Cost of Living Comparison Between Moscow and Kholmsk Cost of Living Comparison Between Moscow and Kholmsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,638 in Moscow versus $970 in Kholmsk.

Estimated couple costs with rent: $2,618 in Moscow versus $1,492 in Kholmsk.

Monthly costs for a family of three with rent: $3,598 in Moscow versus $2,015 in Kholmsk.

Living in Moscow is roughly 69% more expensive than in Kholmsk, driven mainly by Eating Out.

The two cities straddle the global median: Moscow is 23% above, Kholmsk is 27% below.

Meal at Budget Restaurant

$12.64 ₽981

$9.30 ₽722

35.91%

Three-Course Dinner for Two, Mid-Range

$56.6 ₽4,393

$38.51 ₽2,990

46.95%

Fast Food Meal (McDonalds, etc)

$6.19 ₽481

$5.59 ₽434

10.73%

Cappuccino

$3.33 ₽258

$2.37 ₽184

40.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.42 ₽110

$1.07 ₽83.0

32.71%

Water (0.33 liter bottle)

$0.63 ₽49.04

$0.52 ₽40.08

21.15%

Local Beer (0.5 liter draught)

$4.31 ₽335

$1.42 ₽110

203.52%

Imported Beer (0.33 liter bottle)

$4.48 ₽348

$2.62 ₽203

70.99%

Milk (1 liter)

$1.34 ₽104

$1.11 ₽86.5

20.72%

White Bread (500g)

$0.90 ₽69.5

$0.65 ₽50.5

38.46%

Rice (white) (1kg)

$1.77 ₽137

$1.41 ₽110

25.53%

Eggs

$1.90 ₽148

$2.15 ₽167

-11.63%

Local Cheese (1kg)

$12.92 ₽1,003

$10.87 ₽844

18.86%

Chicken Fillets (1kg)

$5.81 ₽451

$4.81 ₽373

20.79%

Beef Round Steak (1kg)

$11.91 ₽924

$8.63 ₽670

38.01%

Apples (1kg)

$1.90 ₽147

$1.82 ₽141

4.40%

Banana (1kg)

$2.04 ₽159

$1.82 ₽141

12.09%

Oranges (1kg)

$2.28 ₽177

$1.89 ₽147

20.63%

Tomato (1kg)

$4.06 ₽315

$2.66 ₽206

52.63%

Potato (1kg)

$0.99 ₽77.0

$0.84 ₽65.0

17.86%

Onion (1kg)

$0.79 ₽61.3

$0.66 ₽51.1

19.70%

Lettuce (1 head)

$1.71 ₽133

$1.42 ₽110

20.42%

Water (1.5 liter bottle)

$0.81 ₽63.1

$0.68 ₽52.8

19.12%

Cigarettes 20 Pack (Marlboro, Camel)

$3.12 ₽242

$2.89 ₽224

7.96%

Wine (Bottle)

$12.87 ₽999

$8.29 ₽643

55.25%

Local Beer (0.5 liter bottle)

$1.12 ₽87.3

$0.94 ₽72.9

19.15%

Imported Beer (0.33 liter bottle)

$2.35 ₽183

$1.85 ₽144

27.03%

One-way Ticket (Public Transport)

$0.90 ₽70.0

$0.49 ₽37.74

83.67%

Public Transport Monthly Pass (Regular Price)

$38.49 ₽2,989

Taxi Start (Normal Tariff)

$2.57 ₽199

$1.85 ₽144

38.92%

Taxi (Normal Tariff) (1km)

$0.47 ₽36.53

$0.32 ₽25.14

46.87%

Taxi 1hour Waiting (Normal Tariff)

$8.31 ₽645

$6.33 ₽491

31.28%

Gasoline (1 liter)

$0.79 ₽61.5

$0.77 ₽60.0

2.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K ₽3.0M

$33.7K ₽2.6M

13.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.1K ₽2.8M

$35.3K ₽2.7M

2.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$153 ₽11.9K

$109 ₽8,431

40.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.93 ₽615

$5.89 ₽457

34.63%

Internet (50+ Mbps, Unlimited Data)

$7.88 ₽612

$7.99 ₽620

-1.38%

Gym Membership (Monthly)

$46.43 ₽3,605

$35.49 ₽2,756

30.83%

Tennis Court (1 Hour on Weekend)

$34.38 ₽2,669

Cinema Ticket

$6.54 ₽508

$4.95 ₽384

32.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$695 ₽53.9K

$321 ₽24.9K

116.66%

International Primary School, 1 Child (Yearly)

$14.6K ₽1.1M

$6,997 ₽543.2K

109.22%

Jeans (Levis 501 Or Similar)

$86.7 ₽6,732

$70.4 ₽5,465

23.19%

Summer Dress (H&M, Zara, etc)

$54.2 ₽4,209

$44.37 ₽3,445

22.18%

Sport Shoes (Adidas, Nike)

$133 ₽10.3K

$116 ₽9,038

14.07%

Men's Leather Business Shoes

$163 ₽12.6K

$105 ₽8,154

55.03%

1-bedroom Apartment, City Center (Monthly)

$1,350 ₽104.8K

$442 ₽34.4K

205.23%

1-bedroom Apartment, Outside City Center (Monthly)

$735 ₽57.1K

$306 ₽23.8K

140.27%

3-bedroom Apartment, City Center (Monthly)

$2,958 ₽229.6K

$774 ₽60.1K

282.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,405 ₽109.1K

$506 ₽39.3K

177.39%

Buy Apartment in City Center (m2)

$10.6K ₽825.4K

$2,366 ₽183.7K

349.26%

Buy Apartment Outside City Center (m2)

$4,678 ₽363.2K

$1,345 ₽104.4K

247.81%

Average Monthly Net Salary (After Tax)

$1,700 ₽132.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

24.39

18.33

33.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moscow: July 20, 2026

Last update for Kholmsk: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,350 in Moscow and $442 in Kholmsk. Housing cost is often the main lever when comparing two cities.

Dining out: $57.0 in Moscow vs $39.00 in Kholmsk for a mid-range dinner for two. Groceries echo the gap at $249 vs $198 per month, with Kholmsk cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moscow vs Kholmsk: Cost of Living - Frequently Asked Questions

Kholmsk wins on cost – living expenses run 69% lower than in Moscow. Housing and daily spending are where you'll feel the difference most, making Kholmsk the obvious pick if budget is a priority.

You'd need roughly $2,456 in Moscow and $1,455 in Kholmsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,350 in Moscow versus $442 in Kholmsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 26% higher in Moscow. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,638 per month in Moscow versus $970 in Kholmsk – a 69% gap that adds up to real savings over time for anyone picking the cheaper option.

At $970 in Kholmsk versus $1,638 in Moscow, a $1,000 budget is realistic in Kholmsk but tight or insufficient in Moscow. The gap between the two cities makes Kholmsk the clear choice for anyone on this budget.

Both work as nomad bases, but Kholmsk delivers better value – similar infrastructure at $970 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kholmsk hard to pass up.

Expats usually find Kholmsk gentler on the wallet – expenses run 69% less than in Moscow. Beyond cost, consider language, visa policies, and how big the international community is in each city.