Cost of Living Comparison Between Sumy and Kharkiv Cost of Living Comparison Between Sumy and Kharkiv

Monthly Cost of Living

A single person spends $731 per month in Sumy vs $678 in Kharkiv, rent included.

A couple spends around $1,073 per month in Sumy vs $1,067 in Kharkiv, rent included.

A family of three spends $1,415 per month in Sumy vs $1,456 in Kharkiv, rent included.

Sumy costs about 8% more than Kharkiv, driven mainly by Groceries & Markets.

Both Sumy and Kharkiv are more affordable than the global median – Sumy 45% lower, Kharkiv 49% lower.

Meal at Budget Restaurant

$7.26 ₴320

$7.08 ₴312

2.54%

Three-Course Dinner for Two, Mid-Range

$14.41 ₴635

$27.07 ₴1,193

-46.77%

Fast Food Meal (McDonalds, etc)

$5.92 ₴261

$6.20 ₴273

-4.52%

Cappuccino

$1.04 ₴45.85

$1.29 ₴57.0

-19.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ₴29.58

$0.65 ₴28.61

3.08%

Water (0.33 liter bottle)

$0.45 ₴19.92

$0.44 ₴19.36

2.27%

Local Beer (0.5 liter draught)

$0.82 ₴35.97

$1.01 ₴44.59

-18.81%

Imported Beer (0.33 liter bottle)

$1.12 ₴49.38

$1.53 ₴67.7

-26.80%

Milk (1 liter)

$1.09 ₴48.14

$1.11 ₴48.99

-1.80%

White Bread (500g)

$0.81 ₴35.67

$0.58 ₴25.42

39.66%

Rice (white) (1kg)

$1.77 ₴78.1

$1.27 ₴56.1

39.37%

Eggs

$2.05 ₴90.5

$1.61 ₴71.0

27.33%

Local Cheese (1kg)

$10.17 ₴448

$7.95 ₴351

27.92%

Chicken Fillets (1kg)

$4.31 ₴190

$4.04 ₴178

6.68%

Beef Round Steak (1kg)

$7.77 ₴342

$6.56 ₴289

18.45%

Apples (1kg)

$0.97 ₴42.98

$0.84 ₴36.87

15.48%

Banana (1kg)

$1.47 ₴64.6

$1.61 ₴71.1

-8.70%

Oranges (1kg)

$1.76 ₴77.4

$1.91 ₴84.0

-7.85%

Tomato (1kg)

$2.29 ₴101

$2.26 ₴99.7

1.33%

Potato (1kg)

$0.47 ₴20.69

$0.62 ₴27.25

-24.19%

Onion (1kg)

$0.54 ₴23.90

$0.52 ₴22.72

3.85%

Lettuce (1 head)

$1.40 ₴61.9

$0.99 ₴43.64

41.41%

Water (1.5 liter bottle)

$0.58 ₴25.53

$0.57 ₴25.31

1.75%

Cigarettes 20 Pack (Marlboro, Camel)

$2.88 ₴127

$2.60 ₴115

10.77%

Wine (Bottle)

$5.70 ₴251

$4.66 ₴205

22.32%

Local Beer (0.5 liter bottle)

$0.88 ₴38.93

$0.81 ₴35.77

8.64%

Imported Beer (0.33 liter bottle)

$1.54 ₴68.0

$1.33 ₴58.4

15.79%

One-way Ticket (Public Transport)

$0.37 ₴16.46

$0.37 ₴16.52

Taxi Start (Normal Tariff)

$2.07 ₴91.5

$1.43 ₴63.1

44.76%

Taxi (Normal Tariff) (1km)

$0.37 ₴16.41

$0.25 ₴11.10

48.00%

Taxi 1hour Waiting (Normal Tariff)

$4.29 ₴189

$2.86 ₴126

50.00%

Gasoline (1 liter)

$1.37 ₴60.3

$1.35 ₴59.3

1.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K ₴1.4M

$27.4K ₴1.2M

15.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₴1.1M

$23.8K ₴1.1M

3.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 ₴4,931

$115 ₴5,066

-2.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.69 ₴251

$5.53 ₴244

2.89%

Internet (50+ Mbps, Unlimited Data)

$6.86 ₴302

$6.20 ₴274

10.65%

Gym Membership (Monthly)

$28.75 ₴1,267

$25.49 ₴1,124

12.79%

Tennis Court (1 Hour on Weekend)

$6.06 ₴267

$15.57 ₴686

-61.08%

Cinema Ticket

$2.98 ₴131

$4.89 ₴215

-39.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$386 ₴17.0K

$354 ₴15.6K

9.03%

International Primary School, 1 Child (Yearly)

$7,719 ₴340.3K

$3,237 ₴142.7K

138.46%

Jeans (Levis 501 Or Similar)

$48.67 ₴2,145

$56.2 ₴2,476

-13.35%

Summer Dress (H&M, Zara, etc)

$35.99 ₴1,586

$40.60 ₴1,790

-11.35%

Sport Shoes (Adidas, Nike)

$104 ₴4,569

$83.4 ₴3,677

24.27%

Men's Leather Business Shoes

$112 ₴4,923

$103 ₴4,525

8.80%

1-bedroom Apartment, City Center (Monthly)

$231 ₴10.2K

$183 ₴8,076

26.02%

1-bedroom Apartment, Outside City Center (Monthly)

$147 ₴6,472

$130 ₴5,715

13.24%

3-bedroom Apartment, City Center (Monthly)

$344 ₴15.2K

$365 ₴16.1K

-5.85%

3-bedroom Apartment, Outside City Center (Monthly)

$219 ₴9,670

$244 ₴10.8K

-10.20%

Buy Apartment in City Center (m2)

$889 ₴39.2K

$1,086 ₴47.9K

-18.16%

Buy Apartment Outside City Center (m2)

$545 ₴24.0K

$594 ₴26.2K

-8.21%

Average Monthly Net Salary (After Tax)

$400 ₴17.6K

$459 ₴20.3K

-12.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

-29.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sumy: April 27, 2026

Last update for Kharkiv: April 26, 2026

Cost Breakdown

A central one-bedroom costs $231 in Sumy versus $183 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Kharkiv, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $14.00 in Sumy versus $27.00 in Kharkiv. Groceries tell a different story – $176 in Sumy vs $155 in Kharkiv – so Kharkiv wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sumy vs Kharkiv: Cost of Living - Frequently Asked Questions

Sumy costs about 8% more than Kharkiv, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,096 per month in Sumy and $1,017 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kharkiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $14.00 in Sumy and $27.00 in Kharkiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 14% more in Sumy, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 covers both cities comfortably – all-in costs are $731 in Sumy and $678 in Kharkiv, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Kharkiv costs $678 versus $731 in Sumy. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Kharkiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sumy makes more sense. Both are solid long-term options with distinct trade-offs.