Last update: Oct 2026

Cost of Living Comparison Between Kharkiv and Ubud, Bali

For one person, living is cheaper in Kharkiv: $689 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,100 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Kharkiv
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Kharkiv Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kharkiv

🇺🇦 Ukraine

$689

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Kharkiv and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kharkiv and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $689 per month in Kharkiv vs $1,368 in Ubud, Bali, rent included.

Kharkiv $689
Ubud, Bali $1,368

A couple spends around $1,063 per month in Kharkiv vs $2,314 in Ubud, Bali, rent included.

Kharkiv $1,063
Ubud, Bali $2,314

A family of three spends $1,437 per month in Kharkiv vs $3,260 in Ubud, Bali, rent included.

Kharkiv $1,437
Ubud, Bali $3,260

Kharkiv is about 50% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Kharkiv sits 49% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.79 ₴305

$3.33 Rp 59.9K

103.90%

Three-Course Dinner for Two, Mid-Range

$30.48 ₴1,368

$35.18 Rp 633.2K

-13.36%

Fast Food Meal (McDonalds, etc)

$4.97 ₴223

$5.80 Rp 104.5K

-14.31%

Cappuccino

$1.66 ₴74.7

$2.73 Rp 49.1K

-39.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₴47.37

$1.64 Rp 29.5K

-35.37%

Water (0.33 liter bottle)

$0.51 ₴22.77

$0.83 Rp 15.0K

-38.55%

Local Beer (0.5 liter draught)

$1.01 ₴45.48

$2.70 Rp 48.6K

-62.59%

Imported Beer (0.33 liter bottle)

$1.63 ₴73.0

$4.30 Rp 77.4K

-62.09%

Milk (1 liter)

$1.14 ₴51.2

$1.50 Rp 27.1K

-24.00%

White Bread (500g)

$0.70 ₴31.33

$2.30 Rp 41.4K

-69.57%

Rice (white) (1kg)

$1.24 ₴55.6

$1.18 Rp 21.2K

5.08%

Eggs

$1.73 ₴77.9

$2.14 Rp 38.6K

-19.16%

Local Cheese (1kg)

$8.45 ₴379

$17.48 Rp 314.6K

-51.66%

Chicken Fillets (1kg)

$4.10 ₴184

$4.03 Rp 72.5K

1.74%

Beef Round Steak (1kg)

$7.11 ₴319

$12.23 Rp 220.1K

-41.86%

Apples (1kg)

$1.41 ₴63.4

$3.55 Rp 63.9K

-60.28%

Banana (1kg)

$1.59 ₴71.2

$1.57 Rp 28.3K

1.27%

Oranges (1kg)

$1.68 ₴75.2

$2.24 Rp 40.2K

-25.00%

Tomato (1kg)

$2.13 ₴95.8

$1.93 Rp 34.7K

10.36%

Potato (1kg)

$0.71 ₴31.74

$1.88 Rp 33.9K

-62.23%

Onion (1kg)

$0.52 ₴23.55

$2.29 Rp 41.3K

-77.29%

Lettuce (1 head)

$1.21 ₴54.2

$0.99 Rp 17.9K

22.22%

Water (1.5 liter bottle)

$0.65 ₴29.10

$0.53 Rp 9,475

22.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.73 ₴122

$2.28 Rp 41.1K

19.74%

Wine (Bottle)

$4.56 ₴205

$23.01 Rp 414.2K

-80.18%

Local Beer (0.5 liter bottle)

$0.85 ₴38.07

$2.34 Rp 42.2K

-63.68%

Imported Beer (0.33 liter bottle)

$1.18 ₴52.8

$2.91 Rp 52.4K

-59.45%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$1.41 ₴63.4

$0.48 Rp 8,684

193.75%

Taxi (Normal Tariff) (1km)

$0.34 ₴15.28

$0.46 Rp 8,233

-26.09%

Taxi 1hour Waiting (Normal Tariff)

$2.19 ₴98.5

$5.45 Rp 98.2K

-59.82%

Gasoline (1 liter)

