Last update: Oct 2026 Ukraine 267.6K

Cost of Living in Sumy

For one person, living costs in Sumy are estimated at $973 a month, including rent and utilities – 19% above the national average. Rent and utilities take more than a third of the total.

Monthly Cost of Living

How much you'll spend in Sumy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sumy actually costs, broken down by who's living it.

A single person spends around $973 per month with rent, or $567 for everyday expenses alone.

$973 /mo

A couple spends around $1,669 per month with rent, or $994 for everyday expenses alone.

$1,669 /mo

A family of three spends around $2,365 per month with rent, or $1,421 without housing.

$2,365 /mo

Overall, Sumy is 16–28% below the global median across household types. Within Europe, costs are well below average (45% lower) – one of the most affordable options in the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$11.13 ₴500
$7.79 ₴350
$17.81 ₴800
Three-Course Dinner for Two, Mid-Range
$33.38 ₴1,498
$22.26 ₴999
$55.6 ₴2,497
Fast Food Meal (McDonalds, etc)
$7.95 ₴357
$5.90 ₴265
$10.42 ₴468
Cappuccino
$1.69 ₴75.7
$1.09 ₴48.87
$2.39 ₴107
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.75 ₴33.57
$0.54 ₴24.10
$1.28 ₴57.2
Water (0.33 liter bottle)
$0.55 ₴24.78
$0.43 ₴19.13
$1.08 ₴48.25
Local Beer (0.5 liter draught)
$1.35 ₴60.8
$0.91 ₴40.66
$2.71 ₴122
Imported Beer (0.33 liter bottle)
$1.96 ₴87.8
$1.41 ₴63.2
$4.13 ₴185
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.35 ₴60.6
$0.90 ₴40.53
$1.81 ₴81.1
White Bread (500g)
$0.83 ₴37.37
$0.59 ₴26.63
$1.48 ₴66.6
Rice (white) (1kg)
$1.45 ₴64.9
$1.00 ₴45.03
$2.14 ₴96.2
Eggs
$2.06 ₴92.3
$1.23 ₴55.1
$3.81 ₴171
Local Cheese (1kg)
$10.31 ₴463
$6.72 ₴302
$29.14 ₴1,308
Chicken Fillets (1kg)
$5.36 ₴241
$3.37 ₴151
$8.65 ₴388
Beef Round Steak (1kg)
$8.79 ₴395
$6.70 ₴301
$11.16 ₴501
Apples (1kg)
$1.20 ₴53.9
$0.72 ₴32.24
$2.79 ₴125
Banana (1kg)
$1.55 ₴69.5
$1.41 ₴63.3
$2.16 ₴97.1
Oranges (1kg)
$1.88 ₴84.2
$1.24 ₴55.5
$2.47 ₴111
Tomato (1kg)
$2.81 ₴126
$1.13 ₴50.9
$5.00 ₴224
Potato (1kg)
$0.65 ₴29.22
$0.35 ₴15.55
$1.98 ₴89.1
Onion (1kg)
$0.46 ₴20.52
$0.21 ₴9.60
$1.27 ₴57.2
Lettuce (1 head)
$1.39 ₴62.3
$0.65 ₴29.39
$2.15 ₴96.5
Water (1.5 liter bottle)
$0.66 ₴29.53
$0.53 ₴23.90
$1.25 ₴56.2
Cigarettes 20 Pack (Marlboro, Camel)
$2.86 ₴128
$2.80 ₴126
$3.92 ₴176
Wine (Bottle)
$5.63 ₴253
$3.38 ₴152
$9.01 ₴405
Local Beer (0.5 liter bottle)
$0.90 ₴40.26
$0.66 ₴29.64
$1.31 ₴58.8
Imported Beer (0.33 liter bottle)
$0.90 ₴40.28
$0.86 ₴38.54
$1.93 ₴86.6
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.34 ₴15.38
$0.34 ₴15.38
$0.46 ₴20.51
Public Transport Monthly Pass (Regular Price)
$8.44 ₴379
$7.78 ₴349
$9.09 ₴408
Taxi Start (Normal Tariff)
$2.23 ₴100
$1.90 ₴85.3
$3.35 ₴150
Taxi (Normal Tariff) (1km)
$0.46 ₴20.57
$0.34 ₴15.43
$0.70 ₴31.33
Taxi 1hour Waiting (Normal Tariff)
$4.37 ₴196
$4.04 ₴181
$6.72 ₴302
Gasoline (1 liter)
$1.51 ₴67.9
$1.24 ₴55.6
$1.96 ₴88.0
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K ₴1.3M
$28.3K ₴1.3M
$31.6K ₴1.4M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K ₴996.4K
$21.6K ₴969.5K
$29.5K ₴1.3M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$100.0 ₴4,488
$57.9 ₴2,597
$255 ₴11.4K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.01 ₴315
$4.42 ₴198
$12.16 ₴546
Internet (50+ Mbps, Unlimited Data)
$6.54 ₴293
$4.85 ₴218
$13.21 ₴593
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$46.50 ₴2,087
$26.57 ₴1,193
$81.9 ₴3,677
Tennis Court (1 Hour on Weekend)
$21.44 ₴962
$5.50 ₴247
$37.39 ₴1,678
Cinema Ticket
$3.56 ₴160
$2.67 ₴120
$6.68 ₴300
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$238 ₴10.7K
$226 ₴10.2K
$637 ₴28.6K
International Primary School, 1 Child (Yearly)
$15.3K ₴686.2K
$10.2K ₴456.7K
$28.9K ₴1.3M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$74.6 ₴3,346
$33.57 ₴1,507
$143 ₴6,428
Summer Dress (H&M, Zara, etc)
$31.08 ₴1,395
$18.86 ₴847
$55.5 ₴2,491
Sport Shoes (Adidas, Nike)
$97.4 ₴4,372
$45.09 ₴2,024
$198 ₴8,886
Men's Leather Business Shoes
$121 ₴5,432
$67.4 ₴3,027
$180 ₴8,070
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$545 ₴24.4K
-
1-bedroom Apartment, Outside City Center (Monthly)
$306 ₴13.7K
-
3-bedroom Apartment, City Center (Monthly)
$998 ₴44.8K
-
3-bedroom Apartment, Outside City Center (Monthly)
$845 ₴37.9K
-
Buy Apartment in City Center (m2)
$1,641 ₴73.6K
-
Buy Apartment Outside City Center (m2)
$1,360 ₴61.0K
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$380 ₴17.1K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
15.9
12
30

