Cost of Living Comparison Between Moscow and Kholmsk Cost of Living Comparison Between Moscow and Kholmsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,689 in Moscow versus $962 in Kholmsk.

Estimated couple costs with rent: $2,582 in Moscow versus $1,478 in Kholmsk.

Monthly costs for a family of three with rent: $3,475 in Moscow versus $1,994 in Kholmsk.

Living in Moscow is roughly 76% more expensive than Kholmsk, driven mainly by Eating Out.

The two cities straddle the global median: Moscow is 26% above, Kholmsk is 28% below.

Meal at Budget Restaurant

$12.95 ₽931

$9.62 ₽691

34.62%

Three-Course Dinner for Two, Mid-Range

$57.0 ₽4,098

$38.12 ₽2,741

49.53%

Fast Food Meal (McDonalds, etc)

$6.31 ₽454

$5.87 ₽422

7.50%

Cappuccino

$3.31 ₽238

$2.35 ₽169

40.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 ₽100

$1.11 ₽80.1

26.13%

Water (0.33 liter bottle)

$0.63 ₽45.27

$0.52 ₽37.37

21.15%

Local Beer (0.5 liter draught)

$4.35 ₽313

$1.43 ₽103

204.20%

Imported Beer (0.33 liter bottle)

$4.53 ₽325

$2.49 ₽179

81.93%

Milk (1 liter)

$1.35 ₽96.9

$1.16 ₽83.6

16.38%

White Bread (500g)

$0.89 ₽63.8

$0.65 ₽46.64

36.92%

Rice (white) (1kg)

$1.68 ₽121

$1.36 ₽97.7

23.53%

Eggs

$1.85 ₽133

$2.12 ₽152

-12.74%

Local Cheese (1kg)

$12.94 ₽930

$10.80 ₽777

19.81%

Chicken Fillets (1kg)

$6.02 ₽433

$4.83 ₽347

24.64%

Beef Round Steak (1kg)

$12.18 ₽876

$8.84 ₽636

37.78%

Apples (1kg)

$1.94 ₽139

$1.81 ₽130

7.18%

Banana (1kg)

$2.06 ₽148

$1.80 ₽130

14.44%

Oranges (1kg)

$2.27 ₽163

$1.92 ₽138

18.23%

Tomato (1kg)

$4.04 ₽291

$2.80 ₽201

44.29%

Potato (1kg)

$0.98 ₽70.7

$0.79 ₽56.7

24.05%

Onion (1kg)

$0.79 ₽57.1

$0.66 ₽47.43

19.70%

Lettuce (1 head)

$1.69 ₽121

$1.37 ₽98.2

23.36%

Water (1.5 liter bottle)

$0.79 ₽57.0

$0.71 ₽51.2

11.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.23 ₽232

$2.97 ₽214

8.75%

Wine (Bottle)

$10.88 ₽783

$8.62 ₽620

26.22%

Local Beer (0.5 liter bottle)

$1.11 ₽80.0

$0.97 ₽69.7

14.43%

Imported Beer (0.33 liter bottle)

$2.41 ₽174

$1.93 ₽139

24.87%

One-way Ticket (Public Transport)

$0.90 ₽64.8

$0.53 ₽37.75

69.81%

Public Transport Monthly Pass (Regular Price)

$38.34 ₽2,757

Taxi Start (Normal Tariff)

$2.51 ₽180

$1.87 ₽134

34.22%

Taxi (Normal Tariff) (1km)

$0.45 ₽32.21

$0.35 ₽25.37

28.57%

Taxi 1hour Waiting (Normal Tariff)

$7.93 ₽570

$6.48 ₽466

22.38%

Gasoline (1 liter)

$0.82 ₽58.8

$0.73 ₽52.8

12.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K ₽2.7M

$34.1K ₽2.4M

9.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.6K ₽2.6M

$36.2K ₽2.6M

1.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 ₽10.8K

$110 ₽7,908

36.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.15 ₽586

$5.79 ₽416

40.76%

Internet (50+ Mbps, Unlimited Data)

$8.04 ₽578

Gym Membership (Monthly)

$47.24 ₽3,396

$35.18 ₽2,530

34.28%

Tennis Court (1 Hour on Weekend)

$34.36 ₽2,470

Cinema Ticket

$6.45 ₽464

$5.03 ₽362

28.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$698 ₽50.2K

$330 ₽23.7K

111.41%

International Primary School, 1 Child (Yearly)

$14.7K ₽1.1M

$7,024 ₽505.1K

109.77%

Jeans (Levis 501 Or Similar)

$87.6 ₽6,299

$70.7 ₽5,083

23.92%

Summer Dress (H&M, Zara, etc)

$52.8 ₽3,794

$44.37 ₽3,190

18.91%

Sport Shoes (Adidas, Nike)

$131 ₽9,388

$113 ₽8,089

16.05%

Men's Leather Business Shoes

$160 ₽11.5K

$106 ₽7,604

51.32%

1-bedroom Apartment, City Center (Monthly)

$1,310 ₽94.2K

$440 ₽31.7K

197.36%

1-bedroom Apartment, Outside City Center (Monthly)

$740 ₽53.2K

$304 ₽21.9K

143.56%

3-bedroom Apartment, City Center (Monthly)

$2,942 ₽211.5K

$747 ₽53.7K

293.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,435 ₽103.2K

$504 ₽36.2K

184.64%

Buy Apartment in City Center (m2)

$11.9K ₽852.6K

$2,468 ₽177.4K

380.51%

Buy Apartment Outside City Center (m2)

$4,856 ₽349.1K

$1,670 ₽120.1K

190.74%

Average Monthly Net Salary (After Tax)

$2,014 ₽144.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

24.39

18.33

33.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moscow: June 6, 2026

Last update for Kholmsk: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,310 in Moscow and $440 in Kholmsk. Housing cost is often the main lever when comparing two cities.

Dining out: $57.0 in Moscow vs $38.00 in Kholmsk for a mid-range dinner for two. Groceries echo the gap at $246 vs $200 per month, with Kholmsk cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moscow vs Kholmsk: Cost of Living - Frequently Asked Questions

Kholmsk wins on cost – living expenses run 76% lower than in Moscow. Housing and daily spending are where you'll feel the difference most, making Kholmsk the obvious pick if budget is a priority.

You'd need roughly $2,533 in Moscow and $1,443 in Kholmsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,310 in Moscow versus $440 in Kholmsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 23% higher in Moscow. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,689 per month in Moscow versus $962 in Kholmsk – a 76% gap that adds up to real savings over time for anyone picking the cheaper option.

At $962 in Kholmsk versus $1,689 in Moscow, a $1,000 budget is realistic in Kholmsk but tight or insufficient in Moscow. The gap between the two cities makes Kholmsk the clear choice for anyone on this budget.

Both work as nomad bases, but Kholmsk delivers better value – similar infrastructure at $962 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kholmsk hard to pass up.

Expats usually find Kholmsk gentler on the wallet – expenses run 76% less than in Moscow. Beyond cost, consider language, visa policies, and how big the international community is in each city.