$1.76 ₴78.9

$0.88 Rp 15.9K

100.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K ₴1.3M

$24.6K Rp 442.2M

20.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K ₴986.7K

$31.2K Rp 561.4M

-29.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.2 ₴4,273

$83.0 Rp 1.5M

14.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.22 ₴279

$6.45 Rp 116.0K

-3.57%

Internet (50+ Mbps, Unlimited Data)

$7.22 ₴324

$18.57 Rp 334.2K

-61.12%

Gym Membership (Monthly)

$22.30 ₴1,001

$55.8 Rp 1.0M

-60.05%

Tennis Court (1 Hour on Weekend)

$13.81 ₴620

$18.11 Rp 326.0K

-23.74%

Cinema Ticket

$4.67 ₴210

$4.38 Rp 78.9K

6.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$281 ₴12.6K

$493 Rp 8.9M

-43.07%

International Primary School, 1 Child (Yearly)

$2,685 ₴120.5K

$5,754 Rp 103.6M

-53.33%

Jeans (Levis 501 Or Similar)

$55.6 ₴2,496

$46.19 Rp 831.4K

20.42%

Summer Dress (H&M, Zara, etc)

$42.27 ₴1,897

$35.33 Rp 636.0K

19.64%

Sport Shoes (Adidas, Nike)

$92.0 ₴4,129

$79.1 Rp 1.4M

16.30%

Men's Leather Business Shoes

$103 ₴4,618

$78.4 Rp 1.4M

31.23%

1-bedroom Apartment, City Center (Monthly)

$239 ₴10.7K

$1,142 Rp 20.6M

-79.11%

1-bedroom Apartment, Outside City Center (Monthly)

$147 ₴6,589

$676 Rp 12.2M

-78.27%

3-bedroom Apartment, City Center (Monthly)

$521 ₴23.4K

$3,503 Rp 63.1M

-85.13%

3-bedroom Apartment, Outside City Center (Monthly)

$204 ₴9,136

$1,700 Rp 30.6M

-88.03%

Buy Apartment in City Center (m2)

$1,057 ₴47.4K

$2,784 Rp 50.1M

-62.03%

Buy Apartment Outside City Center (m2)

$583 ₴26.2K

$2,241 Rp 40.3M

-73.97%

Average Monthly Net Salary (After Tax)

$525 ₴23.6K

$165 Rp 3.0M

219.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.89

13.78

29.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kharkiv

$163 23.7%

Ubud, Bali

$290 21.2% 78.3% $128

Accommodation & Living

Kharkiv

$147 21.3%

Ubud, Bali

$676 49.4% 360% $529

Clothing & Footwear

Kharkiv

$132 19.1%

Ubud, Bali

$108 7.9% 18.4% $24

Monthly Utilities & Internet

Kharkiv

$109 15.8%

Ubud, Bali

$108 7.9% 0.6% $0.6

Eating Out

Kharkiv

$104 15.1%

Ubud, Bali

$109 8% 4.8% $5

Sport & Entertainment

Kharkiv

$32 4.6%

Ubud, Bali

$65 4.7% 104% $33

Getting Around

Kharkiv

$3.1 * 0.5%

Ubud, Bali

$13 0.9% 302% $9.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $239 in Kharkiv versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 219% higher in Kharkiv, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30.00 in Kharkiv versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $163 vs $290 – making Kharkiv the more affordable choice for daily food spending.

Good to know

🇺🇦 Kharkiv

🇮🇩 Ubud, Bali

🕒 Local time

04:03 4:03 AM

09:03 9:03 AM

5 h ahead of Kharkiv

🌤 Weather

👥 Population

1,447,652

74,800

💱 Currency

Ukrainian Hryvnia UAH ₴

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 19, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Kharkiv Ubud, Bali 9,960 km ≈ 13 h nonstop flight

From you

Kharkiv
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kharkiv vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 99% more than Kharkiv, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,033 per month in Kharkiv and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kharkiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Kharkiv and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 78% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Kharkiv, where all-in costs run around $689, than in Ubud, Bali at $1,368. In Kharkiv it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kharkiv costs $689 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kharkiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.