📌A single person spends around $711 per month with rent, or $468 for everyday expenses alone.
📌A couple spends around $1,071 per month with rent, or $731 for everyday expenses alone.
📌A family of three spends around $1,431 per month with rent, or $993 without housing.
📊Overall, Sumy is about 49% below the global median. Within Europe, costs are well below average (60% lower) – one of the most affordable options in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0K₴1.4M
$29.7K₴1.3M
$31.9K₴1.4M
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.0K₴1.1M
$23.8K₴1.1M
$27.0K₴1.2M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$112₴4,955
$73.8₴3,271
$173₴7,669
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.75₴255
$3.69₴164
$9.84₴436
Internet(50+ Mbps, Unlimited Data)
$7.06₴313
$4.89₴217
$9.06₴401
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$28.55₴1,265
$14.27₴632
$32.72₴1,450
Tennis Court(1 Hour on Weekend)
$5.91₴262
$5.91₴262
$9.47₴420
Cinema Ticket
$2.83₴125
$2.83₴125
$7.08₴314
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$386₴17.1K
$244₴10.8K
$610₴27.0K
International Primary School, 1 Child(Yearly)
$7,856₴348.0K
$6,119₴271.1K
$9,790₴433.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$48.07₴2,130
$24.04₴1,065
$144₴6,389
Summer Dress(H&M, Zara, etc)
$34.99₴1,550
$21.33₴945
$59.3₴2,625
Sport Shoes(Adidas, Nike)
$101₴4,457
$59.6₴2,641
$143₴6,338
Men's Leather Business Shoes
$114₴5,028
$60.3₴2,670
$193₴8,544
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$230₴10.2K
$194₴8,580
$266₴11.8K
1-bedroom Apartment, Outside City Center(Monthly)
$144₴6,390
$120₴5,325
$168₴7,455
3-bedroom Apartment, City Center(Monthly)
$349₴15.5K
$313₴13.9K
$386₴17.1K
3-bedroom Apartment, Outside City Center(Monthly)
$217₴9,595
$193₴8,529
$241₴10.7K
Buy Apartment in City Center(m2)
$895₴39.7K
-
Buy Apartment Outside City Center(m2)
$539₴23.9K
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$401₴17.8K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
12
12
25
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $230, dropping to $144 outside central areas. Housing accounts for roughly 57% of the average salary ($401) – close to the 30% international benchmark.
💰The average net salary is $401 – below monthly costs of $711. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.
🛒Groceries cost around $175 per month for one person. A mid-range dinner for two is priced at $14.00 – well below the European average of $75.0.
Cost Highlights
⭐Sumy has the 5th cheapest three-course dinner for two, mid-range in Europe
⭐Sumy has the 8th cheapest local beer in Europe
⭐Average monthly net salary is lower than 99% of cities in Europe
Sumy Median Internet Speeds (Updated April 2026)
Mobile
Download
Mbps
Upload
Mbps
Latency
ms
Fixed Broadband
Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
Many residents speak multiple languages, making communication easier
Cost of Living in Sumy - Frequently Asked Questions
How does Sumy compare in overall affordability for travelers, expats, and digital nomads, and who tends to find it a good value?
Sumy tends to offer a gentler pace of life with room to stretch a budget, especially if you avoid tourist zones. You’ll usually find comfortable apartments, modest meals, and affordable daily services that make longer stays practical. Compared with Kyiv or Lviv, the city feels lighter on price without sacrificing access to shops, cafes, and cultural spaces. The Cost of Living in Sumy, Ukraine tends to support a practical routine – enough for weekends away and weekday work. Tip: Start with a short, neighborhood-focused stay to test value and comfort before committing long-term.
What does daily life look like in Sumy for housing, food, transport, and errands, and how can you navigate it efficiently?
Daily life in Sumy centers on practical routines: you can rent a well-located apartment, shop at lively local markets, and enjoy diverse cafe options without the crowds of bigger cities. Food is flexible – cook at home or enjoy simple meals in inexpensive eateries. Public transport is straightforward and reliable, with buses and shared taxis covering core routes; walking or cycling is pleasant in many neighborhoods. For digital nomads, reliable cafes and coworking spaces offer flexible work options. Sumy, Ukraine living cost is generally moderate. Tip: Scout a few neighborhoods near transit and markets before choosing a base.
What quality-of-life considerations, budgeting frameworks, and seasonal factors should you weigh to decide if Sumy fits your lifestyle?
Sumy offers a balanced mix of cultural charm and everyday practicality. Build a simple budgeting approach that prioritizes comfortable housing in convenient areas, then plan for groceries, transport, and occasional excursions. In winter, heating basics can influence costs, so look for well-insulated buildings and energy-conscious living. Neighborhood fit matters: riverside or central districts buzz with activity, while quiet residential lanes suit long-term stays. Save tactics include cooking at home, shopping at local markets, and negotiating lease terms for longer commitments. Tip: Spend a couple of evenings in different parts of the city to feel the vibe across seasons.
What is the average cost of living in Sumy in 2026?
For 2026, a single person in Sumy should plan on about $711 per month with rent, or $468 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
Why is Sumy considered affordable?
Sumy is affordable because both rent and daily expenses are genuinely low. Total monthly costs with housing come to just $711, making it firmly budget-friendly for residents and long-term visitors alike.
What is the average salary in Sumy?
After taxes, the average worker in Sumy takes home about $401 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is rent high in Sumy?
Rent is one of Sumy's biggest advantages – 1-bedroom apartments range from $144 to $230 per month, and even central neighborhoods stay accessible on modest incomes. Cheap housing frees up cash for everything else.
How expensive is a gym membership in Sumy?
A gym membership in Sumy runs about $28.55 per month – affordable by regional standards. Most gyms include basic equipment, group classes, and locker rooms. Boutique studios and personal training cost more, but the baseline is budget-friendly.
How much does childcare cost in Sumy?
Private kindergarten in Sumy costs about $386 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
Can you live on $800 a month in Sumy?
$800 a month in Sumy? Very doable. Average costs with rent come to just $711, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
Is Sumy good for digital nomads?
Digital nomads flock to Sumy for good reason: wellness scene, café culture, great local cuisine. Monthly costs land around $711 depending on your setup – strong value for the connectivity and quality of life you get. Coworking spaces and nomad-friendly cafés round out the appeal.
How affordable is Sumy?
Sumy is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $711 per month with rent, it sits well below the global average for cities of similar size.
Is Sumy good for backpackers on a budget?
Sumy is great for backpackers. All-in costs average just $711 monthly, and even short-term visitors on tight budgets can stretch their money. Cheap hostels, affordable street food, budget transport, and free attractions make it easy to explore without overspending.