71% less than in Moscow. Beyond cost, consider language, visa policies, and how big the international community is in each city.