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Sumy $973
Accommodation & Living
$306
Groceries & Markets
$191
Eating Out
$149
Clothing & Footwear
$146
Monthly Utilities & Internet
$114
Sport & Entertainment
$54
Getting Around
$14

Cost Breakdown

A one-bedroom apartment in the city center costs around $545, dropping to $306 outside central areas. Housing accounts for roughly 143% of the average salary ($380) – well above the 30% international benchmark.

The average net salary is $380 – below monthly costs of $973. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.

Groceries cost around $191 per month for one person. A mid-range dinner for two is priced at $33.00 – well below the European average of $73.0.

A monthly public transport pass costs about $8.44 – among the cheapest in Europe (average $49.00).

Cost Highlights

Sumy has the 6th cheapest public transport monthly pass in Europe

Imported beer is cheaper than 99% of cities in Europe

Average monthly net salary is lower than 99% of cities in Europe

Good to know
🕒 Local time
08:30 8:30 AM
🌤 Weather
👥 Population
267,633
💱 Currency
Exchange rates and currency converter

USD, EUR to UAH – Ukrainian Hryvnia Converter

Ukrainian Hryvnia exchange rates as of October 18, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

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Sumy Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Sumy - Frequently Asked Questions
How does Sumy compare in overall affordability for travelers, expats, and digital nomads, and who tends to find it a good value?
Sumy tends to offer a gentler pace of life with room to stretch a budget, especially if you avoid tourist zones. You’ll usually find comfortable apartments, modest meals, and affordable daily services that make longer stays practical. Compared with Kyiv or Lviv, the city feels lighter on price without sacrificing access to shops, cafes, and cultural spaces. The Cost of Living in Sumy, Ukraine tends to support a practical routine – enough for weekends away and weekday work. Tip: Start with a short, neighborhood-focused stay to test value and comfort before committing long-term.
What does daily life look like in Sumy for housing, food, transport, and errands, and how can you navigate it efficiently?
Daily life in Sumy centers on practical routines: you can rent a well-located apartment, shop at lively local markets, and enjoy diverse cafe options without the crowds of bigger cities. Food is flexible – cook at home or enjoy simple meals in inexpensive eateries. Public transport is straightforward and reliable, with buses and shared taxis covering core routes; walking or cycling is pleasant in many neighborhoods. For digital nomads, reliable cafes and coworking spaces offer flexible work options. Sumy, Ukraine living cost is generally moderate. Tip: Scout a few neighborhoods near transit and markets before choosing a base.
What quality-of-life considerations, budgeting frameworks, and seasonal factors should you weigh to decide if Sumy fits your lifestyle?
Sumy offers a balanced mix of cultural charm and everyday practicality. Build a simple budgeting approach that prioritizes comfortable housing in convenient areas, then plan for groceries, transport, and occasional excursions. In winter, heating basics can influence costs, so look for well-insulated buildings and energy-conscious living. Neighborhood fit matters: riverside or central districts buzz with activity, while quiet residential lanes suit long-term stays. Save tactics include cooking at home, shopping at local markets, and negotiating lease terms for longer commitments. Tip: Spend a couple of evenings in different parts of the city to feel the vibe across seasons.
What is the average cost of living in Sumy in 2026?
For 2026, a single person in Sumy should plan on about $973 per month with rent, or $567 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
Is Sumy worth the cost of living?
Sumy is mid-range – monthly costs with rent reach about $973. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.
What is the average salary in Sumy?
After taxes, the average worker in Sumy takes home about $380 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is rent high in Sumy?
Rent is one of the biggest advantages of living in Sumy – 1-bedroom apartments range from $306 to $545 per month, and even central neighborhoods stay accessible on modest incomes. Cheap housing frees up cash for everything else.
Is food expensive in Sumy?
Grocery spending in Sumy lands around $191 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
How much is public transport in Sumy?
Getting around Sumy by public transport costs about $8.44 per month. A monthly pass generally covers buses, trams, and metro – much cheaper than owning a car for the daily commute.
Can a person live on $1,000 monthly in Sumy?
$1,000 is below the $973 average in Sumy, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Sumy good for digital nomads?
Digital nomads flock to Sumy for good reason: wellness scene, café culture, great local cuisine. Monthly costs land around $973 depending on your setup – strong value for the connectivity and quality of life you get. Coworking spaces and nomad-friendly cafés round out the appeal.
How affordable is Sumy?
Sumy is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $973, a figure most working professionals can handle without major financial stress.
Is Sumy good for backpackers?
Sumy is doable for backpackers, though it takes more planning than cheaper destinations. Monthly costs average $973, so daily spending is moderate. Hostels, local food, and public transport keep things in check, but attractions and nightlife can push costs up.

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