Cost of Living Comparison Between Kharkiv and Sumy Cost of Living Comparison Between Kharkiv and Sumy

Monthly Cost of Living

A single person spends $674 per month in Kharkiv vs $972 in Sumy, rent included.

A couple spends around $1,044 per month in Kharkiv vs $1,640 in Sumy, rent included.

A family of three spends $1,413 per month in Kharkiv vs $2,309 in Sumy, rent included.

Kharkiv is about 31% cheaper than Sumy, driven mainly by Eating Out.

Both Kharkiv and Sumy are more affordable than the global median – Kharkiv 51% lower, Sumy 29% lower.

Meal at Budget Restaurant

$6.71 ₴300

$11.39 ₴509

-41.09%

Three-Course Dinner for Two, Mid-Range

$31.18 ₴1,392

$33.14 ₴1,479

-5.91%

Fast Food Meal (McDonalds, etc)

$5.05 ₴225

$6.89 ₴307

-26.71%

Cappuccino

$1.61 ₴72.0

$1.72 ₴76.6

-6.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.02 ₴45.73

$0.79 ₴35.17

29.11%

Water (0.33 liter bottle)

$0.55 ₴24.40

$0.54 ₴24.29

1.85%

Local Beer (0.5 liter draught)

$0.98 ₴43.88

$1.37 ₴61.3

-28.47%

Imported Beer (0.33 liter bottle)

$1.72 ₴76.6

$2.07 ₴92.5

-16.91%

Milk (1 liter)

$1.08 ₴48.08

$1.28 ₴57.2

-15.62%

White Bread (500g)

$0.65 ₴29.18

$0.82 ₴36.57

-20.73%

Rice (white) (1kg)

$1.29 ₴57.6

$1.48 ₴66.2

-12.84%

Eggs

$1.72 ₴76.7

$2.08 ₴92.8

-17.31%

Local Cheese (1kg)

$8.54 ₴381

$10.28 ₴459

-16.93%

Chicken Fillets (1kg)

$4.28 ₴191

$5.44 ₴243

-21.32%

Beef Round Steak (1kg)

$7.08 ₴316

$8.71 ₴389

-18.71%

Apples (1kg)

$1.41 ₴62.8

$1.23 ₴54.9

14.63%

Banana (1kg)

$1.59 ₴71.1

$1.56 ₴69.7

1.92%

Oranges (1kg)

$1.62 ₴72.4

$1.92 ₴85.9

-15.62%

Tomato (1kg)

$2.02 ₴90.2

$2.52 ₴113

-19.84%

Potato (1kg)

$0.72 ₴32.26

$0.60 ₴26.83

20.00%

Onion (1kg)

$0.49 ₴21.68

$0.46 ₴20.53

6.52%

Lettuce (1 head)

$1.26 ₴56.5

$1.39 ₴62.0

-9.35%

Water (1.5 liter bottle)

$0.59 ₴26.32

$0.62 ₴27.67

-4.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.75 ₴123

$2.91 ₴130

-5.50%

Wine (Bottle)

$4.51 ₴201

$5.55 ₴248

-18.74%

Local Beer (0.5 liter bottle)

$0.83 ₴37.08

$0.89 ₴39.80

-6.74%

Imported Beer (0.33 liter bottle)

$1.25 ₴55.7

$0.98 ₴43.83

27.55%

One-way Ticket (Public Transport)

$0.33 ₴14.57

Public Transport Monthly Pass (Regular Price)

$8.86 ₴395

Taxi Start (Normal Tariff)

$1.38 ₴61.6

$2.29 ₴102

-39.74%

Taxi (Normal Tariff) (1km)

$0.32 ₴14.44

$0.47 ₴20.85

-31.91%

Taxi 1hour Waiting (Normal Tariff)

$2.28 ₴102

$4.29 ₴192

-46.85%

Gasoline (1 liter)

$1.74 ₴77.7

$1.49 ₴66.4

16.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K ₴1.3M

$28.9K ₴1.3M

2.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K ₴1.0M

$22.4K ₴999.3K

0.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.9 ₴4,281

$94.6 ₴4,224

1.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.16 ₴275

$6.99 ₴312

-11.87%

Internet (50+ Mbps, Unlimited Data)

$7.04 ₴314

$6.72 ₴300

4.76%

Gym Membership (Monthly)

$21.65 ₴966

$46.38 ₴2,070

-53.32%

Tennis Court (1 Hour on Weekend)

$15.31 ₴683

$22.12 ₴987

-30.79%

Cinema Ticket

$4.80 ₴214

$3.66 ₴163

31.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$285 ₴12.7K

$234 ₴10.5K

21.75%

International Primary School, 1 Child (Yearly)

$2,897 ₴129.3K

$14.9K ₴662.9K

-80.49%

Jeans (Levis 501 Or Similar)

$56.0 ₴2,500

$70.2 ₴3,135

-20.26%

Summer Dress (H&M, Zara, etc)

$41.71 ₴1,862

$30.86 ₴1,377

35.16%

Sport Shoes (Adidas, Nike)

$91.7 ₴4,093

$94.4 ₴4,216

-2.90%

Men's Leather Business Shoes

$97.8 ₴4,365

$119 ₴5,315

-17.86%

1-bedroom Apartment, City Center (Monthly)

$244 ₴10.9K

$558 ₴24.9K

-56.22%

1-bedroom Apartment, Outside City Center (Monthly)

$145 ₴6,454

$309 ₴13.8K

-53.17%

3-bedroom Apartment, City Center (Monthly)

$517 ₴23.1K

$1,021 ₴45.6K

-49.34%

3-bedroom Apartment, Outside City Center (Monthly)

$210 ₴9,379

$839 ₴37.4K

-74.95%

Buy Apartment in City Center (m2)

$1,055 ₴47.1K

$1,665 ₴74.3K

-36.63%

Buy Apartment Outside City Center (m2)

$578 ₴25.8K

$1,369 ₴61.1K

-57.82%

Average Monthly Net Salary (After Tax)

$541 ₴24.1K

$385 ₴17.2K

40.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.89

15.9

12.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: September 12, 2026

Last update for Sumy: September 14, 2026

Cost Breakdown

A central one-bedroom costs $244 in Kharkiv versus $558 in Sumy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in Kharkiv, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $31.00 in Kharkiv versus $33.00 in Sumy. Monthly groceries follow the same trend: $162 vs $188 – making Kharkiv the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kharkiv vs Sumy: Cost of Living - Frequently Asked Questions

Sumy costs about 44% more than Kharkiv, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,010 per month in Kharkiv and $1,458 in Sumy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kharkiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $31.00 in Kharkiv and $33.00 in Sumy. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 17% more in Sumy, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Kharkiv, where all-in costs run around $674, than in Sumy at $972. In Kharkiv it covers expenses comfortably, while in Sumy it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kharkiv costs $674 versus $972 in Sumy. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Kharkiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sumy makes more sense. Both are solid long-term options with distinct trade-offs.